{"id":57890,"date":"2025-05-02T09:56:44","date_gmt":"2025-05-02T16:56:44","guid":{"rendered":"https:\/\/getjerry.com\/?post_type=car-insurance&p=57890"},"modified":"2025-12-06T17:51:26","modified_gmt":"2025-12-07T01:51:26","slug":"best-pa","status":"publish","type":"car-insurance","link":"https:\/\/jerry.ai\/car-insurance\/pennsylvania\/best-pa\/","title":{"rendered":"Best Car Insurance in Pennsylvania for December 2025"},"content":{"rendered":"\n
Jerry Summary<\/span><\/span><\/div>
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Erie Insurance is the best car insurance company in Pennsylvania, according to Jerry’s editorial analysis, due to its strong financial strength rating and free perks like first-accident forgiveness and pet injury coverage. Geico comes in second place, while NJM Insurance earns an honorable mention thanks to its solid customer satisfaction.<\/p>\n<\/div><\/blockquote>\n\n\n\n

The best car insurance<\/a> in Pennsylvania comes from providers with high financial strength ratings and few complaints. According to Jerry\u2019s editorial analysis, Erie Insurance is the best car insurance company in Pennsylvania overall. Here\u2019s what to know about the best insurers in the state.<\/p>\n\n\n\n

If you need cheap car insurance in Pennsylvania<\/a>, be sure to compare quotes from multiple insurers to get the best rate.<\/p>\n\n\n\n

Best car insurance in Pennsylvania overall: Erie Insurance<\/h2>\n\n\n\n
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\n \"Erie\n <\/figure>\n\n
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\n 4.9 <\/div>\n\n
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\n Jerry’s Score <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n
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\n Our Take <\/div>\n \n
\n Erie Insurance<\/a> is one of Jerry\u2019s top-rated insurers due to its superior financial strength rating and low number of complaints. It also ranks high in J.D. Power customer satisfaction studies. Erie\u2019s auto policies include perks other insurers typically charge for, and there are plenty of options to customize your policy. <\/div>\n <\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\n

Why it\u2019s the best:<\/strong> Erie Insurance is the best car insurance company in Pennsylvania<\/a> because of its 4.9 Jerry star rating, superior financial strength rating and few customer complaints. Erie also ranks No. 1 out of 14 insurers for overall customer satisfaction in the Mid-Atlantic region, according to\u00a0J.D. Power\u2019s 2024 U.S. Auto Insurance Study<\/a>, which ranks insurance companies based on factors like cost and consumer trust.\u00a0<\/p>\n\n\n\n

Erie\u2019s auto policies include perks like accident forgiveness for your first crash if you\u2019re insured by Erie for three claims-free years, coverage if your pet gets hurt in an accident in your car, locksmith services, a waived deductible<\/a> for auto glass repair and $350 in personal items coverage. Your policy may need to include comprehensive or collision coverage to qualify for some of these perks. <\/p>\n\n\n\n

You can customize your policy with roadside assistance and rental car coverage<\/a> if you have comprehensive or collision coverage. If you upgrade to Erie\u2019s Auto Plus package, you get added benefits, including a diminishing deductible and a $10,000 death benefit.<\/p>\n\n\n\n

Pennsylvania drivers can get discounts<\/a> from Erie by insuring multiple cars, bundling policies, storing your vehicle for 90 days or more, or only using your vehicle for farm use.<\/p>\n\n\n\n

Find the best car insurance in Pennsylvania.<\/span><\/div>
Get quotes now<\/a><\/div><\/div><\/div>\n\n\n\n

Runner-up: Geico<\/h2>\n\n\n\n
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\n \"Geico\"\n\n <\/figure>\n\n
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\n 5.0 <\/div>\n\n
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\n Jerry’s Score <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n
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\n Our Take <\/div>\n \n
\n Geico<\/a> car insurance includes many policy discounts and is available in all 50 states. This is a solid option for good drivers seeking a stable insurer. <\/div>\n <\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\n

Why it\u2019s the best: <\/strong>Geico is Jerry\u2019s top-rated insurer with 5 stars due to its superior financial strength rating and few customer complaints. Despite scoring full marks, it didn\u2019t rank as high as Erie in J.D. Power\u2019s 2024 U.S. Auto Insurance Mid-Atlantic Study, making it our pick for runner-up.<\/p>\n\n\n\n

Drivers in Pennsylvania may get discounts for bundling policies, maintaining a clean driving record for five years and for opting into Geico\u2019s telematics<\/a> program, DriveEasy, and practicing safe driving habits. Drivers 50 and older who voluntarily complete a qualifying defensive driving course may also get a discount. <\/p>\n\n\n\n

