{"id":23019,"date":"2024-11-15T11:07:18","date_gmt":"2024-11-15T19:07:18","guid":{"rendered":"\/wp-site\/?post_type=car-insurance&#038;p=23019"},"modified":"2025-12-10T07:50:54","modified_gmt":"2025-12-10T15:50:54","slug":"cheap-mo","status":"publish","type":"car-insurance","link":"https:\/\/jerry.ai\/car-insurance\/missouri\/cheap-mo\/","title":{"rendered":"How to Find the Cheapest Car Insurance in Missouri"},"content":{"rendered":"\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nGood news for Missouri drivers: Jerry\u2019s latest data shows that liability coverage in the Show-Me State averages about <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text\">$134<\/span> <strong>per month<\/strong>. Missouri\u2019s mix of four-season weather, high-speed rural highways and growing urban claim activity all influence pricing, which is why rates vary widely between drivers across the state. Over the past year we\u2019ve helped <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text\">16,766<\/span> <strong>Missourians<\/strong> lower their premiums, and those who switch with Jerry save an average of <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text\">$341<\/span> <strong>each year <\/strong>without sacrificing important protection.\n<\/p>\n\n\n\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nJerry compares quotes from <strong>up to<\/strong> <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text\">10<\/span> <strong>trusted insurers<\/strong> in Missouri to build your policy and help you secure your best price in minutes.\n<\/p>\n\n\n<div class=\"max-md:mx-full-bleed is-style-mobile-only wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-cover is-style-md-rounded-3xl has-aspect-ratio\" style=\"padding-right:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40);min-height:160px;aspect-ratio:5\/2;min-height:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" class=\"wp-block-cover__image-background wp-image-68258 size-full\" alt=\"\" src=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1.png\" style=\"object-position:66% 81%\" data-object-fit=\"cover\" data-object-position=\"66% 81%\" srcset=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1.png 1024w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-300x300.png 300w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-150x150.png 150w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-768x768.png 768w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-900x900.png 900w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-400x400.png 400w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-56x56.png 56w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Honda1-250x250.png 250w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" fetchpriority=\"low\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-40 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-white-color has-text-color has-link-color wp-elements-28c563f35232808c4919db6974958bf6\" style=\"font-size:clamp(17.371px, 1.086rem + ((1vw - 3.2px) * 0.752), 27px);\"><strong>Save on Missouri insurance with Jerry<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What Missouri drivers are paying right now<\/h2>\n\n\n\n<p>Auto insurance costs in Missouri shift more than many drivers expect. Urban areas like St. Louis and Kansas City face higher theft and accident rates, while rural counties see more severe crashes and deer-collision claims. Even two drivers with the same car and clean record can end up with <strong>very different premiums<\/strong> depending on where they live, how often they commute and which insurer evaluates their risk.<\/p>\n\n\n\n<p>Jerry tracks live quotes across Missouri to show you what drivers are actually paying today. Below are recent <a href=\"\/car-insurance\/full-coverage-car-insurance\/\">full coverage<\/a> policies purchased through Jerry and what those drivers paid.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" style=\"margin-top:var(--wp--preset--spacing--30);margin-right:0;margin-bottom:var(--wp--preset--spacing--30);margin-left:0\">Recent quotes<\/h4>\n\n\n\n<div data-show-load-more=\"false\" style=\"margin-top:0;margin-bottom:0;\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;customer&quot;:&quot;Lilly, 19, Raytown, MO&quot;,&quot;quotingAt&quot;:&quot;11\\\/13\\\/25&quot;,&quot;carMake&quot;:&quot;&lt;a href=\\&quot;\\\/car-insurance\\\/hyundai\\\/\\&quot; title=\\&quot;Hyundai\\&quot;&gt;Hyundai&lt;\\\/a&gt;&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/progressive\\\/\\&quot; title=\\&quot;Progressive\\&quot;&gt;Progressive&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$127&quot;,&quot;premiumSavingsPercentage&quot;:&quot;29%&quot;},{&quot;customer&quot;:&quot;Adrian, 30, Hazelwood, MO&quot;,&quot;quotingAt&quot;:&quot;10\\\/08\\\/25&quot;,&quot;carMake&quot;:&quot;&lt;a href=\\&quot;\\\/car-insurance\\\/chevrolet\\\/\\&quot; title=\\&quot;Chevrolet\\&quot;&gt;Chevrolet&lt;\\\/a&gt;&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/progressive\\\/\\&quot; title=\\&quot;Progressive\\&quot;&gt;Progressive&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$103&quot;,&quot;premiumSavingsPercentage&quot;:&quot;11%&quot;},{&quot;customer&quot;:&quot;Melvin, 41, Springfield, MO&quot;,&quot;quotingAt&quot;:&quot;08\\\/30\\\/25&quot;,&quot;carMake&quot;:&quot;&lt;a href=\\&quot;\\\/car-insurance\\\/chrysler\\\/\\&quot; title=\\&quot;Chrysler\\&quot;&gt;Chrysler&lt;\\\/a&gt;&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/progressive\\\/\\&quot; title=\\&quot;Progressive\\&quot;&gt;Progressive&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$49&quot;,&quot;premiumSavingsPercentage&quot;:&quot;57%&quot;},{&quot;customer&quot;:&quot;Kevin, 22, St. Louis, MO&quot;,&quot;quotingAt&quot;:&quot;09\\\/26\\\/25&quot;,&quot;carMake&quot;:&quot;&lt;a href=\\&quot;\\\/car-insurance\\\/toyota\\\/\\&quot; title=\\&quot;Toyota\\&quot;&gt;Toyota&lt;\\\/a&gt;&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/progressive\\\/\\&quot; title=\\&quot;Progressive\\&quot;&gt;Progressive&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$149&quot;,&quot;premiumSavingsPercentage&quot;:&quot;50%&quot;},{&quot;customer&quot;:&quot;Laura, 32, Anderson, MO&quot;,&quot;quotingAt&quot;:&quot;09\\\/15\\\/25&quot;,&quot;carMake&quot;:&quot;&lt;a href=\\&quot;\\\/car-insurance\\\/chevrolet\\\/\\&quot; title=\\&quot;Chevrolet\\&quot;&gt;Chevrolet&lt;\\\/a&gt;&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/bristol-west\\\/\\&quot; title=\\&quot;Bristol West\\&quot;&gt;Bristol West&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$39&quot;,&quot;premiumSavingsPercentage&quot;:&quot;54%&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed hidden