{"id":2018,"date":"2024-08-12T01:20:48","date_gmt":"2024-08-12T08:20:48","guid":{"rendered":"\/wp-site\/?post_type=insurance&#038;p=2018"},"modified":"2025-12-10T17:52:13","modified_gmt":"2025-12-11T01:52:13","slug":"cheap-tn","status":"publish","type":"car-insurance","link":"https:\/\/jerry.ai\/car-insurance\/tennessee\/cheap-tn\/","title":{"rendered":"How to Find the Cheapest Car Insurance in Tennessee"},"content":{"rendered":"\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nGood news for Tennessee drivers: Jerry\u2019s latest data shows that liability coverage in the Volunteer State averages about <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text\">$85<\/span> <strong>per month<\/strong>. Over the past year, we\u2019ve helped <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text\">15,079<\/span> <strong>Tenneessee<\/strong><strong>drivers<\/strong> find affordable car insurance, and drivers who buy with Jerry save an average of <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text\">$421<\/span> <strong>each year <\/strong>without sacrificing important protection.\n<\/p>\n\n\n\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nJerry compares quotes from <strong>up to<\/strong> <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text\">14<\/span> <strong>trusted insurers<\/strong> in Tennessee, helping you build a policy and secure your best rate in minutes.\n<\/p>\n\n\n<div class=\"max-md:mx-full-bleed is-style-mobile-only wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-cover is-style-md-rounded-3xl has-aspect-ratio\" style=\"padding-right:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40);min-height:160px;aspect-ratio:5\/2;min-height:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" class=\"wp-block-cover__image-background wp-image-68254 size-full\" alt=\"\" src=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Chevrolet1.png\" style=\"object-position:49% 59%\" data-object-fit=\"cover\" data-object-position=\"49% 59%\" srcset=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Chevrolet1.png 1024w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Chevrolet1-300x300.png 300w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Chevrolet1-150x150.png 150w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Chevrolet1-768x768.png 768w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Chevrolet1-900x900.png 900w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Chevrolet1-400x400.png 400w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Chevrolet1-56x56.png 56w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Chevrolet1-250x250.png 250w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" fetchpriority=\"low\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-40 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-white-color has-text-color has-link-color wp-elements-6c500a8e1a960f81e827098477707778\" style=\"font-size:clamp(17.371px, 1.086rem + ((1vw - 3.2px) * 0.752), 27px);\"><strong>Save on Tennessee insurance with Jerry.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What Tennessee drivers are paying right now<\/h2>\n\n\n\n<p>Insurance rates in Tennessee move constantly. High-speed rural highways, fast-growing cities like Nashville and Knoxville, and above-average rates of uninsured drivers all contribute to price swings. Two people with similar vehicles and spotless records can still see <strong>very different premiums<\/strong> depending on where they live.<\/p>\n\n\n\n<p>Jerry tracks live quotes<strong> <\/strong>statewide to give you a real-world look at <strong>what Tennessee drivers are paying today<\/strong>. Here are a few examples of cheap <a href=\"\/car-insurance\/full-coverage-car-insurance\/\">full coverage<\/a> policies in Tennessee that were recently purchased through Jerry.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" style=\"margin-top:var(--wp--preset--spacing--30);margin-right:0;margin-bottom:var(--wp--preset--spacing--30);margin-left:0\">Recent quotes<\/h4>\n\n\n\n<div data-show-load-more=\"false\" style=\"margin-top:0;margin-bottom:0;\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;customer&quot;:&quot;Manuel, 47, Jackson, TN&quot;,&quot;quotingAt&quot;:&quot;11\\\/27\\\/25&quot;,&quot;carMake&quot;:&quot;&lt;a href=\\&quot;\\\/car-insurance\\\/jeep\\\/\\&quot; title=\\&quot;Jeep\\&quot;&gt;Jeep&lt;\\\/a&gt;&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/assurance-america\\\/\\&quot; title=\\&quot;Assurance America\\&quot;&gt;Assurance America&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$41&quot;,&quot;premiumSavingsPercentage&quot;:&quot;5%&quot;},{&quot;customer&quot;:&quot;Phillip, 25, Cookeville, TN&quot;,&quot;quotingAt&quot;:&quot;10\\\/25\\\/25&quot;,&quot;carMake&quot;:&quot;&lt;a href=\\&quot;\\\/car-insurance\\\/lexus\\\/\\&quot; title=\\&quot;Lexus\\&quot;&gt;Lexus&lt;\\\/a&gt;&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/progressive\\\/\\&quot; title=\\&quot;Progressive\\&quot;&gt;Progressive&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$37&quot;,&quot;premiumSavingsPercentage&quot;:&quot;52%&quot;},{&quot;customer&quot;:&quot;Nicholas, 30, Memphis, TN&quot;,&quot;quotingAt&quot;:&quot;09\\\/30\\\/25&quot;,&quot;carMake&quot;:&quot;&lt;a href=\\&quot;\\\/car-insurance\\\/chevrolet\\\/\\&quot; title=\\&quot;Chevrolet\\&quot;&gt;Chevrolet&lt;\\\/a&gt;&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/root\\\/\\&quot; title=\\&quot;ROOT\\&quot;&gt;ROOT&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$112&quot;,&quot;premiumSavingsPercentage&quot;:&quot;45%&quot;},{&quot;customer&quot;:&quot;Myrtle, 25, Nashville, TN&quot;,&quot;quotingAt&quot;:&quot;08\\\/23\\\/25&quot;,&quot;carMake&quot;:&quot;&lt;a href=\\&quot;\\\/car-insurance\\\/buick\\\/\\&quot; title=\\&quot;Buick\\&quot;&gt;Buick&lt;\\\/a&gt;&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/progressive\\\/\\&quot; title=\\&quot;Progressive\\&quot;&gt;Progressive&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$25&quot;,&quot;premiumSavingsPercentage&quot;:&quot;2%&quot;},{&quot;customer&quot;:&quot;Leona, 34, Lawrenceburg, TN&quot;,&quot;quotingAt&quot;:&quot;07\\\/11\\\/25&quot;,&quot;carMake&quot;:&quot;&lt;a href=\\&quot;\\\/car-insurance\\\/ford\\\/\\&quot; title=\\&quot;Ford\\&quot;&gt;Ford&lt;\\\/a&gt;&quot;,&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/progressive\\\/\\&quot; title=\\&quot;Progressive\\&quot;&gt;Progressive&lt;\\\/a&gt;&quot;,&quot;premiumAfterJerry&quot;:&quot;$38&quot;,&quot;premiumSavingsPercentage&quot;:&quot;66%&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed hidden md:block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Customer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Date  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Make  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Monthly quote  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Savings  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Customer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Date  