{"id":3836,"date":"2024-11-07T06:10:14","date_gmt":"2024-11-07T14:10:14","guid":{"rendered":"\/wp-site\/?p=3836"},"modified":"2025-12-05T15:15:11","modified_gmt":"2025-12-05T23:15:11","slug":"sports-car-insurance","status":"publish","type":"car-insurance","link":"https:\/\/jerry.ai\/car-insurance\/sports-car-insurance\/","title":{"rendered":"Sports Car Insurance: What You Need to Know"},"content":{"rendered":"\n<p>Owning a sports car is thrilling, but <strong>insuring one costs more than a typical sedan<\/strong>. Sports cars are built for speed and performance, which makes them riskier to insure. They&#8217;re more likely to be driven fast, cost more to repair and are bigger targets for thieves. The good news: <strong>Jerry can find you the right coverage for your sports car, <\/strong>fast.<\/p>\n\n\n\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nJerry has helped <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text\">859<\/span> <strong>drivers<\/strong> insure their cars in the past year. Here&#8217;s what you need to know about getting the right coverage.\n<\/p>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-cover is-style-md-rounded-3xl has-aspect-ratio\" style=\"padding-right:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40);min-height:160px;aspect-ratio:5\/2;min-height:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1828\" height=\"2560\" class=\"wp-block-cover__image-background wp-image-49111 size-full\" alt=\"\" src=\"https:\/\/jerry.ai\/wp-content\/uploads\/2024\/11\/Car-driving-scaled.jpg\" style=\"object-position:59% 73%\" data-object-fit=\"cover\" data-object-position=\"59% 73%\" srcset=\"https:\/\/jerry.ai\/wp-content\/uploads\/2024\/11\/Car-driving-scaled.jpg 1828w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/11\/Car-driving-214x300.jpg 214w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/11\/Car-driving-731x1024.jpg 731w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/11\/Car-driving-768x1075.jpg 768w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/11\/Car-driving-1097x1536.jpg 1097w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/11\/Car-driving-1463x2048.jpg 1463w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/11\/Car-driving-900x1260.jpg 900w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/11\/Car-driving-400x560.jpg 400w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/11\/Car-driving-40x56.jpg 40w, https:\/\/jerry.ai\/wp-content\/uploads\/2024\/11\/Car-driving-179x250.jpg 179w\" sizes=\"auto, (max-width: 1828px) 100vw, 1828px\" fetchpriority=\"low\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-40 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-white-color has-text-color has-link-color wp-elements-c861c09bfe2c0a1b0d66db8aa59bdf2e\" style=\"font-size:clamp(17.371px, 1.086rem + ((1vw - 3.2px) * 0.752), 27px);\"><strong>Jerry pulls up to 20 quotes from top rated carriers.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What kind of insurance do you need for a sports car?<\/h2>\n\n\n\n<p>The coverage you need depends on your state&#8217;s requirements, whether you&#8217;re financing, and how you use the car.<\/p>\n\n\n\n<figure class=\"wp-block-table hidden md:block\"><table class=\"has-fixed-layout\"><thead><tr><th>Coverage type<\/th><th>What it covers<\/th><th>Do you need it?<\/th><\/tr><\/thead><tbody><tr><td><a href=\"\/car-insurance\/what-is-liability-car-insurance-and-what-does-it-cover\/\">Liability insurance<\/a><\/td><td>Others&#8217; medical bills and property damage when you&#8217;re at fault.<\/td><td>Required by law in most states. Consider limits of 100\/300\/100.<\/td><\/tr><tr><td><a href=\"\/car-insurance\/collision-insurance\/\">Collision<\/a><\/td><td>Your car&#8217;s repairs after hitting another vehicle or object.<\/td><td>Required if financing. Highly recommended for any sports car.<\/td><\/tr><tr><td><a href=\"\/car-insurance\/comprehensive-insurance\/\">Comprehensive<\/a><\/td><td>Damage from theft, vandalism, weather, fire and animal strikes.<\/td><td>Required if financing. Highly recommended given high theft rates for sports cars.<\/td><\/tr><tr><td><a href=\"\/car-insurance\/uninsured-motorist-coverage\/\">Uninsured motorist coverage<\/a><\/td><td>Your costs when hit by drivers with no or insufficient insurance.<\/td><td>Required in some states. Strongly recommended everywhere.<\/td><\/tr><tr><td>New car replacement coverage<\/td><td>Pays to replace your new sports car if it\u2019s totaled within the first 2-3 years of owning it.<\/td><td>Highly recommended if your sports car is brand-new.<\/td><\/tr><tr><td><a href=\"\/car-insurance\/gap-insurance\/\">Gap insurance<\/a><\/td><td>Covers the gap between your car&#8217;s value and what you owe on your loan.<\/td><td>Recommended if financing a new sports car, as they can depreciate quickly.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n  <div\n    class=\"block md:hidden\"\n    data-wp-interactive=\"jerry\/blocks-core\/table\"\n    data-wp-init=\"callbacks.onCardCarouselInit\"\n  >\n    <div class=\"core-table-card-carousel scrollbar-width-none mx-full-bleed flex snap-x snap-mandatory scroll-pl-6 overflow-x-scroll scroll-smooth px-6\">\n      <div class=\"mx-auto flex gap-3\">\n                  <div class=\"core-table-card overflow-hidden w-72 snap-start rounded-lg border\"><!