Travelers auto insurance is a solid option for drivers seeking customizable coverage options and the chance for a rate discount. This insurer is well-rated by industry reports and consumers alike.<\/p>\n\n\n\n
Pros:<\/strong><\/p>\n\n\n\n Cons:<\/strong><\/p>\n\n\n\n Jerry did not give Travelers a star rating due to a lack of available data. Each year, Jerry revises its rating system and may rate this insurer in the future.<\/em><\/p>\n\n\n\n With multiple discounts and coverage customization options, Travelers insurance stands out as a strong option for drivers with clean records seeking low premiums. This insurer fares well with consumers and in industry reports. It boasts a high financial strength rating.<\/p>\n\n\n\n Travelers is the sixth largest car insurance provider in the United States, according to the National Association of Insurance Commissioners (NAIC). The company sells insurance in many states and customers can purchase coverage online, over the phone or in-person from an agent.<\/p>\n\n\n\n Travelers auto insurance is best for consumers with clean driving records who want plenty of coverage customization options, or who qualify for one of the insurer\u2019s many discounts.<\/p>\n\n\n\n Travelers does not file SR-22 documents for drivers, according to a customer service representative, so high-risk drivers who require those forms may not be a fit for Travelers.<\/p>\n\n\n\n Though Travelers is a well-rated insurer, it\u2019s wise to compare policies from multiple companies to find the most affordable coverage.<\/p>\n\n\n\n Travelers has a reputation for offering affordable premiums to qualified customers with rates that are often under the national averages. Your premium is determined by a number of factors, including your age, location, the type and age of your vehicle, your driving record, other drivers on your policy, and the amount of coverage you want.<\/p>\n\n\n\n Travelers offers a variety of ways for drivers to reduce their premiums. The insurer provides discounts for:<\/p>\n\n\n\n Yes. Drivers 42 states and Washington, D.C. may have the option to save on Travelers car insurance costs by using the company\u2019s telematics program, IntelliDrive, to track their driving behavior. The program rewards:<\/p>\n\n\n\n Like most insurers, Travelers offers collision, comprehensive, liability for bodily injury, liability for property damage, medical expense, personal injury protection and uninsured\/underinsured motorist.<\/p>\n\n\n\n Travelers also provides the following optional coverage add-ons:<\/p>\n\n\n\n Travelers car insurance does well in industry ratings with above-average marks in J.D. Power\u2019s auto insurance shopping study and a consumer complaint index that\u2019s lower than many competitors.<\/p>\n\n\n\n CRASH Network, an automotive trade publication, gives Travelers a C in its 2024 Insurer Report Card. The report card asks more than 1,000 collision repair professionals across the United States how well an insurer\u2019s claims handling policies, attitude and payment practices ensure quality repairs and customer service for drivers.<\/p>\n\n\n\n <\/p>\n\n\n\n Travelers is ranked No. 63 out of 88 insurers rated.<\/p>\n\n\n\n
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Travelers car insurance review<\/h2>\n\n\n\n
Who is Travelers best for?<\/h2>\n\n\n\n
How much does Travelers car insurance cost?<\/h2>\n\n\n\n
Travelers car insurance discounts<\/h2>\n\n\n\n
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Does Travelers offer insurance based on driving behavior?<\/h3>\n\n\n\n
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Travelers car insurance coverage options<\/h2>\n\n\n\n
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Coverage<\/th> Definition<\/th><\/tr><\/thead> Collision insurance<\/a><\/td> An optional coverage type that pays to repair or replace your car if it\u2019s damaged in a collision with another vehicle. You can only file an accident-related claim for your vehicle\u2019s repairs if your policy has collision coverage.<\/td><\/tr> Comprehensive insurance<\/a><\/td> An optional coverage type that covers damage to your vehicle caused by non-collision hazards, such as car theft, falling tree branches, hail and other unexpected events.<\/td><\/tr> <\/a>Bodily injury liability (BI)<\/a><\/td> Pays others\u2019 medical costs in an accident you cause, up to your policy limits. It\u2019s mandatory in most states.<\/td><\/tr> <\/a>Property damage liability (PD)<\/a><\/td> Pays for repairs or replacements of any vehicles or objects you damage in a crash, up to your policy limits. It\u2019s mandatory in most states.<\/td><\/tr> Personal injury protection (PIP)<\/a><\/td> Helps cover medical expenses for you and your passengers after a car accident, regardless of who caused it. This is required in some states.<\/td><\/tr> Medical payments<\/a><\/td> Additional coverage outside of PIP that pays for medical care for you and your passengers after an accident, regardless of who caused it. This is optional in most states.<\/td><\/tr> <\/a>Uninsured\/underinsured motorist coverage (UM\/UIM)<\/a><\/td> Covers you, your passengers and any property damage in a case where the other driver is at fault but doesn\u2019t have insurance, or carries insufficient coverage to pay for your costs. This is required in some states.<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n <\/div>\n<\/li>\n<\/ul>\n\n\n\n \n
Industry ratings of Travelers car insurance<\/h2>\n\n\n\n
Rating<\/strong><\/td> National General\u2019s score<\/strong><\/td><\/tr> CRASH Network report card<\/td> C.<\/td><\/tr> J.D. Power auto insurance shopping study<\/td> No. 6 of 17.<\/td><\/tr> J.D. Power auto insurance claims study<\/td> No. 18 of 21.<\/td><\/tr> AM Best<\/td> A++.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n \n