Car insurance for students is usually more expensive than for other drivers, since students are typically young and have less driving experience. But students can save by staying on a parent or guardian’s policy, taking advantage of discounts available and comparing quotes from multiple companies.<\/p>\n\n\n\n
Adding a young driver to a parent or guardian\u2019s auto insurance<\/a> policy will raise the overall premium, but it could still be much cheaper than if a student gets their own policy.<\/p>\n\n\n\n However, if the student is going away to college, it\u2019s possible that a separate policy may be cheaper in the new ZIP code the student will be in at school. Be sure to compare quotes from other insurers before assuming that staying on the parent or guardian’s policy is the most affordable option.<\/p>\n\n\n\n Insurers offer various discounts for student drivers. For example, many companies offer good student discounts to full-time high school or college students<\/a> who meet certain academic requirements. In most cases, the student needs to maintain at least a B average or a 3.0 GPA.<\/p>\n\n\n\n Here are examples of good student car insurance discounts<\/a> from some of the nation\u2019s biggest insurers.<\/p>\n\n\n\n While discounts vary by insurer, insuring a student could qualify you for other discounts, like:<\/p>\n\n\n\n Whether you\u2019re sharing a policy or buying your own, the best way to get the most affordable insurance is to compare car insurance quotes<\/a> from several different companies.<\/p>\n\n\n\n Insurers set prices based on a variety of factors, including your age, where you live, what you drive, and what your driving history looks like.<\/p>\n\n\n\n More:<\/strong> The best car insurance companies<\/a><\/p>\n\n\n\nLook for discounts<\/h2>\n\n\n\n
Company<\/strong><\/td> Good student discount<\/strong><\/td><\/tr> 21st Century<\/td> Students under the age of 25 can get a discount by maintaining a 3.0 GPA or higher.<\/td><\/tr> AAA<\/a><\/td> Students can save up to 10% with a GPA of 3.0 or higher.<\/td><\/tr> Allstate<\/a><\/td> Unmarried students under the age of 25 with a 2.7 GPA or higher could get a discount.<\/td><\/tr> Farm Bureau<\/td> Full-time students with a B average or higher, or ranking in the top 20% of their class, may be eligible for a discount.<\/td><\/tr> Farmers<\/a><\/td> Discount available for full-time students under 25 with a 3.0 GPA or higher, or those on the dean’s list, honor roll, or in the top 20% of their class. Also available for home-schooled students who score in the top 20% on standardized tests.<\/td><\/tr> Geico<\/a><\/td> Full-time students with good grades may save up to 15% on certain coverages.<\/td><\/tr> Liberty Mutual<\/a><\/td> Students with a B average or higher could qualify for a discount.<\/td><\/tr> Nationwide<\/a><\/td> Students 16 to 24 with a B average or higher may get a discount.<\/td><\/tr> Progressive<\/a><\/td> Students 23 and under, with a B average or higher, may get a discount.<\/td><\/tr> State Farm<\/a><\/td> Teen drivers with good grades could get a discount of up to 25%, until age 25. Home-schooled students may also qualify.<\/td><\/tr> Travelers<\/a><\/td> Discount available for students who maintain a B average or 3.0 GPA, or its equivalent, or are in the top 20% of their class.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n Other discounts for students<\/h3>\n\n\n\n
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