{"id":29908,"date":"2024-11-15T08:45:44","date_gmt":"2024-11-15T16:45:44","guid":{"rendered":"https:\/\/getjerry.com\/wp-site\/?post_type=car-insurance&#038;p=29908"},"modified":"2025-12-10T12:02:21","modified_gmt":"2025-12-10T20:02:21","slug":"cheap-nc","status":"publish","type":"car-insurance","link":"https:\/\/jerry.ai\/car-insurance\/north-carolina\/cheap-nc\/","title":{"rendered":"How to Find the Cheapest Car Insurance in North Carolina"},"content":{"rendered":"\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nGood news for North Carolina drivers: Jerry\u2019s latest data shows that liability coverage in the Tar Heel State averages about <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text\">$96<\/span> per month. North Carolina uses a unique safe driver insurance point system, which means even a single violation can dramatically change what you pay, but clean-record drivers often see some of the lowest rates in the country. Over the past year we\u2019ve helped <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text\">24,115<\/span> <strong>North Carolinians<\/strong> lower their premiums, and those who switch with Jerry save an average of <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text\">$1,355<\/span> a year without losing essential coverage.\n<\/p>\n\n\n\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nJerry compares quotes from <strong>up to<\/strong> <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text\">6<\/span> <strong>trusted insurers<\/strong> in North Carolina to build your policy and help you secure your best rate in minutes.\n<\/p>\n\n\n<div class=\"max-md:mx-full-bleed is-style-mobile-only wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-cover is-style-md-rounded-3xl has-aspect-ratio\" style=\"padding-right:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40);min-height:160px;aspect-ratio:5\/2;min-height:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" class=\"wp-block-cover__image-background wp-image-68258 size-full\" alt=\"\" src=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1.png\" style=\"object-position:66% 81%\" data-object-fit=\"cover\" data-object-position=\"66% 81%\" srcset=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1.png 1024w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-300x300.png 300w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-150x150.png 150w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-768x768.png 768w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-900x900.png 900w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-400x400.png 400w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-56x56.png 56w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-250x250.png 250w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" fetchpriority=\"low\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-40 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-white-color has-text-color has-link-color wp-elements-813d1d4da4f18a7c9ea817ac1a80d5ef\" style=\"font-size:clamp(17.371px, 1.086rem + ((1vw - 3.2px) * 0.752), 27px);\"><strong>Save on North Carolina insurance with Jerry<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What North Carolina drivers are paying right now<\/h2>\n\n\n\n<p>Insurance prices in North Carolina shift based on weather patterns, population growth, claim trends and the state\u2019s strict Safe Driver Incentive Plan (SDIP). A driver in Charlotte or Raleigh can pay considerably more than someone in a rural county even with a similar profile, simply because the risk levels differ.<\/p>\n\n\n\n<p>Jerry tracks live quotes across the state to show you exactly what drivers are paying today. Here are recent <a href=\"\/car-insurance\/full-coverage-car-insurance\/\">full coverage<\/a> policies purchased through Jerry and what those drivers paid.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" style=\"margin-top:var(--wp--preset--spacing--30);margin-right:0;margin-bottom:var(--wp--preset--spacing--30);margin-left:0\">Recent quotes<\/h4>\n\n\n\n<div data-show-load-more=\"false\" style=\"margin-top:0;margin-bottom:0;\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;customer&quot;:&quot;Lilly, 27, Raleigh, NC&quot;,&quot;quotingAt&quot;:&quot;11\\\/23\\\/25&quot;,&quot;carMake&quot;:&quot;&lt;a href=\\&quot;\\\/car-insurance\\\/toyota\\\/\\&quot; title=\\&quot;Toyota\\&quot;&gt;Toyota&lt;\\\/a&gt;&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/safeco\\\/\\&quot; title=\\&quot;Safeco\\&quot;&gt;Safeco&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$60&quot;,&quot;premiumSavingsPercentage&quot;:&quot;62%&quot;},{&quot;customer&quot;:&quot;Evan, 27, Apex, NC&quot;,&quot;quotingAt&quot;:&quot;11\\\/16\\\/25&quot;,&quot;carMake&quot;:&quot;&lt;a href=\\&quot;\\\/car-insurance\\\/nissan\\\/\\&quot; title=\\&quot;Nissan\\&quot;&gt;Nissan&lt;\\\/a&gt;&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/safeco\\\/\\&quot; title=\\&quot;Safeco\\&quot;&gt;Safeco&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$199&quot;,&quot;premiumSavingsPercentage&quot;:&quot;11%&quot;},{&quot;customer&quot;:&quot;Nicholas, 27, Rocky Mount, NC&quot;,&quot;quotingAt&quot;:&quot;08\\\/25\\\/25&quot;,&quot;carMake&quot;:&quot;&lt;a href=\\&quot;\\\/car-insurance\\\/ford\\\/\\&quot; title=\\&quot;Ford\\&quot;&gt;Ford&lt;\\\/a&gt;&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/national-general\\\/\\&quot; title=\\&quot;National General\\&quot;&gt;National General&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$195&quot;,&quot;premiumSavingsPercentage&quot;:&quot;2%&quot;},{&quot;customer&quot;:&quot;Logan, 30, Matthews, NC&quot;,&quot;quotingAt&quot;:&quot;10\\\/16\\\/25&quot;,&quot;carMake&quot;:&quot;&lt;a href=\\&quot;\\\/car-insurance\\\/mazda\\\/\\&quot; title=\\&quot;Mazda\\&quot;&gt;Mazda&lt;\\\/a&gt;&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/progressive\\\/\\&quot; title=\\&quot;Progressive\\&quot;&gt;Progressive&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$140&quot;,&quot;premiumSavingsPercentage&quot;:&quot;7%&quot;},{&quot;customer&quot;:&quot;Leah, 33, Goldsboro, NC&quot;,&quot;quotingAt&quot;:&quot;10\\\/30\\\/25&quot;,&quot;carMake&quot;:&quot;GMC&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/national-general\\\/\\&quot; title=\\&quot;National General\\&quot;&gt;National General&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$79&quot;,&quot;premiumSavingsPercentage&quot;:&quot;77%&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed hidden md:block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Customer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Date  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Make  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Monthly