{"id":57315,"date":"2025-04-25T08:50:52","date_gmt":"2025-04-25T15:50:52","guid":{"rendered":"https:\/\/getjerry.com\/?p=57315"},"modified":"2025-06-18T08:55:52","modified_gmt":"2025-06-18T15:55:52","slug":"erie","status":"publish","type":"reviews","link":"https:\/\/jerry.ai\/reviews\/car-insurance\/erie\/","title":{"rendered":"Erie Car Insurance Review 2025"},"content":{"rendered":"\n<div class=\"wp-block-jerry-carrier-reviews-survey-summary\">\n  <div class=\"before:bg-primary relative overflow-hidden rounded-xl border border-zinc-200 before:absolute before:block before:h-[9px] before:w-full before:content-['_']\">\n    <div class=\"flex flex-col gap-4 px-6 pb-12 pt-6 md:gap-8 md:px-7 md:pt-10\">\n      <!-- title -->\n      <div class=\"font-circular text-xl font-bold text-gray-900 md:text-3xl\">\n        Erie Car Insurance Review      <\/div>\n\n      <div class=\"flex flex-col items-start justify-start gap-6 md:flex-row md:gap-5\">\n        <div class=\"flex w-full grow flex-col items-start gap-6 md:gap-4\">\n          <!-- carrier image -->\n          <div class=\"flex aspect-[2\/1] w-full items-center justify-center overflow-hidden rounded-md border border-zinc-200 p-3 md:aspect-[25\/14] md:w-[200px]\">\n                          <img decoding=\"async\"\n                class=\"max-h-full max-w-full\"\n                src=\"\/wp-content\/uploads\/2025\/04\/Erie-Insurance-logo.svg\"\n                alt=\"Erie\"\n              fetchpriority=\"low\" loading=\"lazy\"\/>\n                      <\/div>\n\n          <div class=\"flex flex-row items-center gap-3\">\n            <!-- carrier rating -->\n            <div class=\"font-body text-6xl font-semibold text-gray-900 md:text-[44px]\">\n              4.9            <\/div>\n\n            <div class=\"flex flex-col justify-end gap-1.5 md:gap-1\">\n              <!-- carrier stars -->\n              <div class=\"flex space-x-1 space-x-1.5\"><span class=\"iconify i--star text-lg md:text-sm text-primary\"><\/span><span class=\"iconify i--star text-lg md:text-sm text-primary\"><\/span><span class=\"iconify i--star text-lg md:text-sm text-primary\"><\/span><span class=\"iconify i--star text-lg md:text-sm text-primary\"><\/span><div class=\"relative inline-block leading-[0]\">\n  <span class=\"iconify i--star text-lg md:text-sm text-gray-400\"><\/span>\n  <span class=\"iconify i--star text-lg md:text-sm text-primary absolute inset-0\" style=\"clip-path: inset(0 10% 0 0);\"><\/span>\n<\/div><\/div>\n              <!-- carrier stars description -->\n              <div class=\"font-circular text-base font-medium text-gray-900 md:text-xs\">\n                Jerry&#8217;s Score              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"flex shrink flex-col gap-6\">\n          <!-- summary -->\n          <div class=\"flex flex-col gap-3\">\n            <!-- summary title -->\n            <div class=\"font-circular text-xl font-bold text-gray-900 md:text-2xl md:leading-6\">\n              Our Take            <\/div>\n            <!-- summary content -->\n            <div class=\"font-circular text-base font-normal text-gray-600\">\n              Erie offers a top-rated customer experience, customizable coverage and many policy bundling options. Auto insurance can be purchased through local independent agents, though policies aren&#8217;t available in all states.            <\/div>\n          <\/div>\n\n          <!-- pros & cons -->\n          <div class=\"flex flex-col gap-7 md:flex-row md:gap-6\">\n            <!-- pros -->\n            <div class=\"flex flex-1 flex-col gap-3 md:gap-4\">\n              <!-- pros title -->\n              <div class=\"flex flex-row items-center gap-3 border-b border-zinc-200 pb-4 md:pb-5\">\n                <span class=\"iconify i--thumb-up text-primary text-2xl\"><\/span>\n                <div class=\"font-circular text-xl font-bold text-gray-900 md:text-2xl md:leading-6\">\n                  Pros                <\/div>\n              <\/div>\n\n              <!-- pros content -->\n              <ul class=\"!m-0 flex list-disc flex-col gap-4 !pl-6\">\n                                  <li class=\"marker:text-primary\">\n                    <span class=\"font-circular relative left-2 text-base text-gray-600 md:text-sm md:leading-4\">Well-rated in many industry reports.<\/span>\n                  <\/li>\n                                  <li class=\"marker:text-primary\">\n                    <span class=\"font-circular relative left-2 text-base text-gray-600 md:text-sm md:leading-4\">Diminishing deductible and accident forgiveness options.