md:block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Customer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Date  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Make  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Monthly quote  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Savings  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Customer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Date  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Make  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Monthly quote  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Savings  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumSavingsPercentage\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Lilly, 19, Raytown, MO<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">11\/13\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$127<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumSavingsPercentage\">29%<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Adrian, 30, Hazelwood, MO<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">10\/08\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$103<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumSavingsPercentage\">11%<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Melvin, 41, Springfield, MO<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">08\/30\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$49<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumSavingsPercentage\">57%<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Kevin, 22, St. Louis, MO<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">09\/26\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$149<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumSavingsPercentage\">50%<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Laura, 32, Anderson, MO<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">09\/15\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$39<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumSavingsPercentage\">54%<\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n      <div\n      class=\"block md:hidden\"\n      data-wp-init=\"callbacks.onCardCarouselInit\"\n    >\n      <div class=\"live-table-card-carousel scrollbar-width-none mx-full-bleed flex snap-x snap-mandatory scroll-pl-6 overflow-x-scroll scroll-smooth px-6\">\n        <div class=\"mx-auto flex gap-3\">\n          <template data-wp-each=\"state.displayData\">\n            <div class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.customer\"><\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Date<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.quotingAt\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Make<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Insurer<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.premiumAfterJerry\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600 !bg-pink-100\">\n    <span>Savings<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900 !bg-pink-100\">\n    <span data-wp-text=\"context.item.premiumSavingsPercentage\"><\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              <\/template>\n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.customer\">Lilly, 19, Raytown, MO<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Date<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.quotingAt\">11\/13\/25<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Make<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Insurer<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.premiumAfterJerry\">$127<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600 !bg-pink-100\">\n    <span>Savings<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900 !bg-pink-100\">\n    <span data-wp-text=\"context.item.premiumSavingsPercentage\">29%<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.customer\">Adrian, 30, Hazelwood, MO<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Date<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.quotingAt\">10\/08\/25<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Make<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Insurer<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.premiumAfterJerry\">$103<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600 !bg-pink-100\">\n    <span>Savings<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900 !bg-pink-100\">\n    <span data-wp-text=\"context.item.premiumSavingsPercentage\">11%<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.customer\">Melvin, 41, Springfield, MO<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Date<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.quotingAt\">08\/30\/25<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Make<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Insurer<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.premiumAfterJerry\">$49<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600 !bg-pink-100\">\n    <span>Savings<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900 !bg-pink-100\">\n    <span data-wp-text=\"context.item.premiumSavingsPercentage\">57%<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.customer\">Kevin, 22, St. Louis, MO<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Date<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.quotingAt\">09\/26\/25<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Make<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Insurer<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.premiumAfterJerry\">$149<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600 !bg-pink-100\">\n    <span>Savings<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900 !bg-pink-100\">\n    <span data-wp-text=\"context.item.premiumSavingsPercentage\">50%<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.customer\">Laura, 32, Anderson, MO<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Date<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.quotingAt\">09\/15\/25<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Make<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Insurer<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.premiumAfterJerry\">$39<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600 !bg-pink-100\">\n    <span>Savings<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900 !bg-pink-100\">\n    <span data-wp-text=\"context.item.premiumSavingsPercentage\">54%<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n        <\/div>\n      <\/div>\n\n      <div class=\"live-table-card-carousel-indicator mt-3.5 flex flex-row items-center justify-center gap-1\">\n        <template data-wp-each=\"state.displayData\">\n          <span class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        <\/template>\n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n      <\/div>\n    <\/div>\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated December 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<p class=\"has-small-font-size\"><em><em><em>Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/em><\/em><\/p>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 is-style-mobile-full-bleed is-style-max-md-rounded-none has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-thumb-up text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Key takeaway:<\/strong> Give your rates a periodic check. In Missouri, everything from storm season to small driving-profile shifts can move your premium by renewal.