{"id":29869,"date":"2024-11-14T12:58:15","date_gmt":"2024-11-14T20:58:15","guid":{"rendered":"https:\/\/getjerry.com\/wp-site\/?post_type=car-insurance&#038;p=29869"},"modified":"2024-11-15T09:17:00","modified_gmt":"2024-11-15T17:17:00","slug":"ram-model","status":"publish","type":"car-insurance","link":"https:\/\/jerry.ai\/car-insurance\/dodge\/ram-model\/","title":{"rendered":"Cheapest Dodge Ram Car Insurance (2025)"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"Dodge-Ram-insurance-cost\">How much does Dodge Ram car insurance cost?<\/h2>\n\n\n\n<p>The average <a href=\"\/car-insurance\/dodge\/\">Dodge<\/a> Ram driver will spend $89 per month on state minimum car insurance and $145 per month on full coverage. That makes the Dodge Ram about 6% more expensive to insure compared to other popular vehicles like the <a href=\"\/car-insurance\/hyundai\/elantra\/?model=elantra\">Hyundai Elantra<\/a>, <a href=\"\/car-insurance\/acura\/\">Acura<\/a> RSX, and <a href=\"\/car-insurance\/jeep\/\">Jeep<\/a> Gladiator.<\/p>\n\n\n\n<p>However, it\u2019s important to note that your Dodge Ram insurance costs may not be the same as the average. That\u2019s because your <a href=\"\/car-insurance\/car-insurance-quotes\/\" data-type=\"link\" data-id=\"https:\/\/getjerry.com\/car-insurance\/car-insurance-quotes\">auto insurance rates<\/a> depend on your driver profile. Things like your vehicle\u2019s trim level to its model year can have a big impact on your premium.<\/p>\n\n\n\n<p>The only way to find out the real price of your car insurance is to compare auto insurance quotes from various car insurance companies.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Ram-insurance-quotes\">Compare the cheapest Dodge Ram car insurance quotes<\/h2>\n\n\n\n<p>Luckily, this process is pretty easy when you have the right tools\u2014like the Jerry app. Jerry is a car insurance price comparison tool with the ability to gather personalized quotes from over 55 top insurance companies in a matter of minutes.<\/p>\n\n\n\n<p>In the table below, you\u2019ll find real, free quotes that Jerry has gathered for Dodge Ram drivers like you.<\/p>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;quotingAt&quot;:&quot;12\\\/04\\\/25&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Dodge Ram 1500 Pickup&quot;,&quot;carrier&quot;:&quot;Gainsco&quot;,&quot;premiumAfterJerry&quot;:&quot;$161&quot;,&quot;customer&quot;:&quot;Ernest, 28, Weatherford, TX&quot;,&quot;biLimit&quot;:&quot;30\\\/60&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;quotingAt&quot;:&quot;12\\\/04\\\/25&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Dodge Ram 1500 Slt Pickup&quot;,&quot;carrier&quot;:&quot;Clearcover&quot;,&quot;premiumAfterJerry&quot;:&quot;$518&quot;,&quot;customer&quot;:&quot;Lina, 51, Hampton, GA&quot;,&quot;biLimit&quot;:&quot;100\\\/300&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;quotingAt&quot;:&quot;12\\\/03\\\/25&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Dodge Ram 1500 Pickup&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/assurance-america\\\/\\&quot; title=\\&quot;Assurance America\\&quot;&gt;Assurance America&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$110&quot;,&quot;customer&quot;:&quot;Logan, 52, Shepherd, TX&quot;,&quot;biLimit&quot;:&quot;30\\\/60&quot;,&quot;fullCoverage&quot;:&quot;No&quot;},{&quot;quotingAt&quot;:&quot;12\\\/01\\\/25&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Dodge Ram 2500 St &quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/progressive\\\/\\&quot; title=\\&quot;Progressive\\&quot;&gt;Progressive&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$165&quot;,&quot;customer&quot;:&quot;Don, 62, Trenton, NJ&quot;,&quot;biLimit&quot;:&quot;50\\\/100&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;quotingAt&quot;:&quot;11\\\/30\\\/25&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Dodge Ram 1500 Crew Pickup 4WD&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/national-general\\\/\\&quot; title=\\&quot;National General\\&quot;&gt;National General&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$1,055&quot;,&quot;customer&quot;:&quot;Ophelia, 18, Baytown, TX&quot;,&quot;biLimit&quot;:&quot;30\\\/60&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Date of Quote  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Car  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Premium (monthly)\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Customer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance coverage  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Has Full Coverage  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Date of Quote  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Car  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Premium (monthly)\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Customer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance coverage  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Has Full Coverage  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">12\/04\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Dodge Ram 1500 Pickup<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$161<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Ernest, 28, Weatherford, TX<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">30\/60<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">12\/04\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Dodge Ram 1500 Slt Pickup<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$518<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Lina, 51, Hampton, GA<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">100\/300<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">12\/03\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Dodge Ram 1500 