<\/span>\n                  <\/li>\n                                  <li class=\"marker:text-primary\">\n                    <span class=\"font-circular relative left-2 text-base text-gray-600 md:text-sm md:leading-4\">Many policy customization options.<\/span>\n                  <\/li>\n                                  <li class=\"marker:text-primary\">\n                    <span class=\"font-circular relative left-2 text-base text-gray-600 md:text-sm md:leading-4\">Network of local agents.<\/span>\n                  <\/li>\n                              <\/ul>\n            <\/div>\n\n            <!-- cons -->\n            <div class=\"flex flex-1 flex-col gap-3 md:gap-4\">\n              <!-- cons title -->\n              <div class=\"flex flex-row items-center gap-3 border-b border-zinc-200 pb-4 md:pb-5\">\n                <span class=\"iconify i--thumb-down text-primary text-2xl\"><\/span>\n                <div class=\"font-circular text-xl font-bold text-gray-900 md:text-2xl md:leading-6\">\n                  Cons                <\/div>\n              <\/div>\n\n              <!-- cons content -->\n              <ul class=\"!m-0 flex list-disc flex-col gap-4 !pl-6\">\n                                  <li class=\"marker:text-primary\">\n                    <span class=\"font-circular relative left-2 text-base text-gray-600 md:text-sm md:leading-4\">Limited state availability.<\/span>\n                  <\/li>\n                              <\/ul>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n\n<p>Jerry rates Erie 4.9 stars out of 5. This score is among the highest of the insurers that Jerry rates and takes into account the insurer\u2019s pricing, industry ratings, the company\u2019s financial strength, customer ratings and national complaint data.<\/p>\n\n\n\n<p>Based in Erie, Pennsylvania, Erie Insurance Group has been offering <a href=\"\/car-insurance\/\">auto insurance<\/a> coverage since its start in 1925. According to recent data from the National Association of Insurance Commissioners (NAIC), Erie is the 12th largest auto insurer by market share in the United States and today offers auto, home, RV, boat, life, business and retirement insurance, any of which can be bundled for policy savings.<\/p>\n\n\n\n<p>Erie auto insurance is currently available in 12 states \u2014 Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia and Wisconsin \u2014 and Washington, D.C. Potential customers can start a quote online and will be connected to an independent agent in their area to finalize the policy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"best\">Who is Erie best for?<\/h2>\n\n\n\n<p>Erie is a top insurer with a strong reputation. It may be a good choice for drivers in one of the insurer\u2019s active states who:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Prefer to stick with one insurance company to earn loyalty benefits.<\/li>\n\n\n\n<li>Want to bundle auto coverage with other insurance policies.&nbsp;<\/li>\n\n\n\n<li>Have a clean driving record.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-jerry-cta\"><div class=\"flex flex-col items-start gap-4 rounded-xl border border-zinc-200 px-12 py-8 md:flex-row md:items-center md:gap-14\"><div class=\"flex-1\"><span class=\"text-xl font-black text-gray-900\">Jerry finds quotes from 50 insurance partners fast.<\/span><\/div><div class=\"flex-1\"><a href=\"\/signup\" class=\"bg-primary block w-full rounded-full px-14 py-2 text-center font-black text-white hover:no-underline\">COMPARE QUOTES<\/a><\/div><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"cost\">How much does Erie car insurance cost?<\/h2>\n\n\n\n<p>Erie may offer affordable rates to drivers with clean records. Your premium is determined by a number of <a href=\"\/car-insurance\/how-is-car-insurance-calculated\/\">factors<\/a>, including your age, location, the type and age of vehicle you drive, your driving record, other drivers on your policy, and the amount of coverage you want.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"discounts\">Erie car insurance discounts<\/h2>\n\n\n\n<p>Drivers can save on their Erie auto coverage with a number of available discounts. Discounts are offered to drivers who:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Purchase coverage for multiple cars.<\/li>\n\n\n\n<li>Bundle auto coverage with home, renters, condo, umbrella, life or business insurance.