{"id":7860,"date":"2024-11-08T00:03:27","date_gmt":"2024-11-08T08:03:27","guid":{"rendered":"\/wp-site\/?p=7860"},"modified":"2025-02-20T06:38:49","modified_gmt":"2025-02-20T14:38:49","slug":"what-is-telematics","status":"publish","type":"car-insurance","link":"https:\/\/jerry.ai\/car-insurance\/what-is-telematics\/","title":{"rendered":"Telematics Insurance: What It Is and Do You Need It?"},"content":{"rendered":"\n<p>Telematics or pay-how-you-drive insurance programs track your driving via your phone or another device. Based on the data they collect, including your driving habits, location, when you drive and more, you could save up to 30% on <a href=\"\/car-insurance\/\">car insurance<\/a> costs.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-is-telematics\">What is telematics insurance?<\/h2>\n\n\n\n<p>Telematics is a use-based insurance program (UBI) that uses GPS-tracking to gather data about your driving habits as you drive.&nbsp;<\/p>\n\n\n\n<p>Data gathered by a telematics device might include things like:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fast acceleration.<\/li>\n\n\n\n<li>Hard braking.<\/li>\n\n\n\n<li>Speeding.<\/li>\n\n\n\n<li>Miles driven.<\/li>\n\n\n\n<li>Nighttime driving.<\/li>\n<\/ul>\n\n\n\n<p>All of these factors help your insurance company understand how often (and how well) you drive. Using these insights, insurance companies can tailor your auto insurance premiums based on your needs.<\/p>\n\n\n\n<p><strong>More:<\/strong> <a href=\"\/car-insurance\/how-is-car-insurance-calculated\/\">How are car insurance rates calculated?<\/a><\/p>\n\n\n\n<p>While most drivers do save with telematics programs, it\u2019s important to remember that your rates can increase if you engage in risky driving behavior with some providers, such as Progressive and Travelers.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-it-works\">How telematics insurance works<\/h2>\n\n\n\n<p>Telematics technology and programs can be divided into two categories: mileage-based and behavior-based.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-media-text is-stacked-on-mobile is-vertically-aligned-top\" style=\"grid-template-columns:18% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/getjerry.com\/wp-content\/uploads\/2024\/07\/android-chrome-512x512-1.png\" alt=\"\" class=\"wp-image-274 size-full\" srcset=\"https:\/\/jerry.ai\/wp-content\/uploads\/2024\/07\/android-chrome-512x512-1.png 512w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/07\/android-chrome-512x512-1-400x400.png 400w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/07\/android-chrome-512x512-1-56x56.png 56w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/07\/android-chrome-512x512-1-250x250.png 250w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/07\/android-chrome-512x512-1-150x150.png 150w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/07\/android-chrome-512x512-1-300x300.png 300w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/07\/android-chrome-512x512-1-120x120.png 120w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" fetchpriority=\"low\"\/><\/figure><div class=\"wp-block-media-text__content\">\n<p><strong>Mileage-based telematics:<\/strong><\/p>\n\n\n\n<p>This type of telematics is often used in <a href=\"\/car-insurance\/low-mileage-car-insurance\/\">pay-per-mile insurance<\/a>. Rather than paying a fixed monthly rate, you\u2019re charged a base rate along with a per-mile fee. Your annual mileage is monitored by telematics, and the number of miles you drive will determine your auto insurance rate.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-media-text is-stacked-on-mobile is-vertically-aligned-top\" style=\"grid-template-columns:18% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/getjerry.com\/wp-content\/uploads\/2024\/07\/android-chrome-512x512-1.png\" alt=\"\" class=\"wp-image-274 size-full\" srcset=\"https:\/\/jerry.ai\/wp-content\/uploads\/2024\/07\/android-chrome-512x512-1.png 512w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/07\/android-chrome-512x512-1-400x400.png 400w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/07\/android-chrome-512x512-1-56x56.png 56w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/07\/android-chrome-512x512-1-250x250.png 250w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/07\/android-chrome-512x512-1-150x150.png 150w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/07\/android-chrome-512x512-1-300x300.png 300w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/07\/android-chrome-512x512-1-120x120.png 120w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" fetchpriority=\"low\"\/><\/figure><div class=\"wp-block-media-text__content\">\n<p><strong>Behavior-based telematics:<\/strong><\/p>\n\n\n\n<p>This type of telematics tracks your driving habits. If you\u2019re a safe driver, your insurance company may use this data to give you a discount on your monthly insurance premiums.