{"id":60531,"date":"2025-06-09T10:57:47","date_gmt":"2025-06-09T17:57:47","guid":{"rendered":"https:\/\/jerry.ai\/?post_type=reviews&#038;p=60531"},"modified":"2025-06-09T17:00:00","modified_gmt":"2025-06-10T00:00:00","slug":"root","status":"publish","type":"reviews","link":"https:\/\/jerry.ai\/reviews\/car-insurance\/root\/","title":{"rendered":"Root Car Insurance Review 2025"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">Our Take<\/h3>\n\n\n\n<p>Root is an app-based insurer offering personalized premiums based on driver behavior, through the help of a telematics test drive. Coverage is available in most states, though industry ratings are limited.<\/p>\n\n\n\n<p>Pros:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Safe drivers may get good rates.<\/li>\n\n\n\n<li>Feature-rich mobile app.<\/li>\n<\/ul>\n\n\n\n<p>Cons:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Not rated by AM Best or J.D. Power.<\/li>\n\n\n\n<li>Not available in all states.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"review\">Root car insurance review<\/h2>\n\n\n\n<p><em>Jerry did not give Root a star rating due to a lack of available data. Each year, Jerry revises its rating system and may rate this insurer in the future.<\/em><\/p>\n\n\n\n<p>Founded in 2015, Root is an insurer that offers behavior-based auto insurance to drivers in 35 states. The insurer prefers safe drivers, including those with a clean record and good habits behind the wheel.&nbsp;<\/p>\n\n\n\n<p>Root premiums are determined primarily by driver behavior. While potential customers can get an initial quote online, they are encouraged to take the Root app for a 30-day \u201ctest drive\u201d before finalizing their quote for the most accurate and personalized pricing. Root drivers can purchase <a href=\"\/car-insurance\/full-coverage-car-insurance\/\">full coverage auto insurance<\/a> as well as features like roadside assistance and rental car reimbursement.\u00a0<\/p>\n\n\n\n<p>Since Root premiums are based on calculated driver profiles, this insurer doesn\u2019t offer many of the optional discounts commonly available through other insurance companies.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"best\">Who is Root best for?<\/h2>\n\n\n\n<p>Root\u2019s tagline is \u201ccar insurance for good drivers,\u201d so it stands to reason that this insurer may be a good choice for drivers with a clean driving record and good habits behind the wheel. Additionally, Root may be a good option for drivers who:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Are willing to download a telematics app and have their driving habits tracked.<\/li>\n\n\n\n<li>Can afford to wait before purchasing new coverage.<\/li>\n\n\n\n<li>Don\u2019t regularly drive at night.<\/li>\n<\/ul>\n\n\n\n<p>Root says the most accurate quotes are available after a test drive period, where you\u2019ll drive normally while the app tracks your habits. After the test drive, Root offers a personalized quote.<\/p>\n\n\n\n<p>Because the Root app runs in the background, all of your drives will count toward your personal score \u2014 and therefore, your available discounts. If you\u2019re a first responder, drive for a living or regularly need to be on the road late at night, Root may not be the right fit.\u00a0<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-primary\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes with Jerry<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"cost\">How much does Root car insurance cost?<\/h2>\n\n\n\n<p>The average cost for state minimum car insurance with Root is a good deal higher than the national average, according to our analysis of over 400,000 policies quoted to real Jerry customers from 24 unique insurers.<\/p>\n\n\n\n<p>Your premium is traditionally determined by many <a href=\"\/car-insurance\/how-is-car-insurance-calculated\/\">factors<\/a>, including your age, location, the type and age of vehicle you drive, your driving record, other drivers on your policy and the amount of coverage you want. Some insurers, like Root, weigh personalized driver data more heavily, basing premiums primarily on detected behavior behind the wheel and safe driving habits.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"rates\">Root car insurance rates<\/h2>\n\n\n\n<p>Here\u2019s a look at Root\u2019s car insurance rates quoted for real Jerry customers:<\/p>\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"discounts\">Root car insurance discounts<\/h2>\n\n\n\n<p>Root doesn\u2019t offer traditional auto insurance discounts. Instead, the insurer says that savings for safe driving and a clean history are built into policies.