quote  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Savings  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Customer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Date  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Make  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Monthly quote  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Savings  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumSavingsPercentage\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Lilly, 27, Raleigh, NC<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">11\/23\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$60<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumSavingsPercentage\">62%<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Evan, 27, Apex, NC<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">11\/16\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$199<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumSavingsPercentage\">11%<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Nicholas, 27, Rocky Mount, NC<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">08\/25\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$195<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumSavingsPercentage\">2%<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Logan, 30, Matthews, NC<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">10\/16\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$140<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumSavingsPercentage\">7%<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Leah, 33, Goldsboro, NC<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">10\/30\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$79<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumSavingsPercentage\">77%<\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n      <div\n      class=\"block md:hidden\"\n      data-wp-init=\"callbacks.onCardCarouselInit\"\n    >\n      <div class=\"live-table-card-carousel scrollbar-width-none mx-full-bleed flex snap-x snap-mandatory scroll-pl-6 overflow-x-scroll scroll-smooth px-6\">\n        <div class=\"mx-auto flex gap-3\">\n          <template data-wp-each=\"state.displayData\">\n            <div class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.customer\"><\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Date<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.quotingAt\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Make<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Insurer<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.premiumAfterJerry\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600 !bg-pink-100\">\n    <span>Savings<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900 !bg-pink-100\">\n    <span data-wp-text=\"context.item.premiumSavingsPercentage\"><\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              <\/template>\n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.customer\">Lilly, 27, Raleigh, NC<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Date<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.quotingAt\">11\/23\/25<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Make<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Insurer<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.premiumAfterJerry\">$60<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600 !bg-pink-100\">\n    <span>Savings<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900 !bg-pink-100\">\n    <span data-wp-text=\"context.item.premiumSavingsPercentage\">62%<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.customer\">Evan, 27, Apex, NC<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Date<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.quotingAt\">11\/16\/25<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Make<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Insurer<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.premiumAfterJerry\">$199<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600 !bg-pink-100\">\n    <span>Savings<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900 !bg-pink-100\">\n    <span data-wp-text=\"context.item.premiumSavingsPercentage\">11%<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.customer\">Nicholas, 27, Rocky Mount, NC<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Date<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.quotingAt\">08\/25\/25<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Make<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Insurer<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.premiumAfterJerry\">$195<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600 !bg-pink-100\">\n    <span>Savings<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900 !bg-pink-100\">\n    <span data-wp-text=\"context.item.premiumSavingsPercentage\">2%<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.customer\">Logan, 30, Matthews, NC<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Date<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.quotingAt\">10\/16\/25<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Make<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Insurer<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.premiumAfterJerry\">$140<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600 !bg-pink-100\">\n    <span>Savings<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900 !bg-pink-100\">\n    <span data-wp-text=\"context.item.premiumSavingsPercentage\">7%<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.customer\">Leah, 33, Goldsboro, NC<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Date<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.quotingAt\">10\/30\/25<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Make<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Insurer<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.premiumAfterJerry\">$79<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600 !bg-pink-100\">\n    <span>Savings<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900 !bg-pink-100\">\n    <span data-wp-text=\"context.item.premiumSavingsPercentage\">77%<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n        <\/div>\n      <\/div>\n\n      <div class=\"live-table-card-carousel-indicator mt-3.5 flex flex-row items-center justify-center gap-1\">\n        <template data-wp-each=\"state.displayData\">\n          <span class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        <\/template>\n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n      <\/div>\n    <\/div>\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated December 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<p class=\"has-small-font-size\"><em><em><em>Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/em><\/em><\/p>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 is-style-mobile-full-bleed is-style-max-md-rounded-none has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-thumb-up text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Key takeaway:<\/strong> Check your rate periodically. In North Carolina, even small changes to your driving record or claim activity can shift your premium at renewal due to the state\u2019s point system.