\u00a0<\/li>\n\n\n\n<li>Reduce usage, if a vehicle will be stored and unused for at least 90 consecutive days.<\/li>\n\n\n\n<li>Pay the full premium upfront.<\/li>\n\n\n\n<li>Complete a driver training program.<\/li>\n\n\n\n<li>Insure a driver under 21 years old who lives at home.<\/li>\n\n\n\n<li>Own a vehicle with safety features like airbags, anti-theft devices and anti-lock brakes.\u00a0<\/li>\n<\/ul>\n\n\n\n<p>The insurer also offers a diminishing deductible option that lowers drivers\u2019 deductibles by $100 each consecutive year they remain claim-free.<\/p>\n\n\n\n<p>Policyholders who are insured with Erie for at least three years and enroll in the insurer\u2019s First Accident Forgiveness program won\u2019t pay a higher premium after their first <a href=\"\/car-insurance\/at-fault-accident\/\" data-type=\"car-insurance\" data-id=\"1391\">at-fault accident<\/a>.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Does Erie offer insurance based on driving behavior?<\/h3>\n\n\n\n<p>Yes, Erie offers a <a href=\"\/car-insurance\/what-is-telematics\/\">telematics<\/a> program called YourTurn, which uses a mobile app to monitor behaviors like hard braking, fast acceleration, hard cornering, speeding and cell phone use. The insurer gathers that information to assign drivers a score; high scores earn rewards that drivers can redeem as gift cards or charitable donations.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"coverage\">Erie car insurance coverage options<\/h2>\n\n\n\n<p>Like most insurers, Erie offers standard auto insurance options including collision, comprehensive, liability for bodily injury, liability for property damage, medical expense, personal injury protection and uninsured\/underinsured motorist.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Coverage<\/th><th class=\"has-text-align-left\" data-align=\"left\">Definition<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/collision-insurance\/\">Collision insurance<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">An optional coverage type that pays to repair or replace your car if it\u2019s damaged in a collision with another vehicle. You can only file an accident-related claim for your vehicle\u2019s repairs if your policy has collision coverage.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/comprehensive-insurance\/\">Comprehensive insurance<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">An optional coverage type that covers damage to your vehicle caused by non-collision hazards, such as car theft, falling tree branches, hail and other unexpected events.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/bodily-injury-liability\/\"><\/a><a href=\"\/car-insurance\/bodily-injury-liability\/\">Bodily injury liability (BI)<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Pays others\u2019 medical costs in an accident you cause, up to your policy limits. It\u2019s mandatory in most states.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/property-damage-liability-car-insurance\/\"><\/a><a href=\"\/car-insurance\/property-damage-liability-car-insurance\/\">Property damage liability (PD)<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Pays for repairs or replacements of any vehicles or objects you damage in a crash, up to your policy limits. It\u2019s mandatory in most states.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/personal-injury-protection-insurance\/\">Personal injury protection (PIP)<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Helps cover medical expenses for you and your passengers after a car accident, regardless of who caused it. This is required in some states.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/what-is-medical-payments-coverage\/\">Medical payments<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Additional coverage outside of PIP that pays for medical care for you and your passengers after an accident, regardless of who caused it. This is optional in most states.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/uninsured-motorist-coverage\/\"><\/a><a href=\"\/car-insurance\/uninsured-motorist-coverage\/\">Uninsured\/underinsured motorist coverage (UM\/UIM)<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Covers you, your passengers and any property damage in a case where the other driver is at fault but doesn\u2019t have insurance, or carries insufficient coverage to pay for your costs. This is required in some states.