{"id":21803,"date":"2024-11-07T10:58:30","date_gmt":"2024-11-07T18:58:30","guid":{"rendered":"\/wp-site\/?p=21803"},"modified":"2025-07-14T17:33:19","modified_gmt":"2025-07-15T00:33:19","slug":"what-date-are-car-insurance-companies-looking-for-when-asking-for-date-first-licensed","status":"publish","type":"car-insurance","link":"https:\/\/jerry.ai\/car-insurance\/what-date-are-car-insurance-companies-looking-for-when-asking-for-date-first-licensed\/","title":{"rendered":"What Do Car Insurance Companies Mean by \u2018Date First Licensed\u2019?"},"content":{"rendered":"\n<p><strong>Question:<\/strong> What does age first licensed mean?<\/p>\n\n\n\n<p><strong>Answer:<\/strong> If a <a href=\"\/car-insurance\/\">car insurance<\/a> company asks for your date first licensed or age first licensed, they want to know the day you received your first unrestricted driver\u2019s license. It is not the day that you passed your written test or road test, entered driver training or got your learner\u2019s permit or probationary license.<\/p>\n\n\n\n<p>While you can legally drive with a learner\u2019s permit, there are restrictions on your driving (like having a family member in the car) because you are still in an official learning period. Additionally, even after you complete your driver education course or pass your knowledge test and driving test, there may be a waiting period before you get your official license from the driver licensing office.<\/p>\n\n\n\n<p><strong>More:<\/strong> <a href=\"\/car-insurance\/best-car-insurance-companies\/\">Best car insurance<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"when-you-got-your-license\">Why does it matter when you got your license?<\/h2>\n\n\n\n<p>Insurance companies use this information to learn more about your driving experience as a fully licensed driver.<\/p>\n\n\n\n<p>According to the \u200b\u200b<a href=\"https:\/\/www.iii.org\/article\/background-on-teen-drivers\" target=\"_blank\" rel=\"noreferrer noopener\">Insurance Information Institute<\/a>, teen drivers are more likely to get into an accident and will therefore always see higher auto insurance rates than other drivers. This is due in part to a lack of driving experience, which can cause young drivers to make more mistakes on the road.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-separator-jerry-default\"\/>\n\n\n\n<p><strong>Learn more:<\/strong> <a href=\"\/car-insurance\/car-insurance-for-new-drivers\/\">Car insurance for new drivers<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-separator-jerry-default\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-find-your-date-first-licensed\">How to find your date first licensed<\/h2>\n\n\n\n<p>If you still have your original driver\u2019s license, you can check the issue date for your date first licensed.<\/p>\n\n\n\n<p>If you don\u2019t have your old license anymore, however, you can contact your local Department of Motor Vehicles (DMV). They\u2019ll be able to provide you with more information about your driving experience. This can be done over the phone but, in some states, you may be able to go online to access your driving history.<\/p>\n\n\n\n<p>As you gain driving experience, <a href=\"\/car-insurance\/car-insurance-quotes\/\">compare quotes<\/a> from different insurers to see if you qualify for better rates or additional discounts.<\/p>\n\n\n\n<div class=\"wp-block-jerry-meet-experts\" data-wp-interactive=\"jerry\/meet-experts\" data-wp-context=\"{&quot;modalVisible&quot;:false}\">\n  <div class=\"font-circular text-2xl font-extrabold text-slate-900\">Expert-driven. Built for you.<\/div>\n\n  <div class=\"my-3\">\n    <div class=\"flex justify-between items-center py-3 border-b border-neutral-200 cursor-pointer font-semibold text-gray-900\" data-wp-on-async--click=\"actions.toggleModal\">\n  <button class=\"text-left text-base\" type=\"button\">\n    Why you can count on Jerry&#8217;s articles  <\/button>\n\n  <div class=\"transition data-[visible=true]:md:rotate-180 text-xs iconify i--chevron-down text-gray-500\" data-wp-bind--data-visible=\"context.modalVisible\"><\/div>\n<\/div>\n<div class=\"modal-backdrop fixed bottom-0 left-0 right-0 top-0 z-50 overflow-hidden overscroll-contain bg-black\/70 font-body transition-transform delay-100 duration-0 md:relative md:z-auto [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:bg-black\/0 [&amp;:not([data-visible=true])]:md:hidden\" data-wp-init=\"callbacks.onModalInit\" data-wp-on-async--click=\"actions.hideModal\" data-wp-bind--data-visible=\"context.modalVisible\">\n  <div class=\"modal-view fixed bottom-0 left-0 right-0 flex max-h-[75%] w-full flex-col rounded-t-3xl bg-white pb-7 pl-7 pt-3.5 transition md:relative md:rounded-none md:pl-0 md:transition-none [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:md:hidden\" data-wp-bind--data-visible=\"context.modalVisible\">\n    <div class=\"modal-header md:hidden flex justify-between items-center pb-1 mb-1 border-b border-zinc-200\">\n      <div class=\"modal-title text-base font-semibold\">Summary<\/div>\n\n      <div\n        class=\"modal-close-btn wp-block-group w-11 h-11 mr-2.5 content-center text-center\"\n        data-wp-on-async--click=\"actions.hideModal\"\n      >\n        <div class=\"iconify i--close text-gray-500 cursor-pointer\"><\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"modal-body pr-7 overflow-y-auto\"><div class=\"wp-block-template-part\"><div class=\"flex flex-row items-center gap-2.5 rounded-lg bg-gray-pink px-4 py-5\">\n  <span class=\"iconify mt-0.5 shrink-0 self-start text-xs text-primary i--shield-check\"><\/span>\n\n  <div>\n    <div class=\"font-body text-xs font-bold text-primary\">Our goal is clear, trustworthy information.