{"id":27502,"date":"2024-11-18T00:02:39","date_gmt":"2024-11-18T08:02:39","guid":{"rendered":"\/wp-site\/?post_type=car-insurance&#038;p=27502"},"modified":"2024-11-18T16:57:00","modified_gmt":"2024-11-19T00:57:00","slug":"focus","status":"publish","type":"car-insurance","link":"https:\/\/jerry.ai\/car-insurance\/ford\/focus\/","title":{"rendered":"Cheapest Ford Focus Car Insurance (2025)"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"How-much-does-Ford-Focus-car-insurance-cost?\">How much does Ford Focus car insurance cost?<\/h2>\n\n\n\n<p>On average, <a href=\"\/car-insurance\/ford\/focus\/\">Ford Focus<\/a> drivers spend $94 each month on state minimum car insurance and $176 per month for full coverage. Compared to other popular cars like the <a href=\"\/car-insurance\/mini\/cooper\/\">Mini Cooper<\/a>, <a href=\"\/car-insurance\/acura\/integra\/\">Acura Integra<\/a>, and <a href=\"\/car-insurance\/kia\/sportage\/\">Kia Sportage<\/a>, the <a href=\"\/car-insurance\/ford\/focus\/\">Ford Focus<\/a> is 17% more expensive to insure.<\/p>\n\n\n\n<p>However, the cost of car insurance  depends on your driver profile. Many factors play a role in determining your Ford Focus insurance costs, from the trim level you own to your car\u2019s age. The only way to understand how much your <a href=\"\/car-insurance\/\">car insurance<\/a> will cost is to compare car insurance quotes.<\/p>\n\n\n\n<div class=\"wp-block-jerry-cta\"><div class=\"flex flex-col items-start gap-4 rounded-xl border border-zinc-200 px-12 py-8 md:flex-row md:items-center md:gap-14\"><div class=\"flex-1\"><span class=\"text-xl font-black text-gray-900\">Find affordable car insurance in minutes.<\/span><\/div><div class=\"flex-1\"><a href=\"\/signup\" class=\"bg-primary block w-full rounded-full px-14 py-2 text-center font-black text-white hover:no-underline\">COMPARE QUOTES<\/a><\/div><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Compare-the-cheapest-Ford-Focus-car-insurance-quotes\">Compare the cheapest Ford Focus car insurance quotes<\/h2>\n\n\n\n<p>This may feel complicated, but it doesn\u2019t have to be. Jerry is a car insurance price comparison tool that helps you to easily compare quotes, saving you time and money. Jerry has helped Ford Focus drivers save an average of $6,680 per year on their car insurance.<\/p>\n\n\n\n<p>Check out the table below to see real, free quotes that real people have gotten from Jerry.<\/p>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;quotingAt&quot;:&quot;08\\\/28\\\/25&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Ford Focus &quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/dairyland\\\/\\&quot; title=\\&quot;Dairyland\\&quot;&gt;Dairyland&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$25&quot;,&quot;customer&quot;:&quot;Sylvia, 49, York, SC&quot;,&quot;biLimit&quot;:&quot;No Coverage&quot;,&quot;fullCoverage&quot;:&quot;No&quot;},{&quot;quotingAt&quot;:&quot;08\\\/25\\\/25&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Ford Focus &quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/progressive\\\/\\&quot; title=\\&quot;Progressive\\&quot;&gt;Progressive&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$81&quot;,&quot;customer&quot;:&quot;Stephen, 19, Bowdoin, ME&quot;,&quot;biLimit&quot;:&quot;No Coverage&quot;,&quot;fullCoverage&quot;:&quot;No&quot;},{&quot;quotingAt&quot;:&quot;07\\\/27\\\/25&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Ford Focus &quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/root\\\/\\&quot; title=\\&quot;ROOT\\&quot;&gt;ROOT&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$109&quot;,&quot;customer&quot;:&quot;Gavin, 51, Lincoln, NE&quot;,&quot;biLimit&quot;:&quot;50\\\/100&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;quotingAt&quot;:&quot;07\\\/26\\\/25&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Ford Focus &quot;,&quot;carrier&quot;:&quot;First Acceptance&quot;,&quot;premiumAfterJerry&quot;:&quot;$300&quot;,&quot;customer&quot;:&quot;Landon, 25, Covington, GA&quot;,&quot;biLimit&quot;:&quot;25\\\/50&quot;,&quot;fullCoverage&quot;:&quot;No&quot;},{&quot;quotingAt&quot;:&quot;06\\\/24\\\/25&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Ford Focus &quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/dairyland\\\/\\&quot; title=\\&quot;Dairyland\\&quot;&gt;Dairyland&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$256&quot;,&quot;customer&quot;:&quot;Maude, 25, Independence, MO&quot;,&quot;biLimit&quot;:&quot;25\\\/50&quot;,&quot;fullCoverage&quot;:&quot;No&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Date of Quote  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Car  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Premium (monthly)\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 130px\">\n    Customer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance coverage  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Has Full Coverage  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Date of Quote  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Car  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Premium (monthly)\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 130px\">\n    Customer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance coverage  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Has Full Coverage  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">08\/28\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Ford Focus <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Sylvia, 49, York, SC<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">No Coverage<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">08\/25\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Ford Focus <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$81<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Stephen, 19, Bowdoin, ME<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">No Coverage<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">07\/27\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Ford Focus <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$109<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Gavin, 51, Lincoln, NE<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">50\/100<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">07\/26\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Ford Focus <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$300<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Landon, 25, Covington, GA<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">06\/24\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Ford Focus <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$256<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Maude, 25, Independence, MO<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated Dec. 9, 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/signup\/\">Compare car insurance quotes now<\/a><\/div>\n<\/div>\n\n\n\n<p>However, insurance costs can vary greatly even for the same model. In addition to your driving record, ZIP code, and insurance history, insurance companies will consider your car\u2019s model year and trim level when generating a quote.