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Erie policies can also come with additional coverages and protections for drivers. Other insurers offer these coverages as add-ons that policyholders pay extra for, but Erie may include some of them in a full coverage policy.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Pet coverage <\/strong>pays for up to $500 per pet in vet treatment costs if your pet is injured in an accident while riding in your covered vehicle.<\/li>\n\n\n\n<li><strong>Roadside assistance and rental coverage <\/strong>can help if you\u2019re stranded and need a jump or tow, whether you\u2019re driving your own vehicle or a rental car.<\/li>\n\n\n\n<li><strong>Auto glass repair coverage<\/strong> pays to repair or replace eligible glass after it\u2019s damaged with no deductible. The coverage includes new windshield wipers.<\/li>\n\n\n\n<li><strong>Personal item coverage<\/strong> pays to replace up to $350 in clothes, luggage and other personal items if they are stolen from or damaged in your covered vehicle.<\/li>\n\n\n\n<li><strong>Locksmith coverage<\/strong> pays up to $75 for a locksmith if you lock your keys in your vehicle.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ratings\">Industry ratings of Erie car insurance<\/h2>\n\n\n\n<p>Erie Insurance consistently holds many of the top industry ratings across various agencies, including a first- and third-place finish in two J.D. Power studies and a below-expected complaint index with the National Association of Insurance Commissioners (NAIC).&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Rating<\/strong><\/td><td><strong>Erie score<\/strong><\/td><\/tr><tr><td>NAIC consumer complaint index<\/td><td>Moderately low.<\/td><\/tr><tr><td>CRASH Network report card<\/td><td>A-.<\/td><\/tr><tr><td>J.D. Power auto insurance shopping study<\/td><td>No. 1 of 17.<\/td><\/tr><tr><td>J.D. Power auto insurance claims study<\/td><td>No. 3 of 21.<\/td><\/tr><tr><td>AM Best<\/td><td>A+.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul class=\"wp-block-jerry-accordion\">\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        <strong>NAIC details<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>Erie consistently receives favorable complaint indices through the NAIC. An insurer\u2019s complaint index indicates how many consumer complaints the company receives in a given year compared to what\u2019s expected based on the company\u2019s market share.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Qualitative rating<\/th><th class=\"has-text-align-left\" data-align=\"left\">3-year consumer complaint index<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">High<\/td><td class=\"has-text-align-left\" data-align=\"left\">Above 1.5.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Moderately high<\/td><td class=\"has-text-align-left\" data-align=\"left\">1 to 1.5.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">About average<\/td><td class=\"has-text-align-left\" data-align=\"left\">Near 1.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Moderately low<\/td><td class=\"has-text-align-left\" data-align=\"left\">1 to 0.5.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Low<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.5 to 0.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em><em>The <\/em><a href=\"https:\/\/content.naic.org\/\" target=\"_blank\" rel=\"noreferrer noopener\"><em>NAIC<\/em><\/a><em> is the member group for state insurance commissioners in the United States. It makes recommendations, analyzes insurer financial filings, maintains reporting and more for insurance regulators.<\/em><\/em><\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        <strong>CRASH Network details<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>CRASH Network, an automotive industry trade publication, gives Erie an A- in its 2025 Insurer Report Card. The report card asks more than 1,000 collision repair professionals across the United States \u201chow well an insurer\u2019s claims handling policies, attitude and payment practices ensure quality repairs and customer service for motorists.\u201d&nbsp;<br>Erie was ranked No. 6<strong> <\/strong>out of the 97 insurers rated.