<\/div>\n    <div class=\"mt-1 font-body text-xs text-gray-600\">\n      Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and\n      experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept\n      current, and our editorial team is separate from our business partners, so our opinions &#038; tips are unbiased. All\n      insights drawn from Jerry\u2019s proprietary, aggregated customer auto insurance quotes data provide unique, real-world\n      guidance.\n    <\/div>\n  <\/div>\n<\/div>\n<\/div><\/div>\n  <\/div>\n<\/div>\n  <\/div>\n\n  <div class=\"text-base font-semibold text-gray-900\">Our experts<\/div>\n\n  <div class=\"my-8 flex flex-col gap-8 items-center justify-center\">\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2024\/09\/Liz-Jenson.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2024\/09\/Liz-Jenson.png 250w, \/wp-content\/uploads\/2024\/09\/Liz-Jenson-150x150.png 150w, \/wp-content\/uploads\/2024\/09\/Liz-Jenson-56x56.png 56w, \/wp-content\/uploads\/2024\/09\/Liz-Jenson-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Liz Jenson            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Liz Jenson is an insurance writer who specializes in general automotive and insurance topics. Liz\u2019s mission is to produce informative and useful content to help car owners make smart choices when buying cars and car insurance. Since joining Jerry in 2021, Liz has written nearly 4,000 long- and short-form articles on topics including state-specific insurance recommendations, common car insurance questions, and deep dives into vehicle model details. Before they came to Jerry, Liz was a full-time student at Indiana University, Bloomington working on a double major in English and French.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2024\/11\/Sarah-Gray.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2024\/11\/Sarah-Gray.png 250w, \/wp-content\/uploads\/2024\/11\/Sarah-Gray-150x150.png 150w, \/wp-content\/uploads\/2024\/11\/Sarah-Gray-56x56.png 56w, \/wp-content\/uploads\/2024\/11\/Sarah-Gray-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Sarah Gray            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership\u2014from shopping for and buying a new car to scrapping one that\u2019s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car. Prior to Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n      <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Your date first licensed is the day you received your first unrestricted license, not the day you received a permit or probationary license.<\/p>\n","protected":false},"author":19,"featured_media":64466,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"single-advice","meta":{"jerry_authors":"[{\"id\":\"301\",\"type\":\"main-author\"},{\"id\":\"5\",\"type\":\"editor\"}]","jerry_author_ids":[301],"jerry_idx_page_label":"","jerry_meta_desc":"Your date first licensed is the day you received your first unrestricted license, not the day you received a permit or probationary license.","jerry_related_posts":"[5856,7567,7065]","jerry_summary":"","inline_featured_image":false,"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[],"tags":[529,148,624],"class_list":["post-21803","car-insurance","type-car-insurance","status-publish","has-post-thumbnail","hentry","tag-drivers-license","tag-drivers-licenses","tag-resource_dmv"],"_links":{"self":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/21803","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance"}],"about":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/types\/car-insurance"}],"author":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/comments?post=21803"}],"version-history":[{"count":3,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/21803\/revisions"}],"predecessor-version":[{"id":63252,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/21803\/revisions\/63252"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media\/64466"}],"wp:attachment":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media?parent=21803"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/categories?post=21803"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/tags?post=21803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}