{"id":7800,"date":"2024-11-07T23:30:18","date_gmt":"2024-11-08T07:30:18","guid":{"rendered":"\/wp-site\/?p=7800"},"modified":"2025-06-12T23:15:41","modified_gmt":"2025-06-13T06:15:41","slug":"car-insurance-for-teens","status":"publish","type":"car-insurance","link":"https:\/\/jerry.ai\/car-insurance\/car-insurance-for-teens\/","title":{"rendered":"Cheap Car Insurance for Teens (2025)"},"content":{"rendered":"\n<p>Teen drivers pay the highest rates for <a href=\"\/car-insurance\/\">car insurance<\/a> of any age group thanks to limited driving experience and high car-accident rates.<\/p>\n\n\n\n<blockquote class=\"wp-block-jerry-key-takeaway border-primary flex flex-col rounded bg-gray-50 p-6 border-l-0\"><div class=\"flex flex-col md:block md:space-x-1\"><span class=\"has-primary-color text-lg font-semibold\">QUICK LOOK<\/span><span class=\"text-gray-900 text-base\"><\/span><\/div><div class=\"jerry-block-content\" contentclassname=\"text-gray-900 text-base\">\n<ul class=\"wp-block-list\">\n<li>Full-coverage car insurance for teen drivers costs an average of $3,962 per year, or $330 per month.<\/li>\n\n\n\n<li>It costs approximately $2,055 more per year to buy a standalone policy for a teen driver than to add them to an existing car insurance policy.<\/li>\n\n\n\n<li>Nationwide is one of the best car insurance companies for families with teens, thanks to low rates and generous discounts.<\/li>\n\n\n\n<li>In most cases, it\u2019s best to keep a teen on a family policy until they move out permanently.<\/li>\n\n\n\n<li><a href=\"\/car-insurance\/car-insurance-quotes\/\">Compare car insurance quotes<\/a> from multiple providers when adding or removing a teen from your insurance.<\/li>\n<\/ul>\n<\/div><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"auto-insurance-teens-cost\">How much is auto insurance for teens?<\/h2>\n\n\n\n<div class=\"wp-block-jerry-card\"><div class=\"shadow-variant-card relative overflow-hidden rounded-xl p-8\"><div class=\"flex flex-col gap-3\"><span class=\"text-lg font-medium text-slate-900\">The Cost of Teen Car Insurance<\/span><div class=\"jerry-block-content text-sm text-slate-700\">\n<ul class=\"wp-block-list\">\n<li>Average cost to add a teenager to a parent&#8217;s policy: $2,934 per year<\/li>\n\n\n\n<li>Average cost of a standalone policy for a teen driver: $4,989 per year<\/li>\n\n\n\n<li>Average cost of coverage for teen boys: $5,502 per year<\/li>\n\n\n\n<li>Average cost of coverage for teen girls: $4,772 per year<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<p><br>Young drivers pay the highest rates for car insurance when insured on a separate policy. A teenager with a good driving record can expect to pay between $358 and $470 a month for a basic <a href=\"\/car-insurance\/what-does-full-coverage-car-insurance-cover\/\">full-coverage insurance<\/a> policy.<\/p>\n\n\n\n<p>As driving experience increases, the cost of coverage decreases. A 19-year-old driver pays $1,344 less in annual premiums, on average, than a 16-year-old driver.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Age<\/th><th class=\"has-text-align-left\" data-align=\"left\">Monthly cost of a standalone full-coverage policy<\/th><th class=\"has-text-align-left\" data-align=\"left\">Monthly cost to add to a parent&#8217;s full-coverage policy<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">16<\/td><td class=\"has-text-align-left\" data-align=\"left\">$470<\/td><td class=\"has-text-align-left\" data-align=\"left\">$275<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">17<\/td><td class=\"has-text-align-left\" data-align=\"left\">$445<\/td><td class=\"has-text-align-left\" data-align=\"left\">$260<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">18<\/td><td class=\"has-text-align-left\" data-align=\"left\">$390<\/td><td class=\"has-text-align-left\" data-align=\"left\">$231<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">19<\/td><td class=\"has-text-align-left\" data-align=\"left\">$358<\/td><td class=\"has-text-align-left\" data-align=\"left\">$212<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>More:<\/strong> <a href=\"\/car-insurance\/average-car-insurance\/\">The average cost of car insurance<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"best-car-insurance-companies-teen-drivers\">The best car insurance companies for teen drivers<\/h2>\n\n\n\n<p>USAA, Nationwide, and GEICO are the cheapest major insurance companies for a full-coverage policy with teen drivers. Compare rates from high-profile insurers in the table below.