{"id":7567,"date":"2024-11-07T07:56:07","date_gmt":"2024-11-07T15:56:07","guid":{"rendered":"\/wp-site\/?p=7567"},"modified":"2025-12-05T12:39:56","modified_gmt":"2025-12-05T20:39:56","slug":"used-car-insurance","status":"publish","type":"car-insurance","link":"https:\/\/jerry.ai\/car-insurance\/used-car-insurance\/","title":{"rendered":"Used Car Insurance: What You Need to Know"},"content":{"rendered":"\n<p>Buying a used car can save you thousands compared to buying new, and your insurance costs can be lower too. But &#8220;used car insurance&#8221; isn&#8217;t a specific policy type. It&#8217;s simply the coverage you choose for a pre-owned vehicle, and the right mix depends on your car&#8217;s value and how you\u2019re paying for it.<\/p>\n\n\n\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nJerry has helped <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text\">120,886<\/span> <strong>drivers<\/strong> buy insurance for their used car in the past year. Here&#8217;s what you need to know about getting the right coverage.\n<\/p>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-cover is-style-md-rounded-3xl has-aspect-ratio\" style=\"padding-right:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40);min-height:160px;aspect-ratio:5\/2;min-height:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" class=\"wp-block-cover__image-background wp-image-68258 size-full\" alt=\"\" src=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1.png\" style=\"object-position:66% 77%\" data-object-fit=\"cover\" data-object-position=\"66% 77%\" srcset=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1.png 1024w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-300x300.png 300w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-150x150.png 150w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-768x768.png 768w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-900x900.png 900w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-400x400.png 400w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-56x56.png 56w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-250x250.png 250w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" fetchpriority=\"low\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-40 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-white-color has-text-color has-link-color wp-elements-c861c09bfe2c0a1b0d66db8aa59bdf2e\" style=\"font-size:clamp(17.371px, 1.086rem + ((1vw - 3.2px) * 0.752), 27px);\"><strong>Jerry pulls up to 20 quotes from top rated carriers.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What kind of insurance do you need for a used car?<\/h2>\n\n\n\n<p>The coverage you need legally depends on two things: <strong>what your state requires<\/strong> and <strong>whether you&#8217;re financing or fully own the car<\/strong>.<\/p>\n\n\n\n<figure class=\"wp-block-table hidden md:block\"><table class=\"has-fixed-layout\"><thead><tr><th>Coverage type<\/th><th>What it covers<\/th><th>Do you need it?<\/th><\/tr><\/thead><tbody><tr><td><a href=\"\/car-insurance\/what-is-liability-car-insurance-and-what-does-it-cover\/\">Liability<\/a><\/td><td>Others&#8217; medical bills and property damage when you&#8217;re at fault.<\/td><td>Required by law, except in New Hampshire.<\/td><\/tr><tr><td><a href=\"\/car-insurance\/collision-insurance\/\">Collision<\/a><\/td><td>Your car repairs after hitting another car or object.<\/td><td>Required if financing. Optional if you own your car outright.<\/td><\/tr><tr><td><a href=\"\/car-insurance\/comprehensive-insurance\/\">Comprehensive<\/a><\/td><td>Damage to your car from theft, vandalism, weather and accidents with animals.<\/td><td>Required if financing. Optional if you own your car outright.<\/td><\/tr><tr><td><a href=\"\/car-insurance\/uninsured-motorist-coverage\/\">Uninsured\/underinsured motorist<\/a><\/td><td>Your costs when hit by uninsured or underinsured drivers.<\/td><td>Required in some states. Strongly recommended everywhere.<\/td><\/tr><tr><td><a href=\"\/car-insurance\/personal-injury-protection-insurance\/\">Personal injury protection (PIP)<\/a><\/td><td>Medical bills, lost wages, childcare after an accident.<\/td><td>Required in no-fault states.<\/td><\/tr><tr><td><a href=\"\/car-insurance\/what-is-medical-payments-coverage\/\">Medical payments (MedPay)<\/a><\/td><td>Medical expenses only after an accident.<\/td><td>Optional in most states, but may be worthwhile if you don&#8217;t have health insurance.