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<p>Not all telematics programs use plug-in devices to monitor your driving. Some newer cars come with telematics installed, and most insurance providers use mobile apps to gather telematics data.<\/p>\n\n\n\n<p><strong>Learn more: <\/strong><a href=\"\/car-insurance\/how-is-car-insurance-calculated\/\">How to save money by comparing car insurance quotes<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"is-it-right-for-you\">Is telematics insurance right for you?<\/h2>\n\n\n\n<p>Telematics offers a simple and effective way to save on auto insurance rates if you are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>A low-mileage driver: <\/strong>Don\u2019t drive often? Telematics programs can track your driving habits and lower your rates according to how frequently you get behind the wheel.<\/li>\n\n\n\n<li><strong>A good driver: <\/strong>Your driving data could earn you a discount on your car insurance if you avoid things like speeding, hard braking and fast acceleration.<\/li>\n\n\n\n<li><strong>A young driver: <\/strong>Telematics can help you learn more about your driving behavior, which is great for those just starting out behind the wheel. With these programs, you can use your telematics data to build good driving habits and maybe even earn discounts on your car insurance premiums<\/li>\n<\/ul>\n\n\n\n<p>In some states, you might experience restrictions on telematics programs. To be sure you can use telematics programs in your state, contact your local DMV.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"best-telematics-companies\">The best insurance companies with telematics insurance<\/h2>\n\n\n\n<p>Several popular car insurance companies, including Progressive, State Farm and Geico, offer telematics programs. Here are some of the most popular:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Insurance company<\/strong><\/td><td><strong>Program<\/strong><\/td><td><strong>Average sign-up discount<\/strong><\/td><td><strong>Potential savings<\/strong><\/td><\/tr><tr><td><a href=\"\/reviews\/car-insurance\/progressive\/\">Progressive<\/a>\u00a0<\/td><td><a href=\"https:\/\/www.progressive.com\/auto\/discounts\/snapshot\/\" target=\"_blank\" rel=\"noreferrer noopener\">SnapShot<\/a><\/td><td>$94<\/td><td>$231<\/td><\/tr><tr><td><a href=\"\/reviews\/car-insurance\/state-farm\/\">State Farm\u00a0<\/a><\/td><td><a href=\"https:\/\/www.statefarm.com\/customer-care\/download-mobile-apps\/drive-safe-and-save-mobile\" target=\"_blank\" rel=\"noreferrer noopener\">DriveSafe and Save<\/a>\u2122<\/td><td>10%<\/td><td>30%<\/td><\/tr><tr><td><a href=\"\/reviews\/car-insurance\/nationwide\/\">Nationwide<\/a><\/td><td><a href=\"https:\/\/www.nationwide.com\/personal\/insurance\/auto\/discounts\/smartmiles\/\" target=\"_blank\" rel=\"noreferrer noopener\">SmartMiles<\/a> (mileage-based)<br><a href=\"https:\/\/www.nationwide.com\/personal\/insurance\/auto\/discounts\/smartride\/\" target=\"_blank\" rel=\"noreferrer noopener\">SmartRide<\/a> (behavior-based)<\/td><td>SmartMiles: 10%<br>SmartRide: 10%<\/td><td>SmartMiles: N\/A<br>SmartRide: Up to 40%<\/td><\/tr><tr><td><a href=\"\/reviews\/car-insurance\/geico\/\">Geico<\/a>\u00a0<\/td><td><a href=\"https:\/\/www.geico.com\/driveeasy\/\" target=\"_blank\" rel=\"noreferrer noopener\">DriveEasy<\/a><\/td><td>Drivers earn participation discount (amount not disclosed)<\/td><td>N\/A<\/td><\/tr><tr><td><a href=\"\/reviews\/car-insurance\/allstate\/\">Allstate<\/a><\/td><td><a href=\"https:\/\/www.allstate.ca\/car-insurance\/drivewise\" target=\"_blank\" rel=\"noreferrer noopener\">Drivewise<\/a>\u00ae<\/td><td>Drivers earn participation discount (varies by state)<\/td><td>30%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Learn more: <\/strong><a href=\"\/car-insurance\/best-car-insurance-companies\/\">The best car insurance companies&nbsp;<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"pros-and-cons\">The pros and cons of telematics insurance<\/h2>\n\n\n\n<p>While telematics can benefit drivers, there are some drawbacks, such as availability, privacy concerns and more. If you\u2019re deciding on whether you should invest in a telematics app, consider the following:<\/p>\n\n\n\n<p>The benefits of telematics programs<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Can give you <a href=\"\/car-insurance\/car-insurance-discounts\/\">discounts<\/a> on your auto insurance premiums.\u00a0<\/li>\n\n\n\n<li>Teaches you about your driving habits through well-timed tips.<\/li>\n\n\n\n<li>Alerts you to potential hazards on the road.<\/li>\n\n\n\n<li>Helps to minimize operating costs by tracking idling time.