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\">\n      <a href=\"\/car-insurance\/what-is-liability-car-insurance-and-what-does-it-cover\/\">Liability insurance<\/a>    <\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n                      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        What it covers      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Others&#8217; medical bills and property damage when you&#8217;re at fault.      <\/div>\n                <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        Do you need it?      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Required by law in most states. Consider limits of 100\/300\/100.      <\/div>\n      <\/div>\n<\/div>\n                      <div class=\"core-table-card overflow-hidden w-72 snap-start rounded-lg border\"><!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\">\n      <a href=\"\/car-insurance\/collision-insurance\/\">Collision<\/a>    <\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n                      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        What it covers      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Your car&#8217;s repairs after hitting another vehicle or object.      <\/div>\n                <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        Do you need it?      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Required if financing. Highly recommended for any sports car.      <\/div>\n      <\/div>\n<\/div>\n                      <div class=\"core-table-card overflow-hidden w-72 snap-start rounded-lg border\"><!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\">\n      <a href=\"\/car-insurance\/comprehensive-insurance\/\">Comprehensive<\/a>    <\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n                      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        What it covers      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Damage from theft, vandalism, weather, fire and animal strikes.      <\/div>\n                <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        Do you need it?      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Required if financing. Highly recommended given high theft rates for sports cars.      <\/div>\n      <\/div>\n<\/div>\n                      <div class=\"core-table-card overflow-hidden w-72 snap-start rounded-lg border\"><!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\">\n      <a href=\"\/car-insurance\/uninsured-motorist-coverage\/\">Uninsured motorist coverage<\/a>    <\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n                      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        What it covers      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Your costs when hit by drivers with no or insufficient insurance.      <\/div>\n                <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        Do you need it?      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Required in some states. Strongly recommended everywhere.      <\/div>\n      <\/div>\n<\/div>\n                      <div class=\"core-table-card overflow-hidden w-72 snap-start rounded-lg border\"><!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\">\n      New car replacement coverage    <\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n                      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        What it covers      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Pays to replace your new sports car if it\u2019s totaled within the first 2-3 years of owning it.      <\/div>\n                <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        Do you need it?      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Highly recommended if your sports car is brand-new.      <\/div>\n      <\/div>\n<\/div>\n                      <div class=\"core-table-card overflow-hidden w-72 snap-start rounded-lg border\"><!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\">\n      <a href=\"\/car-insurance\/gap-insurance\/\">Gap insurance<\/a>    <\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n                      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        What it covers      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Covers the gap between your car&#8217;s value and what you owe on your loan.      <\/div>\n                <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n        Do you need it?      <\/div>\n      <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n        Recommended if financing a new sports car, as they can depreciate quickly.      <\/div>\n      <\/div>\n<\/div>\n                  <\/div>\n    <\/div>\n\n    <div class=\"core-table-card-carousel-indicator mt-3.5 flex flex-row items-center justify-center gap-1\">\n              <span class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n              <span class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n              <span class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n              <span class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n              <span class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n              <span class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n          <\/div>\n  <\/div>\n\n  \n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-check-border text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Jerry recommends:<\/strong> \\When it comes to insuring a sports car, <strong>having<\/strong><a href=\"\/car-insurance\/what-does-full-coverage-car-insurance-cover\/\"><strong> full coverage<\/strong><\/a><strong> is usually worth it<\/strong>. It adds collision and comprehensive coverage, which pays for damage to your car, regardless of who caused the accident.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Get insurance for your sports car with Jerry<\/h2>\n\n\n\n<p>When you&#8217;re insuring a sports car, <strong>comparing quotes from multiple carriers is essential<\/strong>. Rates for the same car can vary by hundreds of dollars between insurers.<\/p>\n\n\n\n<p>Jerry partners with over 50 insurance carriers and shows you quotes side-by-side. You can adjust your coverage levels and deductibles to see exactly how each choice affects your premium, and find a policy that balances protection with your budget.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/signup\">Skip the hassle. Jerry finds competitive quotes in minutes.<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">How much does sports car insurance cost?<\/h2>\n\n\n\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nThe cost of full coverage for a sports car is between <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text\">$225<\/span> <strong>to<\/strong> <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text\">$511<\/span> <strong>per month<\/strong>, according to Jerry\u2019s customer data. But costs vary dramatically by model.\n<\/p>\n\n\n\n<p>Here are average monthly costs from Jerry customers for the top 5 most common sports cars in the U.S.<\/p>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;carMakeAndBaseModel&quot;:&quot;Chevrolet Camaro&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$229&quot;},{&quot;carMakeAndBaseModel&quot;:&quot;Chevrolet Corvette&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$308&quot;},{&quot;carMakeAndBaseModel&quot;:&quot;Dodge Challenger&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$360&quot;},{&quot;carMakeAndBaseModel&quot;:&quot;Mazda MX-5&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$374&quot;},{&quot;carMakeAndBaseModel&quot;:&quot;Ford Mustang&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$401&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Sports car model  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Average monthly cost  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Sports car model  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Average monthly cost  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModel\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModel\">Chevrolet Camaro<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$229<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModel\">Chevrolet Corvette<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$308<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModel\">Dodge Challenger<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$360<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModel\">Mazda MX-5<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$374<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModel\">Ford Mustang<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$401<\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated December 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<p>Factors that affect your rate include:<\/p>\n\n\n\n<div class=\"wp-block-group is-vertical is-content-justification-stretch is-layout-flex wp-container-core-group-is-layout-2a24861a wp-block-group-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)\">\n<p class=\"has-background\" style=\"border-radius:1.5rem;background-color:#f5f5f5;line-height:2\">\ud83c\udfce\ufe0f <strong>Your car&#8217;s performance.<\/strong> Cars that can accelerate quickly will often cost more to insure.<br>\ud83d\udccd <strong>Where you live.<\/strong> Urban areas with higher theft rates typically come with higher insurance rates.<br>\ud83d\udc64 <strong>Your age and driving history.<\/strong> Young drivers (under 25) can pay much more than older drivers for the same coverage.<br>\ud83d\udee3\ufe0f <strong>How you use the car.<\/strong> Weekend-only driving costs less than daily commuting. Low annual mileage helps, too.<br>\ud83d\udcb5 <strong>Your credit score.<\/strong> In most states, a good credit score can significantly lower your premium.<\/p>\n<\/div>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-thumb-up text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Key takeaway:<\/strong> Sports cars are pricey to insure, and the type of sports car you drive will have an impact on costs. Practicing safe driving habits can keep your costs low over the long term.