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n  <div\n    class=\"block md:hidden\"\n    data-wp-interactive=\"jerry\/blocks-core\/table\"\n    data-wp-init=\"callbacks.onCardCarouselInit\"\n  >\n    <div class=\"core-table-card-carousel scrollbar-width-none mx-full-bleed flex snap-x snap-mandatory scroll-pl-6 overflow-x-scroll scroll-smooth px-6\">\n      <div class=\"mx-auto flex gap-3\">\n                  <div class=\"core-table-card overflow-hidden w-72 snap-start rounded-lg border\"><!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\">\n      <a href=\"\/car-insurance\/what-is-liability-car-insurance-and-what-does-it-cover\/\">Liability<\/a>    <\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n                      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        What it covers      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Others&#8217; medical bills and property damage when you&#8217;re at fault.      <\/div>\n                <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        Do you need it?      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Required by law, except in New Hampshire.      <\/div>\n      <\/div>\n<\/div>\n                      <div class=\"core-table-card overflow-hidden w-72 snap-start rounded-lg border\"><!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\">\n      <a href=\"\/car-insurance\/collision-insurance\/\">Collision<\/a>    <\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n                      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        What it covers      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Your car repairs after hitting another car or object.      <\/div>\n                <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        Do you need it?      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Required if financing. Optional if you own your car outright.      <\/div>\n      <\/div>\n<\/div>\n                      <div class=\"core-table-card overflow-hidden w-72 snap-start rounded-lg border\"><!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\">\n      <a href=\"\/car-insurance\/comprehensive-insurance\/\">Comprehensive<\/a>    <\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n                      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        What it covers      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Damage to your car from theft, vandalism, weather and accidents with animals.      <\/div>\n                <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        Do you need it?      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Required if financing. Optional if you own your car outright.      <\/div>\n      <\/div>\n<\/div>\n                      <div class=\"core-table-card overflow-hidden w-72 snap-start rounded-lg border\"><!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\">\n      <a href=\"\/car-insurance\/uninsured-motorist-coverage\/\">Uninsured\/underinsured motorist<\/a>    <\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n                      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        What it covers      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Your costs when hit by uninsured or underinsured drivers.      <\/div>\n                <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        Do you need it?      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Required in some states. Strongly recommended everywhere.      <\/div>\n      <\/div>\n<\/div>\n                      <div class=\"core-table-card overflow-hidden w-72 snap-start rounded-lg border\"><!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\">\n      <a href=\"\/car-insurance\/personal-injury-protection-insurance\/\">Personal injury protection (PIP)<\/a>    <\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n                      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        What it covers      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Medical bills, lost wages, childcare after an accident.      <\/div>\n                <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        Do you need it?      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Required in no-fault states.      <\/div>\n      <\/div>\n<\/div>\n                      <div class=\"core-table-card overflow-hidden w-72 snap-start rounded-lg border\"><!