{"id":6347,"date":"2024-11-11T00:43:40","date_gmt":"2024-11-11T08:43:40","guid":{"rendered":"\/wp-site\/?p=6347"},"modified":"2025-11-14T10:16:04","modified_gmt":"2025-11-14T18:16:04","slug":"collision-insurance","status":"publish","type":"car-insurance","link":"https:\/\/jerry.ai\/car-insurance\/collision-insurance\/","title":{"rendered":"Collision Insurance: What Is It and Do You Need It?"},"content":{"rendered":"\n

Collision insurance pays to repair or replace your car<\/strong> if it’s damaged in a collision with another car or object. This is different from liability insurance, which only pays for damages to other cars <\/strong>and objects when you are at fault. <\/p>\n\n\n\n

Jerry has helped 108,625<\/strong> drivers<\/strong> get collision coverage in the past year and recommends it for drivers who can’t replace their car out-of-pocket in a pinch<\/strong>.<\/p>\n\n\n\n

What does collision insurance cover?<\/h2>\n\n\n\n
Will cover<\/strong><\/th> Won’t cover<\/strong><\/th><\/tr><\/thead>
Accident with another car.<\/td>Hitting an animal.<\/td><\/tr>
Hitting a stop sign, guardrail or telephone pole.<\/td>Falling objects.<\/td><\/tr>
Flipping your car.<\/td>Falling objects.<\/td><\/tr>
Driving into a ditch or pothole.<\/td>Other drivers’ damages.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n
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The Jerry difference:<\/strong> Compare car insurance quotes in the Jerry app, where you can see personalized quotes in minutes, including the relative costs of collision insurance.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n

Do you need collision coverage?<\/h2>\n\n\n\n

If you finance or lease your vehicle, you\u2019ll likely be required by your lender to buy collision coverage<\/strong>. But should you keep it once your loan is paid off? Here’s when you should and when you might not need to consider collision.<\/p>\n\n\n\n

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\n Consider collision <\/div>\n <\/div>\n\n \n
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