<\/li>\n<\/ul>\n\n\n\n<p>The drawbacks of telematics programs<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Information about your driving habits, location and more may become available via your telematics device.<\/li>\n\n\n\n<li>Not all insurance providers offer telematics programs in all states.<\/li>\n<\/ul>\n\n\n\n<div class=\"!mbs-12 !mbe-12 wp-block-jerry-faqs wp-block-jerry-faqs\">\n  <!-- Title -->\n    <h2 class=\"medium-title text-black mb-1.5 pt-12 uppercase\">\n    FAQ  <\/h2>\n  \n  <!-- Accordion -->\n  \n<div class=\"max-w-screen-lg my-6 [&amp;_li:last-child]:border-b-0\">\n<ul class=\"wp-block-jerry-accordion\">\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item font-circular flex cursor-pointer flex-row items-start border-b border-zinc-200 py-6 text-lg text-slate-500 is-style-accordion-item-box wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        What is a telematics device?      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>A telematics device is either a mobile app or another in-car device that monitors your driving habits and sends real-time updates to your car insurance company. Based on your habits, such as your mileage, the time of day you drive and your overall driving safety, some insurers may offer you a discount on your auto insurance policy based on the data they receive.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item font-circular flex cursor-pointer flex-row items-start border-b border-zinc-200 py-6 text-lg text-slate-500 is-style-accordion-item-box wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        Is telematics insurance worth it?      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>If you have safe driving habits, telematics insurance could be worth it based on the savings on your car insurance policy. However, riskier drivers may see higher insurance rates after installing a telematics system.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item font-circular flex cursor-pointer flex-row items-start border-b border-zinc-200 py-6 text-lg text-slate-500 is-style-accordion-item-box wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        What\u2019s the difference between telematics and black box?      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>The \u201cblack box\u201d refers to the technology used to track your driving habits. These used to be independent devices attached to your car (the \u201cblack box\u201d in question), but modern technology has allowed your phone to become your telematics device via an app.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n<\/ul>\n<\/div>\n\n  <!-- Contact link -->\n  <\/div>\n\n\n\n<div class=\"wp-block-jerry-meet-experts\" data-wp-interactive=\"jerry\/meet-experts\" data-wp-context=\"{&quot;modalVisible&quot;:false}\">\n  <div class=\"font-circular text-2xl font-extrabold text-slate-900\">Expert-driven. Built for you.<\/div>\n\n  <div class=\"my-3\">\n    <div class=\"flex justify-between items-center py-3 border-b border-neutral-200 cursor-pointer font-semibold text-gray-900\" data-wp-on-async--click=\"actions.toggleModal\">\n  <button class=\"text-left text-base\" type=\"button\">\n    Why you can count on Jerry&#8217;s articles  <\/button>\n\n  <div class=\"transition data-[visible=true]:md:rotate-180 text-xs iconify i--chevron-down text-gray-500\" data-wp-bind--data-visible=\"context.modalVisible\"><\/div>\n<\/div>\n<div class=\"modal-backdrop fixed bottom-0 left-0 right-0 top-0 z-50 overflow-hidden overscroll-contain bg-black\/70 font-body transition-transform delay-100 duration-0 md:relative md:z-auto [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:bg-black\/0 [&amp;:not([data-visible=true])]:md:hidden\" data-wp-init=\"callbacks.onModalInit\" data-wp-on-async--click=\"actions.hideModal\" data-wp-bind--data-visible=\"context.modalVisible\">\n  <div class=\"modal-view fixed bottom-0 left-0 right-0 flex max-h-[75%] w-full flex-col rounded-t-3xl bg-white pb-7 pl-7 pt-3.5 transition md:relative md:rounded-none md:pl-0 md:transition-none [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:md:hidden\" data-wp-bind--data-visible=\"context.modalVisible\">\n    <div class=\"modal-header md:hidden flex justify-between items-center pb-1 mb-1 border-b border-zinc-200\">\n      <div class=\"modal-title text-base font-semibold\">Summary<\/div>\n\n      <div\n        class=\"modal-close-btn wp-block-group w-11 h-11 mr-2.5 content-center text-center\"\n        data-wp-on-async--click=\"actions.hideModal\"\n      >\n        <div class=\"iconify i--close text-gray-500 cursor-pointer\"><\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"modal-body pr-7 overflow-y-auto\"><div class=\"wp-block-template-part\"><div class=\"flex flex-row items-center gap-2.5 rounded-lg bg-gray-pink px-4 py-5\">\n  <span class=\"iconify mt-0.5 shrink-0 self-start text-xs text-primary i--shield-check\"><\/span>\n\n  <div>\n    <div class=\"font-body text-xs font-bold text-primary\">Our goal is clear, trustworthy information.