{"id":9141,"date":"2024-11-11T00:48:42","date_gmt":"2024-11-11T08:48:42","guid":{"rendered":"\/wp-site\/?p=9141"},"modified":"2025-12-04T13:32:27","modified_gmt":"2025-12-04T21:32:27","slug":"rideshare-insurance","status":"publish","type":"car-insurance","link":"https:\/\/jerry.ai\/car-insurance\/rideshare-insurance\/","title":{"rendered":"What is Rideshare Insurance? Complete Guide for Drivers"},"content":{"rendered":"\n<p>If you drive for rideshare companies like <a href=\"\/car-insurance\/uber-insurance\/\">Uber<\/a> or <a href=\"\/car-insurance\/lyft-insurance\/\">Lyft<\/a>, <strong>you need rideshare insurance<\/strong> to protect yourself from coverage gaps. A standard personal car insurance policy typically excludes business use, and rideshare companies generally only protect you when you have actively accepted a ride. Without rideshare insurance, you could be missing coverage while on the clock.<\/p>\n\n\n\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nJerry has helped <strong>518 rideshare drivers<\/strong> find the right insurance coverage in the last year&nbsp;\u2014 and over <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text\">126,381<\/span> <strong>total drivers<\/strong> across all coverage types. Here&#8217;s everything you need to know about it, including its costs, why you need it and how to buy it.\n<\/p>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-cover is-style-md-rounded-3xl has-aspect-ratio\" style=\"padding-right:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40);min-height:160px;aspect-ratio:5\/2;min-height:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" class=\"wp-block-cover__image-background wp-image-68258 size-full\" alt=\"\" src=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1.png\" style=\"object-position:66% 77%\" data-object-fit=\"cover\" data-object-position=\"66% 77%\" srcset=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1.png 1024w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-300x300.png 300w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-150x150.png 150w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-768x768.png 768w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-900x900.png 900w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-400x400.png 400w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-56x56.png 56w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-250x250.png 250w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" fetchpriority=\"low\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-40 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-white-color has-text-color has-link-color wp-elements-c861c09bfe2c0a1b0d66db8aa59bdf2e\" style=\"font-size:clamp(17.371px, 1.086rem + ((1vw - 3.2px) * 0.752), 27px);\"><strong>Jerry pulls up to 20 quotes from top rated carriers.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What is rideshare insurance?<\/h2>\n\n\n\n<p>Rideshare insurance is specialized coverage that <strong>fills the gaps between your personal auto insurance and the limited coverage provided by rideshare companies.<\/strong> You can add it as an endorsement to your existing car insurance policy, or purchase a separate policy.<\/p>\n\n\n\n<p>Here\u2019s an overview of how car insurance works during ridesharing.<\/p>\n\n\n<div style=\"position: relative; width: 100%; height: 0px; padding: 127.95% 0px 0px; overflow: hidden; will-change: transform;\"><iframe credentialless loading=\"lazy\" src=\"https:\/\/e.infogram.com\/27ff431d-5210-4985-8070-050374f2565e?src=embed&amp;embed_type=responsive_iframe\" title=\"Rideshare Insurance | Jerry\" allowfullscreen=\"\" allow=\"fullscreen\" style=\"position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border: none; padding: 0px; margin: 0px;\"><\/iframe><\/div>\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-thumb-up text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Key takeaway:<\/strong> Without rideshare insurance, you&#8217;re exposed to significant financial risk when you&#8217;re logged into the app but haven&#8217;t accepted a ride yet.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Rideshare insurance costs<\/h2>\n\n\n\n<p>Jerry customers pay between <strong>$121-$221 per month<\/strong> for rideshare insurance coverage, but your exact cost depends on several factors.<\/p>\n\n\n\n<p><strong>Factors that affect rideshare insurance costs include:<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p><strong>\ud83d\udd50 Driving hours:<\/strong> More time on the road means higher premiums.<\/p>\n\n\n\n<p><strong>\ud83d\udccd Location:<\/strong> Urban areas typically have higher insurance costs than rural locations.<\/p>\n\n\n\n<p>&nbsp;<strong>\ud83d\ude97 Driving record:<\/strong> Having a clean record typically means lower costs.<\/p>\n\n\n\n<p><strong>\ud83d\udcca Coverage limits:<\/strong> Higher <a href=\"\/car-insurance\/what-is-liability-car-insurance-and-what-does-it-cover\/\">liability<\/a> limits increase costs but provide better protection.