{"id":3269,"date":"2024-11-07T07:22:53","date_gmt":"2024-11-07T15:22:53","guid":{"rendered":"\/wp-site\/?p=3269"},"modified":"2025-02-28T07:21:31","modified_gmt":"2025-02-28T15:21:31","slug":"progressive-umbrella-policy","status":"publish","type":"car-insurance","link":"https:\/\/jerry.ai\/car-insurance\/progressive-umbrella-policy\/","title":{"rendered":"Does Progressive Sell Umbrella Policies?"},"content":{"rendered":"\n<p>Progressive offers umbrella insurance policies up to $5 million. To buy a policy, call the insurer at <strong>1-877-777-1783<\/strong>.\u00a0<\/p>\n\n\n\n<p>Umbrella insurance increases your personal liability insurance from your home or auto insurance policies and also can pay for the following:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Medical bills (from injuries you caused).<\/li>\n\n\n\n<li>Property damage (if you are the reason for the damage).<\/li>\n\n\n\n<li>Slander.<\/li>\n\n\n\n<li>Libel.<\/li>\n\n\n\n<li>Defamation.<\/li>\n\n\n\n<li>Court costs and attorney expenses.<\/li>\n<\/ul>\n\n\n\n<p>This type of insurance adds coverage to an existing <a href=\"\/car-insurance\/liability-car-insurance\/\" data-type=\"car-insurance\" data-id=\"9859\">liability policy<\/a>, to protect you if you\u2019re deemed <a href=\"\/car-insurance\/at-fault-accident\/\" data-type=\"car-insurance\" data-id=\"1391\">at-fault<\/a> for an accident. This reduces the risk that you&#8217;ll need to pay medical or car repair bills out of pocket your own once you\u2019ve maxed out your other insurance.<\/p>\n\n\n\n<p>Umbrella insurance can\u2019t be bought if you don\u2019t meet the required liability limits for your car or your home, since it only kicks in once your liability policy\u2019s limitations have been reached.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-much\">How much does Progressive umbrella insurance cost?&nbsp;<\/h2>\n\n\n\n<p>The amount you pay for umbrella insurance depends on certain factors.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Homes, cars, boats and other vehicles owned.<\/li>\n\n\n\n<li>Driving record, including previous violations and accidents.<\/li>\n\n\n\n<li>Previous homeowners insurance claims.<\/li>\n\n\n\n<li>Location.<\/li>\n\n\n\n<li>Credit history.<\/li>\n<\/ul>\n\n\n\n<p><a href=\"\/reviews\/car-insurance\/progressive\/\">Progressive<\/a> notes on their website that policies are typically priced around a few hundred dollars per year.<\/p>\n\n\n\n<p>Progressive also quoted Money.com\u2019s research which showed annual premiums typically increase by $75 for every $1 million in additional coverage.<\/p>\n\n\n\n<div class=\"wp-block-jerry-cta\"><div class=\"flex flex-col items-start gap-4 rounded-xl border border-zinc-200 px-12 py-8 md:flex-row md:items-center md:gap-14\"><div class=\"flex-1\"><span class=\"text-xl font-black text-gray-900\">Bundle home + auto insurance with Jerry. It takes 2 minutes to sign up.<\/span><\/div><div class=\"flex-1\"><a href=\"\/signup\" class=\"bg-primary block w-full rounded-full px-14 py-2 text-center font-black text-white hover:no-underline\">GET QUOTES<\/a><\/div><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-does-it-cover\">What does Progressive umbrella insurance cover?<\/h2>\n\n\n\n<p>Umbrella insurance coverage from Progressive can include the following types of coverage:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Personal injury coverage: Helpful if you face a libel or slander case.<\/li>\n\n\n\n<li>Worldwide coverage: Protects you while you\u2019re traveling internationally.<\/li>\n\n\n\n<li>Protection for accidents involving boats, jet skis, scooters and other rental transportation equipment.\u00a0<\/li>\n\n\n\n<li>Defense coverage: Helps you pay for legal fees and court costs.<\/li>\n<\/ul>\n\n\n\n<p>Umbrella insurance is strictly for covering damages to other people and their property, so your own medical and property repair bills would not be covered. <\/p>\n\n\n\n<p>Typically, you can get a maximum of around $500,000 in <a href=\"\/car-insurance\/bodily-injury-liability\/\" data-type=\"car-insurance\" data-id=\"6099\">bodily injury<\/a> and <a href=\"\/car-insurance\/property-damage-liability-car-insurance\/\" data-type=\"car-insurance\" data-id=\"6809\">property damage<\/a> coverage with a <a href=\"\/car-insurance\/\">car insurance<\/a> policy. However, if you exceed this amount in an accident, you will have to pay for the damages out-of-pocket. It&#8217;s the same is someone is injured on your property and their expenses exceed your home insurance policy&#8217;s liability limits.<\/p>\n\n\n\n<p>This is where umbrella policies help to protect your finances.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"recap\">The bottom line<\/h2>\n\n\n\n<p>Progressive sells umbrella insurance policies up to $5 million and you can buy an umbrella insurance policy by calling Progressive at 1-877-777-1783. It typically costs a few hundred dollars to add millions in protection.<\/p>\n\n\n\n<div class=\"wp-block-jerry-meet-experts\" data-wp-interactive=\"jerry\/meet-experts\" data-wp-context=\"{&quot;modalVisible&quot;:false}\">\n  <div class=\"font-circular text-2xl font-extrabold text-slate-900\">Expert-driven. Built for you.