Pickup<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$110<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Logan, 52, Shepherd, TX<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">30\/60<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">12\/01\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Dodge Ram 2500 St <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$165<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Don, 62, Trenton, NJ<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">50\/100<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">11\/30\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Dodge Ram 1500 Crew Pickup 4WD<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$1,055<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Ophelia, 18, Baytown, TX<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">30\/60<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated Dec. 5, 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/signup\/servicesplit\">Compare car insurance quotes now<\/a><\/div>\n<\/div>\n\n\n\n<p>Keep in mind that your vehicle model isn\u2019t the only thing that will impact your car insurance; factors like your driving record, zip code, and insurance history will change your quote, as will your vehicle\u2019s model year, trim level, and safety features.<\/p>\n\n\n\n<p>Curious about quotes for your Dodge Ram? If so, it\u2019s a good idea to start by <a href=\"\/car-insurance\/car-insurance-quotes\/\">getting car insurance quotes<\/a> from at least three insurance companies to compare.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"best-car-insurance-company\">The best car insurance companies for Dodge Ram owners<\/h2>\n\n\n\n<p>While it would be easier if there was one insurance company with the best rates for all Dodge Ram owners, the truth is your quote will vary from provider to provider. Every insurance provider uses a slightly different algorithm to calculate your premiums, and you might see a lot of variation in rates.<\/p>\n\n\n\n<p>To help drivers get started, Jerry conducted the largest survey in the nation, asking 15,000 real policyholders about their experience with their current provider. Here are the results:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Insurance Company<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Overall Rating<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Price<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Claims Experience<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Customer Service<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/safeco\/\">Safeco<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">4.6<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.4<\/td><td class=\"has-text-align-left\" data-align=\"left\">4<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.5<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/travelers\/\">Travelers<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">4.5<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.2<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.4<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.5<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/progressive\/\">Progressive<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">4.3<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.9<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.9<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.3<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/aaa\/\">AAA<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">4.2<\/td><td class=\"has-text-align-left\" data-align=\"left\">4<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.8<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.4<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/allstate\/\">Allstate<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">4.2<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.6<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.8<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.2<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">USAA<\/td><td class=\"has-text-align-left\" data-align=\"left\">4<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.5<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.5<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.2<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">State Farm<\/td><td class=\"has-text-align-left\" data-align=\"left\">4<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.4<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.8<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.2<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/farmers\/\">Farmers<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">4<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.4<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.1<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.9<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/geico\/\">Geico<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">3.9<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.3<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.9<\/td><td class=\"has-text-align-left\" data-align=\"left\">4<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Liberty Mutual<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.7<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.2<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.5<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.7<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-check text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p class=\"has-medium-font-size\">How we gathered this data<\/p>\n\n\n\n<p>Jerry conducted one of the largest car insurance surveys in the U.S., gathering insights from 45,000 policyholders across all 50 states over 24 months. These policyholders, insured by 87 different companies, shared their experiences to help us assess satisfaction in key areas: policy cost, customer service, buying and renewal processes, and claims handling. All scores reflect feedback from real customers.