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-primary\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes with Jerry<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Why is sports car insurance more expensive?<\/h2>\n\n\n\n<p>Sports car premiums are typically higher than standard vehicles. Insurers charge more because sports cars typically have more expensive claims.<\/p>\n\n\n\n<p><strong>Here&#8217;s why sports cars are costly to insure:<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p><strong>\ud83c\udfce\ufe0f Higher speeds mean bigger accidents. <\/strong>Sports cars can accelerate quickly and reach high speeds, increasing accident severity.<\/p>\n\n\n\n<p><strong>\ud83d\udd27 Expensive repairs. <\/strong>Specialized parts cost more than standard car parts, and labor at performance shops can also be costly. Plus, waiting on imported parts can delay repairs.<\/p>\n\n\n\n<p><strong>\ud83d\ude97 Higher theft risk. <\/strong>Some sports cars are stolen more frequently than regular vehicles. Popular targets include the <a href=\"\/car-insurance\/ford\/mustang\/\">Ford Mustang<\/a>, <a href=\"\/car-insurance\/chevrolet\/\">Chevrolet<\/a> Camaro, <a href=\"\/car-insurance\/dodge\/\">Dodge<\/a> Challenger and <a href=\"\/car-insurance\/nissan\/\">Nissan<\/a> GT-R.<\/p>\n\n\n\n<p><strong>\ud83d\udcb0 Higher replacement costs. <\/strong>If your sports car is totaled, the payout is based on its market value, and sports cars hold value better than economy cars. This means higher potential claim costs.<\/p>\n<\/div>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-thumb-up text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Key takeaway:<\/strong> It&#8217;s not just about the car itself, it&#8217;s about what the data shows happens when people drive them. Insurers price based on claims history, and sports cars generate more expensive claims.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What are the cheapest sports cars to insure?<\/h2>\n\n\n\n<p>Not all sports cars cost a fortune to insure. <strong>Models with good safety ratings, lower horsepower and less theft appeal<\/strong> tend to have more affordable premiums.<\/p>\n\n\n\n<p>Here are some of the cheapest sports cars to insure, according to Jerry\u2019s data.<\/p>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;carMakeAndBaseModel&quot;:&quot;Porsche 911&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$164&quot;},{&quot;carMakeAndBaseModel&quot;:&quot;Chevrolet Camaro&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$229&quot;},{&quot;carMakeAndBaseModel&quot;:&quot;Honda S2000&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$260&quot;},{&quot;carMakeAndBaseModel&quot;:&quot;Chevrolet Corvette&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$308&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Sports car model  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Average monthly cost  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Sports car model  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Average monthly cost  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModel\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModel\">Porsche 911<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$164<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModel\">Chevrolet Camaro<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$229<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModel\">Honda S2000<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$260<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModel\">Chevrolet Corvette<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$308<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModel\">Ford Mustang<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$401<\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated December 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-thumb-up text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Key takeaway:<\/strong> Domestic sports cars tend to be cheaper to insure than imported ones. If you want performance without sky-high premiums, consider American sports cars.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">How to save money on sports car insurance<\/h2>\n\n\n\n<p>Sports car insurance is expensive, but there are proven ways to reduce your costs:<\/p>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p>\ud83d\udce6<strong> Bundle your policies.<\/strong> <a href=\"\/car-insurance\/car-and-home-insurance\/\">Combining auto and home insurance<\/a> can save on your premiums.<\/p>\n\n\n\n<p>\ud83d\udcca <strong>Use a telematics program.<\/strong> If you&#8217;re a safe driver, usage-based insurance programs like <a href=\"\/driveshield\/\">DriveShield<\/a> can lower your rates based on actual driving behavior.<\/p>\n\n\n\n<p>\ud83d\udcb5 <strong>Raise your deductible<\/strong>. Increasing from your <a href=\"\/car-insurance\/car-insurance-deductible\/\">deductible<\/a> usually lowers your premium significantly, just make sure you can afford the higher cost in case of an accident.