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\">\n      <a href=\"\/car-insurance\/what-is-medical-payments-coverage\/\">Medical payments (MedPay)<\/a>    <\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n                      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        What it covers      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Medical expenses only after an accident.      <\/div>\n                <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        Do you need it?      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Optional in most states, but may be worthwhile if you don&#8217;t have health insurance.      <\/div>\n      <\/div>\n<\/div>\n                  <\/div>\n    <\/div>\n\n    <div class=\"core-table-card-carousel-indicator mt-3.5 flex flex-row items-center justify-center gap-1\">\n              <span class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n              <span class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n              <span class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n              <span class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n              <span class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n              <span class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n          <\/div>\n  <\/div>\n\n  \n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-check-border text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Jerry recommends:<\/strong> Even if your state only requires minimum liability, consider limits of at least <strong>100\/300\/100<\/strong>. One accident with injuries can cost <strong>over $160,000<\/strong>, according to the National Safety Council, and minimum coverage won&#8217;t come close to covering that.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Get insurance for your used car with Jerry<\/h2>\n\n\n\n<p>When you&#8217;re buying a used car,<a href=\"\/car-insurance\/car-insurance-quotes\/\"> comparing insurance quotes<\/a> from multiple carriers helps you find the right coverage at a price that fits your budget.<\/p>\n\n\n\n<p>Jerry partners with <strong>over 50 insurance carriers<\/strong> and shows you quotes side-by-side. You can adjust your coverage levels and deductibles to see exactly how each choice affects your premium\u2014and find the policy that makes sense for your car&#8217;s value.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/signup\">Skip the hassle. Jerry finds competitive quotes in minutes.<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">How much does used car insurance cost?<\/h2>\n\n\n\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nInsurance for a used car costs between <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text\">$183<\/span> <strong>and<\/strong> <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text\">$403<\/span> <strong>per month<\/strong>, according to Jerry&#8217;s customer data.\n<\/p>\n\n\n\n<p>Factors that affect your rate include:<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-grid wp-container-core-group-is-layout-d9e42b50 wp-block-group-is-layout-grid\">\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\">\ud83d\ude97 <strong>Your car&#8217;s value and repair costs.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"has-small-font-size\" style=\"line-height:1.4\">A 10-year-old <a href=\"\/car-insurance\/honda\">Honda<\/a> Civic costs less to insure than a 5-year-old <a href=\"\/car-insurance\/bmw\">BMW<\/a>, even though both are &#8220;used.&#8221; Luxury brands, sports cars and vehicles with expensive parts cost more to cover.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\">\ud83d\udee1\ufe0f <strong>The coverage you choose.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"has-small-font-size\" style=\"line-height:1.4\">Liability-only costs less than <a href=\"\/car-insurance\/what-does-full-coverage-car-insurance-cover\/\">full coverage<\/a>, which adds comprehensive and collision coverage. If you do have full coverage,<a href=\"\/car-insurance\/car-insurance-deductible\/\"> <strong>raising your deductible<\/strong><\/a><strong> from $500 to $1,000<\/strong> can lower your premium significantly.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\">\ud83d\udccd <strong>Where you live and how you drive.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"has-small-font-size\" style=\"line-height:1.4\">Your ZIP code, annual mileage and where you park overnight all factor into your rate.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\">\ud83d\udccb <strong>Your driving history.