{"id":4295,"date":"2024-11-06T07:07:57","date_gmt":"2024-11-06T15:07:57","guid":{"rendered":"\/wp-site\/?p=4295"},"modified":"2025-12-05T07:13:10","modified_gmt":"2025-12-05T15:13:10","slug":"how-to-get-motorcycle-insurance","status":"publish","type":"car-insurance","link":"https:\/\/jerry.ai\/car-insurance\/how-to-get-motorcycle-insurance\/","title":{"rendered":"Motorcycle Insurance: What to Know"},"content":{"rendered":"\n

Motorcycle insurance is required in almost every state<\/strong> and can be purchased through most traditional car insurance companies. It works similarly to auto insurance but has unique features like guest passenger liability coverage<\/strong>. <\/p>\n\n\n\n

In the last year, Jerry has helped over 460 drivers<\/strong> get the right motorcycle insurance. Here’s what motorcycle insurance covers, how much it costs and how we can help you find the best coverage for your bike.<\/p>\n\n\n

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Jerry pulls up to 20 quotes from top rated carriers.<\/strong><\/p>\n\n\n\n

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Compare quotes<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n

What motorcycle insurance covers<\/h2>\n\n\n\n

A motorcycle insurance policy will include your state’s minimum requirements<\/strong> and any optional coverages you add. Most states require you to carry the following coverage types:<\/p>\n\n\n\n

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Bodily injury liability<\/a><\/p>\n\n\n\n

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What it pays for: <\/strong>Medical expenses and costs if you injure someone in an at-fault<\/a> accident.<\/p>\n\n\n\n

Do you need it? <\/strong>Required in most states.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Property damage liability<\/a><\/p>\n\n\n\n

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What it pays for: <\/strong>Repairs to another person’s vehicle or property if you’re at fault<\/a>.<\/p>\n\n\n\n

Do you need it? <\/strong>Required in most states.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Property damage liability<\/a><\/a><\/p>\n\n\n\n

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What it pays for: <\/strong>Your medical expenses, lost wages, funeral costs, regardless of fault.<\/p>\n\n\n\n

Do you need it? <\/strong>Required in some states.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Property damage liability<\/a><\/a><\/p>\n\n\n\n

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What it pays for: <\/strong>Protects you if hit by a driver with insufficient or no insurance.<\/p>\n\n\n\n

Do you need it? <\/strong>Required in some states.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

You can also add the following optional coverages<\/strong> to your motorcycle policy:<\/p>\n\n\n\n