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">4 smart ways Jerry helps North Carolina drivers save on car insurance<\/h2>\n\n\n\n<p>Getting the <strong>cheapest rate<\/strong> isn\u2019t just about picking the lowest number. Smart savings come from understanding how North Carolina\u2019s system works and adjusting the right levers without giving up meaningful protection.<\/p>\n\n\n\n<p>Jerry helps you compare real offers, uncover hidden discounts and see exactly <strong>where you can save.<\/strong><\/p>\n\n\n\n<p>Here are <strong>our top tips <\/strong>to help you spend less and worry less.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>How to save<\/th><th>Average North Carolina driver savings<\/th><\/tr><\/thead><tbody><tr><td>Compare quotes<\/td><td><strong>32% <\/strong>to <strong>64%<\/strong><\/td><\/tr><tr><td>Stack discounts<\/td><td><strong>28%<\/strong> to <strong>52%*<\/strong><\/td><\/tr><tr><td>Pick the right deductible<\/td><td><strong>13%<\/strong> to <strong>71%<\/strong>*<\/td><\/tr><tr><td>Use telematics<\/td><td><strong>9%<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-small-font-size\"><em>*Among all Jerry drivers <em>nationwide<\/em>.<\/em><\/p>\n\n\n\n<p class=\"has-small-font-size\"><em><em><em>Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/em><\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Jerry Agent Tip 1: Compare quotes from multiple insurers<\/h3>\n\n\n\n<p>North Carolina\u2019s auto insurance rating system is unusual. The state regulates base rates, but insurers can still vary widely based on their company-specific tiers, SDIP point weighting, surcharges and discounts. That means two drivers with identical profiles can still see <strong>dramatically different quotes<\/strong> depending on the insurer.<\/p>\n\n\n\n<p><strong>Comparing rates side by side<\/strong> with Jerry is the fastest way to make sure you\u2019re not overpaying.<\/p>\n\n\n\n<p>Here\u2019s where <strong>North Carolina drivers who saved<\/strong> most often switched after checking their rates with Jerry:<\/p>\n\n\n\n<figure id=\"make-tip-1\" class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Insurance carrier<\/th><th>North Carolina drivers who switched<\/th><th>Average Jerry savings<\/th><\/tr><\/thead><tbody><tr><td><a href=\"\/reviews\/car-insurance\/progressive\/\">Progressive<\/a><\/td><td>29%<\/td><td>31%<\/td><\/tr><tr><td><a href=\"\/reviews\/car-insurance\/root\/\">Root<\/a><\/td><td>10%<\/td><td>28%<\/td><\/tr><tr><td><a href=\"\/reviews\/car-insurance\/bristol-west\/\">Bristol West<\/a><a href=\"\/reviews\/car-insurance\/national-general\/\"><\/a><\/td><td>8%<\/td><td>27%<\/td><\/tr><tr><td><a href=\"\/reviews\/car-insurance\/national-general\/\">National General<\/a><\/td><td>7%<\/td><td>30%<\/td><\/tr><tr><td><a href=\"\/reviews\/car-insurance\/assurance-america\/\">Assurance America<\/a><\/td><td>6%<\/td><td>28%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-small-font-size\"><em><em><em>Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/em><\/em><\/p>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 is-style-mobile-full-bleed is-style-max-md-rounded-none has-gray-pink-background-color has-background\"><span class=\"iconify i--plus text-primary rotate-0 text-lg mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Why it matters:<\/strong> City drivers often pay more than rural drivers due to higher claim frequency. Jerry shows those differences instantly so you can make an informed decision.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-primary\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes with Jerry<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Jerry Agent Tip 2: Combine discounts for a cheaper rate<\/h3>\n\n\n\n<p>North Carolina drivers qualify for <strong>many<\/strong> <a href=\"\/car-insurance\/car-insurance-discounts\/\"><strong>discounts<\/strong><\/a> like safe-driver savings, vehicle safety features, telematics participation, multi-car policies, good-student incentives and more. But insurers don\u2019t always apply every discount automatically.<\/p>\n\n\n\n<p>Jerry checks your available savings to <strong>make sure nothing gets missed.<\/strong><\/p>\n\n\n<div style=\"position: relative; width: 100%; height: 0px; padding: 100% 0px 0px; overflow: hidden; will-change: transform;\"><iframe credentialless style=\"position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border: none; padding: 0px; margin: 0px;\" title=\"[make] Discount Chart 3\" src=\"https:\/\/e.infogram.com\/f9d93b4c-bd1e-4a74-b70d-86dccaf612c0?src=embed&amp;embed_type=responsive_iframe\"><\/iframe><\/div>\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 is-style-mobile-full-bleed is-style-max-md-rounded-none has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-thumb-up text-primary rotate-0 text-lg mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Key takeaway:<\/strong> Stacking discounts often creates more savings than raising your deductible alone.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-primary\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes with Jerry<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Jerry Agent Tip 3: Pick the right deductible<\/h3>\n\n\n\n<p>Choosing the right <a href=\"\/car-insurance\/car-insurance-deductible\/\">deductible<\/a> can change your premium quickly. North Carolina drivers deal with everything from hurricane remnants along the coast to deer collisions in the mountains, so <strong>choose a deductible you can comfortably afford <\/strong>if you need to <a href=\"\/car-insurance\/car-insurance-claim\/\">file a claim<\/a>.<\/p>\n\n\n\n<p>Here\u2019s what Jerry drivers chose for their deductibles in the past year:<\/p>\n\n\n<div style=\"position: relative; width: 100%; height: 0px; padding: 64.29% 0px 0px; overflow: hidden; will-change: transform;\"><iframe credentialless loading=\"lazy\" src=\"https:\/\/e.infogram.com\/0ecffec8-8fc3-4ee6-8cb9-fddfaace4fa0?src=embed&amp;embed_type=responsive_iframe\" title=\"Deductibles\" allowfullscreen=\"\" allow=\"fullscreen\" style=\"position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border: none; padding: 0px; margin: 0px;\"><\/iframe><\/div>\n\n\n<p>To find your ideal deductible:<\/p>\n\n\n\n<ul class=\"wp-block-jerry-custom-bullet-list m-0 list-none\"><li class=\"flex flex-row wp-block-jerry-custom-bullet-list-item\">\n  <span class=\"iconify text-primary i--circle-arrow mr-4 mt-1 shrink-0\"><\/span>\n  \n<div class=\"flex-1 *:my-0\">\n<p>Review your car\u2019s value (Jerry updates this each month).