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Make  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Monthly quote  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Savings  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumSavingsPercentage\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Manuel, 47, Jackson, TN<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">11\/27\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$41<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumSavingsPercentage\">5%<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Phillip, 25, Cookeville, TN<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">10\/25\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$37<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumSavingsPercentage\">52%<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Nicholas, 30, Memphis, TN<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">09\/30\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$112<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumSavingsPercentage\">45%<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Myrtle, 25, Nashville, TN<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">08\/23\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumSavingsPercentage\">2%<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.customer\">Leona, 34, Lawrenceburg, TN<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.quotingAt\">07\/11\/25<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumAfterJerry\">$38<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.premiumSavingsPercentage\">66%<\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n      <div\n      class=\"block md:hidden\"\n      data-wp-init=\"callbacks.onCardCarouselInit\"\n    >\n      <div class=\"live-table-card-carousel scrollbar-width-none mx-full-bleed flex snap-x snap-mandatory scroll-pl-6 overflow-x-scroll scroll-smooth px-6\">\n        <div class=\"mx-auto flex gap-3\">\n          <template data-wp-each=\"state.displayData\">\n            <div class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.customer\"><\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Date<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.quotingAt\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Make<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Insurer<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.premiumAfterJerry\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600 !bg-pink-100\">\n    <span>Savings<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900 !bg-pink-100\">\n    <span data-wp-text=\"context.item.premiumSavingsPercentage\"><\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              <\/template>\n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.customer\">Manuel, 47, Jackson, TN<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Date<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.quotingAt\">11\/27\/25<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Make<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Insurer<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.premiumAfterJerry\">$41<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600 !bg-pink-100\">\n    <span>Savings<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900 !bg-pink-100\">\n    <span data-wp-text=\"context.item.premiumSavingsPercentage\">5%<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.customer\">Phillip, 25, Cookeville, TN<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Date<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.quotingAt\">10\/25\/25<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Make<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Insurer<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.premiumAfterJerry\">$37<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600 !bg-pink-100\">\n    <span>Savings<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900 !bg-pink-100\">\n    <span data-wp-text=\"context.item.premiumSavingsPercentage\">52%<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.customer\">Nicholas, 30, Memphis, TN<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Date<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.quotingAt\">09\/30\/25<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Make<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Insurer<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.premiumAfterJerry\">$112<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600 !bg-pink-100\">\n    <span>Savings<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900 !bg-pink-100\">\n    <span data-wp-text=\"context.item.premiumSavingsPercentage\">45%<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.customer\">Myrtle, 25, Nashville, TN<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Date<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.quotingAt\">08\/23\/25<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Make<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Insurer<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.premiumAfterJerry\">$25<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600 !bg-pink-100\">\n    <span>Savings<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900 !bg-pink-100\">\n    <span data-wp-text=\"context.item.premiumSavingsPercentage\">2%<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.customer\">Leona, 34, Lawrenceburg, TN<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Date<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.quotingAt\">07\/11\/25<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Make<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carMake\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Insurer<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.premiumAfterJerry\">$38<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-600 !bg-pink-100\">\n    <span>Savings<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900 !bg-pink-100\">\n    <span data-wp-text=\"context.item.premiumSavingsPercentage\">66%<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n        <\/div>\n      <\/div>\n\n      <div class=\"live-table-card-carousel-indicator mt-3.5 flex flex-row items-center justify-center gap-1\">\n        <template data-wp-each=\"state.displayData\">\n          <span class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        <\/template>\n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n      <\/div>\n    <\/div>\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated December 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<p class=\"has-small-font-size\"><em><em><em>Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/em><\/em><\/p>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 is-style-mobile-full-bleed is-style-max-md-rounded-none has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-thumb-up text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Key takeaway:<\/strong> Give your rates a quick check every so often. In Tennessee, everything from tornado seasons to rising crash rates along I-40 and I-24 can nudge your premium up or down at renewal time.