<\/p>\n\n\n\n<p>To find out the rate for <em>your<\/em> Ford Focus, you\u2019ll need to get <a href=\"\/car-insurance\/car-insurance-quotes\/\">car insurance quotes<\/a> from at least three insurance companies.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"The-best-car-insurance-companies-for-Ford-Focus-owners\">The best car insurance companies for Ford Focus owners<\/h2>\n\n\n\n<p>There\u2019s no single best insurance company for <em>all<\/em> Ford Focus owners\u2014car insurance rates are highly personalized, and every insurance company uses a slightly different algorithm to <a href=\"\/car-insurance\/how-is-car-insurance-calculated\/\">calculate your premiums<\/a>.<\/p>\n\n\n\n<p>But that doesn\u2019t mean we can\u2019t find the <a href=\"\/car-insurance\/best-car-insurance-companies\/\">best car insurance<\/a> company for <em>you<\/em>.<\/p>\n\n\n\n<p>Jerry conducted the largest survey in the nation to help people compare car insurance companies. Check out how drivers rate different insurance companies below.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Insurance Company<\/th><th class=\"has-text-align-left\" data-align=\"left\">Overall Rating<\/th><th class=\"has-text-align-left\" data-align=\"left\">Price<\/th><th class=\"has-text-align-left\" data-align=\"left\">Claims Experience<\/th><th class=\"has-text-align-left\" data-align=\"left\">Customer Service<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/safeco\/\">Safeco<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">4.6<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.4<\/td><td class=\"has-text-align-left\" data-align=\"left\">4<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.5<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/travelers\/\">Travelers<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">4.5<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.2<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.4<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.5<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/progressive\/\">Progressive<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">4.3<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.9<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.9<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.3<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/aaa\/\">AAA<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">4.2<\/td><td class=\"has-text-align-left\" data-align=\"left\">4<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.8<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.4<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/allstate\/\">Allstate<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">4.2<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.6<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.8<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.2<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/usaa\/\">USAA<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">4<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.5<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.5<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.2<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/state-farm\/\">State Farm<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">4<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.4<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.8<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.2<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/farmers\/\">Farmers<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">4<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.4<\/td><td class=\"has-text-align-left\" data-align=\"left\">4.1<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.9<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/geico\/\">Geico<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">3.9<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.3<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.9<\/td><td class=\"has-text-align-left\" data-align=\"left\">4<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/reviews\/car-insurance\/liberty-mutual\/\">Liberty Mutual<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">3.7<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.2<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.5<\/td><td class=\"has-text-align-left\" data-align=\"left\">3.7<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-check text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p class=\"has-medium-font-size\">How we gathered this data<\/p>\n\n\n\n<p>Jerry conducted one of the largest car insurance surveys in the U.S., gathering insights from 45,000 policyholders across all 50 states over 24 months. These policyholders, insured by 87 different companies, shared their experiences to help us assess satisfaction in key areas: policy cost, customer service, buying and renewal processes, and claims handling. All scores reflect feedback from real customers.<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">How much car insurance do you need for a Ford Focus?<\/h3>\n\n\n\n<p>The average cost of Ford Focus insurance is $176 per month for full coverage and $94 for state minimum coverage\u2013 but individual quotes can vary greatly depending on a variety of factors including model year, trim level, driving history coverage levels, and more.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Car<\/th><th class=\"has-text-align-left\" data-align=\"left\">Average Full Coverage Insurance Cost<\/th><th class=\"has-text-align-left\" data-align=\"left\">Average State Minimum Insurance Cost<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">Ford Focus<\/td><td class=\"has-text-align-left\" data-align=\"left\">$176<\/td><td class=\"has-text-align-left\" data-align=\"left\">$94<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Minimum coverage insurance is the lowest amount of insurance coverage you can legally have on your vehicle in your state. In most states, minimum coverage includes <a href=\"\/car-insurance\/bodily-injury-liability\/\">bodily injury liability<\/a> and <a href=\"\/car-insurance\/property-damage-liability\/\">property damage liability insurance<\/a>, but others may also require uninsured motorist and personal injury protection (PIP) coverage.<\/li>\n\n\n\n<li><a href=\"\/car-insurance\/full-coverage-car-insurance\/\">Full coverage insurance <\/a>includes additional coverages on top of your <a href=\"\/car-insurance\/liability-car-insurance\/\">liability insurance<\/a> that aren\u2019t required by the state. Most full coverage policies include <a href=\"\/car-insurance\/comprehensive-insurance\/\">comprehensive<\/a> and <a href=\"\/car-insurance\/collision-insurance\/\">collision coverage<\/a> to pay for damages to your vehicle in collision and non-collision related events\u2014and may be required by lenders if you\u2019re leasing or financing your vehicle.