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">4 easy ways Jerry helps Missouri drivers save on car insurance<\/h2>\n\n\n\n<p>Lowering your Missouri car insurance bill isn\u2019t just about finding the lowest price. True savings come from <strong>understanding what drives your rate<\/strong> and knowing which factors you can adjust safely.<\/p>\n\n\n\n<p>Jerry compares real offers, uncovers discounts you may not know you qualify for and shows you <strong>exactly where you can cut costs<\/strong> without weakening your protection.<\/p>\n\n\n\n<p>Here are <strong>our top tips <\/strong>to help you spend less and worry less.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>How to save<\/th><th>Average Missouri driver savings<\/th><\/tr><\/thead><tbody><tr><td>Compare quotes<\/td><td><strong>40% <\/strong>to <strong>63%<\/strong><\/td><\/tr><tr><td>Stack discounts<\/td><td><strong>28%<\/strong> to <strong>52%<\/strong>*<\/td><\/tr><tr><td>Pick the right deductible<\/td><td><strong>13%<\/strong> to <strong>71%<\/strong>*<\/td><\/tr><tr><td>Avoid a coverage lapse<\/td><td><strong>16%<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-small-font-size\"><em>*Among all Jerry drivers <em>nationwide<\/em>.<\/em><\/p>\n\n\n\n<p class=\"has-small-font-size\"><em><em><em>Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/em><\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Jerry Agent Tip 1: Compare quotes from multiple insurers<\/h3>\n\n\n\n<p>Missouri\u2019s insurance prices vary widely because risk varies widely. The state sees everything from hail and tornadoes to dense commuter traffic near St. Louis and long rural stretches where crashes tend to be more severe. <strong>Insurers weigh these risks differently<\/strong>, which is why two companies can quote dramatically different prices for the same driver.<\/p>\n\n\n\n<p><strong>Comparing quotes side by side <\/strong>with Jerry is the fastest way to avoid overpaying.<\/p>\n\n\n\n<p>Here\u2019s where <strong>Missouri drivers who saved<\/strong> most often switched after checking their rates with Jerry:<\/p>\n\n\n\n<figure id=\"make-tip-1\" class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Insurance carrier<\/th><th>Missouri drivers who switched<\/th><th>Average Jerry savings<\/th><\/tr><\/thead><tbody><tr><td><a href=\"\/reviews\/car-insurance\/progressive\/\">Progressive<\/a><\/td><td>50%<\/td><td>43%<\/td><\/tr><tr><td><a href=\"\/reviews\/car-insurance\/bristol-west\/\">Bristol West<\/a><\/td><td>13%<\/td><td>26%<\/td><\/tr><tr><td>Clearcover<\/td><td>13%<\/td><td>23%<\/td><\/tr><tr><td><a href=\"\/reviews\/car-insurance\/safeco\/\">Safeco<\/a><\/td><td>13%<\/td><td>14%<\/td><\/tr><tr><td>Gainsco<\/td><td>6%<\/td><td>34%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-small-font-size\"><em><em><em>Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/em><\/em><\/p>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 is-style-mobile-full-bleed is-style-max-md-rounded-none has-gray-pink-background-color has-background\"><span class=\"iconify i--plus text-primary rotate-0 text-lg mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Why it matters:<\/strong> Drivers in Kansas City, along I-70 or in Springfield often face higher claim frequency than those in quieter counties like Camden or Howell. Jerry shows you those price differences instantly so you can<strong> choose the best value.<\/strong><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-primary\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes with Jerry<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Jerry Agent Tip 2: Combine discounts for a cheaper rate<\/h3>\n\n\n\n<p>Most Missouri drivers qualify for <strong>several<\/strong> <a href=\"\/car-insurance\/car-insurance-discounts\/\"><strong>discounts<\/strong><\/a>, like safe-driver savings, multi-policy bundles, paperless billing, good-student incentives and anti-theft discounts (especially helpful in areas like St. Louis, which see elevated auto theft rates). But insurers don\u2019t always apply these discounts automatically.<\/p>\n\n\n\n<p>Jerry identifies the discounts you qualify for <strong>so they don\u2019t get missed.<\/strong><\/p>\n\n\n<div style=\"position: relative; width: 100%; height: 0px; padding: 100% 0px 0px; overflow: hidden; will-change: transform;\"><iframe credentialless style=\"position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border: none; padding: 0px; margin: 0px;\" title=\"[make] Discount Chart 3\" src=\"https:\/\/e.infogram.com\/f9d93b4c-bd1e-4a74-b70d-86dccaf612c0?src=embed&amp;embed_type=responsive_iframe\"><\/iframe><\/div>\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 is-style-mobile-full-bleed is-style-max-md-rounded-none has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-thumb-up text-primary rotate-0 text-lg mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Key takeaway:<\/strong> Combined discounts often deliver bigger savings than adjusting your deductible alone.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-primary\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes with Jerry<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Jerry Agent Tip 3: Pick the right deductible<\/h3>\n\n\n\n<p>Choosing the right <a href=\"\/car-insurance\/car-insurance-deductible\/\">deductible<\/a> is one of the easiest ways to influence your premium. Missouri drivers face everything from hailstorms to deer strikes to slick winter roads, so <strong>your deductible should be an amount you can comfortably cover<\/strong> after a <a href=\"\/car-insurance\/car-insurance-claim\/\">claim<\/a>.