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">4 smart ways Jerry helps Tennessee drivers save on car insurance<\/h2>\n\n\n\n<p>If you\u2019re trying to trim your insurance bill in Tennessee, you\u2019re not alone. But chasing the lowest number on the screen isn\u2019t always the smartest move. The real advantage comes from understanding what actually drives your rate.<\/p>\n\n\n\n<p>Jerry compares real offers, uncovers discounts you might not know you qualify for and shows you <strong>exactly where you can save<\/strong> without weakening your coverage.<\/p>\n\n\n\n<p>Here are <strong>our<\/strong> <strong>top tips<\/strong> for finding the cheapest car insurance in Tennessee.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>How to save<\/th><th>Average Tennessee driver savings<\/th><\/tr><\/thead><tbody><tr><td>Compare quotes<\/td><td><strong>26% <\/strong>to <strong>49%<\/strong><\/td><\/tr><tr><td>Stack discounts<\/td><td><strong>28%<\/strong> to <strong>52%<\/strong>*<\/td><\/tr><tr><td>Pick the right deductible<\/td><td><strong>13%<\/strong> to <strong>71%<\/strong>*<\/td><\/tr><tr><td>Use telematics<\/td><td><strong>6%<\/strong>*<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-small-font-size\"><em>*Among all Jerry drivers <em>nationwide<\/em>.<\/em><\/p>\n\n\n\n<p class=\"has-small-font-size\"><em><em><em>Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/em><\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Jerry Agent Tip 1: Compare quotes from multiple insurers<\/h3>\n\n\n\n<p>Tennessee\u2019s insurance pricing varies widely by company. Urban areas like Nashville and Memphis see heavier traffic and higher collision costs, while rural counties tend to face more deer strikes and weather-related claims. Add in Tennessee\u2019s rapid population growth \u2014 one of the fastest in the country \u2014 and <strong>insurers price risk very differently.<\/strong><\/p>\n\n\n\n<p><strong>Comparing rates side by side <\/strong>with Jerry is the quickest way to avoid overpaying.<\/p>\n\n\n\n<p>Here\u2019s where<strong> Tennessee drivers who saved <\/strong>most often switched after comparing with Jerry:<\/p>\n\n\n\n<figure id=\"make-tip-1\" class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Insurance carrier<\/th><th>Tennessee drivers who switched<\/th><th>Average Jerry savings<\/th><\/tr><\/thead><tbody><tr><td><a href=\"\/reviews\/car-insurance\/progressive\/\">Progressive<\/a><\/td><td>34%<\/td><td>29%<\/td><\/tr><tr><td><a href=\"\/reviews\/car-insurance\/assurance-america\/\">Assurance America<\/a><\/td><td>18%<\/td><td>35%<\/td><\/tr><tr><td>Trexis<\/td><td>9%<\/td><td>27%<\/td><\/tr><tr><td>Gainsco<\/td><td>7%<\/td><td>30%<\/td><\/tr><tr><td>Advantage Auto<\/td><td>5%<\/td><td>16%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-small-font-size\"><em><em><em>Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/em><\/em><\/p>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 is-style-mobile-full-bleed is-style-max-md-rounded-none has-gray-pink-background-color has-background\"><span class=\"iconify i--plus text-primary rotate-0 text-lg mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Why it matters:<\/strong> Location plays a big role in Tennessee. Drivers in Murfreesboro or Clarksville may pay more due to growth and congestion, while those in smaller towns might have more storm-related claims. Jerry helps you compare differences instantly, saving many drivers <strong>more than a third<\/strong>.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-primary\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes with Jerry<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Jerry Agent Tip 2: Combine discounts for a cheaper rate<\/h3>\n\n\n\n<p>Most Tennesseans qualify<strong> for multiple <\/strong><a href=\"\/car-insurance\/car-insurance-discounts\/\"><strong>discounts<\/strong><\/a>, from bundling home and auto to anti-theft devices, good-student credits and safe-driver rewards. But insurers rarely apply them all automatically.<\/p>\n\n\n\n<p>Jerry finds the discounts you qualify for <strong>so savings don\u2019t get overlooked.<\/strong><\/p>\n\n\n<div style=\"position: relative; width: 100%; height: 0px; padding: 100% 0px 0px; overflow: hidden; will-change: transform;\"><iframe credentialless style=\"position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border: none; padding: 0px; margin: 0px;\" title=\"[make] Discount Chart 3\" src=\"https:\/\/e.infogram.com\/f9d93b4c-bd1e-4a74-b70d-86dccaf612c0?src=embed&amp;embed_type=responsive_iframe\"><\/iframe><\/div>\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 is-style-mobile-full-bleed is-style-max-md-rounded-none has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-thumb-up text-primary rotate-0 text-lg mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>Key takeaway:<\/strong> Stacking discounts often delivers more meaningful savings than simply raising your deductible.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-primary\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes with Jerry<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Jerry Agent Tip 3: Pick the right deductible<\/h3>\n\n\n\n<p>Increasing your <a href=\"\/car-insurance\/car-insurance-deductible\/\">deductible<\/a> can reduce your premium, but only if it\u2019s <strong>a number you can comfortably afford <\/strong>after <a href=\"\/car-insurance\/car-insurance-claim\/\">filing a claim<\/a>. Tennessee drivers face everything from sudden hailstorms to wildlife collisions on country roads, so choose a deductible that won\u2019t strain your finances.<\/p>\n\n\n\n<p>Here\u2019s what many Jerry drivers chose for their deductibles in the past year:<\/p>\n\n\n<div style=\"position: relative; width: 100%; height: 0px; padding: 64.29% 0px 0px; overflow: hidden; will-change: transform;\"><iframe credentialless loading=\"lazy\" src=\"https:\/\/e.infogram.com\/0ecffec8-8fc3-4ee6-8cb9-fddfaace4fa0?src=embed&amp;embed_type=responsive_iframe\" title=\"Deductibles\" allowfullscreen=\"\" allow=\"fullscreen\" style=\"position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border: none; padding: 0px; margin: 0px;\"><\/iframe><\/div>\n\n\n<p>To find your ideal deductible:<\/p>\n\n\n\n<ul class=\"wp-block-jerry-custom-bullet-list m-0 list-none\"><li class=\"flex flex-row wp-block-jerry-custom-bullet-list-item\">\n  <span class=\"iconify text-primary i--circle-arrow mr-4 mt-1 shrink-0\"><\/span>\n  \n<div class=\"flex-1 *:my-0\">\n<p>Review your car\u2019s current value (Jerry updates this monthly).<\/p>\n<\/div>\n<\/li>\n\n\n<li class=\"flex flex-row wp-block-jerry-custom-bullet-list-item\">\n  <span class=\"iconify text-primary i--circle-arrow mr-4 mt-1 shrink-0\"><\/span>\n  \n<div class=\"flex-1 *:my-0\">\n<p>Choose a number you could realistically pay out of pocket.<\/p>\n<\/div>\n<\/li>\n\n\n<li class=\"flex flex-row wp-block-jerry-custom-bullet-list-item\">\n  <span class=\"iconify text-primary i--circle-arrow mr-4 mt-1 shrink-0\"><\/span>\n  \n<div class=\"flex-1 *:my-0\">\n<p>Compare how each deductible option changes your rate in real time.