<\/p>\n<\/div>\n<\/li>\n\n\n<li class=\"flex flex-row wp-block-jerry-custom-bullet-list-item\">\n  <span class=\"iconify text-primary i--circle-arrow mr-4 mt-1 shrink-0\"><\/span>\n  \n<div class=\"flex-1 *:my-0\">\n<p>Choose an amount you can cover out of pocket.<\/p>\n<\/div>\n<\/li>\n\n\n<li class=\"flex flex-row wp-block-jerry-custom-bullet-list-item\">\n  <span class=\"iconify text-primary i--circle-arrow mr-4 mt-1 shrink-0\"><\/span>\n  \n<div class=\"flex-1 *:my-0\">\n<p>Compare how each deductible option changes your rate instantly.<\/p>\n<\/div>\n<\/li>\n<\/ul>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 is-style-mobile-full-bleed is-style-max-md-rounded-none has-gray-pink-background-color has-background\"><span class=\"iconify i--logo-mark text-primary rotate-0 text-lg mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>The Jerry difference: <\/strong>You\u2019ll see real-time pricing across multiple deductible choices, making it easier to choose the right balance of protection and affordability.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-primary\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes with Jerry<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Jerry Agent Tip 4: Use telematics to your advantage<\/h3>\n\n\n\n<p>Telematics programs reward safer, more consistent driving habits, and North Carolina insurers increasingly use them to help price risk more precisely. Jerry data shows that drivers who use telematics save <strong>an<\/strong> <strong>average of<\/strong> <strong>6%<\/strong>, and programs often reward gentler braking, smoother acceleration and mindful nighttime driving.<\/p>\n\n\n\n<p>Jerry\u2019s <strong>DriveShield<\/strong> monitors your habits, scores your performance and helps you shop for lower rates when you qualify. We only share your drive score with insurers when it might earn you a discount.<\/p>\n\n\n\n<p class=\"has-small-font-size\"><em>Based on drivers with no accidents or violations who saved with Jerry over the past 12 months. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.<\/em><\/p>\n\n\n<div class=\"max-md:mx-full-bleed is-style-mobile-only wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-cover is-style-md-rounded-3xl has-aspect-ratio\" style=\"padding-right:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40);min-height:160px;aspect-ratio:5\/2;min-height:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"616\" height=\"613\" class=\"wp-block-cover__image-background wp-image-68221 size-full\" alt=\"\" src=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/cta1.png\" style=\"object-position:49% 63%\" data-object-fit=\"cover\" data-object-position=\"49% 63%\" srcset=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/cta1.png 616w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/cta1-300x300.png 300w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/cta1-150x150.png 150w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/cta1-400x398.png 400w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/cta1-56x56.png 56w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/cta1-251x250.png 251w\" sizes=\"auto, (max-width: 616px) 100vw, 616px\" fetchpriority=\"low\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-40 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-white-color has-text-color has-link-color wp-elements-ed0c086e9ce588d3d0df7bd54658beb6\" style=\"font-size:clamp(17.371px, 1.086rem + ((1vw - 3.2px) * 0.752), 27px);\"><strong>Get personalized car insurance rates now<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">How to get better coverage without overpaying<\/h2>\n\n\n\n<p><strong>North Carolina requires 30\/60\/25 <\/strong><a href=\"\/car-insurance\/what-is-liability-car-insurance-and-what-does-it-cover\/\"><strong>liability<\/strong><\/a><strong> coverage plus <\/strong><a href=\"\/car-insurance\/uninsured-motorist-coverage\/\"><strong>uninsured motorist <\/strong><\/a><strong>protection<\/strong>, but many drivers choose higher limits for better protection. Here are the coverage tiers you\u2019ll see:<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-grid wp-container-core-group-is-layout-32711612 wp-block-group-is-layout-grid\">\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\"><strong>Minimum<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n   <span class=\"wp-block-jerry-live-text\">$58<\/span> &#8211; <span class=\"wp-block-jerry-live-text\">$100<\/span>\/mo\n<\/p>\n<\/div>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\"><em><em><em>Meets North Carolina\u2019s liability and UM\/UIM requirements but <\/em><strong><em>doesn\u2019t cover your car.<\/em><\/strong><\/em><\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\"><strong>Full<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n   <span class=\"wp-block-jerry-live-text\">$104<\/span> &#8211; <span class=\"wp-block-jerry-live-text\">$220<\/span>\/mo\n<\/p>\n<\/div>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\"><em><em>Adds <\/em><a href=\"\/car-insurance\/collision-insurance\/\"><em>collision<\/em><\/a><em> and <\/em><a href=\"\/car-insurance\/comprehensive-insurance\/\"><em>comprehensive<\/em><\/a><em>, <\/em><strong><em>often required for financed or leased vehicles.<\/em><\/strong><\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\"><strong>Standard<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n   <span class=\"wp-block-jerry-live-text\">$114<\/span> &#8211; <span class=\"wp-block-jerry-live-text\">$242<\/span>\/mo\n<\/p>\n<\/div>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\"><em><em><em><em>Builds on full coverage with higher limits or <\/em><a href=\"\/car-insurance\/what-is-medical-payments-coverage\/\"><em>medical payments<\/em><\/a><em> coverage.<\/em><\/em><\/em><\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\"><strong>Preferred<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n   <span class=\"wp-block-jerry-live-text\">$139<\/span> &#8211; <span class=\"wp-block-jerry-live-text\">$296<\/span>\/mo\n<\/p>\n<\/div>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\"><em><em>Higher limits, lower deductibles and extras like rental reimbursement or towing <\/em><strong><em>make for maximum protection.