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Insurance company<\/th><th class=\"has-text-align-left\" data-align=\"left\">Average annual rate to add a teen driver<\/th><th class=\"has-text-align-left\" data-align=\"left\">Average annual rate for 18-year-olds (standalone policy)<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/usaa\/\">USAA<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">$1,497<\/td><td class=\"has-text-align-left\" data-align=\"left\">$3,457<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/nationwide\/\">Nationwide<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">$2,078<\/td><td class=\"has-text-align-left\" data-align=\"left\">$4,849<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/geico\/\">GEICO<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">$2,369<\/td><td class=\"has-text-align-left\" data-align=\"left\">$4,075<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/state-farm\/\">State Farm<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">$2,830<\/td><td class=\"has-text-align-left\" data-align=\"left\">$4,351<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/allstate\/\">Allstate<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">$3,517<\/td><td class=\"has-text-align-left\" data-align=\"left\">$5,815<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/progressive\/\">Progressive<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">$3,714<\/td><td class=\"has-text-align-left\" data-align=\"left\">$6,658<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>USAA is a good choice for military families, and GEICO is the best option for low-priced coverage for drivers with clean driving records and good credit. But for most families, Nationwide has significant advantages:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Full-time students aged 16 to 24 years old with a B average or better can earn an average of 15% off their car insurance with Nationwide\u2019s good student discount.<\/li>\n\n\n\n<li>Nationwide\u2019s optional accident forgiveness ensures that your rates won\u2019t go up after your first at-fault accident.<\/li>\n\n\n\n<li>Nationwide offers two usage-based insurance products: SmartRide\u00ae, which offers savings for safe drivers, and SmartMiles\u00ae, which offers low pay-per-mile rates for teens who don\u2019t drive much.<\/li>\n\n\n\n<li>According to the National Association of Insurance Commissioners (NAIC), Nationwide has a significantly lower rate of customer complaints than USAA or GEICO.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">The cheapest car insurance companies for teen drivers on their own policy<\/h3>\n\n\n\n<p>Most teen drivers find the best auto insurance rates on a family member\u2019s existing policy\u2014but what if you need to find insurance coverage on your own?<br><br>Many solo teen drivers are best off with a smaller insurance company that offers affordable car insurance to drivers with high-risk levels. The table below compares average rates from some of the best smaller companies for teen drivers aged 16 to 19.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Insurance company <\/th><th class=\"has-text-align-left\" data-align=\"left\">Average annual premium <\/th><th class=\"has-text-align-left\" data-align=\"left\">Average monthly premium<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/nationwide\/\">Nationwide<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">$1,677<\/td><td class=\"has-text-align-left\" data-align=\"left\">$140<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">State Auto<\/td><td class=\"has-text-align-left\" data-align=\"left\">$1,971<\/td><td class=\"has-text-align-left\" data-align=\"left\">$164<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Electric<\/td><td class=\"has-text-align-left\" data-align=\"left\">$2,092<\/td><td class=\"has-text-align-left\" data-align=\"left\">$174<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/anchor-general\/\">Anchor General<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">$2,274<\/td><td class=\"has-text-align-left\" data-align=\"left\">$190<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/commonwealth-insurance\/\">Commonwealth Insurance<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">$2,279<\/td><td