{"id":1173,"date":"2024-11-07T02:31:19","date_gmt":"2024-11-07T10:31:19","guid":{"rendered":"\/wp-site\/?p=1173"},"modified":"2025-07-15T04:12:13","modified_gmt":"2025-07-15T11:12:13","slug":"very-cheap-car-insurance-no-deposit","status":"publish","type":"car-insurance","link":"https:\/\/jerry.ai\/car-insurance\/very-cheap-car-insurance-no-deposit\/","title":{"rendered":"Why Nationwide is the best car insurance company for drivers with poor credit"},"content":{"rendered":"\n<p><strong>You can\u2019t get car insurance without making an initial payment\u2014but many major insurance companies offer monthly payment plans and discounts that can make the cost to activate your coverage as low as $73 or less.<\/strong><\/p>\n\n\n\n<blockquote class=\"wp-block-jerry-key-takeaway border-primary flex flex-col rounded bg-gray-50 p-6 border-l-0\"><div class=\"flex flex-col md:block md:space-x-1\"><span class=\"has-primary-color text-lg font-semibold\">QUICK LOOK<\/span><span class=\"text-gray-900 text-base\"><\/span><\/div><div class=\"jerry-block-content\" contentclassname=\"text-gray-900 text-base\">\n<ul class=\"wp-block-list\">\n<li>You\u2019ll always need to make an initial payment to activate a car insurance policy.<\/li>\n\n\n\n<li>Opting for monthly payments and stacking discounts can lower your upfront costs.<\/li>\n\n\n\n<li>The average cost to start a car insurance policy is $73 for minimum coverage and $128 for full coverage.<\/li>\n\n\n\n<li>MAPFRE, Clearcover, and Nationwide are three of the best companies for low down payment car insurance.<\/li>\n\n\n\n<li>Companies advertising \u201cfirst month free\u201d auto insurance are scammers after your personal information.<\/li>\n<\/ul>\n<\/div><\/blockquote>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"container-lazyload preview-lazyload container-youtube js-lazyload--not-loaded\"><a href=\"https:\/\/youtu.be\/oyd8j82OwQ0\" class=\"lazy-load-youtube preview-lazyload preview-youtube\" data-video-title=\"How to Get Cheap Car Insurance Without a Deposit\" title=\"Play video &quot;How to Get Cheap Car Insurance Without a Deposit&quot;\" target=\"_blank\" rel=\"noopener\">https:\/\/youtu.be\/oyd8j82OwQ0<\/a><noscript>Video can&#8217;t be loaded because JavaScript is disabled: <a href=\"https:\/\/youtu.be\/oyd8j82OwQ0\" title=\"How to Get Cheap Car Insurance Without a Deposit\" target=\"_blank\" rel=\"noopener\">How to Get Cheap Car Insurance Without a Deposit (https:\/\/youtu.be\/oyd8j82OwQ0)<\/a><\/noscript><\/div>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"low-down-payment\">How to get auto insurance with a low down payment<\/h2>\n\n\n\n<p><strong>The reality:<\/strong> You\u2019ll always need to make a payment before activating a car insurance policy\u2014even if it\u2019s just the first month\u2019s payment. True \u201czero deposit\u201d car insurance with no money upfront doesn\u2019t exist outside the world of scams.<\/p>\n\n\n\n<p><strong>The alternative:<\/strong> Look for <em>low deposit<\/em> car insurance by comparing car insurance quotes from multiple providers, asking about monthly payment options, and stacking discounts. While splitting your premium into monthly installments will raise the overall cost of coverage, it\u2019ll keep your up-front costs low if you need <a href=\"\/car-insurance\/cheap-car-insurance\/\">quick, cheap coverage<\/a>.<\/p>\n\n\n\n<p><strong>How to get it<\/strong>: Start by comparing auto insurance rates from at least three to five <a href=\"\/car-insurance\/best-car-insurance-companies\/\">insurance providers<\/a> to find the company with the lowest car insurance premium for you. Look for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Companies that offer monthly payment plans (like Allstate, Nationwide, and Progressive)<\/li>\n\n\n\n<li>Companies with strong discounts that match your profile (like accident-free discounts or good student discounts)<\/li>\n\n\n\n<li>Companies with responsive customer service teams<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-jerry-key-takeaway border-primary flex flex-col rounded bg-gray-50 p-6 border-l-4\"><div class=\"flex flex-col md:block md:space-x-1\"><span class=\"has-primary-color text-lg font-semibold\">Key Takeaway<\/span><span class=\"text-gray-900 text-base\">True no deposit car insurance doesn\u2019t exist outside of scams. Instead of \u201cno down payment car insurance,\u201d start looking for <em>low down payment car insurance<\/em>.