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"has-small-font-size\" style=\"line-height:1.4\">Accidents, tickets and <a href=\"\/car-insurance\/insurance-lapse\/\">lapses<\/a> in coverage can raise your premium. A clean record helps you qualify for better rates.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\">\ud83d\udcb5 <strong>Discounts you qualify for.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"has-small-font-size\" style=\"line-height:1.4\"><a href=\"\/car-insurance\/car-and-home-insurance\/\">Bundling with home insurance<\/a>, paying in full or enrolling in a telematics program like <a href=\"\/driveshield\/\">DriveShield<\/a> can reduce your costs.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-check-border text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Jerry recommends:<\/strong> Don&#8217;t assume your current insurer has the best rate for your used car. <strong>Rates vary widely between companies<\/strong>, and<a href=\"\/car-insurance\/shopping-for-auto-insurance\/\"> switching carriers<\/a> is one of the fastest ways to save.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-primary\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes with Jerry<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Should you get full coverage on a used car?<\/h2>\n\n\n\n<p>Full coverage pays to repair or replace your car if it\u2019s damaged, after you pay your deductible. Higher deductibles typically result in lower car insurance costs.<\/p>\n\n\n\n<div class=\"wp-block-jerry-carrier-reviews-pros-and-cons\">\n  \n<div class=\"flex flex-col gap-7 md:flex-row md:gap-6\">\n<div class=\"flex flex-1 flex-col gap-3 md:gap-4 wp-block-jerry-carrier-reviews-pros-and-cons-item\">\n  <div class=\"flex flex-row items-center gap-3 border-b border-zinc-200 pb-4 md:pb-5\">\n    <span class=\"iconify text-primary text-2xl i--thumb-up\"><\/span>\n    <div class=\"font-circular text-xl font-bold text-gray-900 md:text-2xl md:leading-6\">\n      Consider full coverage if:    <\/div>\n  <\/div>\n\n  \n<div class=\"marker:text-primary font-circular text-base text-gray-600 *:!m-0 *:!pl-6 [&amp;_li&gt;*]:pl-2\">\n<ul class=\"wp-block-jerry-custom-list\">\n<li class=\"wp-block-jerry-custom-list-item *:my-0\">\n<p><strong>You\u2019re financing or leasing<\/strong> your used car. Lenders require collision and comprehensive coverage.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-jerry-custom-list-item *:my-0\">\n<p>Your used car\u2019s market value is <strong>above $5,000<\/strong>.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"flex flex-1 flex-col gap-3 md:gap-4 wp-block-jerry-carrier-reviews-pros-and-cons-item\">\n  <div class=\"flex flex-row items-center gap-3 border-b border-zinc-200 pb-4 md:pb-5\">\n    <span class=\"iconify text-primary text-2xl i--thumb-down\"><\/span>\n    <div class=\"font-circular text-xl font-bold text-gray-900 md:text-2xl md:leading-6\">\n      You may be able to skip it if:    <\/div>\n  <\/div>\n\n  \n<div class=\"marker:text-primary font-circular text-base text-gray-600 *:!m-0 *:!pl-6 [&amp;_li&gt;*]:pl-2\">\n<ul class=\"wp-block-jerry-custom-list\">\n<li class=\"wp-block-jerry-custom-list-item *:my-0\">\n<p><strong>You own your car <\/strong>and can afford to replace it if it\u2019s totaled.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-jerry-custom-list-item *:my-0\">\n<p>The used car\u2019s market value is <strong>below $5,000<\/strong>.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-thumb-up text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Key takeaway:<\/strong> You\u2019ll need full coverage if you\u2019re financing or leasing your car, and it\u2019s worth considering if your car\u2019s value is above $5,000. If your used car doesn\u2019t have much value, you can likely skip it.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Does a used car need gap insurance?<\/h2>\n\n\n\n<p><a href=\"\/car-insurance\/gap-insurance\/\">Gap insurance<\/a> covers the difference between what your car is worth and what you still owe on your loan. It&#8217;s most valuable when you&#8217;re &#8220;underwater,&#8221; meaning you owe more than your car&#8217;s market value.