<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">How much car insurance do you need for a Dodge Ram?<\/h3>\n\n\n\n<p>State minimum coverage costs about $89 per month for the average Dodge Ram driver, while full coverage is closer to $145. However, your personalized quotes might look a lot different depending on factors like model year, trim level, driving history, and your desired coverage levels.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Car<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Average Full Coverage Insurance Cost<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Average State Minimum Insurance Cost<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">Dodge Ram<\/td><td class=\"has-text-align-left\" data-align=\"left\">$145<\/td><td class=\"has-text-align-left\" data-align=\"left\">$89<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"\/car-insurance\/is-car-insurance-required\/\">Minimum coverage insurance<\/a><\/strong>: This type of coverage is required in most states. Its limits and coverage requirements vary depending where you live, but will always include <a href=\"\/car-insurance\/bodily-injury-liability\/\">bodily injury <\/a>and <a href=\"\/car-insurance\/property-damage-liability\/\">property damage liability insurance<\/a>.<\/li>\n\n\n\n<li><strong><a href=\"\/car-insurance\/full-coverage-car-insurance\/\">Full coverage insurance<\/a><\/strong>: Includes liability insurance, plus add-on coverages, such as comprehensive and <a href=\"\/car-insurance\/collision-insurance\/\">collision coverage<\/a>. This type of insurance provides more protection for your vehicle in both collision and non-collision related events, such as vandalism, theft, and severe weather.<\/li>\n<\/ul>\n\n\n\n<p>These averages are a great starting point as you begin searching for the right insurance policy for you. <a href=\"\/car-insurance\/shopping-for-auto-insurance\/\">The best way to shop for insurance<\/a>, however, is by getting personalized quotes. That\u2019s why Jerry is designed to help you find multiple quotes from top insurance providers in a matter of minutes.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/signup\/servicesplit\">Compare car insurance quotes now<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Why are some trims more expensive to insure than others?<\/h3>\n\n\n\n<p>Vehicles with premium trim levels are typically more expensive to insure due to higher repair and replacement costs. The Dodge Ram 1500, for example, will be less expensive to insure than the Dodge Ram 1500 Laramie as a result of their trim levels.<\/p>\n\n\n\n<p>Check out the following table for more data on the average cost of auto insurance for the Dodge Ram at various trim levels.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Car<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Monthly minimum coverage cost<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Monthly full coverage cost<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">Ram Dodge 1500<\/td><td class=\"has-text-align-left\" data-align=\"left\">$90<\/td><td class=\"has-text-align-left\" data-align=\"left\">$137<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Ram Dodge RAM 1500 Laramie<\/td><td class=\"has-text-align-left\" data-align=\"left\">$109<\/td><td class=\"has-text-align-left\" data-align=\"left\">$137<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Ram Dodge 1500 SLT<\/td><td class=\"has-text-align-left\" data-align=\"left\">$79<\/td><td class=\"has-text-align-left\" data-align=\"left\">$163<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Ram Dodge RAM 1500 Sport<\/td><td class=\"has-text-align-left\" data-align=\"left\">$71<\/td><td class=\"has-text-align-left\" data-align=\"left\">$155<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Ram Dodge 1500 ST<\/td><td class=\"has-text-align-left\" data-align=\"left\">$90<\/td><td class=\"has-text-align-left\" data-align=\"left\">$145<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Ram Dodge 2500<\/td><td class=\"has-text-align-left\" data-align=\"left\">$91<\/td><td class=\"has-text-align-left\" data-align=\"left\">$151<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Ram Dodge 2500 ST<\/td><td class=\"has-text-align-left\" data-align=\"left\">$87<\/td><td class=\"has-text-align-left\" data-align=\"left\">$146<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Ram Dodge RAM 3500<\/td><td class=\"has-text-align-left\" data-align=\"left\">$101<\/td><td class=\"has-text-align-left\" data-align=\"left\">$199<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Ram Dodge RAM 3500 Longhorn<\/td><td class=\"has-text-align-left\" data-align=\"left\">$104<\/td><td class=\"has-text-align-left\" data-align=\"left\">$279<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"rams-expensive-to-insure\">Are Dodge Rams expensive to insure?<\/h2>\n\n\n\n<p>Dodge Ram owners pay an average of $89 per month for state minimum coverage, and $145 per month for full coverage. That makes the Dodge Ram about 6% more expensive to insure than other models from a similar price range. For a more detailed comparison, see some of the average rates for a Dodge Ram and other models in the table below.