<\/p>\n\n\n\n<p>Here\u2019s what Jerry drivers chose for their deductibles over the past year:<\/p>\n\n\n<div style=\"position: relative; width: 100%; height: 0px; padding: 64.29% 0px 0px; overflow: hidden; will-change: transform;\"><iframe credentialless loading=\"lazy\" src=\"https:\/\/e.infogram.com\/0ecffec8-8fc3-4ee6-8cb9-fddfaace4fa0?src=embed&amp;embed_type=responsive_iframe\" title=\"Deductibles\" allowfullscreen=\"\" allow=\"fullscreen\" style=\"position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border: none; padding: 0px; margin: 0px;\"><\/iframe><\/div>\n\n\n<p>To find your ideal deductible:<\/p>\n\n\n\n<ul class=\"wp-block-jerry-custom-bullet-list m-0 list-none\"><li class=\"flex flex-row wp-block-jerry-custom-bullet-list-item\">\n  <span class=\"iconify text-primary i--circle-arrow mr-4 mt-1 shrink-0\"><\/span>\n  \n<div class=\"flex-1 *:my-0\">\n<p>Check your vehicle\u2019s current value (Jerry updates this monthly).<\/p>\n<\/div>\n<\/li>\n\n\n<li class=\"flex flex-row wp-block-jerry-custom-bullet-list-item\">\n  <span class=\"iconify text-primary i--circle-arrow mr-4 mt-1 shrink-0\"><\/span>\n  \n<div class=\"flex-1 *:my-0\">\n<p>Choose an out-of-pocket number you can realistically cover.<\/p>\n<\/div>\n<\/li>\n\n\n<li class=\"flex flex-row wp-block-jerry-custom-bullet-list-item\">\n  <span class=\"iconify text-primary i--circle-arrow mr-4 mt-1 shrink-0\"><\/span>\n  \n<div class=\"flex-1 *:my-0\">\n<p>Compare real-time pricing across multiple deductible levels.<\/p>\n<\/div>\n<\/li>\n<\/ul>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 is-style-mobile-full-bleed is-style-max-md-rounded-none has-gray-pink-background-color has-background\"><span class=\"iconify i--logo-mark text-primary rotate-0 text-lg mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>The Jerry difference: <\/strong>Jerry displays <strong>real-time savings <\/strong>across multiple deductible options so you can choose the right balance of cost and protection.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-primary\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes with Jerry<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Jerry Agent Tip 4: Avoid a lapse in coverage<\/h3>\n\n\n\n<p>In Missouri, even a short <a href=\"\/car-insurance\/insurance-lapse\/\">lapse<\/a> in coverage can follow you for years. Jerry data shows that drivers who let their insurance expire, even briefly, will see premiums rise by <strong>16% on average<\/strong> when they restart their policy. The simplest way to avoid that penalty is choosing coverage you can comfortably maintain month after month.<\/p>\n\n\n\n<p>Jerry helps you <strong>compare real-time prices <\/strong>across multiple coverage options so you can choose a policy that fits your budget and prevents costly gaps. Once you\u2019re covered, we help you routinely shop your policy to <strong>keep your price competitive.<\/strong><\/p>\n\n\n\n<p class=\"has-small-font-size\"><em>Based on drivers with no accidents or violations who saved with Jerry over the past 12 months. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.<\/em><\/p>\n\n\n<div class=\"max-md:mx-full-bleed is-style-mobile-only wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-cover is-style-md-rounded-3xl has-aspect-ratio\" style=\"padding-right:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40);min-height:160px;aspect-ratio:5\/2;min-height:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"616\" height=\"613\" class=\"wp-block-cover__image-background wp-image-68221 size-full\" alt=\"\" src=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/cta1.png\" style=\"object-position:57% 51%\" data-object-fit=\"cover\" data-object-position=\"57% 51%\" srcset=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/cta1.png 616w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/cta1-300x300.png 300w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/cta1-150x150.png 150w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/cta1-400x398.png 400w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/cta1-56x56.png 56w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/cta1-251x250.png 251w\" sizes=\"auto, (max-width: 616px) 100vw, 616px\" fetchpriority=\"low\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-40 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-white-color has-text-color has-link-color wp-elements-ed0c086e9ce588d3d0df7bd54658beb6\" style=\"font-size:clamp(17.371px, 1.086rem + ((1vw - 3.2px) * 0.752), 27px);\"><strong>Get personalized car insurance rates now<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">How to get better coverage without overpaying<\/h2>\n\n\n\n<p><strong>Missouri requires 25\/50\/25 liability plus <a href=\"\/car-insurance\/uninsured-motorist-coverage\/\">uninsured motorist coverage<\/a><\/strong>, but many drivers choose higher limits or additional protections based on their commute, vehicle and budget. Here are the coverage tiers you\u2019ll see when shopping:<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-grid wp-container-core-group-is-layout-32711612 wp-block-group-is-layout-grid\">\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\"><strong>Minimum<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n   <span class=\"wp-block-jerry-live-text\">$74<\/span> &#8211; <span class=\"wp-block-jerry-live-text\">$171<\/span>\/mo\n<\/p>\n<\/div>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\"><em><em><em>Meets state requirements but <\/em><strong><em>won\u2019t protect your own vehicle.<\/em><\/strong><\/em><\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\"><strong>Full<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n   <span class=\"wp-block-jerry-live-text\">$150<\/span> &#8211; <span class=\"wp-block-jerry-live-text\">$338<\/span>\/mo\n<\/p>\n<\/div>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\"><em><em>Adds <\/em><a href=\"\/car-insurance\/collision-insurance\/\"><em>collision<\/em><\/a><em> and <\/em><a href=\"\/car-insurance\/comprehensive-insurance\/\"><em>comprehensive<\/em><\/a><em>, <\/em><strong><em>often required if you finance or lease.<\/em><\/strong><\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\"><strong>Standard<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n   <span class=\"wp-block-jerry-live-text\">$168<\/span> &#8211; <span class=\"wp-block-jerry-live-text\">$358<\/span>\/mo\n<\/p>\n<\/div>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\"><em><em><em><em>Builds on full coverage with stronger limits or <\/em><a href=\"\/car-insurance\/what-is-medical-payments-coverage\/\"><em>medpay<\/em><\/a><em>.<\/em><\/em><\/em><\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\"><strong>Preferred<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n   <span class=\"wp-block-jerry-live-text\">$194<\/span> &#8211; <span class=\"wp-block-jerry-live-text\">$401<\/span>\/mo\n<\/p>\n<\/div>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\"><em><em>Higher liability limits, lower deductibles and extras like towing or rental reimbursement mean <\/em><strong><em>better protection.