<\/p>\n\n\n\n<div class=\"wp-block-jerry-carrier-reviews-pros-and-cons\">\n  \n<div class=\"flex flex-col gap-7 md:flex-row md:gap-6\">\n<div class=\"flex flex-1 flex-col gap-3 md:gap-4 wp-block-jerry-carrier-reviews-pros-and-cons-item\">\n  <div class=\"flex flex-row items-center gap-3 border-b border-zinc-200 pb-4 md:pb-5\">\n    <span class=\"iconify text-primary text-2xl i--thumb-up\"><\/span>\n    <div class=\"font-circular text-xl font-bold text-gray-900 md:text-2xl md:leading-6\">\n      You may want gap insurance if you&#039;re:    <\/div>\n  <\/div>\n\n  \n<div class=\"marker:text-primary font-circular text-base text-gray-600 *:!m-0 *:!pl-6 [&amp;_li&gt;*]:pl-2\">\n<ul class=\"wp-block-jerry-custom-list\">\n<li class=\"wp-block-jerry-custom-list-item *:my-0\">\n<p>Making a <strong>small down payment.<\/strong><\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-jerry-custom-list-item *:my-0\">\n<p>Financing for a <strong>long term (72+ months).<\/strong><\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-jerry-custom-list-item *:my-0\">\n<p>Rolling <strong>negative equity<\/strong> from a previous loan into your new one.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"flex flex-1 flex-col gap-3 md:gap-4 wp-block-jerry-carrier-reviews-pros-and-cons-item\">\n  <div class=\"flex flex-row items-center gap-3 border-b border-zinc-200 pb-4 md:pb-5\">\n    <span class=\"iconify text-primary text-2xl i--thumb-down\"><\/span>\n    <div class=\"font-circular text-xl font-bold text-gray-900 md:text-2xl md:leading-6\">\n      You probably don&#039;t need it if you:    <\/div>\n  <\/div>\n\n  \n<div class=\"marker:text-primary font-circular text-base text-gray-600 *:!m-0 *:!pl-6 [&amp;_li&gt;*]:pl-2\">\n<ul class=\"wp-block-jerry-custom-list\">\n<li class=\"wp-block-jerry-custom-list-item *:my-0\">\n<p>Make a <strong>large down payment.<\/strong><\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-jerry-custom-list-item *:my-0\">\n<p>Have a loan balance close to or below your car&#8217;s market value.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-jerry-custom-list-item *:my-0\">\n<p>Buy the car outright.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-thumb-up text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Key takeaway:<\/strong> You\u2019ll need gap insurance if your used car\u2019s value is less than the loan you take out to finance it, but otherwise you probably don\u2019t need it.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Other coverages worth considering<\/h2>\n\n\n\n<p>A few optional add-ons can be especially useful for used car owners:<\/p>\n\n\n\n<div class=\"wp-block-group is-vertical is-content-justification-stretch is-layout-flex wp-container-core-group-is-layout-2a24861a wp-block-group-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)\">\n<p class=\"has-background\" style=\"border-radius:1.5rem;background-color:#f5f5f5\">\ud83d\udd27 <strong>Mechanical breakdown insurance (MBI):<\/strong><br>Similar to an extended warranty, MBI covers repairs when parts fail due to normal wear. It&#8217;s often <strong>cheaper than dealer warranties<\/strong> and can be a smart choice if your car is out of its original warranty period.<\/p>\n\n\n\n<p class=\"has-background\" style=\"border-radius:1.5rem;background-color:#f5f5f5\"><strong>\ud83d\ude99 Rental car reimbursement:<br><\/strong>Pays for a rental while your car is in the shop for a covered claim. Useful if you depend on your car daily and don&#8217;t have a backup.<\/p>\n\n\n\n<p class=\"has-background\" style=\"border-radius:1.5rem;background-color:#f5f5f5\">\ud83d\udee3\ufe0f <strong>Roadside assistance:<\/strong><br>Covers towing, jump-starts, lockouts, and flat tire help. Older cars break down more often, making this a low-cost add-on worth considering.<\/p>\n<\/div>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-cover is-style-md-rounded-3xl has-aspect-ratio\" style=\"padding-right:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40);min-height:160px;aspect-ratio:5\/2;min-height:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"620\" height=\"414\" class=\"wp-block-cover__image-background wp-image-67864 size-full\" alt=\"\" src=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3.png\" style=\"object-position:51% 71%\" data-object-fit=\"cover\" data-object-position=\"51% 71%\" srcset=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3.png 620w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3-300x200.png 300w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3-400x267.png 400w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3-84x56.png 84w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3-374x250.png 374w\" sizes=\"auto, (max-width: 620px) 100vw, 620px\" fetchpriority=\"low\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-40 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-white-color has-text-color has-link-color wp-elements-2adf0f3b3da763c637f1a27c4a8fb322\" style=\"font-size:clamp(17.371px, 1.086rem + ((1vw - 3.2px) * 0.752), 27px);\"><strong>It only takes 2 minutes to sign up at Jerry.