<\/p>\n\n\n\n<p>\ud83d\ude97 <strong>Limit your mileage<\/strong>. If your sports car is a weekend toy rather than a daily driver, pay-per-mile insurance or <a href=\"\/car-insurance\/low-mileage-car-insurance\/\">low-mileage<\/a> discounts can help.<\/p>\n\n\n\n<p>\ud83d\udee1\ufe0f <strong>Add safety features<\/strong>. Anti-theft devices and tracking systems, plus parking in a garage, can qualify you for discounts.<\/p>\n\n\n\n<p>\ud83d\udcda<strong> Take a defensive driving course<\/strong>. Many insurers offer <a href=\"\/car-insurance\/car-insurance-discounts\/\">discounts<\/a> to drivers who complete approved safety courses.<\/p>\n\n\n\n<p>\u2705 <strong>Maintain a clean driving record.<\/strong> Avoiding tickets and accidents is the single best way to keep your rates low over time.<\/p>\n<\/div>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 has-gray-pink-background-color has-background\"><span class=\"iconify i--plus text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Why it matters: <\/strong>Don\u2019t just go for your state\u2019s minimum coverage to save money, because that could leave you underinsured. Jerry recommends drivers to consider at least 100\/300\/100 in liability insurance to have stronger financial protection if you cause a bad wreck.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Specialty insurance for classic and exotic sports cars<\/h2>\n\n\n\n<p>If you own a classic sports car, vintage muscle car or exotic car worth over $50,000, <strong>standard insurance may not be the best fit<\/strong>. Specialty insurers offer features designed for collectors and enthusiasts.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-grid wp-container-core-group-is-layout-d9e42b50 wp-block-group-is-layout-grid\">\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\"><strong>Agreed value coverage<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"has-small-font-size\" style=\"line-height:1.4\">Unlike standard policies that pay <a href=\"\/car-insurance\/actual-cash-value-acv\/\">actual cash value<\/a> (which depreciates), <a href=\"\/car-insurance\/your-guide-to-agreed-value-car-insurance\/\">agreed value policies<\/a> lock in your car&#8217;s worth upfront. If it&#8217;s totaled, you receive the full agreed amount.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\"><strong>Flexible usage<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"has-small-font-size\" style=\"line-height:1.4\">Specialty insurers understand <a href=\"\/car-insurance\/classic-car-insurance\/\">collector cars<\/a> are driven differently. Many offer unlimited mileage for pleasure driving and car-related events.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\"><strong>Specialized claims handling<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"has-small-font-size\" style=\"line-height:1.4\">Specialty insurers work with adjusters who understand collector cars, OEM parts coverage and have access to specialty repair shops.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\"><strong>Lower premiums<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"has-small-font-size\" style=\"line-height:1.4\">Because collectors typically drive less and more carefully, specialty policies may be cheaper than standard insurance for the same car.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\"><strong>Speciality Insurers<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"has-small-font-size\" style=\"line-height:1.4\"><strong>For vehicles over $150,000-$200,000<\/strong>, specialty insurers like Hagerty, Chubb, or AIG Private Client Group may be your only option, and often provide better coverage for the price.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-thumb-up text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Key takeaway:<\/strong> If your classic, vintage or exotic car is worth over $50,000, specialty insurers offer better protection than standard policies, plus lower premiums since collectors typically drive less.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-cover is-style-md-rounded-3xl has-aspect-ratio\" style=\"padding-right:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40);min-height:160px;aspect-ratio:5\/2;min-height:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"620\" height=\"414\" class=\"wp-block-cover__image-background wp-image-67864 size-full\" alt=\"\" src=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3.png\" style=\"object-position:51% 71%\" data-object-fit=\"cover\" data-object-position=\"51% 71%\" srcset=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3.png 620w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3-300x200.png 300w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3-400x267.png 400w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3-84x56.png 84w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3-374x250.png 374w\" sizes=\"auto, (max-width: 620px) 100vw, 620px\" fetchpriority=\"low\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-40 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-white-color has-text-color has-link-color wp-elements-2adf0f3b3da763c637f1a27c4a8fb322\" style=\"font-size:clamp(17.371px, 1.086rem + ((1vw - 3.2px) * 0.752), 27px);\"><strong>It only takes 2 minutes to sign up at Jerry.