<\/p>\n\n\n<div class=\"infogram-embed\" data-id=\"1df9686d-86f6-4058-8e41-3dce20ff85e3\" data-type=\"interactive\" data-title=\"CRASH Ratings 2025\"><\/div><script>window.addEventListener('DOMContentLoaded',()=>{!function(e,n,i,s){var d=\"InfogramEmbeds\";var o=e.getElementsByTagName(n)[0];if(window[d]&&window[d].initialized)window[d].process&&window[d].process();else if(!e.getElementById(i)){var r=e.createElement(n);r.async=1,r.id=i,r.src=s,o.parentNode.insertBefore(r,o)}}(document,\"script\",\"infogram-async\",\"https:\/\/e.infogram.com\/js\/dist\/embed-loader-min.js\");})<\/script>\n\n\n<p><em>In 2025, the CRASH Network\u2019s survey received responses from 1,196 repair professionals. Insurers that received a grade from at least 35 respondents were included in the 2025 report card. Read more about the report card methodology on <\/em><a href=\"https:\/\/www.crashnetwork.com\/irc\/02moreinfo.php\" target=\"_blank\" rel=\"noopener\"><em>the CRASH Network\u2019s website<\/em><\/a><em>.<\/em><\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        <strong>J.D. Power details<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>Erie received exceptional ratings in both of the most recent J.D. Power auto insurance studies. In the <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-insurance-shopping-study\" target=\"_blank\" rel=\"noreferrer noopener\">2024 Auto Insurance Shopping Study<\/a>, Erie took the No. 1 place out of 17 insurers, and in the <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-auto-claims-satisfaction-study\" target=\"_blank\" rel=\"noreferrer noopener\">2024 Auto Claims Satisfaction Study<\/a>, Erie earned No. 3 out of 21 ranked insurers.<\/p>\n\n\n<div class=\"infogram-embed\" data-id=\"27829bb8-88cc-4c33-9535-2f27269e9a5b\" data-type=\"interactive\" data-title=\"J.D. Power Rankings\"><\/div><script>window.addEventListener('DOMContentLoaded',()=>{!function(e,n,i,s){var d=\"InfogramEmbeds\";var o=e.getElementsByTagName(n)[0];if(window[d]&&window[d].initialized)window[d].process&&window[d].process();else if(!e.getElementById(i)){var r=e.createElement(n);r.async=1,r.id=i,r.src=s,o.parentNode.insertBefore(r,o)}}(document,\"script\",\"infogram-async\",\"https:\/\/e.infogram.com\/js\/dist\/embed-loader-min.js\");})<\/script>\n\n\n<p><em>J.D. Power is a market research company that evaluates customer satisfaction and industry performance across multiple sectors.<\/em><\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        <strong>AM Best details<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>Erie currently holds an A+ (Superior) financial strength rating from AM Best. This indicates that the insurer is likely to maintain a healthy financial status for paying out claims.<\/p>\n\n\n<div class=\"infogram-embed\" data-id=\"b36e2270-b29e-40e0-ac60-af935e32ea74\" data-type=\"interactive\" data-title=\"AM Best Ratings\"><\/div><script>window.addEventListener('DOMContentLoaded',()=>{!function(e,n,i,s){var d=\"InfogramEmbeds\";var o=e.getElementsByTagName(n)[0];if(window[d]&&window[d].initialized)window[d].process&&window[d].process();else if(!e.getElementById(i)){var r=e.createElement(n);r.async=1,r.id=i,r.src=s,o.parentNode.insertBefore(r,o)}}(document,\"script\",\"infogram-async\",\"https:\/\/e.infogram.com\/js\/dist\/embed-loader-min.js\");})<\/script>\n\n\n<p><a href=\"https:\/\/web.ambest.com\/home\" target=\"_blank\" rel=\"noreferrer noopener\"><em>AM Best<\/em><\/a><em> is a credit rating agency that specializes in insurers\u2019 ability to meet their financial obligations.<\/em><\/p>\n<\/div>\n  <\/div>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"contact\">How to contact Erie<\/h2>\n\n\n\n<p>While Erie offers email, phone, live chat and in-person contact options, customers are urged to reach out to local agents in most cases.<\/p>\n\n\n\n<p><strong>Get a quote: <\/strong>You can start an auto insurance quote online through the Erie website, but you\u2019ll be connected with an Erie insurance agent in your area to build coverage and finalize your quote. You can also find a local agent <a href=\"https:\/\/www.erieinsurance.com\/find-an-agent\" target=\"_blank\" rel=\"noreferrer noopener\">on the insurer\u2019s website<\/a>.<\/p>\n\n\n\n<p><strong>Customer service:<\/strong> Erie encourages existing customers to contact a local agent or reach out to customer service via live chat. You can reach customer service at 800-485-0811 Monday through Friday from 8 a.m. to 11 p.m. ET or Saturday from 9 a.m. to 4:30 p.m. If you don\u2019t need immediate service, you can send an email through the website\u2019s contact form.