class=\"has-text-align-left\" data-align=\"left\">$190<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/national-general\/\">National General<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">$2,358<\/td><td class=\"has-text-align-left\" data-align=\"left\">$196<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/kemper\/\">Kemper<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">$2,477<\/td><td class=\"has-text-align-left\" data-align=\"left\">$206<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/aspire-advantage\/\">Aspire Advantage<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">$2,519<\/td><td class=\"has-text-align-left\" data-align=\"left\">$210<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Plymouth Rock<\/td><td class=\"has-text-align-left\" data-align=\"left\">$2,622<\/td><td class=\"has-text-align-left\" data-align=\"left\">$219<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"optimize-car-insurance-policy-teen-drivers\">How to optimize your car insurance policy for teen drivers<\/h2>\n\n\n\n<blockquote class=\"wp-block-jerry-key-takeaway border-primary flex flex-col rounded bg-gray-50 p-6 border-l-0\"><div class=\"flex flex-col md:block md:space-x-1\"><span class=\"has-primary-color text-lg font-semibold\">TEEN DRIVER SAFETY: THE FACTS<\/span><span class=\"text-gray-900 text-base\"><\/span><\/div><div class=\"jerry-block-content\" contentclassname=\"text-gray-900 text-base\">\n<ul class=\"wp-block-list\">\n<li>In 2021, 3,058 teenagers aged 13 to 19 died in the US from injuries related to a car crash.<\/li>\n\n\n\n<li>Teen crashes are more likely to involve driver error, especially excessive speeds.<br>26% of fatally injured teen drivers aged 16 to 19 had positive blood alcohol concentrations (BACs).<\/li>\n\n\n\n<li>The risk of a car accident goes up when teens drive with passengers.<\/li>\n\n\n\n<li>The fatal crash risk for drivers aged 16 to 19 is 4 times higher at night.<\/li>\n<\/ul>\n<\/div><\/blockquote>\n\n\n\n<p class=\"has-text-align-center has-cyan-bluish-gray-color has-text-color has-link-color wp-elements-007f94271a07ab62b73a930a034ed7ee\">Source: IIHS-HLDI (https:\/\/www.iihs.org\/topics\/teenagers)<\/p>\n\n\n\n<p>Teen drivers pay high car insurance rates because of the added risk they carry as new drivers. While safe driving habits can help to lower those rates, it\u2019s a good idea to carry a higher level of coverage with a teen driver on your policy.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Any car insurance policy that covers teenage drivers should include\u2026<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>100\/300\/100 liability insurance: A single crash with a teen driver can generate liability costs well above $100,000. Aim for 100\/300\/100 in bodily injury and property damage<a href=\"\/car-insurance\/what-is-liability-car-insurance-and-what-does-it-cover\/\"> liability coverage<\/a> as long as you have a teen driver on your policy.<\/li>\n\n\n\n<li>Generous full coverage: If you don\u2019t already have<a href=\"\/car-insurance\/collision-insurance\/\"> collision<\/a> and <a href=\"\/car-insurance\/comprehensive-insurance\/\">comprehensive coverage<\/a> on your auto insurance policy, add enough to cover the value of your vehicle. (Tip: A higher deductible can help offset the extra cost of coverage.)<\/li>\n\n\n\n<li>Roadside assistance: Towing and labor coverage is a smart add-on for inexperienced drivers, who often aren\u2019t equipped to handle a mechanical breakdown.<\/li>\n\n\n\n<li>Accident forgiveness: Choose an insurance provider that won\u2019t raise your premiums after your (or your teen\u2019s) first at-fault accident\u2014minor or major.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"add-remove-teen-driver-from-insurance\">How to add or remove a teen driver from your insurance<\/h2>\n\n\n\n<p>In general, you should add your child to your car insurance policy as soon as they earn their driver\u2019s license (or, in some states, their learner\u2019s permit). Adding a teen driver to your car insurance will raise your rates by an average of 46%, but it could save you over $2,000 compared to purchasing a separate policy.<\/p>\n\n\n\n<p>To add a teen driver to your family policy:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Option A: Call your insurance agent and ask to add a driver to your policy. You\u2019ll have the opportunity to adjust your coverage.