<\/p>\n<\/div>\n<\/li>\n<\/ul>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 is-style-mobile-full-bleed is-style-max-md-rounded-none has-gray-pink-background-color has-background\"><span class=\"iconify i--logo-mark text-primary rotate-0 text-lg mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p><strong>The Jerry difference: <\/strong>Jerry shows savings across multiple deductible levels so you can pick the mix of cost and coverage that fits your budget.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-primary\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes with Jerry<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Jerry Agent Tip 4: Let technology set your rate<\/h3>\n\n\n\n<p><a href=\"\/car-insurance\/what-is-telematics\/\">Telematics<\/a> programs that track how, when and how often you drive can help Tennessee drivers cut their premiums. Many <strong>insurers reward safer driving patterns<\/strong> like steady braking, lower mileage or avoiding late-night driving on rural highways and mountain roads, where crash rates run higher.<\/p>\n\n\n\n<p>Jerry\u2019s <strong>DriveShield<\/strong> adds an extra edge. It monitors your driving, scores your habits and automatically shops for lower rates when your score qualifies you for a discount. We only share your drive score with insurers<strong> if it can actually reduce your price<\/strong>. On average, Jerry drivers <strong>save about 6%<\/strong> with telematics.<\/p>\n\n\n\n<p class=\"has-small-font-size\"><em>Based on drivers with no accidents or violations who saved with Jerry over the past 12 months. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.<\/em><\/p>\n\n\n<div class=\"max-md:mx-full-bleed is-style-mobile-only wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-cover is-style-md-rounded-3xl has-aspect-ratio\" style=\"padding-right:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40);min-height:160px;aspect-ratio:5\/2;min-height:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" class=\"wp-block-cover__image-background wp-image-68127 size-full\" alt=\"\" src=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Gemini_Generated_Image_r44p0ir44p0ir44p.png\" data-object-fit=\"cover\" srcset=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Gemini_Generated_Image_r44p0ir44p0ir44p.png 1024w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Gemini_Generated_Image_r44p0ir44p0ir44p-300x300.png 300w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Gemini_Generated_Image_r44p0ir44p0ir44p-150x150.png 150w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Gemini_Generated_Image_r44p0ir44p0ir44p-768x768.png 768w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Gemini_Generated_Image_r44p0ir44p0ir44p-900x900.png 900w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Gemini_Generated_Image_r44p0ir44p0ir44p-400x400.png 400w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Gemini_Generated_Image_r44p0ir44p0ir44p-56x56.png 56w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Gemini_Generated_Image_r44p0ir44p0ir44p-250x250.png 250w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" fetchpriority=\"low\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-40 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-white-color has-text-color has-link-color wp-elements-3f88cdd867dd8bd3279cf6f65c10f283\" style=\"font-size:clamp(17.371px, 1.086rem + ((1vw - 3.2px) * 0.752), 27px);\"><strong>Get personalized car insurance rates now.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">How to get better coverage without overpaying<\/h2>\n\n\n\n<p>Tennessee requires 25\/50\/15 liability coverage, but <strong>many drivers choose higher limits <\/strong>due to rising repair costs and injury expenses. Here are the average prices for common coverage levels in Tennessee:<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-grid wp-container-core-group-is-layout-32711612 wp-block-group-is-layout-grid\">\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\"><strong>Minimum<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n   <span class=\"wp-block-jerry-live-text\">$54<\/span> &#8211; <span class=\"wp-block-jerry-live-text\">$102<\/span>\/mo\n<\/p>\n<\/div>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\"><em><em><em>Meets Tennessee\u2019s 25\/50\/15<\/em><\/em><\/em> <em>minimum <em><a href=\"\/car-insurance\/liability-car-insurance\/\" data-type=\"car-insurance\" data-id=\"9859\">l<em>iability<\/em><\/a><em> requirements but <\/em><strong><em>doesn\u2019t cover damage to your own vehicle.<\/em><\/strong><\/em> <\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\"><strong>Full<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n   <span class=\"wp-block-jerry-live-text\">$112<\/span> &#8211; <span class=\"wp-block-jerry-live-text\">$234<\/span>\/mo\n<\/p>\n<\/div>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\"><em><em>Adds <\/em><a href=\"\/car-insurance\/collision-insurance\/\"><em>collision<\/em><\/a><em> and <\/em><a href=\"\/car-insurance\/comprehensive-insurance\/\"><em>comprehensive<\/em><\/a><em>, typically <\/em><strong><em>required for leased or financed vehicles<\/em><\/strong><em>.<\/em><\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\"><strong>Standard<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n   <span class=\"wp-block-jerry-live-text\">$151<\/span> &#8211; <span class=\"wp-block-jerry-live-text\">$299<\/span>\/mo\n<\/p>\n<\/div>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\"><em><em><em><em>Adds <\/em><a href=\"\/car-insurance\/uninsured-motorist-coverage\/\"><em>uninsured\/underinsured motorist coverage<\/em><\/a><em> and <\/em><a href=\"\/car-insurance\/what-is-medical-payments-coverage\/\"><em>medical payments<\/em><\/a><em>, important in Tennessee where UM\/UIM claims are increasingly common.<\/em><\/em><\/em><\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);line-height:1\"><strong>Preferred<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n   <span class=\"wp-block-jerry-live-text\">$176<\/span> &#8211; <span class=\"wp-block-jerry-live-text\">$343<\/span>\/mo\n<\/p>\n<\/div>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\"><em><em>Higher liability limits, lower deductibles and extras like rental reimbursement or towing mean <\/em><strong><em>maximum protection.<\/em><\/strong><\/em><\/p>\n<\/div>\n<\/div>\n\n\n<div class=\"max-md:mx-full-bleed wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-jerry-highlight-point-paragraph flex flex-row items-center gap-2.5 rounded-lg p-6 has-gray-pink-background-color has-background\"><span class=\"iconify i--shield-thumb-up text-primary rotate-0 text-base mt-0.5 shrink-0 self-start\"><\/span><div class=\"jerry-block-content grow text-sm\">\n<p class=\"is-style-mobile-full-bleed is-style-max-md-rounded-none\"><strong>Key takeaway: <\/strong>Start with your comfort around risk and the value of your car. Jerry shows <strong>real-time prices<\/strong> so you can choose confidently.