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"!mbs-12 !mbe-12 wp-block-jerry-faqs\">\n  <!-- Title -->\n    <h2 class=\"medium-title text-black mb-1.5 pt-12 uppercase\">\n    faq  <\/h2>\n  \n  <!-- Accordion -->\n  \n<div class=\"max-w-screen-lg my-6 [&amp;_li:last-child]:border-b-0\">\n<ul class=\"wp-block-jerry-accordion\">\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        \ud83d\ude97 <strong>What counts as a sports car for insurance?<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>Insurers typically classify a car as a sports car based on horsepower, engine size, weight and performance specs. Your VIN tells the insurer exactly how to classify your vehicle.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        <strong>\ud83c\udfce\ufe0f\ud83d\udca8What are common models car insurance companies classify as sports cars?<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>Insurance companies commonly classify these models as sports cars: American muscle cars like the<a href=\"\/car-insurance\/ford\/mustang\"> Ford Mustang<\/a>, Chevrolet Camaro,<a href=\"\/car-insurance\/chevrolet\/corvette\"> Corvette<\/a>, and Dodge Challenger; Japanese sports cars including the Mazda MX-5 Miata, Nissan 350Z\/370Z, Subaru BRZ, Toyota GR86, Toyota Supra, and Honda S2000; European performance cars such as the Porsche 911, Cayman, BMW M3\/M4, Audi TT, Audi R8, and Mercedes-AMG models; and exotics like the Ferrari 488.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        \ud83d\udcb5 <strong>Is a Mustang considered a sports car for insurance?<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>Ford Mustangs are classified as sports cars by most insurers, especially V8 models like the GT. However, the EcoBoost 4-cylinder version may receive more favorable rates. The electric Mach-E is often treated more like a regular car.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        \ud83d\udcc9 <strong>Does the color of my sports car affect insurance?<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>No. The color of your car has no direct impact on insurance rates. This is a common myth. However, some colors may affect the purchase price, which could indirectly influence premiums.<br><\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        \ud83d\udee1\ufe0f <strong>Can I get sports car insurance with a bad driving record?<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>Yes, but expect to pay more. You may need to file an <a href=\"\/car-insurance\/sr-22-insurance\/\">SR-22<\/a> and work with <a href=\"\/car-insurance\/affordable-car-insurance-for-high-risk-drivers\/\">insurers who specialize in high-risk drivers<\/a>.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        \ud83d\udd27 <strong>Should I get full coverage on a sports car?<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>Almost always yes. Given the high repair and replacement costs, liability-only coverage leaves you exposed to significant financial risk. If you finance or lease, your lender will require full coverage anyway.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        \ud83d\udccb <strong>Do car modifications affect my insurance?<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>Yes. Performance modifications can increase your premium or even void your policy if not disclosed. Always tell your insurer about upgrades to ensure you&#8217;re properly covered.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        \ud83c\udfc1 <strong>Can I insure my sports car for track use?<\/strong>      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>Standard insurance doesn&#8217;t cover track days. You&#8217;ll need separate track day insurance or a specialty policy that includes on-track coverage.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n<\/ul>\n<\/div>\n\n  <!-- Contact link -->\n  <\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.<\/p>\n\n\n\n<div class=\"wp-block-jerry-meet-experts\" data-wp-interactive=\"jerry\/meet-experts\" data-wp-context=\"{&quot;modalVisible&quot;:false}\">\n  <div class=\"font-circular text-2xl font-extrabold text-slate-900\">Expert-driven. Built for you.<\/div>\n\n  <div class=\"my-3\">\n    <div class=\"flex justify-between items-center py-3 border-b border-neutral-200 cursor-pointer font-semibold text-gray-900\" data-wp-on-async--click=\"actions.toggleModal\">\n  <button class=\"text-left text-base\" type=\"button\">\n    Why you can count on Jerry&#8217;s articles  <\/button>\n\n  <div class=\"transition data-[visible=true]:md:rotate-180 text-xs iconify i--chevron-down text-gray-500\" data-wp-bind--data-visible=\"context.modalVisible\"><\/div>\n<\/div>\n<div class=\"modal-backdrop fixed bottom-0 left-0 right-0 top-0 z-50 overflow-hidden overscroll-contain bg-black\/70 font-body transition-transform delay-100 duration-0 md:relative md:z-auto [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:bg-black\/0 [&amp;:not([data-visible=true])]:md:hidden\" data-wp-init=\"callbacks.onModalInit\" data-wp-on-async--click=\"actions.hideModal\" data-wp-bind--data-visible=\"context.modalVisible\">\n  <div class=\"modal-view fixed bottom-0 left-0 right-0 flex max-h-[75%] w-full flex-col rounded-t-3xl bg-white pb-7 pl-7 pt-3.5 transition md:relative md:rounded-none md:pl-0 md:transition-none [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:md:hidden\" data-wp-bind--data-visible=\"context.modalVisible\">\n    <div class=\"modal-header md:hidden flex justify-between items-center pb-1 mb-1 border-b border-zinc-200\">\n      <div class=\"modal-title text-base font-semibold\">Summary<\/div>\n\n      <div\n        class=\"modal-close-btn wp-block-group w-11 h-11 mr-2.5 content-center text-center\"\n        data-wp-on-async--click=\"actions.hideModal\"\n      >\n        <div class=\"iconify i--close text-gray-500 cursor-pointer\"><\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"modal-body pr-7 overflow-y-auto\"><div class=\"wp-block-template-part\"><div class=\"flex flex-row items-center gap-2.5 rounded-lg bg-gray-pink px-4 py-5\">\n  <span class=\"iconify mt-0.5 shrink-0 self-start text-xs text-primary i--shield-check\"><\/span>\n\n  <div>\n    <div class=\"font-body text-xs font-bold text-primary\">Our goal is clear, trustworthy information.<\/div>\n    <div class=\"mt-1 font-body text-xs text-gray-600\">\n      Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and\n      experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept\n      current, and our editorial team is separate from our business partners, so our opinions &#038; tips are unbiased. All\n      insights drawn from Jerry\u2019s proprietary, aggregated customer auto insurance quotes data provide unique, real-world\n      guidance.\n    <\/div>\n  <\/div>\n<\/div>\n<\/div><\/div>\n  <\/div>\n<\/div>\n  <\/div>\n\n  <div class=\"text-base font-semibold text-gray-900\">Our experts<\/div>\n\n  <div class=\"my-8 flex flex-col gap-8 items-center justify-center\">\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2025\/02\/Ben-Moore.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2025\/02\/Ben-Moore.png 250w, \/wp-content\/uploads\/2025\/02\/Ben-Moore-150x150.png 150w, \/wp-content\/uploads\/2025\/02\/Ben-Moore-56x56.png 56w, \/wp-content\/uploads\/2025\/02\/Ben-Moore-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Ben Moore            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Ben Moore is a writer and editor at Jerry and an auto insurance expert. He previously worked as a writer, editor and content strategist on NerdWallet&rsquo;s auto insurance team for five years. His work has been published in The Associated Press, Washington Post, Chicago Sun-Times, MarketWatch, Nasdaq and Yahoo News. He also served as a NerdWallet spokesperson, with appearances on local broadcast television and quotes in Martha Stewart and Real Simple magazine.<\/p>\n<p>Ben has an extensive background in digital marketing, working on affiliate and programmatic advertising campaigns for brands like Cabela&rsquo;s, H&amp;R Block and Sears. He holds a bachelors degree in marketing from Olivet Nazarene University.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n      <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Sports car insurance costs an average of $300 per month \u2014 about 50% more than the average auto insurance premium \u2014 making strategic insurance shopping essential.<\/p>\n","protected":false},"author":19,"featured_media":72143,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"wp-custom-template-single-car-insurance-beta","meta":{"jerry_authors":"[{\"id\":\"372\",\"type\":\"main-author\"},{\"id\":\"187\",\"type\":\"editor\"}]","jerry_author_ids":[372],"jerry_idx_page_label":"","jerry_meta_desc":"Sports car insurance costs an average of $300 per month, or 58% more than the average car, making strategic insurance shopping essential.","jerry_related_posts":"[32276,23859,5056,32965,36869]","jerry_summary":"","inline_featured_image":false,"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":"[]"},"categories":[],"tags":[31,619],"class_list":["post-3836","car-insurance","type-car-insurance","status-publish","has-post-thumbnail","hentry","tag-car-insurance","tag-resource_car_insurance"],"_links":{"self":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/3836","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance"}],"about":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/types\/car-insurance"}],"author":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/comments?post=3836"}],"version-history":[{"count":25,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/3836\/revisions"}],"predecessor-version":[{"id":72157,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/3836\/revisions\/72157"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media\/72143"}],"wp:attachment":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media?parent=3836"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/categories?post=3836"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/tags?post=3836"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}