<\/li>\n\n\n\n<li>Option B: Log onto your online account or your insurer\u2019s mobile app and add your teen under the policy management section.<\/li>\n\n\n\n<li>Option C: Compare car insurance quotes from multiple providers to evaluate whether it\u2019s time to switch.<\/li>\n<\/ul>\n\n\n\n<p>Adding a new driver to your policy can significantly raise your insurance premiums, so it\u2019s always worth comparing quotes to find the best fit for your changing household.<\/p>\n\n\n\n<p><strong>More:<\/strong> <a href=\"\/car-insurance\/cheap-car-insurance\/\">Cheap car insurance<\/a><\/p>\n\n\n\n<p>In most cases, it\u2019s cheaper to keep a teen driver on your policy until they reach about 22 or 23. But if your teen gets married, moves to a different permanent address, or owns their own vehicle, you may need to remove them from your policy.<\/p>\n\n\n\n<p>To remove a teen driver from your policy:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Option A: Call your insurance agent and explain the situation. If your teen still lives in your household, you can have them listed as an \u201cexcluded driver\u201d on your policy\u2014meaning they won\u2019t be covered if they drive your vehicle.<\/li>\n\n\n\n<li>Option B: Log onto your online account or your insurer\u2019s mobile app to remove your teen under the policy management section.<\/li>\n\n\n\n<li>Option C: Compare insurance quotes from new providers and find the company with the lowest rate without your teen.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-jerry-card\"><div class=\"shadow-variant-card relative overflow-hidden rounded-xl p-8\"><div class=\"flex flex-col gap-3\"><span class=\"text-lg font-medium text-slate-900\">When to remove a teen driver from your car insurance<\/span><div class=\"jerry-block-content text-sm text-slate-700\">\n<p>There is no age cutoff for teens on a parent&#8217;s policy. Here&#8217;s when to take your child off your policy:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>When they move out:<\/strong> If your child has a different permanent address, they will need a separate car insurance policy.<\/li>\n\n\n\n<li><strong>When they buy their own car:<\/strong> If your child has a vehicle registered in their own name, they&#8217;ll need their own insurance policy where they are listed as the primary named insured.<\/li>\n\n\n\n<li><strong>When they turn 22 or 23:<\/strong> It&#8217;s not an exact science, but this is the average age when it becomes cheaper for most young drivers to have their own car insurance policies.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"low-teen-drivers-car-insurance-cost\">Keeping the cost of car insurance for teen drivers low<\/h2>\n\n\n\n<p>Teen car insurance is notoriously expensive, but it\u2019s not impossible to save. Use the targeted tips below to save on the cost of coverage:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ask your insurer about <a href=\"\/car-insurance\/car-insurance-discounts\/\">discounts<\/a>: Most insurance companies offer car insurance discounts to teens with good grades, college students away at school, and good drivers who track their driving with a telematics app.<\/li>\n\n\n\n<li>Enroll in a <a href=\"\/car-insurance\/what-is-defensive-driving\/\">defensive driving<\/a> course: In most states, taking a defensive driving course can earn you a discounted rate on car insurance\u2014not to mention improving your teen\u2019s driving skills.<\/li>\n\n\n\n<li>Look into teen safe driver programs: Some insurance companies, like State Farm and American Family, offer driving programs for teens that combine driver education with safe driver discounts.<\/li>\n\n\n\n<li>Bundle your policies: Multi-policy and multi-vehicle discounts can help you save on coverage, especially if your teen has their own car.