<\/em><\/strong><\/em><\/p>\n<\/div>\n<\/div>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-thumb-up text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p class=\"is-style-mobile-full-bleed is-style-max-md-rounded-none\"><strong>Key takeaway: <\/strong>Start with your comfort around risk and your vehicle\u2019s value. Jerry shows real-time prices across all tiers so you can choose confidently.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<p><strong>The cheapest policy in North Carolina is minimum liability<\/strong>, but adding collision or comprehensive is often worth it given wildlife collisions, storm damage and rising repair costs.<\/p>\n\n\n\n<ul class=\"wp-block-jerry-accordion\">\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        Coverage definitions      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Coverage<\/th><th class=\"has-text-align-left\" data-align=\"left\">Definition<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/collision-insurance\/\">Collision insurance<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">An optional coverage type that pays to repair or replace your car if it\u2019s damaged in a collision with another vehicle. You can only file an accident-related claim for your vehicle\u2019s repairs if your policy has collision coverage.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/comprehensive-insurance\/\">Comprehensive insurance<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">An optional coverage type that covers damage to your vehicle caused by non-collision hazards, such as car theft, falling tree branches, hail and other unexpected events.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/bodily-injury-liability\/\"><\/a><a href=\"\/car-insurance\/bodily-injury-liability\/\">Bodily injury liability (BI)<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Pays others\u2019 medical costs in an accident you cause, up to your policy limits. It\u2019s mandatory in most states.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/property-damage-liability-car-insurance\/\"><\/a><a href=\"\/car-insurance\/property-damage-liability-car-insurance\/\">Property damage liability (PD)<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Pays for repairs or replacements of any vehicles or objects you damage in a crash, up to your policy limits. It\u2019s mandatory in most states.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/personal-injury-protection-insurance\/\">Personal injury protection (PIP)<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Helps cover medical expenses for you and your passengers after a car accident, regardless of who caused it. This is required in some states.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/what-is-medical-payments-coverage\/\">Medical payments<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Additional coverage outside of PIP that pays for medical care for you and your passengers after an accident, regardless of who caused it. This is optional in most states.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/uninsured-motorist-coverage\/\"><\/a><a href=\"\/car-insurance\/uninsured-motorist-coverage\/\">Uninsured\/underinsured motorist coverage (UM\/UIM)<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Covers you, your passengers and any property damage in a case where the other driver is at fault but doesn\u2019t have insurance, or carries insufficient coverage to pay for your costs. This is required in some states.<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n  <\/div>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">North Carolina insurance factors at a glance<\/h3>\n\n\n\n<p>Insurance prices in North Carolina reflect the state\u2019s mix of coastal storms and mountain driving and the way insurers weigh risk under the SDIP point system. Two drivers with similar profiles can see different rates depending on local claim patterns and driving environments.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-grid wp-container-core-group-is-layout-32711612 wp-block-group-is-layout-grid\">\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.156), 16px);line-height:1\"><strong>Coastal storms<\/strong><\/p>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\">Tropical storm damage makes comprehensive coverage important, especially near the Outer Banks.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.156), 16px);line-height:1\"><strong>Rural wildlife collisions<\/strong><\/p>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\">Deer crashes peak seasonally, <strong>making <\/strong><a href=\"\/car-insurance\/comprehensive-insurance\/\"><strong>comprehensive<\/strong><\/a><strong> coverage valuable<\/strong>.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.156), 16px);line-height:1\"><strong>Urban congestion<\/strong><\/p>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\">Charlotte and Raleigh see higher accident frequency and theft so <a href=\"\/car-insurance\/collision-insurance\/\"><strong>collision<\/strong><\/a> <strong>coverage is important<\/strong>.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.156), 16px);line-height:1\"><strong>Safe Driver Incentive Plan<\/strong><\/p>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\">The SDIP points sharply increase rates after violations.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-primary\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes with Jerry<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">North Carolina Insurance After a Ticket, Accident or SR-22<\/h2>\n\n\n\n<p>One mistake shouldn\u2019t lock you into high rates forever. That&#8217;s why Jerry partners with insurers that consider your full profile, not just your last violation. As your record improves, we also help you revisit your coverage to potentially save even more.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">If you got a ticket<\/h3>\n\n\n\n<p>North Carolina\u2019s Safe Driver Incentive Plan (SDIP) assigns points for moving violations, and even one minor <a href=\"\/car-insurance\/what-is-a-citation\/\">ticket<\/a> can cause a noticeable rate jump. Some violations carry steep surcharges that last several years, and accumulating too many points can even lead to license consequences.<\/p>\n\n\n\n<p>Jerry <strong>monitors your record<\/strong> and shops for lower rates once the violation clears.