<\/div>\n\n  <div class=\"my-3\">\n    <div class=\"flex justify-between items-center py-3 border-b border-neutral-200 cursor-pointer font-semibold text-gray-900\" data-wp-on-async--click=\"actions.toggleModal\">\n  <button class=\"text-left text-base\" type=\"button\">\n    Why you can count on Jerry&#8217;s articles  <\/button>\n\n  <div class=\"transition data-[visible=true]:md:rotate-180 text-xs iconify i--chevron-down text-gray-500\" data-wp-bind--data-visible=\"context.modalVisible\"><\/div>\n<\/div>\n<div class=\"modal-backdrop fixed bottom-0 left-0 right-0 top-0 z-50 overflow-hidden overscroll-contain bg-black\/70 font-body transition-transform delay-100 duration-0 md:relative md:z-auto [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:bg-black\/0 [&amp;:not([data-visible=true])]:md:hidden\" data-wp-init=\"callbacks.onModalInit\" data-wp-on-async--click=\"actions.hideModal\" data-wp-bind--data-visible=\"context.modalVisible\">\n  <div class=\"modal-view fixed bottom-0 left-0 right-0 flex max-h-[75%] w-full flex-col rounded-t-3xl bg-white pb-7 pl-7 pt-3.5 transition md:relative md:rounded-none md:pl-0 md:transition-none [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:md:hidden\" data-wp-bind--data-visible=\"context.modalVisible\">\n    <div class=\"modal-header md:hidden flex justify-between items-center pb-1 mb-1 border-b border-zinc-200\">\n      <div class=\"modal-title text-base font-semibold\">Summary<\/div>\n\n      <div\n        class=\"modal-close-btn wp-block-group w-11 h-11 mr-2.5 content-center text-center\"\n        data-wp-on-async--click=\"actions.hideModal\"\n      >\n        <div class=\"iconify i--close text-gray-500 cursor-pointer\"><\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"modal-body pr-7 overflow-y-auto\"><div class=\"wp-block-template-part\"><div class=\"flex flex-row items-center gap-2.5 rounded-lg bg-gray-pink px-4 py-5\">\n  <span class=\"iconify mt-0.5 shrink-0 self-start text-xs text-primary i--shield-check\"><\/span>\n\n  <div>\n    <div class=\"font-body text-xs font-bold text-primary\">Our goal is clear, trustworthy information.<\/div>\n    <div class=\"mt-1 font-body text-xs text-gray-600\">\n      Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and\n      experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept\n      current, and our editorial team is separate from our business partners, so our opinions &#038; tips are unbiased. All\n      insights drawn from Jerry\u2019s proprietary, aggregated customer auto insurance quotes data provide unique, real-world\n      guidance.\n    <\/div>\n  <\/div>\n<\/div>\n<\/div><\/div>\n  <\/div>\n<\/div>\n  <\/div>\n\n  <div class=\"text-base font-semibold text-gray-900\">Our experts<\/div>\n\n  <div class=\"my-8 flex flex-col gap-8 items-center justify-center\">\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2024\/11\/Xuyun.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2024\/11\/Xuyun.png 250w, \/wp-content\/uploads\/2024\/11\/Xuyun-150x150.png 150w, \/wp-content\/uploads\/2024\/11\/Xuyun-56x56.png 56w, \/wp-content\/uploads\/2024\/11\/Xuyun-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Xuyun Zeng            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2024\/09\/Kevin-Berry.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2024\/09\/Kevin-Berry.png 250w, \/wp-content\/uploads\/2024\/09\/Kevin-Berry-150x150.png 150w, \/wp-content\/uploads\/2024\/09\/Kevin-Berry-56x56.png 56w, \/wp-content\/uploads\/2024\/09\/Kevin-Berry-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Kevin Berry            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Kevin Berry is the Senior Director of Content at Jerry and has been working in the digital content space since 2011 across the car insurance\/repair, personal finance, travel and sports industries. Prior to Jerry, Kevin was a content team lead at NerdWallet overseeing the Multimedia Production and Travel Rewards teams. Previously, he worked for NBC Sports, Comcast Cable and Nike. He has a Master`s Degree from Arkansas State and a Bachelor`s from Oregon State University.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n      <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Progressive offers an umbrella policy covering up to $5 million in liability and it typically costs a few hundred dollars to add millions in protection.<\/p>\n","protected":false},"author":19,"featured_media":53899,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"single-advice","meta":{"jerry_authors":"[{\"id\":\"39\",\"type\":\"main-author\"},{\"id\":\"187\",\"type\":\"editor\"}]","jerry_author_ids":[39],"jerry_idx_page_label":"","jerry_meta_desc":"Progressive offers an umbrella policy covering up to $5 million in liability and it typically costs a few hundred dollars to add millions in protection.","jerry_related_posts":"[10176,29519,30830,18064,7880]","jerry_summary":"","inline_featured_image":false,"_lmt_disableupdate":"yes","_lmt_disable":"","footnotes":""},"categories":[],"tags":[244,305,307,375],"class_list":["post-3269","car-insurance","type-car-insurance","status-publish","has-post-thumbnail","hentry","tag-liability-coverage","tag-personal-liability","tag-progressive","tag-umbrella-insurance"],"_links":{"self":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/3269","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance"}],"about":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/types\/car-insurance"}],"author":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/comments?post=3269"}],"version-history":[{"count":13,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/3269\/revisions"}],"predecessor-version":[{"id":62061,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/3269\/revisions\/62061"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media\/53899"}],"wp:attachment":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media?parent=3269"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/categories?post=3269"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/tags?post=3269"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}