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<p>The <strong>cheapest policy in Tennessee is liability-only<\/strong>, but adding a few affordable coverages on top of that can make a big difference if you need them. Here\u2019s what each type of coverage offers:<\/p>\n\n\n\n<ul class=\"wp-block-jerry-accordion\">\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        Coverage definitions      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Coverage<\/th><th class=\"has-text-align-left\" data-align=\"left\">Definition<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/collision-insurance\/\">Collision insurance<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">An optional coverage type that pays to repair or replace your car if it\u2019s damaged in a collision with another vehicle. You can only file an accident-related claim for your vehicle\u2019s repairs if your policy has collision coverage.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/comprehensive-insurance\/\">Comprehensive insurance<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">An optional coverage type that covers damage to your vehicle caused by non-collision hazards, such as car theft, falling tree branches, hail and other unexpected events.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/bodily-injury-liability\/\"><\/a><a href=\"\/car-insurance\/bodily-injury-liability\/\">Bodily injury liability (BI)<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Pays others\u2019 medical costs in an accident you cause, up to your policy limits. It\u2019s mandatory in most states.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/property-damage-liability-car-insurance\/\"><\/a><a href=\"\/car-insurance\/property-damage-liability-car-insurance\/\">Property damage liability (PD)<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Pays for repairs or replacements of any vehicles or objects you damage in a crash, up to your policy limits. It\u2019s mandatory in most states.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/personal-injury-protection-insurance\/\">Personal injury protection (PIP)<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Helps cover medical expenses for you and your passengers after a car accident, regardless of who caused it. This is required in some states.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/what-is-medical-payments-coverage\/\">Medical payments<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Additional coverage outside of PIP that pays for medical care for you and your passengers after an accident, regardless of who caused it. This is optional in most states.<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><a href=\"\/car-insurance\/uninsured-motorist-coverage\/\"><\/a><a href=\"\/car-insurance\/uninsured-motorist-coverage\/\">Uninsured\/underinsured motorist coverage (UM\/UIM)<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\">Covers you, your passengers and any property damage in a case where the other driver is at fault but doesn\u2019t have insurance, or carries insufficient coverage to pay for your costs. This is required in some states.<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n  <\/div>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Tennessee insurance factors at a glance<\/h3>\n\n\n\n<p>Tennessee\u2019s insurance <strong>prices reflect the daily realities of driving here<\/strong>. These factors, from steep mountain grades in the east to high-speed interstates and fast-growing metro areas, can influence how much you&#8217;ll pay for coverage, too.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-grid wp-container-core-group-is-layout-32711612 wp-block-group-is-layout-grid\">\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.156), 16px);font-style:normal;font-weight:700;line-height:1\">Severe weather<\/p>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\">Tennessee sees tornadoes, hail and sudden downpours, especially in spring and summer. <a href=\"\/car-insurance\/comprehensive-insurance\/\"><strong>Comprehensive<\/strong><\/a><strong> coverage helps protect your vehicle.<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.156), 16px);font-style:normal;font-weight:700;line-height:1\">Wildlife collisions<\/p>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\"><strong>Deer-vehicle crashes peak in fall <\/strong>and are more common along rural highways and forested areas. (Another vote for comprehensive.)<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.156), 16px);font-style:normal;font-weight:700;line-height:1\">Congested cities<\/p>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\">Nashville and Memphis both rank among <strong>the Southeast\u2019s busiest traffic zones<\/strong>, raising <a href=\"\/car-insurance\/collision-insurance\/\" data-type=\"car-insurance\" data-id=\"6347\">collision<\/a> and injury claim costs.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:1.5rem;background-color:#f5f5f5;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.156), 16px);font-style:normal;font-weight:700;line-height:1\"><strong><strong>Uninsured drivers<\/strong><\/strong><\/p>\n\n\n\n<p class=\"has-small-font-size\" style=\"line-height:1.4\"><strong>Over 20% of Tennessee drivers are <\/strong><a href=\"\/car-insurance\/uninsured-motorist-coverage\/\"><strong>uninsured<\/strong><\/a>, so matching your UM\/UIM coverage to your <a href=\"\/car-insurance\/what-is-liability-car-insurance-and-what-does-it-cover\/\">liability<\/a> limits is a smart move.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-primary\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes with Jerry<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Tennessee Insurance After a Ticket, Accident or SR-22<\/h2>\n\n\n\n<p>A driving mistake shouldn\u2019t determine your rate forever. And with Jerry, it doesn\u2019t.<\/p>\n\n\n\n<p>Even if your record isn\u2019t spotless, you can still <strong>find competitive pricing<\/strong>. Jerry works with insurers that take a balanced view of past violations and automatically re-shop your policy as your record improves.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">If you got a ticket<\/h3>\n\n\n\n<p>Tennessee uses a point system for speeding, failure to yield and other moving violations. Rack up enough points within a short period and you may face mandatory classes or license suspension.<\/p>\n\n\n\n<p>A single speeding <a href=\"\/car-insurance\/what-is-a-citation\/\">ticket<\/a> can raise your insurance rate <strong>by 15% to 30%<\/strong>, though state-approved defensive driving courses may reduce points or qualify you for a rate reduction. Jerry also <strong>automatically shops for lower prices <\/strong>after your violation clears.