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\"><strong>Car<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Monthly minimum coverage cost<\/strong><\/th><th class=\"has-text-align-left\" data-align=\"left\"><strong>Monthly full coverage cost<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">Dodge Ram<\/td><td class=\"has-text-align-left\" data-align=\"left\">$89<\/td><td class=\"has-text-align-left\" data-align=\"left\">$145<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Acura CL<\/td><td class=\"has-text-align-left\" data-align=\"left\">$94<\/td><td class=\"has-text-align-left\" data-align=\"left\">$158<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">GMC Denali<\/td><td class=\"has-text-align-left\" data-align=\"left\">$100<\/td><td class=\"has-text-align-left\" data-align=\"left\">$182<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Ram 1500<\/td><td class=\"has-text-align-left\" data-align=\"left\">$98<\/td><td class=\"has-text-align-left\" data-align=\"left\">$187<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Volvo S40<\/td><td class=\"has-text-align-left\" data-align=\"left\">$106<\/td><td class=\"has-text-align-left\" data-align=\"left\">$176<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>So, what makes these other vehicles more or less expensive to insure? Insurance companies take a lot of things into consideration when determining your auto insurance rates, including your vehicle\u2019s MSRP, trim level, model year, and average cost of repairs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What other factors affect Dodge Ram insurance rates?<\/h3>\n\n\n\n<p>There are a lot of things that can impact your <a href=\"\/car-insurance\/average-car-insurance\/\">car insurance rate<\/a>, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The type of vehicle you drive:<\/strong> Collision and comprehensive coverage are both more expensive for luxury, high-performance, and sports vehicles.<\/li>\n\n\n\n<li><strong>Your age:<\/strong> Drivers under 25 and drivers over 75 will often see higher insurance rates due to increased risk levels.<\/li>\n\n\n\n<li><strong>Your driving record and claims history:<\/strong> Drivers with a lot of accidents or tickets on their record will typically face higher insurance rates.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Dodge Ram insurance cost for young drivers<\/h3>\n\n\n\n<p>Drivers between the ages of 16 and 19 will pay the highest insurance rates of any age group. That\u2019s because teen drivers pose a higher risk to auto insurance companies. That said, it\u2019s best to get the financial security that comes with full coverage insurance if you have a teenager with a newer vehicle, as the likelihood of getting into an accident is higher.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Dodge Ram insurance cost for senior drivers<\/h3>\n\n\n\n<p>Insurance rates start to rise again later in life, after drivers turn 65. Older adults are more likely to get into accidents and more likely to suffer severe injuries as a result, meaning car insurance rates for seniors are typically higher.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Dodge Ram insurance cost for drivers with driving violations<\/h3>\n\n\n\n<p>If you\u2019ve recently been charged with a driving violation, your car insurance rates may have gone up. Insurance companies view drivers with a spotty record as higher risk and therefore charge a higher rate.<\/p>\n\n\n\n<p>Some violations that could increase your insurance rate include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Speeding<\/li>\n\n\n\n<li><a href=\"\/car-insurance\/what-is-a-dui\/\">DUIs<\/a><\/li>\n\n\n\n<li>Being at fault in an accident<\/li>\n\n\n\n<li>Reckless driving<\/li>\n\n\n\n<li>Driving on a suspended license<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Cheapest car insurance for Dodge Ram drivers with speeding ticket<\/h3>\n\n\n\n<p>If you\u2019re worried that your speeding ticket(s) might be increasing your car insurance rates, try not to panic. There are varying degrees of speeding, and lower degrees have a much smaller impact on your car insurance rates. Speeding 1-5 MPH over the limit, for example, won\u2019t usually raise your rates as much as speeding 21+ MPH over the limit.<\/p>\n\n\n\n<p>If you\u2019ve got some tickets on your record, Jerry is here. We\u2019re proud to help Dodge Ram drivers save on car insurance after receiving a speeding ticket.<\/p>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;violationType&quot;:&quot;Speeding Violation-Major&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Dodge Ram 1500 St Pickup&quot;,&quot;carrier&quot;:&quot;Mendota&quot;,&quot;premiumAfterJerry&quot;:&quot;$523&quot;,&quot;customer&quot;:&quot;Lawrence, 19, Phoenix, AZ&quot;,&quot;biLimit&quot;:&quot;25\\\/50&quot;,&quot;fullCoverage&quot;:&quot;No&quot;},{&quot;violationType&quot;:&quot;Speeding Violation-Minor&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Dodge Ram 1500 4DR Extended Cab &amp; Chassis 4WD&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/national-general\\\/\\&quot; title=\\&quot;National General\\&quot;&gt;National General&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$242&quot;,&quot;customer&quot;:&quot;Fanny, 25, Adelanto, CA&quot;,&quot;biLimit&quot;:&quot;30\\\/60&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;violationType&quot;:&quot;Speeding Violation-Major&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Dodge Ram 1500 St Pickup&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/progressive\\\/\\&quot; title=\\&quot;Progressive\\&quot;&gt;Progressive&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$70&quot;,&quot;customer&quot;:&quot;Jennie, 45, Clarksville, TN&quot;,&quot;biLimit&quot;:&quot;25\\\/50&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;violationType&quot;:&quot;Speeding Violation-Major&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Dodge Ram 1500 Crew Pickup 4WD&quot;,&quot;carrier&quot;:&quot;Electric&quot;,&quot;premiumAfterJerry&quot;:&quot;$164&quot;,&quot;customer&quot;:&quot;Olive, 