<\/p>\n\n\n\n<p>Many insurers offer ample discount opportunities, though. Some provide discounts to drivers who are homeowners, insure multiple vehicles, insure a good student or have a military or other type of affiliation.<\/p>\n\n\n\n<p>If you rate shop with Root, be sure to compare quotes from other insurers with all eligible discounts included to find the best price.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Does Root offer insurance based on driving behavior?<\/h3>\n\n\n\n<p>Unlike most other insurers, Root exclusively offers insurance based on driving behavior, which is tracked and analyzed through the Root mobile app. This <a href=\"\/car-insurance\/what-is-telematics\/\">telematics<\/a> app tracks things like driver speed, quick acceleration, hard braking, nighttime driving, phone use while driving and the routes taken.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"options\">Root car insurance coverage options<\/h2>\n\n\n\n<p>Root offers standard coverage types including collision, comprehensive, bodily injury liability, property damage liability, medical payments, personal injury protection and uninsured\/underinsured motorist coverage.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Coverage<\/th><th class=\"has-text-align-left\" data-align=\"left\">Definition<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/collision-insurance\/\">Collision insurance<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">An optional coverage type that pays to repair or replace your car if it\u2019s damaged in a collision with another vehicle. You can only file an accident-related claim for your vehicle\u2019s repairs if your policy has collision coverage.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/comprehensive-insurance\/\">Comprehensive insurance<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">An optional coverage type that covers damage to your vehicle caused by non-collision hazards, such as car theft, falling tree branches, hail and other unexpected events.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/bodily-injury-liability\/\"><\/a><a href=\"\/car-insurance\/bodily-injury-liability\/\">Bodily injury liability (BI)<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Pays others\u2019 medical costs in an accident you cause, up to your policy limits. It\u2019s mandatory in most states.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/property-damage-liability-car-insurance\/\"><\/a><a href=\"\/car-insurance\/property-damage-liability-car-insurance\/\">Property damage liability (PD)<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Pays for repairs or replacements of any vehicles or objects you damage in a crash, up to your policy limits. It\u2019s mandatory in most states.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/personal-injury-protection-insurance\/\">Personal injury protection (PIP)<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Helps cover medical expenses for you and your passengers after a car accident, regardless of who caused it. This is required in some states.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/what-is-medical-payments-coverage\/\">Medical payments<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Additional coverage outside of PIP that pays for medical care for you and your passengers after an accident, regardless of who caused it. This is optional in most states.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/uninsured-motorist-coverage\/\"><\/a><a href=\"\/car-insurance\/uninsured-motorist-coverage\/\">Uninsured\/underinsured motorist coverage (UM\/UIM)<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Covers you, your passengers and any property damage in a case where the other driver is at fault but doesn\u2019t have insurance, or carries insufficient coverage to pay for your costs. This is required in some states.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Emergency roadside assistance <\/strong>can help cover the cost of tows, jump starts, tire changes and fuel delivery if you are stranded with your vehicle. Root roadside coverage can be used up to three times per six-month policy period.<\/li>\n\n\n\n<li><strong>Rental car reimbursement <\/strong>pays for a rental vehicle while yours is in the shop for covered repairs, up to your chosen daily limit.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ratings\">Industry ratings of Root car insurance<\/h2>\n\n\n\n<p>Root isn\u2019t yet recognized by some industry rating agencies, like AM Best or J.D. Power. Among those this insurer has received, Root\u2019s NAIC complaint index is higher than expected and its CRASH Network score is average.