<\/p>\n\n\n\n<p>Here are the <strong>average rate increases we\u2019ve seen for Tennessee drivers after a ticket:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-jerry-custom-bullet-list m-0 list-none\"><li class=\"flex flex-row wp-block-jerry-custom-bullet-list-item\">\n  <span class=\"iconify text-primary i--circle-arrow mr-4 mt-1 shrink-0\"><\/span>\n  \n<div class=\"flex-1 *:my-0\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nSpeeding under 15: <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text-calculation\">17%<\/span> <\/p>\n<\/div>\n<\/li>\n\n\n<li class=\"flex flex-row wp-block-jerry-custom-bullet-list-item\">\n  <span class=\"iconify text-primary i--circle-arrow mr-4 mt-1 shrink-0\"><\/span>\n  \n<div class=\"flex-1 *:my-0\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nSpeeding over 15: <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text-calculation\">21%<\/span> <\/p>\n<\/div>\n<\/li>\n\n\n<li class=\"flex flex-row wp-block-jerry-custom-bullet-list-item\">\n  <span class=\"iconify text-primary i--circle-arrow mr-4 mt-1 shrink-0\"><\/span>\n  \n<div class=\"flex-1 *:my-0\">\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nFailure to obey traffic sign: <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text-calculation\">-1%<\/span> <\/p>\n<\/div>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"has-small-font-size\"><em>Based on Jerry customers with clean driving records and Jerry customers with one or more tickets who found savings in the past 18 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">If you\u2019ve had an accident<\/h3>\n\n\n\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nAn <a href=\"\/car-insurance\/at-fault-accident\/\">at-fault crash<\/a> raises Tennessee drivers\u2019 premiums by <strong>an average of<\/strong> <span style=\"font-style:normal;font-weight:700;\" class=\"wp-block-jerry-live-text-calculation\">9%<\/span>, and those higher rates can stick around for <strong>three to five years<\/strong>. Jerry finds the cheapest available rate immediately and re-shops your coverage once the accident falls off.\n<\/p>\n\n\n\n<h5 class=\"wp-block-heading\">Rates after an accident, full coverage<\/h5>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;accidentType&quot;:&quot;Not At Fault&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$258&quot;},{&quot;accidentType&quot;:&quot;At Fault With No Injury&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$281&quot;},{&quot;accidentType&quot;:&quot;At Fault With Injury&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$312&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Accident record  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Average monthly quote  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Accident record  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Average monthly quote  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\">Not At Fault<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$258<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\">At Fault With No Injury<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$281<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\">At Fault With Injury<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$312<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.accidentType\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated Dec. 11, 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<p class=\"has-small-font-size\"><em>Based on Jerry customers with clean records and those with one or more accidents<strong> <\/strong>who found savings in the past 18 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">If you\u2019ve been convicted of a DUI<\/h3>\n\n\n\n<p class=\"wp-block-jerry-live-text-wrapper\">\n  \nA <a href=\"\/car-insurance\/what-is-a-dui\/\">DUI<\/a> in Tennessee brings heavy penalties and can push insurance rates up substantially, often for <strong>three to five years<\/strong>. Some insurers still offer competitive pricing for high-risk drivers, though, but you\u2019ll want to shop around.\n<\/p>\n\n\n\n<p>Jerry identifies those carriers and re-shops your policy as your record improves.<\/p>\n\n\n\n<p>Here are the <strong>cheapest insurance companies in Tennessee after a DUI conviction<\/strong> and how much they charge on average<strong>:<\/strong><\/p>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/assurance-america\\\/\\&quot; title=\\&quot;Assurance America\\&quot;&gt;Assurance America&lt;\\\/a&gt;&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$163&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;carrier&quot;:&quot;Trexis&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$167&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;carrier&quot;:&quot;Gainsco&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$173&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/root\\\/\\&quot; title=\\&quot;ROOT\\&quot;&gt;ROOT&lt;\\\/a&gt;&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$207&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;},{&quot;carrier&quot;:&quot;First Acceptance&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$209&quot;,&quot;fullCoverage&quot;:&quot;Yes&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Avg monthly rate after DUI  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Offers coverage after DUI  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurer  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Avg monthly rate after DUI  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Offers coverage after DUI  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$163<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$167<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$173<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$207<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$209<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.fullCoverage\">Yes<\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated Dec. 11, 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<p class=\"has-small-font-size\"><em>Based on Jerry customers with clean driving records and Jerry customers with one or more DUI convictions who found savings in the past 18 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-primary\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes with Jerry<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">If you need an SR-22 in Tennessee<\/h3>\n\n\n\n<p>Tennessee may require an SR-22 after certain violations, uninsured accidents or license suspensions. Just <strong>check the <\/strong><a href=\"\/car-insurance\/sr-22-insurance\/\"><strong>SR-22<\/strong><\/a><strong> option in the Jerry app<\/strong> and you\u2019ll only see insurers that handle the filing. Most charge around<strong> $25 a year<\/strong> to submit the form.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Car Insurance with Bad Credit<\/h3>\n\n\n\n<p>Tennessee allows insurers to use credit-based insurance scores. While <strong>credit can influence your rate<\/strong>, continuous coverage, smart deductible choices and frequent quote checks often have a<strong> <\/strong>stronger impact on long-term savings.<\/p>\n\n\n\n<p>Jerry helps you <strong>compare quotes instantly<\/strong> so you can find your best price.