<\/em><\/strong><\/em><\/p>\n<\/div>\n<\/div>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-thumb-up text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p class=\"is-style-mobile-full-bleed is-style-max-md-rounded-none\"><strong>Key takeaway: <\/strong>Start with your comfort around risk and your car\u2019s value. Jerry shows real-time prices for each tier so you can choose confidently.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<p><strong>Missouri\u2019s cheapest option is liability-only<\/strong>, but adding comprehensive or collision may be well worth it in a state with hail, deer collisions and unpredictable storm seasons.<\/p>\n\n\n\n<ul class=\"wp-block-jerry-accordion\">\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        Coverage definitions      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Coverage<\/th><th class=\"has-text-align-left\" data-align=\"left\">Definition<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/collision-insurance\/\">Collision insurance<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">An optional coverage type that pays to repair or replace your car if it\u2019s damaged in a collision with another vehicle. You can only file an accident-related claim for your vehicle\u2019s repairs if your policy has collision coverage.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/comprehensive-insurance\/\">Comprehensive insurance<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">An optional coverage type that covers damage to your vehicle caused by non-collision hazards, such as car theft, falling tree branches, hail and other unexpected events.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/bodily-injury-liability\/\"><\/a><a href=\"\/car-insurance\/bodily-injury-liability\/\">Bodily injury liability (BI)<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Pays others\u2019 medical costs in an accident you cause, up to your policy limits. It\u2019s mandatory in most states.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/property-damage-liability-car-insurance\/\"><\/a><a href=\"\/car-insurance\/property-damage-liability-car-insurance\/\">Property damage liability (PD)<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Pays for repairs or replacements of any vehicles or objects you damage in a crash, up to your policy limits. It\u2019s mandatory in most states.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/personal-injury-protection-insurance\/\">Personal injury protection (PIP)<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Helps cover medical expenses for you and your passengers after a car accident, regardless of who caused it. This is required in some states.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/what-is-medical-payments-coverage\/\">Medical payments<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Additional coverage outside of PIP that pays for medical care for you and your passengers after an accident, regardless of who caused it. This is optional in most states.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/uninsured-motorist-coverage\/\"><\/a><a href=\"\/car-insurance\/uninsured-motorist-coverage\/\">Uninsured\/underinsured motorist coverage (UM\/UIM)<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Covers you, your passengers and any property damage in a case where the other driver is at fault but doesn\u2019t have insurance, or carries insufficient coverage to pay for your costs. This is required in some states.<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n  <\/div>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Missouri insurance factors at a glance<\/h3>\n\n\n\n<p>Driving in Missouri exposes you to a mix of urban congestion, rural highways and volatile weather, all of which influence your premium. Insurers price coverage based on <strong>real claim patterns<\/strong>, and Missouri has plenty that stand out.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-grid wp-container-core-group-is-layout-32711612 wp-block-group-is-layout-grid\">\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.156), 16px);line-height:1\"><strong>Hail and storm losses<\/strong><\/p>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\">Missouri sits in \u201cHail Alley,\u201d making <a href=\"\/car-insurance\/comprehensive-insurance\/\"><strong>comprehensive<\/strong><\/a> <strong>coverage<\/strong> <strong>valuable<\/strong>.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.156), 16px);line-height:1\"><strong>Urban claim frequency<\/strong><\/p>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\">St. Louis and Kansas City experience higher crash and theft rates, making<strong> a strong argument for <\/strong><a href=\"\/car-insurance\/collision-insurance\/\"><strong>collision<\/strong><\/a><strong> coverage.<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.156), 16px);line-height:1\"><strong>Deer collisions<\/strong><\/p>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\">Wildlife strikes increase sharply in fall, especially in rural counties. (Another vote for comprehensive).<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.156), 16px);line-height:1\"><strong>Uninsured drivers<\/strong><\/p>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\"><strong>Nearly 21% of Missouri drivers are uninsured<\/strong>, making UM\/UIM key.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-primary\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes with Jerry<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Missouri Insurance After a Ticket, Accident or SR-22<\/h2>\n\n\n\n<p>Jerry ensures one mistake doesn\u2019t define your insurance rate for years by partnering with insurers that take a fuller view of your profile. As your record improves, we help you look for better rates.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">If you got a ticket<\/h3>\n\n\n\n<p>Missouri adds points to your record for speeding, texting while driving and other violations. Too many points can trigger surcharges or license consequences, and even a single <a href=\"\/car-insurance\/what-is-a-citation\/\">ticket<\/a> can raise your premium for several renewal cycles. Completing a state-approved driver improvement program may help reduce the damage.<\/p>\n\n\n\n<p>Plus, once the violation clears, Jerry automatically shops for lower rates.