<\/li>\n<\/ul>\n\n\n\n<p>While knowing auto insurance averages can be useful, getting personalized quotes is the best way to <a href=\"\/car-insurance\/shopping-for-auto-insurance\/\">shop for insurance<\/a>. Jerry makes quote shopping easy, finding you the best coverage at the best rate.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-align-left wp-element-button\" href=\"\/signup\/\">Compare car insurance quotes now<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Why are some trims more expensive to insure than others?<\/h3>\n\n\n\n<p>Repair and replacement costs tend to be higher for premium trim levels, making them a higher risk to insurance companies.<\/p>\n\n\n\n<p>Check out the table below to see the average cost of auto insurance for some popular Ford Focus trims.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Car<\/th><th class=\"has-text-align-left\" data-align=\"left\">Monthly minimum coverage cost<\/th><th class=\"has-text-align-left\" data-align=\"left\">Monthly full coverage cost<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">Focus Ford BEV<\/td><td class=\"has-text-align-left\" data-align=\"left\">$36<\/td><td class=\"has-text-align-left\" data-align=\"left\">$126<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Focus Ford LX<\/td><td class=\"has-text-align-left\" data-align=\"left\">$82<\/td><td class=\"has-text-align-left\" data-align=\"left\">$181<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Focus Ford S<\/td><td class=\"has-text-align-left\" data-align=\"left\">$100<\/td><td class=\"has-text-align-left\" data-align=\"left\">$182<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Focus Ford S\/SE<\/td><td class=\"has-text-align-left\" data-align=\"left\">$104<\/td><td class=\"has-text-align-left\" data-align=\"left\">$177<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Focus Ford SE<\/td><td class=\"has-text-align-left\" data-align=\"left\">$94<\/td><td class=\"has-text-align-left\" data-align=\"left\">$178<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Focus Ford SEL<\/td><td class=\"has-text-align-left\" data-align=\"left\">$105<\/td><td class=\"has-text-align-left\" data-align=\"left\">$183<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Focus Ford SES<\/td><td class=\"has-text-align-left\" data-align=\"left\">$90<\/td><td class=\"has-text-align-left\" data-align=\"left\">$161<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Focus Ford ST<\/td><td class=\"has-text-align-left\" data-align=\"left\">$98<\/td><td class=\"has-text-align-left\" data-align=\"left\">$188<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Focus Ford Titanium<\/td><td class=\"has-text-align-left\" data-align=\"left\">$99<\/td><td class=\"has-text-align-left\" data-align=\"left\">$177<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Focus Ford ZTS<\/td><td class=\"has-text-align-left\" data-align=\"left\">$82<\/td><td class=\"has-text-align-left\" data-align=\"left\">$90<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Focus Ford ZX3<\/td><td class=\"has-text-align-left\" data-align=\"left\">$86<\/td><td class=\"has-text-align-left\" data-align=\"left\">$104<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Focus Ford ZX4<\/td><td class=\"has-text-align-left\" data-align=\"left\">$92<\/td><td class=\"has-text-align-left\" data-align=\"left\">$161<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Focus Ford ZX5<\/td><td class=\"has-text-align-left\" data-align=\"left\">$91<\/td><td class=\"has-text-align-left\" data-align=\"left\">$155<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Focus Ford ZXW<\/td><td class=\"has-text-align-left\" data-align=\"left\">$91<\/td><td class=\"has-text-align-left\" data-align=\"left\">$108<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Ford-Focus-insurance-cost-by-model-year\">Ford Focus insurance cost by model year<\/h2>\n\n\n\n<p>The more recently your Ford Focus was manufactured, the more it\u2019ll cost to insure. New models are worth more and often have higher repair costs thanks to cutting-edge technology. Check out some see real quotes for Ford Focuss provided by Jerry to better understand how your driver profile might affect your cost.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2018 Ford Focus car insurance quotes<\/h3>\n\n\n\n\n\n<h3 class=\"wp-block-heading\">2017 Ford Focus car insurance quotes<\/h3>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;carBaseModelAndYear&quot;:&quot;Focus 2017&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/progressive\\\/\\&quot; title=\\&quot;Progressive\\&quot;&gt;Progressive&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$81&quot;,&quot;customer&quot;:&quot;Stephen, 19, Bowdoin, ME&quot;,&quot;biLimit&quot;:&quot;No Coverage&quot;,&quot;fullCoverage&quot;:&quot;No&quot;},{&quot;carBaseModelAndYear&quot;:&quot;Focus 2017&quot;,&quot;carrier&quot;:&quot;First Acceptance&quot;,&quot;premiumAfterJerry&quot;:&quot;$300&quot;,&quot;customer&quot;:&quot;Landon, 25, Covington, GA&quot;,&quot;biLimit&quot;:&quot;25\\\/50&quot;,&quot;fullCoverage&quot;:&quot;No&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Car  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Premium (monthly)\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 130px\">\n    Customer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance coverage  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Has Full Coverage  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Car  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Premium (monthly)\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 130px\">\n    Customer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance coverage  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Has Full Coverage  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carBaseModelAndYear\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carBaseModelAndYear\">Focus 2017<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$81<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Stephen, 19, Bowdoin, ME<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">No Coverage<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carBaseModelAndYear\">Focus 2017<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$300<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Landon, 25, Covington, GA<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carBaseModelAndYear\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$109<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Gavin, 51, Lincoln, NE<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">50\/100<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carBaseModelAndYear\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$300<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Landon, 25, Covington, GA<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carBaseModelAndYear\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$256<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Maude, 