<\/p>\n\n\n\n<p><strong>File a claim:<\/strong> Erie recommends reaching out to your local agent to file a claim, though you can also initiate a claim 24\/7 by calling Erie customer service at 800-367-3743. Glass claims can be filed online or over the phone.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>We looked at over 400,000 actual policies quotes from real Jerry customers during 2024 across 24 different insurance companies. The pricing data included both those with clean driving records as well as those with a violation.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How we rate car insurance companies<\/h3>\n\n\n\n<p>Jerry\u2019s team of car insurance expert writers and editors analyze real customer ratings and industry reports to get a holistic view of an insurer\u2019s performance. Our rubric emphasizes the shopping and claims experiences, customer complaints and reviews, repair shops\u2019 evaluations of insurers, policy and quote pricing, and state availability.<\/p>\n\n\n\n<p>We regularly reassess insurers\u2019 star ratings and fact-check these reviews to ensure they\u2019re accurate and up-to-date.<br>These individual factors roll up into one weighting system as follows:<br>20% Financial strength.<br>20% Complaints.<br>20% Industry ratings.<br>20% Customer ratings.<br>20% Cost and discounts.<\/p>\n\n\n<div class=\"infogram-embed\" data-id=\"d90dc561-6db9-4e6c-830b-45df4dfa0d8c\" data-type=\"interactive\" data-title=\"Methodology\"><\/div><script>window.addEventListener('DOMContentLoaded',()=>{!function(e,n,i,s){var d=\"InfogramEmbeds\";var o=e.getElementsByTagName(n)[0];if(window[d]&&window[d].initialized)window[d].process&&window[d].process();else if(!e.getElementById(i)){var r=e.createElement(n);r.async=1,r.id=i,r.src=s,o.parentNode.insertBefore(r,o)}}(document,\"script\",\"infogram-async\",\"https:\/\/e.infogram.com\/js\/dist\/embed-loader-min.js\");})<\/script>\n\n\n\n<div class=\"wp-block-jerry-meet-experts\" data-wp-interactive=\"jerry\/meet-experts\" data-wp-context=\"{&quot;modalVisible&quot;:false}\">\n  <div class=\"font-circular text-2xl font-extrabold text-slate-900\">Expert-driven. Built for you.<\/div>\n\n  <div class=\"my-3\">\n    <div class=\"flex justify-between items-center py-3 border-b border-neutral-200 cursor-pointer font-semibold text-gray-900\" data-wp-on-async--click=\"actions.toggleModal\">\n  <button class=\"text-left text-base\" type=\"button\">\n    Why you can count on Jerry&#8217;s articles  <\/button>\n\n  <div class=\"transition data-[visible=true]:md:rotate-180 text-xs iconify i--chevron-down text-gray-500\" data-wp-bind--data-visible=\"context.modalVisible\"><\/div>\n<\/div>\n<div class=\"modal-backdrop fixed bottom-0 left-0 right-0 top-0 z-50 overflow-hidden overscroll-contain bg-black\/70 font-body transition-transform delay-100 duration-0 md:relative md:z-auto [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:bg-black\/0 [&amp;:not([data-visible=true])]:md:hidden\" data-wp-init=\"callbacks.onModalInit\" data-wp-on-async--click=\"actions.hideModal\" data-wp-bind--data-visible=\"context.modalVisible\">\n  <div class=\"modal-view fixed bottom-0 left-0 right-0 flex max-h-[75%] w-full flex-col rounded-t-3xl bg-white pb-7 pl-7 pt-3.5 transition md:relative md:rounded-none md:pl-0 md:transition-none [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:md:hidden\" data-wp-bind--data-visible=\"context.modalVisible\">\n    <div class=\"modal-header md:hidden flex justify-between items-center pb-1 mb-1 border-b border-zinc-200\">\n      <div class=\"modal-title text-base font-semibold\">Summary<\/div>\n\n      <div\n        class=\"modal-close-btn wp-block-group w-11 h-11 mr-2.5 content-center text-center\"\n        data-wp-on-async--click=\"actions.hideModal\"\n      >\n        <div class=\"iconify i--close text-gray-500 cursor-pointer\"><\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"modal-body pr-7 overflow-y-auto\"><div class=\"wp-block-template-part\"><div class=\"flex flex-row items-center gap-2.5 rounded-lg bg-gray-pink px-4 py-5\">\n  <span class=\"iconify mt-0.5 shrink-0 self-start text-xs text-primary i--shield-check\"><\/span>\n\n  <div>\n    <div class=\"font-body text-xs font-bold text-primary\">Our goal is clear, trustworthy information.<\/div>\n    <div class=\"mt-1 font-body text-xs text-gray-600\">\n      Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and\n      experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept\n      current, and our editorial team is separate from our business partners, so our opinions &#038; tips are unbiased. All\n      insights drawn from Jerry\u2019s proprietary, aggregated customer auto insurance quotes data provide unique, real-world\n      guidance.