<\/p>\n\n\n\n<p>Here are the<strong> average rate increases we&#8217;ve seen for Missouri drivers after a ticket:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-jerry-custom-bullet-list m-0 list-none\"><li class=\"flex flex-row wp-block-jerry-custom-bullet-list-item\">\n  <span class=\"iconify text-primary i--circle-arrow mr-4 mt-1 shrink-0\"><\/span>\n  \n<div class=\"flex-1 *:my-0\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nSpeeding under 15: <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text-calculation\">7%<\/span> <\/p>\n<\/div>\n<\/li>\n\n\n<li class=\"flex flex-row wp-block-jerry-custom-bullet-list-item\">\n  <span class=\"iconify text-primary i--circle-arrow mr-4 mt-1 shrink-0\"><\/span>\n  \n<div class=\"flex-1 *:my-0\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nSpeeding over 15: <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text-calculation\">9%<\/span> <\/p>\n<\/div>\n<\/li>\n\n\n<li class=\"flex flex-row wp-block-jerry-custom-bullet-list-item\">\n  <span class=\"iconify text-primary i--circle-arrow mr-4 mt-1 shrink-0\"><\/span>\n  \n<div class=\"flex-1 *:my-0\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nFailure to obey traffic sign: <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text-calculation\">6%<\/span> <\/p>\n<\/div>\n<\/li>\n\n\n<li class=\"flex flex-row wp-block-jerry-custom-bullet-list-item\">\n  <span class=\"iconify text-primary i--circle-arrow mr-4 mt-1 shrink-0\"><\/span>\n  \n<div class=\"flex-1 *:my-0\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nReckless driving: <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text-calculation\">60%<\/span> <\/p>\n<\/div>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"has-small-font-size\"><em>Based on Jerry customers with clean driving records and Jerry customers with one or more tickets who found savings in the past 18 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">If you\u2019ve had an accident<\/h3>\n\n\n\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nMissouri is an at-fault state, so the driver responsible for the crash pays for damages. An <a href=\"\/car-insurance\/at-fault-accident\/\">at-fault accident<\/a> raises premiums by <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text-calculation\">26%<\/span> <strong>on average<\/strong>, often for three to five years. Jerry finds your best available price immediately then helps you re-shop your policy once the accident falls off.\n<\/p>\n\n\n\n<h5 class=\"wp-block-heading\">Rates after an accident, full coverage<\/h5>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;accidentType&quot;:&quot;At Fault With Injury&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$311&quot;},{&quot;accidentType&quot;:&quot;Not At Fault&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$417&quot;},{&quot;accidentType&quot;:&quot;At Fault With No Injury&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$434&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Accident record  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Average monthly quote  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Accident record  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Average monthly quote  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\">At Fault With Injury<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$311<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\">Not At Fault<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$417<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\">At Fault With No Injury<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$434<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated Dec. 9, 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<p class=\"has-small-font-size\"><em>Based on Jerry customers with clean records and those with one or more accidents<strong> <\/strong>who found savings in the past 18 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">If you\u2019ve been convicted of a DUI<\/h3>\n\n\n\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nA <a href=\"\/car-insurance\/what-is-a-dui\/\">DUI<\/a> in Missouri brings steep penalties and one of the largest insurance surcharges most drivers will ever face. Expect your premium to rise significantly, with elevated rates lasting several years.\n<\/p>\n\n\n\n<p>Some insurers still offer more reasonable high-risk pricing, and Jerry identifies those carriers for you today. We then walk you through shopping for better rates later one as your record improves.<\/p>\n\n\n\n<p>Here are the<strong> <\/strong>five<strong> cheapest insurers for Missouri drivers with DUIs<\/strong>:<\/p>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/progressive\\\/\\&quot; title=\\&quot;Progressive\\&quot;&gt;Progressive&lt;\\\/a&gt;&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$232&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;carrier&quot;:&quot;Gainsco&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$256&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/dairyland\\\/\\&quot; title=\\&quot;Dairyland\\&quot;&gt;Dairyland&lt;\\\/a&gt;&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$266&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;carrier&quot;:&quot;Clearcover&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$284&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/national-general\\\/\\&quot; title=\\&quot;National General\\&quot;&gt;National General&lt;\\\/a&gt;&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$294&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Avg monthly rate after DUI  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Offers coverage after DUI  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Avg monthly rate after DUI  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Offers coverage after DUI  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$232<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$256<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$266<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$284<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$294<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated Dec. 9, 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<p class=\"has-small-font-size\"><em>Based on Jerry customers with clean driving records and Jerry customers with one or more DUI convictions who found savings in the past 18 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-primary\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes with Jerry<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">If you need an SR-22 in Missouri<\/h3>\n\n\n\n<p>Missouri may require an SR-22 after certain violations, uninsured crashes or suspensions. <strong>Select the <\/strong><a href=\"\/car-insurance\/sr-22-insurance\/\"><strong>SR-22<\/strong><\/a><strong> option in the Jerry app<\/strong> to see only insurers that file them. Most carriers charge about <strong>$25 per year<\/strong> for the paperwork.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Average rates in Missouri by credit score<\/h3>\n\n\n\n<p>M<strong>issouri allows insurers to use credit-based insurance scores<\/strong> when setting rates, but credit is only one factor among many. A clean driving record, continuous coverage and the right deductible often influence your price even more. Jerry helps you<strong> compare quotes instantly <\/strong>so you can find the insurer that treats your credit most fairly.