25, Independence, MO<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated Dec. 9, 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<h3 class=\"wp-block-heading\">2016 Ford Focus car insurance quotes<\/h3>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;carBaseModelAndYear&quot;:&quot;Focus 2016&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/root\\\/\\&quot; title=\\&quot;ROOT\\&quot;&gt;ROOT&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$109&quot;,&quot;customer&quot;:&quot;Gavin, 51, Lincoln, NE&quot;,&quot;biLimit&quot;:&quot;50\\\/100&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Car  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Premium (monthly)\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 130px\">\n    Customer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance coverage  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Has Full Coverage  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Car  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Premium (monthly)\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 130px\">\n    Customer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance coverage  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Has Full Coverage  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carBaseModelAndYear\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carBaseModelAndYear\">Focus 2016<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$109<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Gavin, 51, Lincoln, NE<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">50\/100<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carBaseModelAndYear\">Focus 2017<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$300<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Landon, 25, Covington, GA<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carBaseModelAndYear\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$109<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Gavin, 51, Lincoln, NE<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">50\/100<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carBaseModelAndYear\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$300<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Landon, 25, Covington, GA<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carBaseModelAndYear\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$256<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Maude, 25, Independence, MO<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated Dec. 9, 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<h3 class=\"wp-block-heading\">2015 Ford Focus car insurance quotes<\/h3>\n\n\n\n\n\n<h3 class=\"wp-block-heading\" id=\"ford-focus-car-insurance-quotes\">2014 Ford Focus car insurance quotes<\/h3>\n\n\n\n\n\n<h3 class=\"wp-block-heading\">2013 Ford Focus car insurance quotes<\/h3>\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Are-Ford-Focus-expensive-to-insure?\">Are Ford Focus expensive to insure?<\/h2>\n\n\n\n<p>The average Ford Focus insurance rate is $94 per month. Compared to the national average for other models from a similar price range, it is 17% more expensive to insure a Ford Focus.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Car<\/th><th class=\"has-text-align-left\" data-align=\"left\">Monthly minimum coverage cost<\/th><th class=\"has-text-align-left\" data-align=\"left\">Monthly full coverage cost<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Ford Focus<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>$94<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>$176<\/strong><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Toyota Tacoma<\/td><td class=\"has-text-align-left\" data-align=\"left\">$82<\/td><td class=\"has-text-align-left\" data-align=\"left\">$148<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/mini\/cooper\/\">Mini Cooper<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">$90<\/td><td class=\"has-text-align-left\" data-align=\"left\">$166<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Jeep Renegade<\/td><td class=\"has-text-align-left\" data-align=\"left\">$99<\/td><td class=\"has-text-align-left\" data-align=\"left\">$167<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Buick Century<\/td><td class=\"has-text-align-left\" data-align=\"left\">$87<\/td><td class=\"has-text-align-left\" data-align=\"left\">$133<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Why are similar cars more or less expensive to insure? When calculating the cost of your insurance, insurance companies take many factors into consideration. MSRP, trim level, model year, and the cost of repairs are some of the many factors that can influence how much your insurance costs.<\/p>\n\n\n\n<p><strong>More:<\/strong> <a href=\"\/car-insurance\/average-car-insurance\/\">Average cost of car insurance<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ford Focus safety ratings<\/h3>\n\n\n\n<p>Insurance companies also consider the safety ratings of a particular car to determine insurance premiums.<\/p>\n\n\n\n<p>The two best-known vehicle safety rating organizations are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Insurance Institute for Highway Safety (IIHS):<\/strong> The IIHS assesses the safety of a vehicle using two factors: how well vehicle occupants are protected in the event of a car crash, and how well the technology in the vehicle can prevent or reduce the severity of crashes.<\/li>\n\n\n\n<li><strong>National Highway Traffic Safety Administration (NHTSA):<\/strong> The NHTSA\u2019s 5-Star Safety Rating is based on how vehicles perform in frontal, side and rollover crash tests.<\/li>\n<\/ul>\n\n\n\n<p>See the tables below for a detailed look at safety ratings for the Ford Focus.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Insurance Institute for Highway Safety (IIHS) Rating<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Rating type<\/th><th class=\"has-text-align-left\" data-align=\"left\">Rating<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">Small overlap front: driver-side<\/td><td class=\"has-text-align-left\" data-align=\"left\">Acceptable<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Front crash prevention<\/td><td class=\"has-text-align-left\" data-align=\"left\">Not available<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Ford Focus safety features<\/h3>\n\n\n\n<p>The safety features of a model will also impact your insurance costs.<\/p>\n\n\n\n<p>A vehicle with more advanced safety features poses a lower risk to insurance companies. As a result, insurance costs will be lower for vehicles with more (and better) safety features.<\/p>\n\n\n\n<p>The Ford Focus has a variety of safety features. Learn more about them below.