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Average rates in Tennessee by credit score<\/h4>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;creditBracket&quot;:&quot;550-659&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$202&quot;},{&quot;creditBracket&quot;:&quot;660-750&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$216&quot;},{&quot;creditBracket&quot;:&quot;&lt;550&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$194&quot;},{&quot;creditBracket&quot;:&quot;750+&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$190&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed hidden md:block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Credit score  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Average monthly quote  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Credit score  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Average monthly quote  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.creditBracket\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.creditBracket\">550-659<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$202<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.creditBracket\">660-750<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$216<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.creditBracket\">&lt;550<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$194<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.creditBracket\">750+<\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$190<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.creditBracket\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$209<\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n      <div\n      class=\"block md:hidden\"\n      data-wp-init=\"callbacks.onCardCarouselInit\"\n    >\n      <div class=\"live-table-card-carousel scrollbar-width-none mx-full-bleed flex snap-x snap-mandatory scroll-pl-6 overflow-x-scroll scroll-smooth px-6\">\n        <div class=\"mx-auto flex gap-3\">\n          <template data-wp-each=\"state.displayData\">\n            <div class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.creditBracket\"><\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Average monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              <\/template>\n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.creditBracket\">550-659<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Average monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.averagePremiumAfterJerry\">$202<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.creditBracket\">660-750<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Average monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.averagePremiumAfterJerry\">$216<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.creditBracket\">&lt;550<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Average monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.averagePremiumAfterJerry\">$194<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.creditBracket\">750+<\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Average monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.averagePremiumAfterJerry\">$190<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n            <div data-wp-each-child class=\"live-table-card overflow-hidden w-72 snap-start rounded-lg border\">\n  <!-- card title -->\n      <div class=\"line-clamp-1 px-3 py-3.5 font-circular text-base font-bold text-black\" data-wp-text=\"context.item.creditBracket\"><\/div>\n  \n  <!-- card content -->\n  <div class=\"relative grid grid-cols-2 font-circular text-sm [&amp;&gt;*:nth-child(4n+3)]:bg-zinc-50 [&amp;&gt;*:nth-child(4n+4)]:bg-zinc-50 before:bg-primary before:absolute before:h-[3px] before:w-full before:content-[&#039;_&#039;]\">\n      <div class=\"flex items-center px-3 py-3.5 text-gray-600\">\n    <span>Average monthly quote<\/span>\n  <\/div>\n  <div class=\"flex items-center px-3 py-3.5 text-gray-900\">\n    <span data-wp-text=\"context.item.averagePremiumAfterJerry\">$209<\/span>\n  <\/div>\n  <\/div>\n<\/div>\n              \n        <\/div>\n      <\/div>\n\n      <div class=\"live-table-card-carousel-indicator mt-3.5 flex flex-row items-center justify-center gap-1\">\n        <template data-wp-each=\"state.displayData\">\n          <span class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        <\/template>\n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n          <span data-wp-each-child class=\"rounded-full size-2.5 bg-zinc-200 data-[active=true]:bg-slate-400\"><\/span>\n        \n      <\/div>\n    <\/div>\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated Dec. 11, 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<p class=\"has-small-font-size\"><em><em><em>Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.<\/em><\/em><\/em><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Drive with confidence<\/h2>\n\n\n\n<p>Tennessee\u2019s mix of mountain weather, rural highways, growing cities and high uninsured-driver rates means there\u2019s no single plan that works for everyone. The right policy is one that protects you <strong>based on how and where you actually drive<\/strong>.<\/p>\n\n\n\n<p>Jerry makes it easy to build a policy tailored to life in Tennessee and stay protected year-round.<\/p>\n\n\n<div class=\"max-md:mx-full-bleed is-style-mobile-only wp-block-jerry-full-bleed\">\n  \n<div>\n<div class=\"wp-block-cover is-style-md-rounded-3xl has-aspect-ratio\" style=\"padding-right:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40);min-height:160px;aspect-ratio:5\/2;min-height:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" class=\"wp-block-cover__image-background wp-image-68264 size-full\" alt=\"\" src=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Lifestyle2-1.png\" style=\"object-position:53% 49%\" data-object-fit=\"cover\" data-object-position=\"53% 49%\" srcset=\"https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Lifestyle2-1.png 1024w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Lifestyle2-1-300x300.png 300w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Lifestyle2-1-150x150.png 150w, https:\/\/jerry.ai\/wp-content\/uploads\/2025\/10\/Lifestyle2-1-768x768.png 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" fetchpriority=\"low\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-40 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-white-color has-text-color has-link-color wp-elements-872af3cb5f8610bf7898fddb559d7eab\" style=\"font-size:clamp(17.371px, 1.086rem + ((1vw - 3.2px) * 0.752), 27px);\"><strong>Get Tennessee quotes in as little as 2 minutes.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-system-sans-serif-font-family has-medium-font-size has-custom-font-size wp-element-button\" href=\"\/signup\">Compare quotes<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers \u2014 not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.<\/p>\n\n\n\n<p>At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.<\/p>\n\n\n\n<p>Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.