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Rating<\/strong><\/td><td><strong>Root\u2019s score<\/strong><\/td><\/tr><tr><td>NAIC consumer complaint index<\/td><td>High.<\/td><\/tr><tr><td>CRASH Network report card<\/td><td>C.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul class=\"wp-block-jerry-accordion\">\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        NAIC      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>From 2022 to 2024, Root earned a consumer complaint index that was higher than expected, according to the National Association of Insurance Commissioners (NAIC). This means the insurer received more private passenger complaints than expected for a company of its size and market share.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Qualitative rating<\/th><th class=\"has-text-align-left\" data-align=\"left\">3-year consumer complaint index<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">High<\/td><td class=\"has-text-align-left\" data-align=\"left\">Above 1.5.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Moderately high<\/td><td class=\"has-text-align-left\" data-align=\"left\">1 to 1.5.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">About average<\/td><td class=\"has-text-align-left\" data-align=\"left\">Near 1.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Moderately low<\/td><td class=\"has-text-align-left\" data-align=\"left\">1 to 0.5.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Low<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.5 to 0.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em><em>The <\/em><a href=\"https:\/\/content.naic.org\/\" target=\"_blank\" rel=\"noreferrer noopener\"><em>NAIC<\/em><\/a><em> is the member group for state insurance commissioners in the United States. It makes recommendations, analyzes insurer financial filings, maintains reporting and more for insurance regulators.<\/em><\/em><\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        CRASH Network      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>CRASH Network, an automotive industry trade publication, gives Root a C in its 2025 Insurer Report Card. The report card asks more than 1,000 collision repair professionals across the United States \u201chow well an insurer\u2019s claims handling policies, attitude and payment practices ensure quality repairs and customer service for motorists.\u201d&nbsp;<\/p>\n\n\n\n<p>Root was ranked No. 74<strong> <\/strong>out of the 97 insurers rated.<\/p>\n\n\n<div class=\"infogram-embed\" data-id=\"1df9686d-86f6-4058-8e41-3dce20ff85e3\" data-type=\"interactive\" data-title=\"CRASH Ratings 2025\"><\/div><script>window.addEventListener('DOMContentLoaded',()=>{!function(e,n,i,s){var d=\"InfogramEmbeds\";var o=e.getElementsByTagName(n)[0];if(window[d]&&window[d].initialized)window[d].process&&window[d].process();else if(!e.getElementById(i)){var r=e.createElement(n);r.async=1,r.id=i,r.src=s,o.parentNode.insertBefore(r,o)}}(document,\"script\",\"infogram-async\",\"https:\/\/e.infogram.com\/js\/dist\/embed-loader-min.js\");})<\/script>\n\n\n<p><em>In 2025, the CRASH Network\u2019s survey received responses from 1,196 repair professionals. Insurers that received a grade from at least 35 respondents were included in the 2025 report card. Read more about the report card methodology on <\/em><a href=\"https:\/\/www.crashnetwork.com\/irc\/02moreinfo.php\" target=\"_blank\" rel=\"noopener\"><em>the CRASH Network\u2019s website<\/em><\/a><em>.<\/em><\/p>\n<\/div>\n  <\/div>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"reviews\">Root auto insurance customer reviews<\/h2>\n\n\n\n<p>Hundreds of Jerry customers who have used and reviewed<strong> <\/strong>Root\u2019s auto insurance have rated the company well.<\/p>\n\n\n\n<div class=\"wp-block-jerry-carrier-reviews-survey-results\">\n  <div class=\"flex flex-col gap-4 md:gap-5 mb-4\">\n    <div class=\"flex flex-col gap-2\">\n      <!-- title -->\n      <div class=\"font-circular text-2xl font-medium\">\n              <\/div>\n\n      <!-- description -->\n      <div class=\"font-circular text-base\">\n              <\/div>\n    <\/div>\n\n    <!-- card -->\n    <div class=\"flex flex-col gap-5 rounded-2xl border border-zinc-300 md:flex-row\">\n      <!-- carrier image & average rating -->\n      <div class=\"flex flex-col items-center gap-6 md:gap-3 md:px-4 md:pb-7\">\n        <!-- carrier image -->\n        <div class=\"flex w-full items-center justify-center border-b border-zinc-300 p-3\">\n          <div class=\"flex aspect-[2\/1] w-[240px] items-center justify-center overflow-hidden md:aspect-[18\/7] md:w-[180px]\">\n                          <img decoding=\"async\"\n                class=\"max-h-full max-w-full\"\n                src=\"\/wp-content\/uploads\/2025\/04\/root-300x133.png\"\n                alt=\"Progressive\"\n              fetchpriority=\"low\" loading=\"lazy\"\/>\n                      <\/div>\n        <\/div>\n\n        <!