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Safety feature<\/th><th class=\"has-text-align-left\" data-align=\"left\">Description<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">Anti-lock brakes<\/td><td class=\"has-text-align-left\" data-align=\"left\">ABS brakes automatically sense when a tire has stopped rotating under extreme braking, and will modulate the brake pressure to allow the tire to rotate.This increases the vehicles ability to turn while braking.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Pretensioners<\/td><td class=\"has-text-align-left\" data-align=\"left\">Seatbelt pretensioners automatically tighten seatbelts to place the occupant in the optimal seating position during a collision.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Stability control<\/td><td class=\"has-text-align-left\" data-align=\"left\">Stability control automatically senses when the vehicles handling limits have been exceeded and reduces engine power and\/or applies select brakes to help prevent the driver from losing control of the vehicle.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Side impact airbags<\/td><td class=\"has-text-align-left\" data-align=\"left\">Side impact airbags for the front seats have been designed to protect the torso during a side impact collision.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Overhead airbags<\/td><td class=\"has-text-align-left\" data-align=\"left\">Overhead airbags are used to protect the occupant&#8217;s heads in the event of a side collision or rollover.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Front-impact airbags<\/td><td class=\"has-text-align-left\" data-align=\"left\">Front-impact airbags for the driver and passenger have been designed to protect the head during a frontal crash.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Knee airbags<\/td><td class=\"has-text-align-left\" data-align=\"left\">Knee airbags help to protect the occupants lower extremities from serious injury in the event of an accident.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Security system<\/td><td class=\"has-text-align-left\" data-align=\"left\">The vehicle is equipped with an ignition disable device that will prevent the engine from starting if the correct original manufacturer key is not used.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">What other factors affect Ford Focus insurance rates?<\/h3>\n\n\n\n<p>Many factors influence your car insurance rate, such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The kind of car you have:<\/strong> Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.<\/li>\n\n\n\n<li><strong>Your age:<\/strong> Driver age affects insurance rates too. Drivers under 25 years of age will pay higher insurance rates. Insurance companies consider young drivers to be high risks due to their limited driving experience.<\/li>\n\n\n\n<li><strong>Your driving record and claims history: <\/strong>Insurance companies will charge more if you have a history of accidents or tickets.<\/li>\n<\/ul>\n\n\n\n<p><strong>More:<\/strong> <a href=\"\/car-insurance\/cheap-car-insurance\/\">Cheap car insurance<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ford Focus insurance cost for young drivers<\/h3>\n\n\n\n<p><a href=\"\/car-insurance\/car-insurance-for-teens\/\">Teen drivers<\/a> between the ages of 16 and 19 face the highest insurance costs out of any age group. For teen car owners driving a newer car, full coverage insurance offers better financial protection, since teenagers are more likely to get into <a href=\"\/car-insurance\/at-fault-accident\/\">accidents<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ford Focus insurance cost for senior drivers<\/h3>\n\n\n\n<p>As you enter your mid-70s, car insurance costs begin to climb again. <a href=\"\/car-insurance\/seniors-car-insurance\/\">Car insurance rates for seniors<\/a> tend to be higher for several reasons.<\/p>\n\n\n\n<p>Older drivers are more likely to be involved in accidents, and are also more vulnerable to severe injuries in the event of a collision, leading to significant medical expenses and other increased costs for insurance providers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ford Focus insurance cost for drivers with driving violations<\/h3>\n\n\n\n<p>Your driving record impacts your auto insurance quotes. Those with a clean driving record are rewarded with lower insurance premiums.<\/p>\n\n\n\n<p>If insurance companies notice a history of violations, they\u2019ll see you as a higher risk and charge you a steeper rate. Some common violations that could increase your insurance rates include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Speeding<\/li>\n\n\n\n<li>DUIs<\/li>\n\n\n\n<li>At fault accident<\/li>\n\n\n\n<li>Reckless driving<\/li>\n\n\n\n<li>Driving on a suspended license<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Cheapest car insurance for Ford Focus drivers with speeding ticket<\/h3>\n\n\n\n<p>There are varying degrees of speeding. For example, speeding 1-5 MPH over the limit, 6-10 MPH over the limit generally won\u2019t raise your rates as much as speeding over 21 MPH over the limit.<\/p>\n\n\n\n<p>Jerry is proud to help Ford Focus drivers with varying speeding tickets save on car insurance.<\/p>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;violationType&quot;:&quot;Speeding Violation-Minor&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Ford Focus &quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/the-general\\\/\\&quot; title=\\&quot;The General\\&quot;&gt;The General&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$47&quot;,&quot;customer&quot;:&quot;Vera, 50, Fountain, FL&quot;,&quot;biLimit&quot;:&quot;No Coverage&quot;,&quot;fullCoverage&quot;:&quot;No&quot;},{&quot;violationType&quot;:&quot;Speeding 1-5&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Ford Focus &quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/progressive\\\/\\&quot; title=\\&quot;Progressive\\&quot;&gt;Progressive&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$39&quot;,&quot;customer&quot;:&quot;Ollie, 24, Quakertown, PA&quot;,&quot;biLimit&quot;:&quot;No Coverage&quot;,&quot;fullCoverage&quot;:&quot;No&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 130px\">\n    Speeding Type\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 131px\">\n    Car\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 126px\">\n    Premium (monthly)\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 140px\">\n    Customer\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance coverage  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Has Full Coverage  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 130px\">\n    Speeding Type\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 131px\">\n    Car\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 126px\">\n    Premium (monthly)\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 140px\">\n    Customer\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance coverage  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Has Full Coverage  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\">Speeding Violation-Minor<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Ford