<\/p>\n\n\n\n<p>Here are the<strong> average rate increases we&#8217;ve seen for North Carolina drivers after a ticket:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-jerry-custom-bullet-list m-0 list-none\"><li class=\"flex flex-row wp-block-jerry-custom-bullet-list-item\">\n  <span class=\"iconify text-primary i--circle-arrow mr-4 mt-1 shrink-0\"><\/span>\n  \n<div class=\"flex-1 *:my-0\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nSpeeding under 15: <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text-calculation\">7%<\/span> <\/p>\n<\/div>\n<\/li>\n\n\n<li class=\"flex flex-row wp-block-jerry-custom-bullet-list-item\">\n  <span class=\"iconify text-primary i--circle-arrow mr-4 mt-1 shrink-0\"><\/span>\n  \n<div class=\"flex-1 *:my-0\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nSpeeding over 15: <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text-calculation\">9%<\/span> <\/p>\n<\/div>\n<\/li>\n\n\n<li class=\"flex flex-row wp-block-jerry-custom-bullet-list-item\">\n  <span class=\"iconify text-primary i--circle-arrow mr-4 mt-1 shrink-0\"><\/span>\n  \n<div class=\"flex-1 *:my-0\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nFailure to obey traffic sign: <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text-calculation\">6%<\/span> <\/p>\n<\/div>\n<\/li>\n\n\n<li class=\"flex flex-row wp-block-jerry-custom-bullet-list-item\">\n  <span class=\"iconify text-primary i--circle-arrow mr-4 mt-1 shrink-0\"><\/span>\n  \n<div class=\"flex-1 *:my-0\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nReckless driving: <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text-calculation\">60%<\/span> <\/p>\n<\/div>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"has-small-font-size\"><em>Based on Jerry customers with clean driving records and Jerry customers with one or more tickets who found savings in the past 18 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">If you\u2019ve had an accident<\/h3>\n\n\n\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nNorth Carolina is an at-fault state. An <a href=\"\/car-insurance\/at-fault-accident\/\">at-fault crash<\/a> typically <strong>raises premiums by<\/strong> <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text-calculation\">23%<\/span>, and those higher rates can stick around for three to five years.\n<\/p>\n\n\n\n<p>Jerry finds your <strong>best available rate now<\/strong> and revisits your policy once the accident drops off.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\">Rates after an accident, full coverage<\/h5>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;accidentType&quot;:&quot;Not At Fault&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$392&quot;},{&quot;accidentType&quot;:&quot;At Fault With Injury&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$398&quot;},{&quot;accidentType&quot;:&quot;At Fault With No Injury&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$437&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Accident record  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Average monthly quote  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Accident record  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Average monthly quote  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\">Not At Fault<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$392<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\">At Fault With Injury<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$398<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\">At Fault With No Injury<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$437<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated Dec. 9, 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<p class=\"has-small-font-size\"><em>Based on Jerry customers with clean records and those with one or more accidents<strong> <\/strong>who found savings in the past 18 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">If you\u2019ve been convicted of a DUI<\/h3>\n\n\n\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nA <a href=\"\/car-insurance\/what-is-a-dui\/\">DUI<\/a> in North Carolina carries severe financial and legal consequences. Insurance rates often climb by <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text-calculation\">24%<\/span>, and you\u2019ll usually face additional license and reinstatement requirements.\n<\/p>\n\n\n\n<p>Some insurers still offer more reasonable high-risk pricing. Jerry identifies those carriers and helps re-shop your policy as your record improves.<\/p>\n\n\n\n<p>Here are the<strong> cheapest insurers for North Carolina drivers with a DUI<\/strong>:<\/p>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/safeco\\\/\\&quot; title=\\&quot;Safeco\\&quot;&gt;Safeco&lt;\\\/a&gt;&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$126&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/national-general\\\/\\&quot; title=\\&quot;National General\\&quot;&gt;National General&lt;\\\/a&gt;&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$269&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/progressive\\\/\\&quot; title=\\&quot;Progressive\\&quot;&gt;Progressive&lt;\\\/a&gt;&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$329&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/dairyland\\\/\\&quot; title=\\&quot;Dairyland\\&quot;&gt;Dairyland&lt;\\\/a&gt;&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$427&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Avg monthly rate after DUI  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Offers coverage after DUI  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Avg monthly rate after DUI  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Offers coverage after DUI  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$126<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$269<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$329<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$427<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\"><\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated Dec. 10, 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<p class=\"has-small-font-size\"><em>Based on Jerry customers with clean driving records and Jerry customers with one or more DUI convictions who found savings in the past 18 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-primary\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes with Jerry<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">If you need an SR-22 in North Carolina<\/h3>\n\n\n\n<p>North Carolina may require an SR-22 after serious violations, uninsured crashes or suspensions. <strong>Select the <\/strong><a href=\"\/car-insurance\/sr-22-insurance\/\"><strong>SR-22<\/strong><\/a><strong> option in the Jerry app <\/strong>and we\u2019ll show you only insurers that handle the filing. Many charge around <strong>$25 per year<\/strong> for the paperwork, though the violation itself usually drives the bigger rate increase.<\/p>\n\n\n\n<p>Once your SR-22 requirement ends, Jerry helps you transition back to a cheaper policy.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Car Insurance with Bad Credit<\/h3>\n\n\n\n<p>North Carolina allows insurers to use credit-based insurance scores when determining premiums, which means <strong>a lower score can raise your rate<\/strong>. Even so, your driving record, insurance history and coverage choices still play major roles in your final price.