50, Gary, IN&quot;,&quot;biLimit&quot;:&quot;50\\\/100&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;violationType&quot;:&quot;Speeding 11-15&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Dodge Ram 1500 Slt &quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/bristol-west\\\/\\&quot; title=\\&quot;Bristol West\\&quot;&gt;Bristol West&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$275&quot;,&quot;customer&quot;:&quot;Bertie, 50, Los Angeles, CA&quot;,&quot;biLimit&quot;:&quot;50\\\/100&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 140px\">\n    Speeding Type\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Car\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 126px\">\n    Premium (monthly)\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 140px\">\n    Customer\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance coverage  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Has Full Coverage  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 140px\">\n    Speeding Type\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Car\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 126px\">\n    Premium (monthly)\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 140px\">\n    Customer\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance coverage  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Has Full Coverage  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\">Speeding Violation-Major<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Dodge Ram 1500 St Pickup<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$523<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Lawrence, 19, Phoenix, AZ<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\">Speeding Violation-Minor<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Dodge Ram 1500 4DR Extended Cab &amp; Chassis 4WD<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$242<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Fanny, 25, Adelanto, CA<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">30\/60<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\">Speeding Violation-Major<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Dodge Ram 1500 St Pickup<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$70<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Jennie, 45, Clarksville, TN<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\">Speeding Violation-Major<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Dodge Ram 1500 Crew Pickup 4WD<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$164<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Olive, 50, Gary, IN<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">50\/100<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\">Speeding 11-15<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Dodge Ram 1500 Slt <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$275<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Bertie, 50, Los Angeles, CA<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">50\/100<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated Dec. 8, 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Cheapest car insurance for Dodge Ram drivers with a DUI record<\/h3>\n\n\n\n<p>DUI offenses on your record can cause a lot of variation in insurance rates from one provider to another. In cases like this, it\u2019s often advisable to compare rates from several insurance companies to find affordable insurance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Cheapest car insurance for Dodge Ram drivers after an accident<\/h3>\n\n\n\n<p>One of the most crucial factors in determining your auto insurance rates is your accident or claim history.<\/p>\n\n\n\n<p>Your insurer will usually charge a significantly higher rate if you were recently declared at fault in an accident. That\u2019s why, after a crash, many people choose to search for a new provider. Jerry has helped several Dodge Ram drivers save on their insurance premiums post-accident.<\/p>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;accidentType&quot;:&quot;Not At Fault&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Dodge Ram 1500 Crew Pickup&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/national-general\\\/\\&quot; title=\\&quot;National General\\&quot;&gt;National General&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$517&quot;,&quot;customer&quot;:&quot;Dylan, 45, Atlanta, GA&quot;,&quot;biLimit&quot;:&quot;25\\\/50&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;accidentType&quot;:&quot;Not At Fault&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Dodge Ram 1500 Slt Crew Pickup Gas 8-Cylinder&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/dairyland\\\/\\&quot; title=\\&quot;Dairyland\\&quot;&gt;Dairyland&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$101&quot;,&quot;customer&quot;:&quot;Nora, 58, Fresno, CA&quot;,&quot;biLimit&quot;:&quot;30\\\/60&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;accidentType&quot;:&quot;At Fault With No Injury&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Dodge Ram 1500 St PICKUP 2 4x4 Gas Automatic&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/assurance-america\\\/\\&quot; title=\\&quot;Assurance America\\&quot;&gt;Assurance America&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$153&quot;,&quot;customer&quot;:&quot;Rose, 40, Birmingham, AL&quot;,&quot;biLimit&quot;:&quot;25\\\/50&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;accidentType&quot;:&quot;At Fault With Injury&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Dodge Ram 1500 Pickup&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/dairyland\\\/\\&quot; title=\\&quot;Dairyland\\&quot;&gt;Dairyland&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$112&quot;,&quot;customer&quot;:&quot;Elsie, 