{"id":4140,"date":"2024-11-06T07:01:36","date_gmt":"2024-11-06T15:01:36","guid":{"rendered":"\/wp-site\/?p=4140"},"modified":"2025-04-29T10:52:00","modified_gmt":"2025-04-29T17:52:00","slug":"car-and-home-insurance","status":"publish","type":"car-insurance","link":"https:\/\/jerry.ai\/car-insurance\/car-and-home-insurance\/","title":{"rendered":"The Best Home and Auto Insurance Bundles"},"content":{"rendered":"\n

The best home and auto insurance<\/a> bundles come from companies like Allstate, Nationwide and Progressive, according to Jerry\u2019s editorial analysis. By combining your auto policy with other types of coverage \u2014 such as homeowners, condo or renters insurance \u2014 you could save on your overall premiums.<\/p>\n\n\n\n

Bundle home + auto insurance with Jerry. It takes 2 minutes to sign up.<\/span><\/div>
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The best home and auto insurance bundles<\/h2>\n\n\n\n

Here are the best home and auto bundles, according to Jerry. We picked this list by looking at companies that offered bundling discounts with a Jerry 4 star rating or higher. The discounts below represent savings published on the insurer\u2019s website.<\/p>\n\n\n\n

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\n Best bundling discount <\/div>\n\n
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\n \"Allstate\"\n\n <\/figure>\n\n
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\n 4.7 <\/div>\n\n
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\n Jerry’s Score <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n
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\n Discount: Up to 25% <\/div>\n \n
\n Allstate<\/a> offers a homeowners discount of up to 25% when you bundle your auto and home policies online \u2014 the highest discount from any of the insurers we analyzed. Allstate policyholders can access their accounts, request roadside assistance and even file a claim from anywhere via the mobile app. Home and auto insurance is available in all 50 states, though bundling discount availability may vary by state. <\/div>\n <\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\n
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Compare quotes<\/a><\/div>\n<\/div>\n\n\n\n
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\n Best for bundling combinations <\/div>\n\n
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\n \"Nationwide\"\n\n <\/figure>\n\n
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\n 4.7 <\/div>\n\n
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\n Jerry’s Score <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n
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\n Discount: Up to 15% <\/div>\n \n
\n Nationwide<\/a> offers auto and home insurance bundling, and bundles for other types of insurance. This means you could save on combinations like an auto and renters insurance bundle, or even combining auto coverage with home, motorcycle, life, boat and more. Nationwide is available in every state, excluding Alaska, Hawaii, Louisiana and Massachusetts. If you prefer to work directly with a person, Nationwide offers a network of agents that can be found through their website. <\/div>\n <\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\n
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Compare quotes<\/a><\/div>\n<\/div>\n\n\n\n
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\n Best for added discounts <\/div>\n\n
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\n \"Farmers\"\n\n <\/figure>\n\n
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\n 4.6 <\/div>\n\n
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\n Jerry’s Score <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n
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\n Discount: 10% or more <\/div>\n \n
\n Farmers<\/a> customers could get a discount of 10% or more for bundling auto and home insurance, with additional savings for insuring multiple vehicles. Farmes offers more than 20 discounts that can be combined to amplify your savings. Farmers insurance is available in 42 states, excluding Alaska, Delaware, Hawaii, Maine, New Hampshire, Rhode Island, Vermont and West Virginia. <\/div>\n <\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\n
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Compare quotes<\/a><\/div>\n<\/div>\n\n\n\n
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\n Best for deductible savings <\/div>\n\n
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\n \"Progressive\"\n\n <\/figure>\n\n
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\n 4.6 <\/div>\n\n
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\n Jerry’s Score <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n
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\n Discount: Average of 20% or more <\/div>\n \n
\n If you bundle your home and auto coverage with Progressive<\/a>, and an event causes you to file a claim on both policies, you\u2019ll only pay one of your deductibles. For example, if your house burns down with your car in the garage, you\u2019ll only pay one deductible when you file claims on both your home and auto policies. Progressive is available in all 50 states and bundles are available when you combine auto with a homeowners, condo, renters or manufactured-home policy. <\/div>\n <\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\n
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Compare quotes<\/a><\/div>\n<\/div>\n\n\n\n

Honorable Mention: Travelers<\/h3>\n\n\n\n

While not yet rated by Jerry, Travelers<\/a> offers a discount for bundling policies. In addition to standard home and auto bundles, including homeowners, renters and condo insurance, Travelers customers can save even more when they add additional policies like umbrella, boat and valuable personal property insurance. Travelers insurance is available in all 50 states and Washington, D.C.<\/p>\n\n\n\n

More:<\/strong> The best car insurance companies<\/a><\/p>\n\n\n\n

What is an auto and home insurance bundle?<\/h2>\n\n\n\n

Bundling is the process of purchasing multiple insurance policies from a single provider, usually at a discounted rate. A bundling discount can often be stacked with other types of insurance discounts<\/a>, including those available to safe drivers, loyal customers and drivers with certain vehicle safety features.<\/p>\n\n\n\n

Policy bundles often combine auto insurance with homeowners insurance. Depending on the carrier, you may also be able to bundle your car insurance with other types, like renters insurance, RV insurance, motorcycle insurance, boat insurance or an umbrella policy.<\/p>\n\n\n\n

Why bundle auto and home insurance coverage?<\/h2>\n\n\n\n

Combining your auto and home insurance policies with the same insurance company can be a great way to save money while also streamlining coverage. You\u2019ll only need to track one insurer, one set of login credentials and, in some cases, only make one bundled premium payment \u2014 often at a discount.<\/p>\n\n\n\n

Your savings will vary from one insurer to the next, but some insurance companies offer discounts of up to 25% for bundling multiple insurance products. This could save you hundreds of dollars, depending on your insurer and the policies you have. <\/p>\n\n\n\n

Let\u2019s say you pay $2,150 a year for a full coverage car insurance<\/a> policy through one company, and $2,350 a year for a homeowners policy through another. Combined, that\u2019s $4,500 a year, with separate policies, payments and mobile apps to manage.<\/p>\n\n\n\n

Now imagine you bundle both policies with a single carrier that offers a 15% bundling discount. If your premiums don\u2019t change, the discount will save you $675 per year. You might save even more if you shop around and find lower rates.<\/p>\n\n\n\n

<\/td>Auto insurance premium<\/strong><\/td>Home insurance premium<\/strong><\/td>Total annual cost<\/strong><\/td><\/tr>
Separate policies from two companies.<\/td>$2,150<\/td>$2,350<\/td>$4,500<\/td><\/tr>
Bundled policy from one company.<\/td>$1,828<\/td>$1,997<\/td>$3,825<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

It’s important to note that, just like car insurance rates, bundled policy quotes can change based on factors<\/a> like how many vehicles you own, your coverage levels and which policies you\u2019re bundling.<\/p>\n\n\n\n

More:<\/strong> Cheap car insurance<\/a><\/p>\n\n\n\n

When to consider bundling home and auto insurance<\/h2>\n\n\n\n

You may want to consider bundling if:<\/p>\n\n\n\n