Focus <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$47<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Vera, 50, Fountain, FL<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">No Coverage<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\">Speeding 1-5<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Ford Focus <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$39<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Ollie, 24, Quakertown, PA<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">No Coverage<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Ford Focus <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$109<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Gavin, 51, Lincoln, NE<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">50\/100<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Ford Focus <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$300<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Landon, 25, Covington, GA<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Ford Focus <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$256<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Maude, 25, Independence, MO<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated Dec. 8, 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Cheapest car insurance for Ford Focus drivers with a DUI record<\/h3>\n\n\n\n<p>If you have a <a href=\"\/car-insurance\/what-is-a-dui\/\">DUI<\/a> offense on your record, car insurance rates can vary significantly from one insurance company to another.<\/p>\n\n\n\n<p>You may need to compare rates from many insurance companies to find low-cost options after a DUI. Jerry has helped many Ford Focus drivers obtain affordable auto insurance rates after a DUI.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Cheapest car insurance for Ford Focus drivers after an accident<\/h3>\n\n\n\n<p>One of the most important factors affecting car insurance rates is your car accident or claim history.<\/p>\n\n\n\n<p>If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Ford Focus drivers save on car insurance after car accidents.<\/p>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;accidentType&quot;:&quot;At Fault With No Injury&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Ford Focus &quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/safeco\\\/\\&quot; title=\\&quot;Safeco\\&quot;&gt;Safeco&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$177&quot;,&quot;customer&quot;:&quot;Carrie, 25, Oak Grove, MO&quot;,&quot;biLimit&quot;:&quot;25\\\/50&quot;,&quot;fullCoverage&quot;:&quot;No&quot;},{&quot;accidentType&quot;:&quot;Not At Fault&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Ford Focus &quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/national-general\\\/\\&quot; title=\\&quot;National General\\&quot;&gt;National General&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$182&quot;,&quot;customer&quot;:&quot;Charlotte, 36, Hobart, IN&quot;,&quot;biLimit&quot;:&quot;50\\\/100&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;accidentType&quot;:&quot;At Fault With No Injury&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Ford Focus &quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/national-general\\\/\\&quot; title=\\&quot;National General\\&quot;&gt;National General&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$238&quot;,&quot;customer&quot;:&quot;Millie, 25, Kansas City, MO&quot;,&quot;biLimit&quot;:&quot;25\\\/50&quot;,&quot;fullCoverage&quot;:&quot;No&quot;},{&quot;accidentType&quot;:&quot;At Fault With No Injury&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Ford Focus &quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/national-general\\\/\\&quot; title=\\&quot;National General\\&quot;&gt;National General&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$208&quot;,&quot;customer&quot;:&quot;Jayden, 25, Sellersville, PA&quot;,&quot;biLimit&quot;:&quot;50\\\/100&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;accidentType&quot;:&quot;At Fault With No Injury&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Ford Focus &quot;,&quot;carrier&quot;:&quot;Trexis&quot;,&quot;premiumAfterJerry&quot;:&quot;$303&quot;,&quot;customer&quot;:&quot;Hunter, 26, Fort Wayne, IN&quot;,&quot;biLimit&quot;:&quot;25\\\/50&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 125px\">\n    Accident type\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 125px\">\n    Car\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 126px\">\n    Premium (monthly)\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 140px\">\n    Customer\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance coverage  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Has Full Coverage  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 125px\">\n    Accident type\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 125px\">\n    Car\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 126px\">\n    Premium (monthly)\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 140px\">\n    Customer\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance coverage  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Has Full Coverage  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\">At Fault With No Injury<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Ford Focus <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$177<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Carrie, 25, Oak Grove, MO<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\">Not At Fault<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Ford Focus <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$182<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Charlotte, 36, Hobart, IN<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">50\/100<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\">At Fault With No Injury<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Ford Focus <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$238<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Millie, 25, Kansas City, MO<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\">At Fault With No Injury<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Ford Focus <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$208<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Jayden, 25, Sellersville, PA<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">50\/100<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\">At Fault With No Injury<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Ford Focus <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$303<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Hunter, 26, Fort Wayne, IN<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated Dec. 10, 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Cheapest car insurance for Ford Focus drivers with other driving violations on their record<\/h3>\n\n\n\n<p>Other driving violations have the power to impact the cost of your insurance, too. In addition to speeding tickets and DUIs, other violations such as reckless driving and driving on a suspended license can also cause your car insurance costs to increase.