18, Reidsville, NC&quot;,&quot;biLimit&quot;:&quot;50\\\/100&quot;,&quot;fullCoverage&quot;:&quot;No&quot;},{&quot;accidentType&quot;:&quot;At Fault With No Injury&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Dodge Ram 3500 Crew Chassis&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/dairyland\\\/\\&quot; title=\\&quot;Dairyland\\&quot;&gt;Dairyland&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$167&quot;,&quot;customer&quot;:&quot;Bess, 69, Roseburg, OR&quot;,&quot;biLimit&quot;:&quot;25\\\/50&quot;,&quot;fullCoverage&quot;:&quot;No&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Accident type\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Car\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 126px\">\n    Premium (monthly)\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 140px\">\n    Customer\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance coverage  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Has Full Coverage  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Accident type\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Car\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 126px\">\n    Premium (monthly)\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 140px\">\n    Customer\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance coverage  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Has Full Coverage  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\">Not At Fault<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Dodge Ram 1500 Crew Pickup<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$517<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Dylan, 45, Atlanta, GA<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\">Not At Fault<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Dodge Ram 1500 Slt Crew Pickup Gas 8-Cylinder<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$101<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Nora, 58, Fresno, CA<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">30\/60<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\">At Fault With No Injury<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Dodge Ram 1500 St PICKUP 2 4&#215;4 Gas Automatic<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$153<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Rose, 40, Birmingham, AL<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\">At Fault With Injury<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Dodge Ram 1500 Pickup<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$112<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Elsie, 18, Reidsville, NC<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">50\/100<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\">At Fault With No Injury<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Dodge Ram 3500 Crew Chassis<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$167<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Bess, 69, Roseburg, OR<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated Dec. 12, 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Cheapest car insurance for Dodge Ram drivers with other driving violations on their record<\/h3>\n\n\n\n<p>DUIs, car accidents, and speeding tickets aren\u2019t the only traffic violations that can raise your rates. Charges like reckless driving or making an illegal turn can also change the cost of car insurance beyond the national average.<\/p>\n\n\n\n<p>Below, you\u2019ll see examples of how Jerry helped other Dodge Ram drivers save on their insurance, even with these violations on their record.<\/p>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;violationType&quot;:&quot;DUI&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Dodge Ram 1500 4DR Extended Cab &amp; Chassis&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/progressive\\\/\\&quot; title=\\&quot;Progressive\\&quot;&gt;Progressive&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$275&quot;,&quot;customer&quot;:&quot;Juan, 47, Denmark, SC&quot;,&quot;biLimit&quot;:&quot;50\\\/100&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;violationType&quot;:&quot;Other Minor&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Dodge Ram 1500 Crew Pickup&quot;,&quot;carrier&quot;:&quot;Electric&quot;,&quot;premiumAfterJerry&quot;:&quot;$142&quot;,&quot;customer&quot;:&quot;Frederick, 42, Savannah, GA&quot;,&quot;biLimit&quot;:&quot;25\\\/50&quot;,&quot;fullCoverage&quot;:&quot;No&quot;},{&quot;violationType&quot;:&quot;Other Minor&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Dodge Ram 2500 4DR Extended Cab &amp; Chassis 4WD&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/assurance-america\\\/\\&quot; title=\\&quot;Assurance America\\&quot;&gt;Assurance America&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$107&quot;,&quot;customer&quot;:&quot;Dollie, 26, Deltona, FL&quot;,&quot;biLimit&quot;:&quot;No Coverage&quot;,&quot;fullCoverage&quot;:&quot;No&quot;},{&quot;violationType&quot;:&quot;DUI&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Dodge Ram 1500 Slt Crew Pickup&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/dairyland\\\/\\&quot; title=\\&quot;Dairyland\\&quot;&gt;Dairyland&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$308&quot;,&quot;customer&quot;:&quot;Frank, 55, Inglewood, CA&quot;,&quot;biLimit&quot;:&quot;50\\\/100&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;violationType&quot;:&quot;Other Minor&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Dodge Ram 1500 Club Cab Pickup&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/root\\\/\\&quot; title=\\&quot;ROOT\\&quot;&gt;ROOT&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$202&quot;,&quot;customer&quot;:&quot;Jessie, 27, Eunice, LA&quot;,&quot;biLimit&quot;:&quot;100\\\/300&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Violation  