Geico\u2019s phone app lets customers manage their policy, access insurance ID cards, request roadside assistance and get repair estimates by uploading photos of a damaged car.<\/p>\n\n\n\n

More of the best Pennsylvania insurers<\/h2>\n\n\n\n

These insurers also offer some of the best car insurance in Pennsylvania.<\/p>\n\n\n\n

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\n \"Auto-Owners\"\n\n <\/figure>\n\n
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\n 4.9 <\/div>\n\n
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\n Jerry’s Score <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n
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\n Our Take <\/div>\n \n
\n Auto-Owners<\/a> is one of Jerry\u2019s top-rated insurers, with a reputation for affordable coverage and a wide array of customization and discount options. <\/div>\n <\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\n
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Compare quotes<\/a><\/div>\n<\/div>\n\n\n\n
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\n \"Nationwide\"\n\n <\/figure>\n\n
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\n 4.7 <\/div>\n\n
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\n Jerry’s Score <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n
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\n Our Take <\/div>\n \n
\n Nationwide<\/a> auto insurance rewards loyalty and good driving behavior. The insurer offers a mileage-based policy that may help those who don\u2019t frequently travel far save on premium costs. <\/div>\n <\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\n
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Compare quotes<\/a><\/div>\n<\/div>\n\n\n\n
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\n \"Allstate\"\n\n <\/figure>\n\n
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\n 4.7 <\/div>\n\n
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\n Jerry’s Score <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n
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\n Our Take <\/div>\n \n
\n Allstate<\/a> car insurance allows drivers to tailor their policies based on their needs and driving habits, however customer service scores are below average. <\/div>\n <\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\n
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Compare quotes<\/a><\/div>\n<\/div>\n\n\n\n
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\n \"Progressive\"\n\n <\/figure>\n\n
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\n 4.6 <\/div>\n\n
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\n Jerry’s Score <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n
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\n Our Take <\/div>\n \n
\n Progressive<\/a> offers customizable car insurance policies with many discount opportunities. Though the insurer is ranked below average in customer satisfaction by J.D. Power, Jerry customers give Progressive high marks. <\/div>\n <\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\n
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Compare quotes<\/a><\/div>\n<\/div>\n\n\n\n
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\n \"Farmers\"\n\n <\/figure>\n\n
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\n 4.6 <\/div>\n\n
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\n Jerry’s Score <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n
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\n Our Take <\/div>\n \n
\n Farmers Insurance<\/a> offers customizable policies with many discount opportunities, and Jerry customers gave it a moderately high score. <\/div>\n <\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\n
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Compare quotes<\/a><\/div>\n<\/div>\n\n\n\n
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\n \"Grange\n <\/figure>\n\n
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\n 4.6 <\/div>\n\n
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\n Jerry’s Score <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n
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\n Our Take <\/div>\n \n
\n Grange Insurance offers customizable policies and may not raise a driver\u2019s premium after their first at-fault accident. While it ranks above average in a J.D Power customer satisfaction study, the company has a high number of customer complaints. <\/div>\n <\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\n
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Compare quotes<\/a><\/div>\n<\/div>\n\n\n\n

Honorable mention: NJM Insurance<\/h2>\n\n\n\n

While not yet rated by Jerry, NJM Insurance Co. was ranked No. 2 out of 14 insurers for overall customer satisfaction in the Mid-Atlantic region, according to J.D. Power\u2019s 2024 Auto Insurance Study. <\/p>\n\n\n\n

NJM offers many discounts for Pennsylvania drivers, including savings for bundling multiple policies, insuring a car two model years old or newer, setting up automatic payments and going paperless. Discounts are also available for student drivers who\u2019ve made honor roll, Dean\u2019s List or have at least a 3.0 GPA.<\/p>\n\n\n\n

A discount is available for drivers under 21 who complete certain driver-training qualifications. Drivers 55 and older can get a discount for completing a mature driver improvement course approved by the Pennsylvania Department of Transportation<\/a>. You may also get a discount for opting into NJM\u2019s telematics program, SafeDrive, which tracks your driving through a mobile app and provides feedback on driving behavior like acceleration, braking and distracted driving.<\/p>\n\n\n\n

Best full coverage car insurance in Pennsylvania<\/h2>\n\n\n\n

The following companies offer some of the best full coverage<\/a> car insurance rates in Pennsylvania.<\/p>\n\n\n\n

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