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-jerry-key-takeaway border-primary flex flex-col rounded bg-gray-50 p-6 border-l-0\"><div class=\"flex flex-col md:block md:space-x-1\"><span class=\"has-primary-color text-lg font-semibold\">RESOURCES FOR PARENTS OF TEEN DRIVERS<\/span><span class=\"text-gray-900 text-base\"><\/span><\/div><div class=\"jerry-block-content\" contentclassname=\"text-gray-900 text-base\">\n<ul class=\"wp-block-list\">\n<li>IIHS\/Consumer Reports: <a href=\"https:\/\/www.iihs.org\/ratings\/safe-vehicles-for-teens\" target=\"_blank\" rel=\"noopener\">The safest vehicles for teens in 2023<\/a><\/li>\n\n\n\n<li>Toyota: <a href=\"https:\/\/www.teendrive365inschool.com\/\" target=\"_blank\" rel=\"noopener\">TeenDrive365 safe driving program<\/a><\/li>\n\n\n\n<li>EndDD.org: <a href=\"https:\/\/www.enddd.org\/simple-steps-we-can-take-for-safer-driving\/\" target=\"_blank\" rel=\"noopener\">Family Safe Driving Agreement<\/a><\/li>\n<\/ul>\n<\/div><\/blockquote>\n\n\n\n<div class=\"wp-block-jerry-cta\"><div class=\"flex flex-col items-start gap-4 rounded-xl border border-zinc-200 px-12 py-8 md:flex-row md:items-center md:gap-14\"><div class=\"flex-1\"><span class=\"text-xl font-black text-gray-900\">SIMPLIFY YOUR CAR INSURANCE IN MINUTES<\/span><\/div><div class=\"flex-1\"><a href=\"\/signup\/insured?service=insurance \" class=\"bg-primary block w-full rounded-full px-14 py-2 text-center font-black text-white hover:no-underline\">Find savings now<\/a><\/div><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"methodology\">Methodology<\/h2>\n\n\n\n<p>Our editorial team analyzed publicly available data from a wide range of sources, including ValuePenguin, MarketWatch, Forbes, QuoteWizard, The Zebra, Insurify, CarInsurance.com, PolicyGenius, and Bankrate. Average cost data is based on full-coverage policies.<\/p>\n\n\n\n<p>Our team also analyzed real insurance quotes from thousands of Jerry customers to generate average costs for Nationwide, State Auto, Electric, Commonwealth Insurance, National General, Kemper, Infinity, Aspire Advantage, Plymouth Rock, and Safeco.<\/p>\n\n\n\n<div class=\"wp-block-jerry-meet-experts\" data-wp-interactive=\"jerry\/meet-experts\" data-wp-context=\"{&quot;modalVisible&quot;:false}\">\n  <div class=\"font-circular text-2xl font-extrabold text-slate-900\">Expert-driven. Built for you.<\/div>\n\n  <div class=\"my-3\">\n    <div class=\"flex justify-between items-center py-3 border-b border-neutral-200 cursor-pointer font-semibold text-gray-900\" data-wp-on-async--click=\"actions.toggleModal\">\n  <button class=\"text-left text-base\" type=\"button\">\n    Why you can count on Jerry&#8217;s articles  <\/button>\n\n  <div class=\"transition data-[visible=true]:md:rotate-180 text-xs iconify i--chevron-down text-gray-500\" data-wp-bind--data-visible=\"context.modalVisible\"><\/div>\n<\/div>\n<div class=\"modal-backdrop fixed bottom-0 left-0 right-0 top-0 z-50 overflow-hidden overscroll-contain bg-black\/70 font-body transition-transform delay-100 duration-0 md:relative md:z-auto [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:bg-black\/0 [&amp;:not([data-visible=true])]:md:hidden\" data-wp-init=\"callbacks.onModalInit\" data-wp-on-async--click=\"actions.hideModal\" data-wp-bind--data-visible=\"context.modalVisible\">\n  <div class=\"modal-view fixed bottom-0 left-0 right-0 flex max-h-[75%] w-full flex-col rounded-t-3xl bg-white pb-7 pl-7 pt-3.5 transition md:relative md:rounded-none md:pl-0 md:transition-none [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:md:hidden\" data-wp-bind--data-visible=\"context.modalVisible\">\n    <div class=\"modal-header md:hidden flex justify-between items-center pb-1 mb-1 border-b border-zinc-200\">\n      <div class=\"modal-title text-base font-semibold\">Summary<\/div>\n\n      <div\n        class=\"modal-close-btn wp-block-group w-11 h-11 mr-2.5 content-center text-center\"\n        data-wp-on-async--click=\"actions.hideModal\"\n      >\n        <div class=\"iconify i--close text-gray-500 cursor-pointer\"><\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"modal-body pr-7 overflow-y-auto\"><div class=\"wp-block-template-part\"><div class=\"flex flex-row items-center gap-2.5 rounded-lg bg-gray-pink px-4 py-5\">\n  <span class=\"iconify mt-0.5 shrink-0 self-start text-xs text-primary i--shield-check\"><\/span>\n\n  <div>\n    <div class=\"font-body text-xs font-bold text-primary\">Our goal is clear, trustworthy information.<\/div>\n    <div class=\"mt-1 font-body text-xs text-gray-600\">\n      Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and\n      experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept\n      current, and our editorial team is separate from our business partners, so our opinions &#038; tips are unbiased. All\n      insights drawn from Jerry\u2019s proprietary, aggregated customer auto insurance quotes data provide unique, real-world\n      guidance.