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Car\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 126px\">\n    Premium (monthly)\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 140px\">\n    Customer\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance coverage  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Has Full Coverage  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Violation  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Car\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 126px\">\n    Premium (monthly)\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 140px\">\n    Customer\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance coverage  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Has Full Coverage  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\">DUI<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Dodge Ram 1500 4DR Extended Cab &amp; Chassis<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$275<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Juan, 47, Denmark, SC<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">50\/100<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\">Other Minor<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Dodge Ram 1500 Crew Pickup<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$142<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Frederick, 42, Savannah, GA<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\">Other Minor<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Dodge Ram 2500 4DR Extended Cab &amp; Chassis 4WD<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$107<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Dollie, 26, Deltona, FL<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">No Coverage<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\">DUI<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Dodge Ram 1500 Slt Crew Pickup<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$308<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Frank, 55, Inglewood, CA<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">50\/100<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\">Other Minor<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Dodge Ram 1500 Club Cab Pickup<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$202<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Jessie, 27, Eunice, LA<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">100\/300<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated Dec. 8, 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"lower-the-cost\">How can I lower the cost of insurance for my car?<\/h2>\n\n\n\n<p>You can try a few different things to lower your car insurance.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Shop around:<\/strong> One of the best ways to find a better rate on your auto insurance is to shop around for quotes from multiple providers. This is a quick and simple task when you use a tool like Jerry, where you can compare quotes from dozens of top providers in a matter of minutes.<\/li>\n\n\n\n<li><strong>Raise your deductible:<\/strong> A higher car insurance deductible translates to a lower insurance bill each month. Remember though, in the event of an accident you\u2019ll need to pay your deductible out-of-pocket before your insurance coverage kicks in, so don\u2019t lower it to the point that you can\u2019t afford to pay it.<\/li>\n\n\n\n<li><strong>Bundle your insurance policies:<\/strong> Many insurance companies will allow you to <a href=\"\/car-insurance\/car-and-home-insurance\/\">bundle your homeowners and auto insurance<\/a> at a discounted rate.<\/li>\n\n\n\n<li><strong>Research discounts:<\/strong> Most insurers offer discounts of various kinds\u2014such as discounts for drivers with a clean driving record or good grade point average\u2014but you might not always see them advertised. Try asking your provider about discount options for your policy.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-jerry-meet-experts\" data-wp-interactive=\"jerry\/meet-experts\" data-wp-context=\"{&quot;modalVisible&quot;:false}\">\n  <div class=\"font-circular text-2xl font-extrabold text-slate-900\">Expert-driven. Built for you.<\/div>\n\n  <div class=\"my-3\">\n    <div class=\"flex justify-between items-center py-3 border-b border-neutral-200 cursor-pointer font-semibold text-gray-900\" data-wp-on-async--click=\"actions.toggleModal\">\n  <button class=\"text-left text-base\" type=\"button\">\n    Why you can count on Jerry&#8217;s articles  <\/button>\n\n  <div class=\"transition data-[visible=true]:md:rotate-180 text-xs iconify i--chevron-down text-gray-500\" data-wp-bind--data-visible=\"context.modalVisible\"><\/div>\n<\/div>\n<div class=\"modal-backdrop fixed bottom-0 left-0 right-0 top-0 z-50 overflow-hidden overscroll-contain bg-black\/70 font-body transition-transform delay-100 duration-0 md:relative md:z-auto [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:bg-black\/0 [&amp;:not([data-visible=true])]:md:hidden\" data-wp-init=\"callbacks.onModalInit\" data-wp-on-async--click=\"actions.hideModal\" data-wp-bind--data-visible=\"context.modalVisible\">\n  <div class=\"modal-view fixed bottom-0 left-0 right-0 flex max-h-[75%] w-full flex-col rounded-t-3xl bg-white pb-7 pl-7 pt-3.5 transition md:relative md:rounded-none md:pl-0 md:transition-none [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:md:hidden\" data-wp-bind--data-visible=\"context.modalVisible\">\n    <div class=\"modal-header md:hidden flex justify-between items-center pb-1 mb-1 border-b border-zinc-200\">\n      <div class=\"modal-title text-base font-semibold\">Summary<\/div>\n\n      <div\n        class=\"modal-close-btn wp-block-group w-11 h-11 mr-2.5 content-center text-center\"\n        data-wp-on-async--click=\"actions.hideModal\"\n      >\n        <div class=\"iconify i--close text-gray-500 cursor-pointer\"><\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"modal-body pr-7 overflow-y-auto\"><div class=\"wp-block-template-part\"><div class=\"flex flex-row items-center gap-2.5 rounded-lg bg-gray-pink px-4 py-5\">\n  <span class=\"iconify mt-0.5 shrink-0 self-start text-xs text-primary i--shield-check\"><\/span>\n\n  <div>\n    <div class=\"font-body text-xs font-bold text-primary\">Our goal is clear, trustworthy information.