\n    <\/div>\n  <\/div>\n<\/div>\n<\/div><\/div>\n  <\/div>\n<\/div>\n  <\/div>\n\n  <div class=\"text-base font-semibold text-gray-900\">Our experts<\/div>\n\n  <div class=\"my-8 flex flex-col gap-8 items-center justify-center\">\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2025\/01\/Stephanie-Colestock.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2025\/01\/Stephanie-Colestock.png 250w, \/wp-content\/uploads\/2025\/01\/Stephanie-Colestock-150x150.png 150w, \/wp-content\/uploads\/2025\/01\/Stephanie-Colestock-56x56.png 56w, \/wp-content\/uploads\/2025\/01\/Stephanie-Colestock-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Stephanie Colestock            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Stephanie Colestock is a professional writer, CFEI&reg;, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit\/debt, investing, retirement planning, and banking.<\/p>\n<p>Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie&#8217;s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.<\/p>\n<p>When she&rsquo;s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2024\/12\/Annie-Millerbernd.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2024\/12\/Annie-Millerbernd.png 250w, \/wp-content\/uploads\/2024\/12\/Annie-Millerbernd-150x150.png 150w, \/wp-content\/uploads\/2024\/12\/Annie-Millerbernd-56x56.png 56w, \/wp-content\/uploads\/2024\/12\/Annie-Millerbernd-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Annie Millerbernd            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by <a href=\"https:\/\/scholarlycommons.law.northwestern.edu\/cgi\/viewcontent.cgi?article=1455&amp;context=nulr\" target=\"_blank\" rel=\"noopener\">Northwestern University<\/a> and <a href=\"https:\/\/www.hks.harvard.edu\/sites\/default\/files\/centers\/mrcbg\/214_AWP_final_2.pdf\" target=\"_blank\" rel=\"noopener\">Harvard Kennedy School<\/a>. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.<\/p>\n<p>Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor&rsquo;s degree in journalism from the University of Minnesota.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n      <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Jerry rates Erie 4.9 stars out of 5. This score is among the highest of the insurers that Jerry rates and takes into account the insurer\u2019s pricing, industry ratings, the company\u2019s financial strength, customer ratings and national complaint data. Based in Erie, Pennsylvania, Erie Insurance Group has been offering auto insurance coverage since its start [&hellip;]<\/p>\n","protected":false},"author":87,"featured_media":57318,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"single-reviews","meta":{"jerry_authors":"[{\"id\":\"372\",\"type\":\"main-author\"},{\"id\":\"370\",\"type\":\"editor\"}]","jerry_author_ids":[372],"jerry_idx_page_label":"","jerry_meta_desc":"Erie car insurance earns top marks for its competitive pricing, high customer satisfaction, top industry ratings and solid coverage options.","jerry_related_posts":"[29244,28520,56530,24267,26903]","jerry_summary":"","inline_featured_image":false,"_lmt_disableupdate":"yes","_lmt_disable":"","footnotes":""},"categories":[645],"tags":[31,664],"class_list":["post-57315","reviews","type-reviews","status-publish","has-post-thumbnail","hentry","category-car-insurance","tag-car-insurance","tag-review"],"_links":{"self":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/reviews\/57315","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/reviews"}],"about":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/types\/reviews"}],"author":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/comments?post=57315"}],"version-history":[{"count":7,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/reviews\/57315\/revisions"}],"predecessor-version":[{"id":61636,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/reviews\/57315\/revisions\/61636"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media\/57318"}],"wp:attachment":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media?parent=57315"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/categories?post=57315"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/tags?post=57315"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}