\n    <\/div>\n  <\/div>\n<\/div>\n<\/div><\/div>\n  <\/div>\n<\/div>\n  <\/div>\n\n  <div class=\"text-base font-semibold text-gray-900\">Our experts<\/div>\n\n  <div class=\"my-8 flex flex-col gap-8 items-center justify-center\">\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2024\/11\/R.E.-Fulton.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2024\/11\/R.E.-Fulton.png 250w, \/wp-content\/uploads\/2024\/11\/R.E.-Fulton-150x150.png 150w, \/wp-content\/uploads\/2024\/11\/R.E.-Fulton-56x56.png 56w, \/wp-content\/uploads\/2024\/11\/R.E.-Fulton-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              R.E. Fulton            <\/div>\n\n                          <ul class=\"font-circular text-slate-700 mb-3 jerry-meet-experts flex flex-col md:flex-row\">\n                                  <li class=\"flex items-center mb-2 md:mr-2\">\n                    <span class=\"iconify i--shield-check text-base text-primary mr-2 min-w-4\"><\/span>\n                    <div class=\"jerry-block-content truncate\"><p>Licensed Insurance Agent<\/p><\/div>\n                  <\/li>\n                              <\/ul>\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.\u2019s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views. As a senior writer on Jerry\u2019s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry\u2019s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2024\/09\/kathleen-flear.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2024\/09\/kathleen-flear.png 250w, \/wp-content\/uploads\/2024\/09\/kathleen-flear-150x150.png 150w, \/wp-content\/uploads\/2024\/09\/kathleen-flear-56x56.png 56w, \/wp-content\/uploads\/2024\/09\/kathleen-flear-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Kathleen Flear            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Kathleen Flear is an expert insurance writer and editor who previously lead up Jerry\u2019s editorial team as director of content. Kathleen empowers drivers to make smart car ownership decisions through best-in-class articles on insurance, loans, and maintenance. Prior to joining Jerry in 2021, Kathleen served as managing editor for a team of SEO content marketing professionals at Article-Writing.co and worked as a freelance writer and editor for a range of digital publications, including Chicago Literati magazine and Golden Words. She earned a bachelor\u2019s degree in English language and literature from Queen\u2019s University, and a master\u2019s degree in creative writing and fiction from Sierra Nevada University.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n      <\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nationwide is the best major insurance company for families with teens, but smaller insurance companies also offer competitive rates.<\/p>\n","protected":false},"author":19,"featured_media":49150,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"single-advice","meta":{"jerry_authors":"[{\"id\":\"258\",\"type\":\"main-author\"},{\"id\":\"181\",\"type\":\"editor\"}]","jerry_author_ids":[258],"jerry_idx_page_label":"","jerry_meta_desc":"Nationwide is the best major insurance company for families with teens, but smaller insurance companies also offer competitive rates.","jerry_related_posts":"[5856,5176,7567]","jerry_summary":"","inline_featured_image":false,"_lmt_disableupdate":"yes","_lmt_disable":"","footnotes":"[]"},"categories":[],"tags":[31,666,619,355,407],"class_list":["post-7800","car-insurance","type-car-insurance","status-publish","has-post-thumbnail","hentry","tag-car-insurance","tag-car-insurance-cost","tag-resource_car_insurance","tag-teens","tag-young-drivers"],"_links":{"self":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/7800","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance"}],"about":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/types\/car-insurance"}],"author":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/comments?post=7800"}],"version-history":[{"count":18,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/7800\/revisions"}],"predecessor-version":[{"id":61795,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/7800\/revisions\/61795"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media\/49150"}],"wp:attachment":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media?parent=7800"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/categories?post=7800"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/tags?post=7800"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}