<\/div>\n    <div class=\"mt-1 font-body text-xs text-gray-600\">\n      Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and\n      experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept\n      current, and our editorial team is separate from our business partners, so our opinions &#038; tips are unbiased. All\n      insights drawn from Jerry\u2019s proprietary, aggregated customer auto insurance quotes data provide unique, real-world\n      guidance.\n    <\/div>\n  <\/div>\n<\/div>\n<\/div><\/div>\n  <\/div>\n<\/div>\n  <\/div>\n\n  <div class=\"text-base font-semibold text-gray-900\">Our experts<\/div>\n\n  <div class=\"my-8 flex flex-col gap-8 items-center justify-center\">\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2024\/09\/Liz-Jenson.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2024\/09\/Liz-Jenson.png 250w, \/wp-content\/uploads\/2024\/09\/Liz-Jenson-150x150.png 150w, \/wp-content\/uploads\/2024\/09\/Liz-Jenson-56x56.png 56w, \/wp-content\/uploads\/2024\/09\/Liz-Jenson-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Liz Jenson            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Liz Jenson is an insurance writer who specializes in general automotive and insurance topics. Liz\u2019s mission is to produce informative and useful content to help car owners make smart choices when buying cars and car insurance. Since joining Jerry in 2021, Liz has written nearly 4,000 long- and short-form articles on topics including state-specific insurance recommendations, common car insurance questions, and deep dives into vehicle model details. Before they came to Jerry, Liz was a full-time student at Indiana University, Bloomington working on a double major in English and French.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2024\/09\/Kianna-Walpole-1.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2024\/09\/Kianna-Walpole-1.png 250w, \/wp-content\/uploads\/2024\/09\/Kianna-Walpole-1-150x150.png 150w, \/wp-content\/uploads\/2024\/09\/Kianna-Walpole-1-56x56.png 56w, \/wp-content\/uploads\/2024\/09\/Kianna-Walpole-1-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Kianna Walpole            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2024\/09\/Josh-Damico.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2024\/09\/Josh-Damico.png 250w, \/wp-content\/uploads\/2024\/09\/Josh-Damico-150x150.png 150w, \/wp-content\/uploads\/2024\/09\/Josh-Damico-56x56.png 56w, \/wp-content\/uploads\/2024\/09\/Josh-Damico-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Josh Damico            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>As Vice President of Insurance Operations at Jerry, Josh Damico leads teams across product development, operations and carrier relations, integrating Jerry\u2019s smart and fast car insurance customer experience with that of traditional carriers to help customers find savings and coverage. Josh\u2019s nearly 20 years of insurance-industry experience and knowledge generate partnerships with more than 55 name-brand and specialty insurance partners that enable Jerry to serve customers with all types of vehicle and policy needs.<\/p>\r\n<p>Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. In his most recent role as director of sales, servicing, and underwriting, Josh developed and executed profit and growth strategy for the New England states and New Jersey.<\/p>\r\n<p>Josh holds a bachelor\u2019s degree in business administration and management from Medaille College.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n      <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Dodge Ram<\/p>\n","protected":false},"author":19,"featured_media":42584,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"jerry_authors":"[{\"id\":\"301\",\"type\":\"main-author\"},{\"id\":\"312\",\"type\":\"editor\"},{\"id\":\"172\",\"type\":\"reviewer\"}]","jerry_author_ids":[301],"jerry_idx_page_label":"Dodge Ram","jerry_meta_desc":"Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Dodge Ram\r\n","jerry_related_posts":"[2239,1560,9739]","jerry_summary":"","inline_featured_image":false,"_lmt_disableupdate":"yes","_lmt_disable":"","footnotes":""},"categories":[466],"tags":[31,592,162,317],"class_list":["post-29869","car-insurance","type-car-insurance","status-publish","has-post-thumbnail","hentry","category-dodge","tag-car-insurance","tag-car-insurance-car","tag-dodge","tag-ram"],"_links":{"self":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/29869","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance"}],"about":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/types\/car-insurance"}],"author":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/comments?post=29869"}],"version-history":[{"count":8,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/29869\/revisions"}],"predecessor-version":[{"id":60912,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/29869\/revisions\/60912"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media\/42584"}],"wp:attachment":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media?parent=29869"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/categories?post=29869"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/tags?post=29869"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}