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Average rates in Missouri by credit score<\/h4>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;creditBracket&quot;:&quot;550-659&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$280&quot;},{&quot;creditBracket&quot;:&quot;660-750&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$283&quot;},{&quot;creditBracket&quot;:&quot;&lt;550&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$289&quot;},{&quot;creditBracket&quot;:&quot;750+&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$250&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed hidden md:block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Credit score  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Average monthly quote  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Credit score  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Average monthly quote  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.creditBracket\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.creditBracket\">550-659<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$280<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.creditBracket\">660-750<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$283<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.creditBracket\">&lt;550<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$289<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.creditBracket\">750+<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$250<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.creditBracket\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$294<\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n      <div\n      class=\"block md:hidden\"\n      data-wp-init=\"callbacks.onCardCarouselInit\"\n    >\n      <div class=\"live-table-card-carousel scrollbar-width-none mx-full-bleed flex snap-x snap-mandatory scroll-pl-6 overflow-x-scroll scroll-smooth px-6\">\n        <div class=\"mx-auto flex gap-3\">\n          <template data-wp-each=\"state.displayData\">\n            <div class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.creditBracket\"><\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Average monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              <\/template>\n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.creditBracket\">550-659<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Average monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.averagePremiumAfterJerry\">$280<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.creditBracket\">660-750<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Average monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.averagePremiumAfterJerry\">$283<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.creditBracket\">&lt;550<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Average monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.averagePremiumAfterJerry\">$289<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.creditBracket\">750+<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Average monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.averagePremiumAfterJerry\">$250<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.creditBracket\"><\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Average monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.averagePremiumAfterJerry\">$294<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n        <\/div>\n      <\/div>\n\n      <div class=\"live-table-card-carousel-indicator mt-3.5 flex flex-row items-center justify-center gap-1\">\n        <template data-wp-each=\"state.displayData\">\n          <span class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        <\/template>\n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n      <\/div>\n    <\/div>\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated Dec. 9, 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<p class=\"has-small-font-size\"><em><em><em>Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/em><\/em><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Drive with confidence<\/h2>\n\n\n\n<p>Missouri\u2019s mix of storm activity, rural highways and urban congestion means there\u2019s no single cheapest policy for everyone. The right coverage is the one that <strong>protects you based on how and where you actually drive.<\/strong><\/p>\n\n\n\n<p><strong>Jerry makes it easy <\/strong>to compare real rates and customize your protection. We also monitor your driving record and market rates&#8230; if we think your price can improve, we&#8217;ll let you know.<\/p>\n\n\n<div class=\"max-md:mx-full-bleed is-style-mobile-only wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-cover is-style-md-rounded-3xl has-aspect-ratio\" style=\"padding-right:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40);min-height:160px;aspect-ratio:5\/2;min-height:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"620\" height=\"414\" class=\"wp-block-cover__image-background wp-image-67864 size-full\" alt=\"\" src=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3.png\" style=\"object-position:51% 68%\" data-object-fit=\"cover\" data-object-position=\"51% 68%\" srcset=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3.png 620w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3-300x200.png 300w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3-400x267.png 400w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3-84x56.png 84w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/lifestyle3-374x250.png 374w\" sizes=\"auto, (max-width: 620px) 100vw, 620px\" fetchpriority=\"low\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-40 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-white-color has-text-color has-link-color wp-elements-65440edcf9aa1a3fecac0a767ef5f991\" style=\"font-size:clamp(17.371px, 1.086rem + ((1vw - 3.2px) * 0.752), 27px);\"><strong>Get Missouri quotes in as little as 2 minutes<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers \u2014 not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.<\/p>\n\n\n\n<p>At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.<\/p>\n\n\n\n<p>Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.<\/p>\n\n\n\n<p>Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.<\/p>\n\n\n\n<p><a href=\"\/car-insurance-data-methodology\/\">Read more about Jerry\u2019s data gathering and verification processes<\/a><\/p>\n\n\n\n<div class=\"wp-block-jerry-meet-experts\" data-wp-interactive=\"jerry\/meet-experts\" data-wp-context=\"{&quot;modalVisible&quot;:false}\">\n  <div class=\"font-circular text-2xl font-extrabold text-slate-900\">Expert-driven. Built for you.