&nbsp;<\/p>\n\n\n\n<p><strong>\ud83c\udfe2 Insurance company:<\/strong> Rates vary between providers for identical coverage.<\/p>\n<\/div>\n\n\n\n<p class=\"has-small-font-size\"><em><em><em>Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/em><\/em><\/p>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-check-border text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Jerry recommends:<\/strong> While rideshare insurance typically adds 36%-73% to your base premium, it&#8217;s far cheaper than paying to replace your car out of pocket. Use the Jerry app to compare policies with rideshare insurance to find the best protection.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-primary\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes with Jerry<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Jerry finds you rideshare insurance, fast<\/h2>\n\n\n\n<p>Finding rideshare insurance doesn\u2019t need to take hours of research and phone calls. <strong>Jerry compares quotes from over 50 insurance companies<\/strong> to find coverage that fits your specific rideshare needs in just a few minutes.<\/p>\n\n\n\n<p><strong>You can quickly compare quotes now from insurers that provide rideshare coverage <\/strong>and choose the best protection.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/signup\">Skip the hassle. Jerry finds competitive quotes in minutes.<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Do I need to buy rideshare insurance?<\/h2>\n\n\n\n<div class=\"wp-block-jerry-carrier-reviews-pros-and-cons\">\n  \n<div class=\"flex flex-col gap-7 md:flex-row md:gap-6\">\n<div class=\"flex flex-1 flex-col gap-3 md:gap-4 wp-block-jerry-carrier-reviews-pros-and-cons-item\">\n  <div class=\"flex flex-row items-center gap-3 border-b border-zinc-200 pb-4 md:pb-5\">\n    <span class=\"iconify text-primary text-2xl i--thumb-up\"><\/span>\n    <div class=\"font-circular text-xl font-bold text-gray-900 md:text-2xl md:leading-6\">\n      You need rideshare insurance if you:    <\/div>\n  <\/div>\n\n  \n<div class=\"marker:text-primary font-circular text-base text-gray-600 *:!m-0 *:!pl-6 [&amp;_li&gt;*]:pl-2\">\n<ul class=\"wp-block-jerry-custom-list\">\n<li class=\"wp-block-jerry-custom-list-item *:my-0\">\n<p>Drive for Uber, Lyft or other rideshare platforms \u2014 even part-time.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-jerry-custom-list-item *:my-0\">\n<p>Deliver food with DoorDash, Uber Eats or similar services.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-jerry-custom-list-item *:my-0\">\n<p>Use your vehicle for any gig economy work.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-jerry-custom-list-item *:my-0\">\n<p>Can&#8217;t afford to replace your car if it\u2019s totaled during business use.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"flex flex-1 flex-col gap-3 md:gap-4 wp-block-jerry-carrier-reviews-pros-and-cons-item\">\n  <div class=\"flex flex-row items-center gap-3 border-b border-zinc-200 pb-4 md:pb-5\">\n    <span class=\"iconify text-primary text-2xl i--thumb-down\"><\/span>\n    <div class=\"font-circular text-xl font-bold text-gray-900 md:text-2xl md:leading-6\">\n      Without rideshare insurance:    <\/div>\n  <\/div>\n\n  \n<div class=\"marker:text-primary font-circular text-base text-gray-600 *:!m-0 *:!pl-6 [&amp;_li&gt;*]:pl-2\">\n<ul class=\"wp-block-jerry-custom-list\">\n<li class=\"wp-block-jerry-custom-list-item *:my-0\">\n<p>Your personal insurer can deny all claims once they discover you drive commercially.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-jerry-custom-list-item *:my-0\">\n<p>You&#8217;re responsible for damages to your car, and any costs that exceed your rideshare company\u2019s reduced liability limits when the rideshare app is on, but no ride yet accepted.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-jerry-custom-list-item *:my-0\">\n<p>Your policy could be cancelled immediately, even for unrelated claims.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-jerry-custom-list-item *:my-0\">\n<p>You&#8217;ll be marked as high-risk, making future coverage more expensive.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-thumb-up text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Key takeaway:<\/strong> Even occasional rideshare driving requires proper coverage so you\u2019re financially protected and don\u2019t risk your insurer finding out and denying claims.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator aligncenter has-alpha-channel-opacity is-style-separator-jerry-default-fw\"\/>\n\n\n\n<p><strong>Learn more: <\/strong><a href=\"\/car-insurance\/car-insurance\/how-much-car-insurance-do-i-need\/\">How much car insurance do you need?