<\/p>\n\n\n\n<p>Jerry compares prices instantly so you can find the insurer that treats your credit profile most favorably.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Average rates in North Carolina by credit score<\/h4>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;creditBracket&quot;:&quot;550-659&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$230&quot;},{&quot;creditBracket&quot;:&quot;660-750&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$224&quot;},{&quot;creditBracket&quot;:&quot;&lt;550&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$228&quot;},{&quot;creditBracket&quot;:&quot;750+&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$187&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed hidden md:block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Credit score  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Average monthly quote  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Credit score  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Average monthly quote  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.creditBracket\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.creditBracket\">550-659<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$230<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.creditBracket\">660-750<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$224<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.creditBracket\">&lt;550<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$228<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.creditBracket\">750+<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$187<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.creditBracket\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n      <div\n      class=\"block md:hidden\"\n      data-wp-init=\"callbacks.onCardCarouselInit\"\n    >\n      <div class=\"live-table-card-carousel scrollbar-width-none mx-full-bleed flex snap-x snap-mandatory scroll-pl-6 overflow-x-scroll scroll-smooth px-6\">\n        <div class=\"mx-auto flex gap-3\">\n          <template data-wp-each=\"state.displayData\">\n            <div class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.creditBracket\"><\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Average monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              <\/template>\n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.creditBracket\">550-659<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Average monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.averagePremiumAfterJerry\">$230<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.creditBracket\">660-750<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Average monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.averagePremiumAfterJerry\">$224<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.creditBracket\">&lt;550<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Average monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.averagePremiumAfterJerry\">$228<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.creditBracket\">750+<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Average monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.averagePremiumAfterJerry\">$187<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.creditBracket\"><\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Average monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n        <\/div>\n      <\/div>\n\n      <div class=\"live-table-card-carousel-indicator mt-3.5 flex flex-row items-center justify-center gap-1\">\n        <template data-wp-each=\"state.displayData\">\n          <span class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        <\/template>\n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n      <\/div>\n    <\/div>\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated Dec. 10, 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<p class=\"has-small-font-size\"><em><em><em>Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/em><\/em><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Drive with confidence<\/h2>\n\n\n\n<p>North Carolina\u2019s mix of coastal weather, mountain roads, rapid population growth and a strict point system means no single policy fits everyone. The right coverage is the one <strong>built for how and where you actually drive<\/strong>.<\/p>\n\n\n\n<p>Jerry helps you find <strong>strong, affordable protection<\/strong> today, and also guides you through re-shopping your policy whenever your price can improve.<\/p>\n\n\n<div class=\"max-md:mx-full-bleed is-style-mobile-only wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-cover is-style-md-rounded-3xl has-aspect-ratio\" style=\"padding-right:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40);min-height:160px;aspect-ratio:5\/2;min-height:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"620\" height=\"414\" class=\"wp-block-cover__image-background wp-image-67864 size-full\" alt=\"\" src=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3.png\" style=\"object-position:54% 67%\" data-object-fit=\"cover\" data-object-position=\"54% 67%\" srcset=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3.png 620w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3-300x200.png 300w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3-400x267.png 400w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3-84x56.png 84w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3-374x250.png 374w\" sizes=\"auto, (max-width: 620px) 100vw, 620px\" fetchpriority=\"low\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-40 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-white-color has-text-color has-link-color wp-elements-2d25bdf231712b8a92872c6c633a6420\" style=\"font-size:clamp(17.371px, 1.086rem + ((1vw - 3.2px) * 0.752), 27px);\"><strong>Get North Carolina quotes in as little as 2 minutes<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers \u2014 not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.<\/p>\n\n\n\n<p>At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.<\/p>\n\n\n\n<p>Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.<\/p>\n\n\n\n<p>Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.<\/p>\n\n\n\n<p><a href=\"\/car-insurance-data-methodology\/\">Read more about Jerry\u2019s data gathering and verification processes<\/a><\/p>\n\n\n\n<div class=\"wp-block-jerry-meet-experts\" data-wp-interactive=\"jerry\/meet-experts\" data-wp-context=\"{&quot;modalVisible&quot;:false}\">\n  <div class=\"font-circular text-2xl font-extrabold text-slate-900\">Expert-driven. Built for you.