-- average rating -->\n        <div class=\"flex flex-col gap-3 items-center\">\n          <div class=\"font-body text-8xl font-semibold leading-[90px] md:text-7xl\">\n            4.2          <\/div>\n\n          <div class=\"flex space-x-1 space-x-2\"><span class=\"iconify i--star text-base text-primary\"><\/span><span class=\"iconify i--star text-base text-primary\"><\/span><span class=\"iconify i--star text-base text-primary\"><\/span><span class=\"iconify i--star text-base text-primary\"><\/span><div class=\"relative inline-block leading-[0]\">\n  <span class=\"iconify i--star text-base text-gray-400\"><\/span>\n  <span class=\"iconify i--star text-base text-primary absolute inset-0\" style=\"clip-path: inset(0 79.789447912841% 0 0);\"><\/span>\n<\/div><\/div>\n          <div class=\"font-body text-base text-gray-600\">\n            8,169 Reviews\n          <\/div>\n        <\/div>\n      <\/div>\n\n      <!-- ratings -->\n      <div class=\"flex flex-1 flex-col items-center gap-5 px-8 pb-14 md:items-start md:pb-6 md:pl-0 md:pt-8\">\n        <!-- ratings title -->\n        <div class=\"font-circular hidden text-2xl font-medium text-gray-900 md:block\">\n          Root Reviews        <\/div>\n\n        <!-- ratings bars -->\n        <div class=\"flex w-full flex-col gap-3.5\">\n                                  <div class=\"font-body flex flex-row items-center gap-2.5 text-base text-gray-600 md:gap-3.5\">\n              <div class=\"w-14\">\n                5 Stars              <\/div>\n              <div class=\"relative h-3 flex-1 shrink overflow-hidden rounded-full bg-slate-100\">\n                <div class=\"bg-primary absolute h-full rounded-full\" style=\"width: 56.077855306647%\"><\/div>\n              <\/div>\n              <div class=\"w-10\">\n                56%\n              <\/div>\n            <\/div>\n                                  <div class=\"font-body flex flex-row items-center gap-2.5 text-base text-gray-600 md:gap-3.5\">\n              <div class=\"w-14\">\n                4 Stars              <\/div>\n              <div class=\"relative h-3 flex-1 shrink overflow-hidden rounded-full bg-slate-100\">\n                <div class=\"bg-primary absolute h-full rounded-full\" style=\"width: 21.23882972212%\"><\/div>\n              <\/div>\n              <div class=\"w-10\">\n                21%\n              <\/div>\n            <\/div>\n                                  <div class=\"font-body flex flex-row items-center gap-2.5 text-base text-gray-600 md:gap-3.5\">\n              <div class=\"w-14\">\n                3 Stars              <\/div>\n              <div class=\"relative h-3 flex-1 shrink overflow-hidden rounded-full bg-slate-100\">\n                <div class=\"bg-primary absolute h-full rounded-full\" style=\"width: 14.163300281552%\"><\/div>\n              <\/div>\n              <div class=\"w-10\">\n                14%\n              <\/div>\n            <\/div>\n                                  <div class=\"font-body flex flex-row items-center gap-2.5 text-base text-gray-600 md:gap-3.5\">\n              <div class=\"w-14\">\n                2 Stars              <\/div>\n              <div class=\"relative h-3 flex-1 shrink overflow-hidden rounded-full bg-slate-100\">\n                <div class=\"bg-primary absolute h-full rounded-full\" style=\"width: 3.8560411311054%\"><\/div>\n              <\/div>\n              <div class=\"w-10\">\n                4%\n              <\/div>\n            <\/div>\n                                  <div class=\"font-body flex flex-row items-center gap-2.5 text-base text-gray-600 md:gap-3.5\">\n              <div class=\"w-14\">\n                1 Star              <\/div>\n              <div class=\"relative h-3 flex-1 shrink overflow-hidden rounded-full bg-slate-100\">\n                <div class=\"bg-primary absolute h-full rounded-full\" style=\"width: 4.6639735585751%\"><\/div>\n              <\/div>\n              <div class=\"w-10\">\n                5%\n              <\/div>\n            <\/div>\n                  <\/div>\n      <\/div>\n    <\/div>\n\n    <!-- footer description -->\n    <div class=\"font-circular text-base text-slate-500 pb-4\">\n          <\/div>\n  <\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"contact\">How to contact Root<\/h2>\n\n\n\n<p>Drivers can contact Root by phone or app to request a quote, file a claim or get roadside assistance reimbursement. Drivers who don\u2019t need immediate assistance can contact Root via email.