<\/p>\n\n\n\n<p>We\u2019ve compiled a list of various other driving violations and how we helped Ford Focus drivers with these violations save on their car insurance.<\/p>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;violationType&quot;:&quot;Failure to Obey Signal&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Ford Focus &quot;,&quot;carrier&quot;:&quot;Gainsco&quot;,&quot;premiumAfterJerry&quot;:&quot;$407&quot;,&quot;customer&quot;:&quot;Ronald, 25, Oak Grove, MO&quot;,&quot;biLimit&quot;:&quot;25\\\/50&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;violationType&quot;:&quot;Suspension&quot;,&quot;carMakeAndBaseModelAndSubModel&quot;:&quot;Ford Focus &quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/dairyland\\\/\\&quot; title=\\&quot;Dairyland\\&quot;&gt;Dairyland&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$562&quot;,&quot;customer&quot;:&quot;Leila, 25, Kansas City, MO&quot;,&quot;biLimit&quot;:&quot;25\\\/50&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 125px\">\n    Violation  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 125px\">\n    Car\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 126px\">\n    Premium (monthly)\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 140px\">\n    Customer\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance coverage  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Has Full Coverage  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 125px\">\n    Violation  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 125px\">\n    Car\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 126px\">\n    Premium (monthly)\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\" style=\"width: 140px\">\n    Customer\t  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance coverage  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Has Full Coverage  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\">Failure to Obey Signal<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Ford Focus <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$407<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Ronald, 25, Oak Grove, MO<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\">Suspension<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Ford Focus <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$562<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Leila, 25, Kansas City, MO<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Ford Focus <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$238<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Millie, 25, Kansas City, MO<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">No<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Ford Focus <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$208<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Jayden, 25, Sellersville, PA<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">50\/100<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.violationType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.carMakeAndBaseModelAndSubModel\">Ford Focus <\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$303<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Hunter, 26, Fort Wayne, IN<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.biLimit\">25\/50<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated Dec. 8, 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<h3 class=\"wp-block-heading\">How can I lower the cost of insurance for my car?<\/h3>\n\n\n\n<p>There are a variety of ways to lower insurance costs for your vehicle.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Shop around:<\/strong> Shopping around for insurance coverage by comparing quotes from different insurance providers allows you to find the best coverage at the best price. Jerry makes this process easy by gathering quotes from over 55 top insurance companies in minutes, so you can compare prices. If you find a better deal, Jerry can even help you buy your new policy and cancel your old one.<\/li>\n\n\n\n<li><strong>Raise your deductible:<\/strong> Your <a href=\"\/car-insurance\/car-insurance-deductible\/\">car insurance deductible<\/a> is the amount of money you pay out of pocket before your collision or comprehensive coverage kicks in. Raising your deductible reduces monthly insurance payments\u2014but avoid raising it higher than you can afford to pay.<\/li>\n\n\n\n<li><strong>Reduce your coverage: <\/strong>If you have any older cars, you can reduce coverage on them to lower your bill. This is a good idea if your car is worth less than 10 times the premium you\u2019re paying.<\/li>\n\n\n\n<li><strong>Research discounts: <\/strong>All insurance companies offer <a href=\"\/car-insurance\/car-insurance-discounts\/\">discounts<\/a>, but they\u2019re not always advertised, and your eligibility may vary from provider to provider. Check with your current insurer to see what discounts you might be missing out on.<\/li>\n\n\n\n<li><strong>Bundle your insurance policies: <\/strong><a href=\"\/car-insurance\/car-and-home-insurance\/\">Bundling your homeowners and auto insurance<\/a> with the same company can amount to a lower overall bill.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-jerry-meet-experts\" data-wp-interactive=\"jerry\/meet-experts\" data-wp-context=\"{&quot;modalVisible&quot;:false}\">\n  <div class=\"font-circular text-2xl font-extrabold text-slate-900\">Expert-driven. Built for you.<\/div>\n\n  <div class=\"my-3\">\n    <div class=\"flex justify-between items-center py-3 border-b border-neutral-200 cursor-pointer font-semibold text-gray-900\" data-wp-on-async--click=\"actions.toggleModal\">\n  <button class=\"text-left text-base\" type=\"button\">\n    Why you can count on Jerry&#8217;s articles  <\/button>\n\n  <div class=\"transition data-[visible=true]:md:rotate-180 text-xs iconify i--chevron-down text-gray-500\" data-wp-bind--data-visible=\"context.modalVisible\"><\/div>\n<\/div>\n<div class=\"modal-backdrop fixed bottom-0 left-0 right-0 top-0 z-50 overflow-hidden overscroll-contain bg-black\/70 font-body transition-transform delay-100 duration-0 md:relative md:z-auto [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:bg-black\/0 [&amp;:not([data-visible=true])]:md:hidden\" data-wp-init=\"callbacks.onModalInit\" data-wp-on-async--click=\"actions.hideModal\" data-wp-bind--data-visible=\"context.modalVisible\">\n  <div class=\"modal-view fixed bottom-0 left-0 right-0 flex max-h-[75%] w-full flex-col rounded-t-3xl bg-white pb-7 pl-7 pt-3.5 transition md:relative md:rounded-none md:pl-0 md:transition-none [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:md:hidden\" data-wp-bind--data-visible=\"context.modalVisible\">\n    <div class=\"modal-header md:hidden flex justify-between items-center pb-1 mb-1 border-b border-zinc-200\">\n      <div class=\"modal-title text-base font-semibold\">Summary<\/div>\n\n      <div\n        class=\"modal-close-btn wp-block-group w-11 h-11 mr-2.5 content-center text-center\"\n        data-wp-on-async--click=\"actions.hideModal\"\n      >\n        <div class=\"iconify i--close text-gray-500 cursor-pointer\"><\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"modal-body pr-7 overflow-y-auto\"><div class=\"wp-block-template-part\"><div class=\"flex flex-row items-center gap-2.5 rounded-lg bg-gray-pink px-4 py-5\">\n  <span class=\"iconify mt-0.5 shrink-0 self-start text-xs text-primary i--shield-check\"><\/span>\n\n  <div>\n    <div class=\"font-body text-xs font-bold text-primary\">Our goal is clear, trustworthy information.