<\/span><\/div><div class=\"jerry-block-content\" contentclassname=\"text-gray-900 text-base\"><\/div><\/blockquote>\n\n\n\n<div class=\"wp-block-jerry-cta\"><div class=\"flex flex-col items-start gap-4 rounded-xl border border-zinc-200 px-12 py-8 md:flex-row md:items-center md:gap-14\"><div class=\"flex-1\"><span class=\"text-xl font-black text-gray-900\">SIMPLIFY YOUR CAR INSURANCE IN MINUTES<\/span><\/div><div class=\"flex-1\"><a href=\"\/signup\" class=\"bg-primary block w-full rounded-full px-14 py-2 text-center font-black text-white hover:no-underline\">Find savings now<\/a><\/div><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"pay-per-mile\">Pay-per-mile car insurance: The key to cheap no-deposit insurance?<\/h2>\n\n\n\n<p>If you need to lower your car insurance costs and don\u2019t drive very often, <a href=\"\/car-insurance\/low-mileage-car-insurance\/\">pay-per-mile auto insurance coverage<\/a> could be the key to avoiding a big lump-sum down payment.<\/p>\n\n\n\n<p>In a regular car insurance policy, you\u2019ll be charged for at least the first month up front\u2014and, in some cases, you\u2019ll pay extra to account for the cost of opening a policy. But with a pay-per-mile policy, you only pay a daily rate as low as $1.50 per day, plus additional costs for every mile you drive.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The best pay-per-mile car insurance companies<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><\/th><th><strong>Allstate Milewise<\/strong><\/th><th><strong>Nationwide SmartMiles<\/strong><\/th><th><strong>Metromile<\/strong><\/th><th><strong>Mile Auto<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Sample base rate<\/td><td>$1.50 per day<\/td><td>$60 per month<\/td><td>$29 per month<\/td><td>$48 per month<\/td><\/tr><tr><td>Sample per-mile rate<\/td><td>$0.06<\/td><td>$0.07<\/td><td>$0.06<\/td><td>$0.08<\/td><\/tr><tr><td>How it&#8217;s tracked<\/td><td>Plug-in device<\/td><td>Plug-in device or connected car<\/td><td>Plug-in device<\/td><td>Odometer photo<\/td><\/tr><tr><td>Availability<\/td><td>21 states<\/td><td>45 states<\/td><td>8 states<\/td><td>11 states<\/td><\/tr><tr><td>Average reported savings<\/td><td>25% to 50%<\/td><td>22%<\/td><td>47%<\/td><td>30% to 40%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Who it\u2019s not for<\/h3>\n\n\n\n<p>If you use your car every day and drive an average of 35 miles per day or more, pay-per-mile insurance likely won\u2019t save you any money.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Who it\u2019s for<\/h3>\n\n\n\n<p>Anyone who drives less than about 10,000 miles per year, or 27 miles per day, is a good candidate to save with pay-per-mile insurance. Remote workers, stay-at-home parents, and anyone with a short commute or access to public transportation can use pay-per-mile insurance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"best-companies-low-deposit\">The best car insurance companies for low deposit auto insurance<\/h2>\n\n\n\n<p>We ran the numbers and identified the five cheapest car insurance companies for drivers looking for minimum liability insurance with a low down payment:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Insurance company<\/strong><\/th><th><strong>Average monthly rate<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Mapfre<\/td><td>$73<\/td><\/tr><tr><td>Trexis<\/td><td>$90<\/td><\/tr><tr><td>Metlife<\/td><td>$90<\/td><\/tr><tr><td><a href=\"\/reviews\/car-insurance\/nationwide\/\">Nationwide<\/a><\/td><td>$98<\/td><\/tr><tr><td><a href=\"\/reviews\/car-insurance\/aspire-advantage\/\">Aspire Advantage<\/a><\/td><td>$104<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>An important disclaimer:<\/strong> Some insurance companies won\u2019t allow monthly payments, while others only allow drivers without any <a href=\"\/car-insurance\/insurance-lapse\/\">insurance lapses<\/a> to make monthly payments. Check before you sign up to see what kind of payment plan is offered.