\u00a0<\/p>\n\n\n\n<p><strong>Contact by email: <\/strong>Customers can email help@joinroot.com. Root says it aims to respond to all customer emails within 48 hours.&nbsp;<\/p>\n\n\n\n<p><strong>Contact by phone:<\/strong> Customers can reach Root by phone to ask questions, file a claim or get a quote at 866-980-9431, Monday through Friday from 9 a.m. to 8 p.m ET. Claims department hours are Monday through Friday from 9 a.m. to 8 p.m., and Saturday from 9 a.m. to 5 p.m.&nbsp;<\/p>\n\n\n\n<p><strong>Contact through the app: <\/strong>You can start a quote, request customer assistance or file claims through the Root mobile app at any time.&nbsp;<\/p>\n\n\n\n<p>Drivers can also initiate an insurance quote online through the Root website.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>We looked at over 400,000 actual policies quotes from real Jerry customers during 2024 across 24 different insurance companies. The pricing data included both those with clean driving records as well as those with a violation.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How we rate car insurance companies<\/h3>\n\n\n\n<p>Jerry\u2019s team of car insurance expert writers and editors analyze real customer ratings and industry reports to get a holistic view of an insurer\u2019s performance. Our rubric emphasizes the shopping and claims experiences, customer complaints and reviews, repair shops\u2019 evaluations of insurers, policy and quote pricing, and state availability.<\/p>\n\n\n\n<p>We regularly reassess insurers\u2019 star ratings and fact-check these reviews to ensure they\u2019re accurate and up-to-date.<br>These individual factors roll up into one weighting system as follows:<br>20% Financial strength.<br>20% Complaints.<br>20% Industry ratings.<br>20% Customer ratings.<br>20% Cost and discounts.<\/p>\n\n\n<div class=\"infogram-embed\" data-id=\"d90dc561-6db9-4e6c-830b-45df4dfa0d8c\" data-type=\"interactive\" data-title=\"Methodology\"><\/div><script>window.addEventListener('DOMContentLoaded',()=>{!function(e,n,i,s){var d=\"InfogramEmbeds\";var o=e.getElementsByTagName(n)[0];if(window[d]&&window[d].initialized)window[d].process&&window[d].process();else if(!e.getElementById(i)){var r=e.createElement(n);r.async=1,r.id=i,r.src=s,o.parentNode.insertBefore(r,o)}}(document,\"script\",\"infogram-async\",\"https:\/\/e.infogram.com\/js\/dist\/embed-loader-min.js\");})<\/script>\n\n\n\n<div class=\"wp-block-jerry-meet-experts\" data-wp-interactive=\"jerry\/meet-experts\" data-wp-context=\"{&quot;modalVisible&quot;:false}\">\n  <div class=\"font-circular text-2xl font-extrabold text-slate-900\">Expert-driven. Built for you.<\/div>\n\n  <div class=\"my-3\">\n    <div class=\"flex justify-between items-center py-3 border-b border-neutral-200 cursor-pointer font-semibold text-gray-900\" data-wp-on-async--click=\"actions.toggleModal\">\n  <button class=\"text-left text-base\" type=\"button\">\n    Why you can count on Jerry&#8217;s articles  <\/button>\n\n  <div class=\"transition data-[visible=true]:md:rotate-180 text-xs iconify i--chevron-down text-gray-500\" data-wp-bind--data-visible=\"context.modalVisible\"><\/div>\n<\/div>\n<div class=\"modal-backdrop fixed bottom-0 left-0 right-0 top-0 z-50 overflow-hidden overscroll-contain bg-black\/70 font-body transition-transform delay-100 duration-0 md:relative md:z-auto [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:bg-black\/0 [&amp;:not([data-visible=true])]:md:hidden\" data-wp-init=\"callbacks.onModalInit\" data-wp-on-async--click=\"actions.hideModal\" data-wp-bind--data-visible=\"context.modalVisible\">\n  <div class=\"modal-view fixed bottom-0 left-0 right-0 flex max-h-[75%] w-full flex-col rounded-t-3xl bg-white pb-7 pl-7 pt-3.5 transition md:relative md:rounded-none md:pl-0 md:transition-none [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:md:hidden\" data-wp-bind--data-visible=\"context.modalVisible\">\n    <div class=\"modal-header md:hidden flex justify-between items-center pb-1 mb-1 border-b border-zinc-200\">\n      <div class=\"modal-title text-base font-semibold\">Summary<\/div>\n\n      <div\n        class=\"modal-close-btn wp-block-group w-11 h-11 mr-2.5 content-center text-center\"\n        data-wp-on-async--click=\"actions.hideModal\"\n      >\n        <div class=\"iconify i--close text-gray-500 cursor-pointer\"><\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"modal-body pr-7 overflow-y-auto\"><div class=\"wp-block-template-part\"><div class=\"flex flex-row items-center gap-2.5 rounded-lg bg-gray-pink px-4 py-5\">\n  <span class=\"iconify mt-0.5 shrink-0 self-start text-xs text-primary i--shield-check\"><\/span>\n\n  <div>\n    <div class=\"font-body text-xs font-bold text-primary\">Our goal is clear, trustworthy information.