<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator aligncenter has-alpha-channel-opacity is-style-separator-jerry-default-fw\"\/>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-cover is-style-md-rounded-3xl has-aspect-ratio\" style=\"padding-right:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40);min-height:160px;aspect-ratio:5\/2;min-height:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"620\" height=\"414\" class=\"wp-block-cover__image-background wp-image-67864 size-full\" alt=\"\" src=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3.png\" style=\"object-position:51% 71%\" data-object-fit=\"cover\" data-object-position=\"51% 71%\" srcset=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3.png 620w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3-300x200.png 300w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3-400x267.png 400w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3-84x56.png 84w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3-374x250.png 374w\" sizes=\"auto, (max-width: 620px) 100vw, 620px\" fetchpriority=\"low\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-40 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-white-color has-text-color has-link-color wp-elements-2adf0f3b3da763c637f1a27c4a8fb322\" style=\"font-size:clamp(17.371px, 1.086rem + ((1vw - 3.2px) * 0.752), 27px);\"><strong>It only takes 2 minutes to sign up at Jerry.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"!mbs-12 !mbe-12 wp-block-jerry-faqs\">\n  <!-- Title -->\n    <h2 class=\"medium-title text-black mb-1.5 pt-12 uppercase\">\n    FAQ  <\/h2>\n  \n  <!-- Accordion -->\n  \n<div class=\"max-w-screen-lg my-6 [&amp;_li:last-child]:border-b-0\">\n<ul class=\"wp-block-jerry-accordion\">\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        <strong>\ud83c\udf54 Do I need rideshare insurance for food delivery?<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p><strong>Yes.<\/strong> Food delivery services like DoorDash, Uber Eats, and Grubhub are considered commercial use of your vehicle, and your personal insurance won&#8217;t cover accidents during deliveries.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        <strong>\ud83d\udd04\u00a0 Can I add rideshare coverage to any insurance policy?<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p><strong>No,<\/strong> not all insurers offer rideshare insurance. If your current insurer doesn&#8217;t offer it, you&#8217;ll need to switch to one that does. Jerry helps you compare quotes from different carriers that offer rideshare insurance in just a few minutes.<br><\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        <strong>\ud83d\udcb0 How much more expensive is rideshare insurance?<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>In the last year, Jerry customers have experienced that rideshare insurance typically adds 36-73% to their personal insurance. Although it may sound like a big increase, it\u2019s cheaper than having insufficient coverage in case of an accident.&nbsp;<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        <strong>\ud83d\udc65 Does rideshare insurance cover passengers?<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>Yes, rideshare insurance includes liability coverage for passenger injuries. However, your rideshare company&#8217;s insurance will only cover you when you\u2019ve accepted a ride or have a passenger.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        <strong>\ud83d\udcc5 Do I need rideshare insurance if I only drive occasionally?<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p><strong>Yes.<\/strong> Even driving once per month requires proper coverage. Insurance companies don&#8217;t differentiate between full-time and occasional rideshare driving when denying claims.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n<\/ul>\n<\/div>\n\n  <!-- Contact link -->\n  <\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.<\/p>\n\n\n\n<div class=\"wp-block-jerry-meet-experts\" data-wp-interactive=\"jerry\/meet-experts\" data-wp-context=\"{&quot;modalVisible&quot;:false}\">\n  <div class=\"font-circular text-2xl font-extrabold text-slate-900\">Expert-driven. Built for you.<\/div>\n\n  <div class=\"my-3\">\n    <div class=\"flex justify-between items-center py-3 border-b border-neutral-200 cursor-pointer font-semibold text-gray-900\" data-wp-on-async--click=\"actions.toggleModal\">\n  <button class=\"text-left text-base\" type=\"button\">\n    Why you can count on Jerry&#8217;s articles  <\/button>\n\n  <div class=\"transition data-[visible=true]:md:rotate-180 text-xs iconify i--chevron-down text-gray-500\" data-wp-bind--data-visible=\"context.modalVisible\"><\/div>\n<\/div>\n<div class=\"modal-backdrop fixed bottom-0 left-0 right-0 top-0 z-50 overflow-hidden overscroll-contain bg-black\/70 font-body transition-transform delay-100 duration-0 md:relative md:z-auto [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:bg-black\/0 [&amp;:not([data-visible=true])]:md:hidden\" data-wp-init=\"callbacks.onModalInit\" data-wp-on-async--click=\"actions.hideModal\" data-wp-bind--data-visible=\"context.modalVisible\">\n  <div class=\"modal-view fixed