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"!mbs-12 !mbe-12 wp-block-jerry-faqs\">\n  <!-- Title -->\n    <h2 class=\"medium-title text-black mb-1.5 pt-12 uppercase\">\n    faq  <\/h2>\n  \n  <!-- Accordion -->\n  \n<div class=\"max-w-screen-lg my-6 [&amp;_li:last-child]:border-b-0\">\n<ul class=\"wp-block-jerry-accordion\">\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        \ud83d\ude97 <strong>When do I need insurance on a used car?<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>You need coverage <strong>before you drive it<\/strong>. If you&#8217;re buying from a dealership, they&#8217;ll ask for proof of insurance before you leave.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        \ud83d\udcb5 <strong>How is a used car&#8217;s value determined after an accident?<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>If your car is totaled, your insurer pays its <a href=\"\/car-insurance\/actual-cash-value-acv\/\"><strong>actual cash value (ACV)<\/strong><\/a>, which is what the car was worth immediately before the accident, based on its age, mileage and condition. This may be less than what you paid, especially if you bought from a dealer.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        \ud83d\udcc9 <strong>Why is used car insurance usually cheaper?<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>Used cars have lower market values, which means insurers pay out less when they&#8217;re totaled or damaged. Older cars also tend to have simpler, cheaper-to-replace parts than new vehicles loaded with sensors and cameras.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        \ud83d\udee1\ufe0f <strong>What&#8217;s the difference between &#8220;full coverage&#8221; and liability-only?<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p><a href=\"\/car-insurance\/what-is-liability-car-insurance-and-what-does-it-cover\/\">Liability-only<\/a> covers damage you cause to others.<a href=\"\/car-insurance\/what-does-full-coverage-car-insurance-cover\/\"> Full coverage<\/a> adds collision and comprehensive, which cover damage to your own car.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        \ud83d\udd27 <strong>Should I buy a dealer warranty or mechanical breakdown insurance?<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>Compare the costs. Dealer warranties are often <strong>marked up significantly<\/strong>, while MBI from your insurer may offer similar protection for less.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n<\/ul>\n<\/div>\n\n  <!-- Contact link -->\n  <\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.<\/p>\n\n\n\n<div class=\"wp-block-jerry-meet-experts\" data-wp-interactive=\"jerry\/meet-experts\" data-wp-context=\"{&quot;modalVisible&quot;:false}\">\n  <div class=\"font-circular text-2xl font-extrabold text-slate-900\">Expert-driven. Built for you.<\/div>\n\n  <div class=\"my-3\">\n    <div class=\"flex justify-between items-center py-3 border-b border-neutral-200 cursor-pointer font-semibold text-gray-900\" data-wp-on-async--click=\"actions.toggleModal\">\n  <button class=\"text-left text-base\" type=\"button\">\n    Why you can count on Jerry&#8217;s articles  <\/button>\n\n  <div class=\"transition data-[visible=true]:md:rotate-180 text-xs iconify i--chevron-down text-gray-500\" data-wp-bind--data-visible=\"context.modalVisible\"><\/div>\n<\/div>\n<div class=\"modal-backdrop fixed bottom-0 left-0 right-0 top-0 z-50 overflow-hidden overscroll-contain bg-black\/70 font-body transition-transform delay-100 duration-0 md:relative md:z-auto [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:bg-black\/0 [&amp;:not([data-visible=true])]:md:hidden\" data-wp-init=\"callbacks.onModalInit\" data-wp-on-async--click=\"actions.hideModal\" data-wp-bind--data-visible=\"context.modalVisible\">\n  <div class=\"modal-view fixed bottom-0 left-0 right-0 flex max-h-[75%] w-full flex-col rounded-t-3xl bg-white pb-7 pl-7 pt-3.5 transition md:relative md:rounded-none md:pl-0 md:transition-none [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:md:hidden\" data-wp-bind--data-visible=\"context.modalVisible\">\n    <div class=\"modal-header md:hidden flex justify-between items-center pb-1 mb-1 border-b