{"id":5216,"date":"2024-11-07T07:45:44","date_gmt":"2024-11-07T15:45:44","guid":{"rendered":"\/wp-site\/?p=5216"},"modified":"2025-05-16T11:00:59","modified_gmt":"2025-05-16T18:00:59","slug":"military-discount-car-insurance","status":"publish","type":"car-insurance","link":"https:\/\/jerry.ai\/car-insurance\/military-discount-car-insurance\/","title":{"rendered":"Your Guide to Military Discounts for Car Insurance"},"content":{"rendered":"\n

Many auto insurance<\/a> companies offer military discounts or special rates for active-duty service members, veterans and their families. Drivers can save with providers such as GEICO, Liberty Mutual and USAA. <\/p>\n\n\n\n

Military discounts can sometimes be combined with other discounts.<\/p>\n\n\n\n

Car insurance companies with military discounts<\/h2>\n\n\n\n

Some car insurance providers advertise military discounts to qualified drivers, while others offer special rates for military members and families.<\/p>\n\n\n\n

Insurance Company<\/th>Jerry Rating<\/th>Military Discount<\/strong><\/th>Eligibility<\/th><\/tr><\/thead>
GEICO<\/a><\/td>4.3<\/td>Up to 15%<\/td>Military service members, emergency deployment and affiliations with specific military organizations.<\/td><\/tr>
Liberty Mutual<\/a><\/td>3.4<\/td>Not disclosed<\/td>Active duty service members, retired or active reserves.<\/td><\/tr>
Farmers<\/a><\/td>4.6<\/td>Not disclosed<\/td>Active duty military service members, active reserves, retirees and honorably discharged members.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Other insurance companies may offer military discounts to drivers in select states or with certain policies. If you\u2019re active duty, retired or otherwise affiliated with the military, be sure to ask if additional discounts apply to your policy.<\/p>\n\n\n\n

More:<\/strong> Compare the best car insurance companies<\/a><\/p>\n\n\n\n

Military-led insurance providers<\/h2>\n\n\n\n

Some insurers offer insurance that\u2019s tailored to drivers affiliated within the armed services.<\/p>\n\n\n\n

USAA exclusively offers coverage to active and retired military personnel and their families. Eligible members won\u2019t get military discounts on their car insurance, but USAA\u2019s coverage is well-liked among policyholders. The insurer is among the best-rated in J.D. Power\u2019s 2024 Auto Claims Satisfaction Study.<\/p>\n\n\n\n

Another military-led company is Armed Forces Insurance (AFI). Like USAA, AFI offers several types of insurance coverage to its members, including car, homeowners and renters insurance. There isn\u2019t an explicit military discount, as membership is limited to active-duty, retired or honorably discharged service members and their families.<\/p>\n\n\n\n

Insurance Company<\/th>Eligibility<\/th><\/tr><\/thead>
USAA<\/a><\/td>Active duty, retired or honorably discharged military service members and their spouses or children.<\/td><\/tr>
Armed Forces Insurance<\/td>Active duty, retired or honorably discharged military service members and their spouses, children or parents.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
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State-specific military discounts<\/h2>\n\n\n\n

In two states, military discounts are much easier to come by because they\u2019re legally required. <\/p>\n\n\n\n