<\/div>\n    <div class=\"mt-1 font-body text-xs text-gray-600\">\n      Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and\n      experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept\n      current, and our editorial team is separate from our business partners, so our opinions &#038; tips are unbiased. All\n      insights drawn from Jerry\u2019s proprietary, aggregated customer auto insurance quotes data provide unique, real-world\n      guidance.\n    <\/div>\n  <\/div>\n<\/div>\n<\/div><\/div>\n  <\/div>\n<\/div>\n  <\/div>\n\n  <div class=\"text-base font-semibold text-gray-900\">Our experts<\/div>\n\n  <div class=\"my-8 flex flex-col gap-8 items-center justify-center\">\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2025\/01\/Stephanie-Colestock.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2025\/01\/Stephanie-Colestock.png 250w, \/wp-content\/uploads\/2025\/01\/Stephanie-Colestock-150x150.png 150w, \/wp-content\/uploads\/2025\/01\/Stephanie-Colestock-56x56.png 56w, \/wp-content\/uploads\/2025\/01\/Stephanie-Colestock-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Stephanie Colestock            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Stephanie Colestock is a professional writer, CFEI&reg;, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit\/debt, investing, retirement planning, and banking.<\/p>\n<p>Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie&#8217;s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.<\/p>\n<p>When she&rsquo;s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2024\/12\/Annie-Millerbernd.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2024\/12\/Annie-Millerbernd.png 250w, \/wp-content\/uploads\/2024\/12\/Annie-Millerbernd-150x150.png 150w, \/wp-content\/uploads\/2024\/12\/Annie-Millerbernd-56x56.png 56w, \/wp-content\/uploads\/2024\/12\/Annie-Millerbernd-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Annie Millerbernd            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by <a href=\"https:\/\/scholarlycommons.law.northwestern.edu\/cgi\/viewcontent.cgi?article=1455&amp;context=nulr\" target=\"_blank\" rel=\"noopener\">Northwestern University<\/a> and <a href=\"https:\/\/www.hks.harvard.edu\/sites\/default\/files\/centers\/mrcbg\/214_AWP_final_2.pdf\" target=\"_blank\" rel=\"noopener\">Harvard Kennedy School<\/a>. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.<\/p>\n<p>Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor&rsquo;s degree in journalism from the University of Minnesota.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n      <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Our Take Root is an app-based insurer offering personalized premiums based on driver behavior, through the help of a telematics test drive. Coverage is available in most states, though industry ratings are limited. Pros:&nbsp; Cons: Root car insurance review Jerry did not give Root a star rating due to a lack of available data. Each [&hellip;]<\/p>\n","protected":false},"author":87,"featured_media":60532,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"jerry_authors":"[{\"id\":\"372\",\"type\":\"main-author\"},{\"id\":\"370\",\"type\":\"editor\"}]","jerry_author_ids":[372],"jerry_idx_page_label":"","jerry_meta_desc":"Root offers auto insurance pricing based on driver behavior, with the help of a feature-rich mobile app. ","jerry_related_posts":"[56613,31556,18429,34519,37367]","jerry_summary":"","inline_featured_image":false,"_lmt_disableupdate":"yes","_lmt_disable":"","footnotes":""},"categories":[645],"tags":[31,664],"class_list":["post-60531","reviews","type-reviews","status-publish","has-post-thumbnail","hentry","category-car-insurance","tag-car-insurance","tag-review"],"_links":{"self":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/reviews\/60531","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/reviews"}],"about":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/types\/reviews"}],"author":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/comments?post=60531"}],"version-history":[{"count":5,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/reviews\/60531\/revisions"}],"predecessor-version":[{"id":60571,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/reviews\/60531\/revisions\/60571"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media\/60532"}],"wp:attachment":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media?parent=60531"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/categories?post=60531"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/tags?post=60531"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}