<\/div>\n\n  <div class=\"my-3\">\n    <div class=\"flex justify-between items-center py-3 border-b border-neutral-200 cursor-pointer font-semibold text-gray-900\" data-wp-on-async--click=\"actions.toggleModal\">\n  <button class=\"text-left text-base\" type=\"button\">\n    Why you can count on Jerry&#8217;s articles  <\/button>\n\n  <div class=\"transition data-[visible=true]:md:rotate-180 text-xs iconify i--chevron-down text-gray-500\" data-wp-bind--data-visible=\"context.modalVisible\"><\/div>\n<\/div>\n<div class=\"modal-backdrop fixed bottom-0 left-0 right-0 top-0 z-50 overflow-hidden overscroll-contain bg-black\/70 font-body transition-transform delay-100 duration-0 md:relative md:z-auto [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:bg-black\/0 [&amp;:not([data-visible=true])]:md:hidden\" data-wp-init=\"callbacks.onModalInit\" data-wp-on-async--click=\"actions.hideModal\" data-wp-bind--data-visible=\"context.modalVisible\">\n  <div class=\"modal-view fixed bottom-0 left-0 right-0 flex max-h-[75%] w-full flex-col rounded-t-3xl bg-white pb-7 pl-7 pt-3.5 transition md:relative md:rounded-none md:pl-0 md:transition-none [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:md:hidden\" data-wp-bind--data-visible=\"context.modalVisible\">\n    <div class=\"modal-header md:hidden flex justify-between items-center pb-1 mb-1 border-b border-zinc-200\">\n      <div class=\"modal-title text-base font-semibold\">Summary<\/div>\n\n      <div\n        class=\"modal-close-btn wp-block-group w-11 h-11 mr-2.5 content-center text-center\"\n        data-wp-on-async--click=\"actions.hideModal\"\n      >\n        <div class=\"iconify i--close text-gray-500 cursor-pointer\"><\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"modal-body pr-7 overflow-y-auto\"><div class=\"wp-block-template-part\"><div class=\"flex flex-row items-center gap-2.5 rounded-lg bg-gray-pink px-4 py-5\">\n  <span class=\"iconify mt-0.5 shrink-0 self-start text-xs text-primary i--shield-check\"><\/span>\n\n  <div>\n    <div class=\"font-body text-xs font-bold text-primary\">Our goal is clear, trustworthy information.<\/div>\n    <div class=\"mt-1 font-body text-xs text-gray-600\">\n      Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and\n      experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept\n      current, and our editorial team is separate from our business partners, so our opinions &#038; tips are unbiased. All\n      insights drawn from Jerry\u2019s proprietary, aggregated customer auto insurance quotes data provide unique, real-world\n      guidance.\n    <\/div>\n  <\/div>\n<\/div>\n<\/div><\/div>\n  <\/div>\n<\/div>\n  <\/div>\n\n  <div class=\"text-base font-semibold text-gray-900\">Our experts<\/div>\n\n  <div class=\"my-8 flex flex-col gap-8 items-center justify-center\">\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2025\/01\/Stephanie-Colestock.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2025\/01\/Stephanie-Colestock.png 250w, \/wp-content\/uploads\/2025\/01\/Stephanie-Colestock-150x150.png 150w, \/wp-content\/uploads\/2025\/01\/Stephanie-Colestock-56x56.png 56w, \/wp-content\/uploads\/2025\/01\/Stephanie-Colestock-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Stephanie Colestock            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Stephanie Colestock is a professional writer, CFEI&reg;, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit\/debt, investing, retirement planning, and banking.<\/p>\n<p>Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie&#8217;s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.<\/p>\n<p>When she&rsquo;s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2025\/02\/Ben-Moore.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2025\/02\/Ben-Moore.png 250w, \/wp-content\/uploads\/2025\/02\/Ben-Moore-150x150.png 150w, \/wp-content\/uploads\/2025\/02\/Ben-Moore-56x56.png 56w, \/wp-content\/uploads\/2025\/02\/Ben-Moore-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Ben Moore            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Ben Moore is a writer and editor at Jerry and an auto insurance expert. He previously worked as a writer, editor and content strategist on NerdWallet&rsquo;s auto insurance team for five years. His work has been published in The Associated Press, Washington Post, Chicago Sun-Times, MarketWatch, Nasdaq and Yahoo News. He also served as a NerdWallet spokesperson, with appearances on local broadcast television and quotes in Martha Stewart and Real Simple magazine.<\/p>\n<p>Ben has an extensive background in digital marketing, working on affiliate and programmatic advertising campaigns for brands like Cabela&rsquo;s, H&amp;R Block and Sears. He holds a bachelors degree in marketing from Olivet Nazarene University.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n      <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Compare quotes from 50+ insurers to find the cheapest car insurance in Missouri.<\/p>\n","protected":false},"author":19,"featured_media":70958,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"wp-custom-template-single-car-insurance-beta","meta":{"jerry_authors":"[{\"id\":\"372\",\"type\":\"main-author\"},{\"id\":\"375\",\"type\":\"editor\"}]","jerry_author_ids":[372],"jerry_idx_page_label":"Missouri (Cheapest)","jerry_meta_desc":"Compare quotes from 50+ insurers to find the cheapest car insurance in Missouri.","jerry_related_posts":"[2098,34593,36020,6737,28344]","jerry_summary":"","inline_featured_image":false,"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[433],"tags":[31,618,258],"class_list":["post-23019","car-insurance","type-car-insurance","status-publish","has-post-thumbnail","hentry","category-missouri","tag-car-insurance","tag-car-insurance-location","tag-missouri"],"_links":{"self":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/23019","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance"}],"about":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/types\/car-insurance"}],"author":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/comments?post=23019"}],"version-history":[{"count":24,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/23019\/revisions"}],"predecessor-version":[{"id":72422,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/23019\/revisions\/72422"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media\/70958"}],"wp:attachment":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media?parent=23019"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/categories?post=23019"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/tags?post=23019"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}