border-zinc-200\">\n      <div class=\"modal-title text-base font-semibold\">Summary<\/div>\n\n      <div\n        class=\"modal-close-btn wp-block-group w-11 h-11 mr-2.5 content-center text-center\"\n        data-wp-on-async--click=\"actions.hideModal\"\n      >\n        <div class=\"iconify i--close text-gray-500 cursor-pointer\"><\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"modal-body pr-7 overflow-y-auto\"><div class=\"wp-block-template-part\"><div class=\"flex flex-row items-center gap-2.5 rounded-lg bg-gray-pink px-4 py-5\">\n  <span class=\"iconify mt-0.5 shrink-0 self-start text-xs text-primary i--shield-check\"><\/span>\n\n  <div>\n    <div class=\"font-body text-xs font-bold text-primary\">Our goal is clear, trustworthy information.<\/div>\n    <div class=\"mt-1 font-body text-xs text-gray-600\">\n      Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and\n      experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept\n      current, and our editorial team is separate from our business partners, so our opinions &#038; tips are unbiased. All\n      insights drawn from Jerry\u2019s proprietary, aggregated customer auto insurance quotes data provide unique, real-world\n      guidance.\n    <\/div>\n  <\/div>\n<\/div>\n<\/div><\/div>\n  <\/div>\n<\/div>\n  <\/div>\n\n  <div class=\"text-base font-semibold text-gray-900\">Our experts<\/div>\n\n  <div class=\"my-8 flex flex-col gap-8 items-center justify-center\">\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2025\/02\/Ben-Moore.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2025\/02\/Ben-Moore.png 250w, \/wp-content\/uploads\/2025\/02\/Ben-Moore-150x150.png 150w, \/wp-content\/uploads\/2025\/02\/Ben-Moore-56x56.png 56w, \/wp-content\/uploads\/2025\/02\/Ben-Moore-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Ben Moore            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Ben Moore is a writer and editor at Jerry and an auto insurance expert. He previously worked as a writer, editor and content strategist on NerdWallet&rsquo;s auto insurance team for five years. His work has been published in The Associated Press, Washington Post, Chicago Sun-Times, MarketWatch, Nasdaq and Yahoo News. He also served as a NerdWallet spokesperson, with appearances on local broadcast television and quotes in Martha Stewart and Real Simple magazine.<\/p>\n<p>Ben has an extensive background in digital marketing, working on affiliate and programmatic advertising campaigns for brands like Cabela&rsquo;s, H&amp;R Block and Sears. He holds a bachelors degree in marketing from Olivet Nazarene University.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n      <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Used car insurance costs around $190 per month for liability-only coverage.<\/p>\n","protected":false},"author":19,"featured_media":72064,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"wp-custom-template-single-car-insurance-beta","meta":{"jerry_authors":"[{\"id\":\"366\",\"type\":\"main-author\"},{\"id\":\"370\",\"type\":\"main-author\"},{\"id\":\"374\",\"type\":\"reviewer\"}]","jerry_author_ids":[366,370],"jerry_idx_page_label":"","jerry_meta_desc":"Used car insurance costs typically don't vary for liability-only coverage, but the older your car, the more expensive rates could be.","jerry_related_posts":"[30620,22109,25313,10176,22762]","jerry_summary":"","inline_featured_image":false,"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[],"tags":[31,381],"class_list":["post-7567","car-insurance","type-car-insurance","status-publish","has-post-thumbnail","hentry","tag-car-insurance","tag-used-cars"],"_links":{"self":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/7567","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance"}],"about":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/types\/car-insurance"}],"author":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/comments?post=7567"}],"version-history":[{"count":20,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/7567\/revisions"}],"predecessor-version":[{"id":72122,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/7567\/revisions\/72122"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media\/72064"}],"wp:attachment":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media?parent=7567"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/categories?post=7567"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/tags?post=7567"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}