bottom-0 left-0 right-0 flex max-h-[75%] w-full flex-col rounded-t-3xl bg-white pb-7 pl-7 pt-3.5 transition md:relative md:rounded-none md:pl-0 md:transition-none [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:md:hidden\" data-wp-bind--data-visible=\"context.modalVisible\">\n    <div class=\"modal-header md:hidden flex justify-between items-center pb-1 mb-1 border-b border-zinc-200\">\n      <div class=\"modal-title text-base font-semibold\">Summary<\/div>\n\n      <div\n        class=\"modal-close-btn wp-block-group w-11 h-11 mr-2.5 content-center text-center\"\n        data-wp-on-async--click=\"actions.hideModal\"\n      >\n        <div class=\"iconify i--close text-gray-500 cursor-pointer\"><\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"modal-body pr-7 overflow-y-auto\"><div class=\"wp-block-template-part\"><div class=\"flex flex-row items-center gap-2.5 rounded-lg bg-gray-pink px-4 py-5\">\n  <span class=\"iconify mt-0.5 shrink-0 self-start text-xs text-primary i--shield-check\"><\/span>\n\n  <div>\n    <div class=\"font-body text-xs font-bold text-primary\">Our goal is clear, trustworthy information.<\/div>\n    <div class=\"mt-1 font-body text-xs text-gray-600\">\n      Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and\n      experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept\n      current, and our editorial team is separate from our business partners, so our opinions &#038; tips are unbiased. All\n      insights drawn from Jerry\u2019s proprietary, aggregated customer auto insurance quotes data provide unique, real-world\n      guidance.\n    <\/div>\n  <\/div>\n<\/div>\n<\/div><\/div>\n  <\/div>\n<\/div>\n  <\/div>\n\n  <div class=\"text-base font-semibold text-gray-900\">Our experts<\/div>\n\n  <div class=\"my-8 flex flex-col gap-8 items-center justify-center\">\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2025\/02\/Ben-Moore.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2025\/02\/Ben-Moore.png 250w, \/wp-content\/uploads\/2025\/02\/Ben-Moore-150x150.png 150w, \/wp-content\/uploads\/2025\/02\/Ben-Moore-56x56.png 56w, \/wp-content\/uploads\/2025\/02\/Ben-Moore-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Ben Moore            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Ben Moore is a writer and editor at Jerry and an auto insurance expert. He previously worked as a writer, editor and content strategist on NerdWallet&rsquo;s auto insurance team for five years. His work has been published in The Associated Press, Washington Post, Chicago Sun-Times, MarketWatch, Nasdaq and Yahoo News. He also served as a NerdWallet spokesperson, with appearances on local broadcast television and quotes in Martha Stewart and Real Simple magazine.<\/p>\n<p>Ben has an extensive background in digital marketing, working on affiliate and programmatic advertising campaigns for brands like Cabela&rsquo;s, H&amp;R Block and Sears. He holds a bachelors degree in marketing from Olivet Nazarene University.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n      <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Rideshare companies offer limited insurance. To be fully covered, you need rideshare insurance added to your personal auto policy.<\/p>\n","protected":false},"author":19,"featured_media":71039,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"wp-custom-template-single-car-insurance-beta","meta":{"jerry_authors":"[{\"id\":\"366\",\"type\":\"main-author\"},{\"id\":\"375\",\"type\":\"editor\"},{\"id\":\"379\",\"type\":\"reviewer\"}]","jerry_author_ids":[366],"jerry_idx_page_label":"","jerry_meta_desc":"Rideshare companies offer limited insurance. To be fully covered, you need rideshare insurance added to your personal auto policy.","jerry_related_posts":"[45824,19446,21445,5151,28632]","jerry_summary":"","inline_featured_image":false,"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":"[]"},"categories":[],"tags":[31,250,545,374],"class_list":["post-9141","car-insurance","type-car-insurance","status-publish","has-post-thumbnail","hentry","tag-car-insurance","tag-lyft","tag-ridesharing","tag-uber"],"_links":{"self":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/9141","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance"}],"about":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/types\/car-insurance"}],"author":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/comments?post=9141"}],"version-history":[{"count":13,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/9141\/revisions"}],"predecessor-version":[{"id":71980,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/9141\/revisions\/71980"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media\/71039"}],"wp:attachment":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media?parent=9141"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/categories?post=9141"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/tags?post=9141"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}