{"id":5358,"date":"2024-11-07T23:03:35","date_gmt":"2024-11-08T07:03:35","guid":{"rendered":"\/wp-site\/?p=5358"},"modified":"2025-12-04T14:43:42","modified_gmt":"2025-12-04T22:43:42","slug":"liability-claim","status":"publish","type":"car-insurance","link":"https:\/\/jerry.ai\/car-insurance\/liability-claim\/","title":{"rendered":"How Car Insurance Liability Claims Work"},"content":{"rendered":"\n

Someone hit you and it\u2019s their fault? A liability claim<\/strong> gets their<\/em> insurance to pay for your repairs and medical bills<\/strong>. It\u2019s how at-fault<\/strong><\/a> drivers<\/strong> cover the damage or injuries they cause.<\/p>\n\n\n\n

\n \nJerry has helped 1,169,706<\/span> drivers <\/strong>compare car insurance quotes in the last year, including drivers who have been through a claims process. Here\u2019s how a liability claim works and what to expect.\n<\/p>\n\n\n

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Jerry pulls up to 20 quotes from top rated carriers.<\/strong><\/p>\n\n\n\n

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Compare quotes<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n

What is a liability claim?<\/h2>\n\n\n\n

A liability claim occurs when someone seeks payment <\/strong>from an insurance company for damage or injuries caused in an accident<\/strong>. It\u2019s filed against the at-fault driver\u2019s liability insurance<\/a> \u2014 the part of their policy that covers injuries or property damage they cause to others.<\/p>\n\n\n\n

There are two types of liability claims:<\/p>\n\n\n\n

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    Bodily injury liability<\/strong><\/a> claims<\/strong> cover medical bills, lost wages and pain and suffering.<\/p>\n<\/div>\n<\/li>\n\n\n

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    Property damage liability<\/strong><\/a> claims <\/strong>pay for repairs or replacement of other people’s vehicles, buildings or personal property.<\/p>\n<\/div>\n<\/li>\n<\/ul>\n\n\n