<\/div>\n\n  <div class=\"my-3\">\n    <div class=\"flex justify-between items-center py-3 border-b border-neutral-200 cursor-pointer font-semibold text-gray-900\" data-wp-on-async--click=\"actions.toggleModal\">\n  <button class=\"text-left text-base\" type=\"button\">\n    Why you can count on Jerry&#8217;s articles  <\/button>\n\n  <div class=\"transition data-[visible=true]:md:rotate-180 text-xs iconify i--chevron-down text-gray-500\" data-wp-bind--data-visible=\"context.modalVisible\"><\/div>\n<\/div>\n<div class=\"modal-backdrop fixed bottom-0 left-0 right-0 top-0 z-50 overflow-hidden overscroll-contain bg-black\/70 font-body transition-transform delay-100 duration-0 md:relative md:z-auto [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:bg-black\/0 [&amp;:not([data-visible=true])]:md:hidden\" data-wp-init=\"callbacks.onModalInit\" data-wp-on-async--click=\"actions.hideModal\" data-wp-bind--data-visible=\"context.modalVisible\">\n  <div class=\"modal-view fixed bottom-0 left-0 right-0 flex max-h-[75%] w-full flex-col rounded-t-3xl bg-white pb-7 pl-7 pt-3.5 transition md:relative md:rounded-none md:pl-0 md:transition-none [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:md:hidden\" data-wp-bind--data-visible=\"context.modalVisible\">\n    <div class=\"modal-header md:hidden flex justify-between items-center pb-1 mb-1 border-b border-zinc-200\">\n      <div class=\"modal-title text-base font-semibold\">Summary<\/div>\n\n      <div\n        class=\"modal-close-btn wp-block-group w-11 h-11 mr-2.5 content-center text-center\"\n        data-wp-on-async--click=\"actions.hideModal\"\n      >\n        <div class=\"iconify i--close text-gray-500 cursor-pointer\"><\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"modal-body pr-7 overflow-y-auto\"><div class=\"wp-block-template-part\"><div class=\"flex flex-row items-center gap-2.5 rounded-lg bg-gray-pink px-4 py-5\">\n  <span class=\"iconify mt-0.5 shrink-0 self-start text-xs text-primary i--shield-check\"><\/span>\n\n  <div>\n    <div class=\"font-body text-xs font-bold text-primary\">Our goal is clear, trustworthy information.<\/div>\n    <div class=\"mt-1 font-body text-xs text-gray-600\">\n      Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and\n      experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept\n      current, and our editorial team is separate from our business partners, so our opinions &#038; tips are unbiased. All\n      insights drawn from Jerry\u2019s proprietary, aggregated customer auto insurance quotes data provide unique, real-world\n      guidance.\n    <\/div>\n  <\/div>\n<\/div>\n<\/div><\/div>\n  <\/div>\n<\/div>\n  <\/div>\n\n  <div class=\"text-base font-semibold text-gray-900\">Our experts<\/div>\n\n  <div class=\"my-8 flex flex-col gap-8 items-center justify-center\">\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2025\/01\/Stephanie-Colestock.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2025\/01\/Stephanie-Colestock.png 250w, \/wp-content\/uploads\/2025\/01\/Stephanie-Colestock-150x150.png 150w, \/wp-content\/uploads\/2025\/01\/Stephanie-Colestock-56x56.png 56w, \/wp-content\/uploads\/2025\/01\/Stephanie-Colestock-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Stephanie Colestock            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Stephanie Colestock is a professional writer, CFEI&reg;, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit\/debt, investing, retirement planning, and banking.<\/p>\n<p>Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie&#8217;s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.<\/p>\n<p>When she&rsquo;s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2025\/02\/Ben-Moore.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2025\/02\/Ben-Moore.png 250w, \/wp-content\/uploads\/2025\/02\/Ben-Moore-150x150.png 150w, \/wp-content\/uploads\/2025\/02\/Ben-Moore-56x56.png 56w, \/wp-content\/uploads\/2025\/02\/Ben-Moore-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Ben Moore            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Ben Moore is a writer and editor at Jerry and an auto insurance expert. He previously worked as a writer, editor and content strategist on NerdWallet&rsquo;s auto insurance team for five years. His work has been published in The Associated Press, Washington Post, Chicago Sun-Times, MarketWatch, Nasdaq and Yahoo News. He also served as a NerdWallet spokesperson, with appearances on local broadcast television and quotes in Martha Stewart and Real Simple magazine.<\/p>\n<p>Ben has an extensive background in digital marketing, working on affiliate and programmatic advertising campaigns for brands like Cabela&rsquo;s, H&amp;R Block and Sears. He holds a bachelors degree in marketing from Olivet Nazarene University.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n      <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Compare quotes from 50+ insurers to find the cheapest car insurance in North Carolina.<\/p>\n","protected":false},"author":19,"featured_media":71044,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"wp-custom-template-single-car-insurance-beta","meta":{"jerry_authors":"[{\"id\":\"372\",\"type\":\"main-author\"},{\"id\":\"375\",\"type\":\"editor\"}]","jerry_author_ids":[372],"jerry_idx_page_label":"North Carolina (Cheapest)","jerry_meta_desc":"Compare quotes from 50+ insurers to find the cheapest car insurance in North Carolina.","jerry_related_posts":"[20817,2094,30660,5990,25949]","jerry_summary":"","inline_featured_image":false,"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":"[]"},"categories":[441],"tags":[31,618,291],"class_list":["post-29908","car-insurance","type-car-insurance","status-publish","has-post-thumbnail","hentry","category-north-carolina","tag-car-insurance","tag-car-insurance-location","tag-north-carolina"],"_links":{"self":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/29908","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance"}],"about":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/types\/car-insurance"}],"author":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/comments?post=29908"}],"version-history":[{"count":31,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/29908\/revisions"}],"predecessor-version":[{"id":72560,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/29908\/revisions\/72560"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media\/71044"}],"wp:attachment":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media?parent=29908"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/categories?post=29908"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/tags?post=29908"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}