<\/p>\n\n\n\n<p>Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.<\/p>\n\n\n\n<p><a href=\"\/car-insurance-data-methodology\/\">Read more about Jerry\u2019s data gathering and verification processes<\/a><\/p>\n\n\n\n<div class=\"wp-block-jerry-meet-experts\" data-wp-interactive=\"jerry\/meet-experts\" data-wp-context=\"{&quot;modalVisible&quot;:false}\">\n  <div class=\"font-circular text-2xl font-extrabold text-slate-900\">Expert-driven. Built for you.<\/div>\n\n  <div class=\"my-3\">\n    <div class=\"flex justify-between items-center py-3 border-b border-neutral-200 cursor-pointer font-semibold text-gray-900\" data-wp-on-async--click=\"actions.toggleModal\">\n  <button class=\"text-left text-base\" type=\"button\">\n    Why you can count on Jerry&#8217;s articles  <\/button>\n\n  <div class=\"transition data-[visible=true]:md:rotate-180 text-xs iconify i--chevron-down text-gray-500\" data-wp-bind--data-visible=\"context.modalVisible\"><\/div>\n<\/div>\n<div class=\"modal-backdrop fixed bottom-0 left-0 right-0 top-0 z-50 overflow-hidden overscroll-contain bg-black\/70 font-body transition-transform delay-100 duration-0 md:relative md:z-auto [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:bg-black\/0 [&amp;:not([data-visible=true])]:md:hidden\" data-wp-init=\"callbacks.onModalInit\" data-wp-on-async--click=\"actions.hideModal\" data-wp-bind--data-visible=\"context.modalVisible\">\n  <div class=\"modal-view fixed bottom-0 left-0 right-0 flex max-h-[75%] w-full flex-col rounded-t-3xl bg-white pb-7 pl-7 pt-3.5 transition md:relative md:rounded-none md:pl-0 md:transition-none [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:md:hidden\" data-wp-bind--data-visible=\"context.modalVisible\">\n    <div class=\"modal-header md:hidden flex justify-between items-center pb-1 mb-1 border-b border-zinc-200\">\n      <div class=\"modal-title text-base font-semibold\">Summary<\/div>\n\n      <div\n        class=\"modal-close-btn wp-block-group w-11 h-11 mr-2.5 content-center text-center\"\n        data-wp-on-async--click=\"actions.hideModal\"\n      >\n        <div class=\"iconify i--close text-gray-500 cursor-pointer\"><\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"modal-body pr-7 overflow-y-auto\"><div class=\"wp-block-template-part\"><div class=\"flex flex-row items-center gap-2.5 rounded-lg bg-gray-pink px-4 py-5\">\n  <span class=\"iconify mt-0.5 shrink-0 self-start text-xs text-primary i--shield-check\"><\/span>\n\n  <div>\n    <div class=\"font-body text-xs font-bold text-primary\">Our goal is clear, trustworthy information.<\/div>\n    <div class=\"mt-1 font-body text-xs text-gray-600\">\n      Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and\n      experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept\n      current, and our editorial team is separate from our business partners, so our opinions &#038; tips are unbiased. All\n      insights drawn from Jerry\u2019s proprietary, aggregated customer auto insurance quotes data provide unique, real-world\n      guidance.\n    <\/div>\n  <\/div>\n<\/div>\n<\/div><\/div>\n  <\/div>\n<\/div>\n  <\/div>\n\n  <div class=\"text-base font-semibold text-gray-900\">Our experts<\/div>\n\n  <div class=\"my-8 flex flex-col gap-8 items-center justify-center\">\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2025\/01\/Stephanie-Colestock.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2025\/01\/Stephanie-Colestock.png 250w, \/wp-content\/uploads\/2025\/01\/Stephanie-Colestock-150x150.png 150w, \/wp-content\/uploads\/2025\/01\/Stephanie-Colestock-56x56.png 56w, \/wp-content\/uploads\/2025\/01\/Stephanie-Colestock-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Stephanie Colestock            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Stephanie Colestock is a professional writer, CFEI&reg;, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit\/debt, investing, retirement planning, and banking.<\/p>\n<p>Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie&#8217;s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.<\/p>\n<p>When she&rsquo;s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2025\/02\/Ben-Moore.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2025\/02\/Ben-Moore.png 250w, \/wp-content\/uploads\/2025\/02\/Ben-Moore-150x150.png 150w, \/wp-content\/uploads\/2025\/02\/Ben-Moore-56x56.png 56w, \/wp-content\/uploads\/2025\/02\/Ben-Moore-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Ben Moore            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Ben Moore is a writer and editor at Jerry and an auto insurance expert. He previously worked as a writer, editor and content strategist on NerdWallet&rsquo;s auto insurance team for five years. His work has been published in The Associated Press, Washington Post, Chicago Sun-Times, MarketWatch, Nasdaq and Yahoo News. He also served as a NerdWallet spokesperson, with appearances on local broadcast television and quotes in Martha Stewart and Real Simple magazine.<\/p>\n<p>Ben has an extensive background in digital marketing, working on affiliate and programmatic advertising campaigns for brands like Cabela&rsquo;s, H&amp;R Block and Sears. He holds a bachelors degree in marketing from Olivet Nazarene University.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n      <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Compare cheap car insurance quotes in Tennessee from 50+ insurers.<\/p>\n","protected":false},"author":19,"featured_media":70467,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"wp-custom-template-single-car-insurance-beta","meta":{"jerry_authors":"[{\"id\":\"372\",\"type\":\"main-author\"},{\"id\":\"375\",\"type\":\"editor\"}]","jerry_author_ids":[372],"jerry_idx_page_label":"Tennessee (Cheapest)","jerry_meta_desc":"Compare cheap car insurance quotes in Tennessee from 50+ insurers.","jerry_related_posts":"[1172,36000,28476,30601,2143]","jerry_summary":"","inline_featured_image":false,"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":"[]"},"categories":[450],"tags":[31,618,353],"class_list":["post-2018","car-insurance","type-car-insurance","status-publish","has-post-thumbnail","hentry","category-tennessee","tag-car-insurance","tag-car-insurance-location","tag-tennessee"],"_links":{"self":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/2018","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance"}],"about":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/types\/car-insurance"}],"author":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/comments?post=2018"}],"version-history":[{"count":35,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/2018\/revisions"}],"predecessor-version":[{"id":72580,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/2018\/revisions\/72580"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media\/70467"}],"wp:attachment":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media?parent=2018"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/categories?post=2018"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/tags?post=2018"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}