<\/div>\n    <div class=\"mt-1 font-body text-xs text-gray-600\">\n      Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and\n      experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept\n      current, and our editorial team is separate from our business partners, so our opinions &#038; tips are unbiased. All\n      insights drawn from Jerry\u2019s proprietary, aggregated customer auto insurance quotes data provide unique, real-world\n      guidance.\n    <\/div>\n  <\/div>\n<\/div>\n<\/div><\/div>\n  <\/div>\n<\/div>\n  <\/div>\n\n  <div class=\"text-base font-semibold text-gray-900\">Our experts<\/div>\n\n  <div class=\"my-8 flex flex-col gap-8 items-center justify-center\">\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2024\/11\/R.E.-Fulton.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2024\/11\/R.E.-Fulton.png 250w, \/wp-content\/uploads\/2024\/11\/R.E.-Fulton-150x150.png 150w, \/wp-content\/uploads\/2024\/11\/R.E.-Fulton-56x56.png 56w, \/wp-content\/uploads\/2024\/11\/R.E.-Fulton-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              R.E. Fulton            <\/div>\n\n                          <ul class=\"font-circular text-slate-700 mb-3 jerry-meet-experts flex flex-col md:flex-row\">\n                                  <li class=\"flex items-center mb-2 md:mr-2\">\n                    <span class=\"iconify i--shield-check text-base text-primary mr-2 min-w-4\"><\/span>\n                    <div class=\"jerry-block-content truncate\"><p>Licensed Insurance Agent<\/p><\/div>\n                  <\/li>\n                              <\/ul>\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.\u2019s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views. As a senior writer on Jerry\u2019s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry\u2019s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2025\/02\/Lina-Zhang.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2025\/02\/Lina-Zhang.png 250w, \/wp-content\/uploads\/2025\/02\/Lina-Zhang-150x150.png 150w, \/wp-content\/uploads\/2025\/02\/Lina-Zhang-56x56.png 56w, \/wp-content\/uploads\/2025\/02\/Lina-Zhang-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Lina Zhang            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Lina Zhang is co-founder and vice president of operations at Jerry, where she leads a global team responsible for operations, talent acquisition, content, legal, and compliance. Lina\u2019s operational excellence was a critical enabler of Jerry\u2019s 10x growth in its first year of operation.<\/p>\r\n<p>Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, led YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017.<\/p>\r\n<p>Lina\u2019s previous roles include intellectual property attorney at Morrison &amp; Foerster LLP and a biomedical researcher at Stanford University.<\/p>\r\n<p>Lina holds a bachelor\u2019s degree in biochemistry from Nanjing University, a doctorate in biochemistry from Dartmouth College, and a juris doctorate from the University of California Berkeley School of Law. She\u2019s a member of the State Bar of California and a licensed property and casualty insurance producer in all 50 states.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2024\/09\/Josh-Damico.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2024\/09\/Josh-Damico.png 250w, \/wp-content\/uploads\/2024\/09\/Josh-Damico-150x150.png 150w, \/wp-content\/uploads\/2024\/09\/Josh-Damico-56x56.png 56w, \/wp-content\/uploads\/2024\/09\/Josh-Damico-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Josh Damico            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>As Vice President of Insurance Operations at Jerry, Josh Damico leads teams across product development, operations and carrier relations, integrating Jerry\u2019s smart and fast car insurance customer experience with that of traditional carriers to help customers find savings and coverage. Josh\u2019s nearly 20 years of insurance-industry experience and knowledge generate partnerships with more than 55 name-brand and specialty insurance partners that enable Jerry to serve customers with all types of vehicle and policy needs.<\/p>\r\n<p>Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. In his most recent role as director of sales, servicing, and underwriting, Josh developed and executed profit and growth strategy for the New England states and New Jersey.<\/p>\r\n<p>Josh holds a bachelor\u2019s degree in business administration and management from Medaille College.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n      <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Ford Focus<\/p>\n","protected":false},"author":19,"featured_media":63359,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"jerry_authors":"[{\"id\":\"258\",\"type\":\"main-author\"},{\"id\":\"172\",\"type\":\"reviewer\"},{\"id\":\"201\",\"type\":\"editor\"}]","jerry_author_ids":[258],"jerry_idx_page_label":"Ford Focus","jerry_meta_desc":"Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Ford Focus","jerry_related_posts":"[2239,1560,27502]","jerry_summary":"","inline_featured_image":false,"_lmt_disableupdate":"yes","_lmt_disable":"","footnotes":""},"categories":[467],"tags":[31,592,192],"class_list":["post-27502","car-insurance","type-car-insurance","status-publish","has-post-thumbnail","hentry","category-ford","tag-car-insurance","tag-car-insurance-car","tag-ford"],"_links":{"self":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/27502","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance"}],"about":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/types\/car-insurance"}],"author":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/comments?post=27502"}],"version-history":[{"count":11,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/27502\/revisions"}],"predecessor-version":[{"id":63357,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/27502\/revisions\/63357"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media\/63359"}],"wp:attachment":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media?parent=27502"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/categories?post=27502"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/tags?post=27502"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}