<\/div>\n    <div class=\"mt-1 font-body text-xs text-gray-600\">\n      Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and\n      experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept\n      current, and our editorial team is separate from our business partners, so our opinions &#038; tips are unbiased. All\n      insights drawn from Jerry\u2019s proprietary, aggregated customer auto insurance quotes data provide unique, real-world\n      guidance.\n    <\/div>\n  <\/div>\n<\/div>\n<\/div><\/div>\n  <\/div>\n<\/div>\n  <\/div>\n\n  <div class=\"text-base font-semibold text-gray-900\">Our experts<\/div>\n\n  <div class=\"my-8 flex flex-col gap-8 items-center justify-center\">\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2024\/09\/Kayda-Norman.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2024\/09\/Kayda-Norman.png 250w, \/wp-content\/uploads\/2024\/09\/Kayda-Norman-150x150.png 150w, \/wp-content\/uploads\/2024\/09\/Kayda-Norman-56x56.png 56w, \/wp-content\/uploads\/2024\/09\/Kayda-Norman-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Kayda Norman            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Kayda Norman is an insurance writer and editor with more than 12 years of content experience. She previously worked at NerdWallet as an insurance writer and content management specialist. She has covered a wide range of insurance topics such as high-risk drivers, auto insurance rate factors, and credit-based insurance scores. Her work has been featured in The New York Times, The Washington Post, and USA Today.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2024\/09\/Liz-Jenson.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2024\/09\/Liz-Jenson.png 250w, \/wp-content\/uploads\/2024\/09\/Liz-Jenson-150x150.png 150w, \/wp-content\/uploads\/2024\/09\/Liz-Jenson-56x56.png 56w, \/wp-content\/uploads\/2024\/09\/Liz-Jenson-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Liz Jenson            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Liz Jenson is an insurance writer who specializes in general automotive and insurance topics. Liz\u2019s mission is to produce informative and useful content to help car owners make smart choices when buying cars and car insurance. Since joining Jerry in 2021, Liz has written nearly 4,000 long- and short-form articles on topics including state-specific insurance recommendations, common car insurance questions, and deep dives into vehicle model details. Before they came to Jerry, Liz was a full-time student at Indiana University, Bloomington working on a double major in English and French.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n      <\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Telematics can electronically track your driving habits and offer you a discount on your car insurance premiums.<\/p>\n","protected":false},"author":19,"featured_media":53414,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"single-advice","meta":{"jerry_authors":"[{\"id\":\"184\",\"type\":\"main-author\"},{\"id\":\"301\",\"type\":\"co-author\"},{\"id\":\"254\",\"type\":\"editor\"},{\"id\":\"187\",\"type\":\"reviewer\"}]","jerry_author_ids":[184,301],"jerry_idx_page_label":"","jerry_meta_desc":"Telematics can electronically track your driving habits and offer you a discount on your car insurance premiums.","jerry_related_posts":"[7567,31688,18288,34462,28088]","jerry_summary":"","inline_featured_image":false,"_lmt_disableupdate":"yes","_lmt_disable":"","footnotes":""},"categories":[],"tags":[31],"class_list":["post-7860","car-insurance","type-car-insurance","status-publish","has-post-thumbnail","hentry","tag-car-insurance"],"_links":{"self":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/7860","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance"}],"about":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/types\/car-insurance"}],"author":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/comments?post=7860"}],"version-history":[{"count":10,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/7860\/revisions"}],"predecessor-version":[{"id":61625,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/7860\/revisions\/61625"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media\/53414"}],"wp:attachment":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media?parent=7860"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/categories?post=7860"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/tags?post=7860"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}