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"best-companies-full-coverage\">Best car insurance companies for cheap full coverage auto insurance<\/h2>\n\n\n\n<p>If you need full coverage auto insurance, the following companies are your best bet:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>I<strong>nsurance company<\/strong><\/th><th><strong>Average monthly rate<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Mapfre<\/td><td>$128<\/td><\/tr><tr><td><a href=\"\/reviews\/car-insurance\/nationwide\/\">Nationwide<\/a><\/td><td>$173<\/td><\/tr><tr><td>Clearcover<\/td><td>$177<\/td><\/tr><tr><td><a href=\"\/reviews\/car-insurance\/commonwealth-insurance\/\" data-type=\"link\" data-id=\"https:\/\/getjerry.com\/reviews\/car-insurance\/commonwealth-insurance\">Commonwealth Insurance<\/a><\/td><td>$180<\/td><\/tr><tr><td><a href=\"\/reviews\/car-insurance\/progressive\/\" data-type=\"link\" data-id=\"https:\/\/getjerry.com\/reviews\/car-insurance\/progressive\">Progressive<\/a><\/td><td>$180<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-65eef5bf wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-constrained wp-block-column-is-layout-constrained\" style=\"flex-basis:90px\">\n<figure class=\"wp-block-image size-featured-small is-resized\"><img decoding=\"async\" src=\"https:\/\/getjerry.com\/wp-content\/uploads\/2024\/08\/nationwide.svg\" alt=\"\" class=\"wp-image-3784\" style=\"aspect-ratio:1;object-fit:contain;width:71px;height:auto\"fetchpriority=\"low\" loading=\"lazy\"><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><h2 class=\"wp-block-post-title\">Why Nationwide is the best car insurance company for drivers with poor credit<\/h2>\n\n\n<p>Nationwide doesn\u2019t just have some of the lowest monthly rates out of any insurer\u2014they\u2019ll also keep your annual premium low if your credit score drops, unlike most major insurers.<br><br>New research from the Consumer Federation of America reveals that GEICO and State Farm charged policyholders with poor credit 91% more and 225% more, respectively, than drivers with excellent credit\u2014even if the poor-credit drivers had a perfect driving record.<br><br>By comparison, Nationwide raises rates by an average of just 57% for drivers with poor credit.<\/p>\n<\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-separator-jerry-default\"\/>\n\n\n\n<p><strong>Learn more:<\/strong> <a href=\"\/car-insurance\/car-insurance-quotes\/\">Compare the best online quotes for car insurance<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-separator-jerry-default\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"avoid-first-month-free\">Avoid \u201cfirst month free\u201d scams<\/h2>\n\n\n\n<p>If you see anyone promising to cover your car with the first month entirely free, that\u2019s a scam. No legitimate insurance company offers coverage without any kind of payment upfront.<\/p>\n\n\n\n<p>To avoid car insurance scams, follow these tips:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Never pay for quotes:<\/strong> Any reputable insurance company offers free quotes to prospective policyholders.<\/li>\n\n\n\n<li><strong>Avoid \u201cone day car insurance\u201d scammers:<\/strong> The shortest policy length offered by legitimate car insurance providers is six months.<\/li>\n\n\n\n<li><strong>Trust your gut:<\/strong> If you\u2019re feeling pressured by an insurance agent or broker, don\u2019t buy the policy unless you\u2019ve read the fine print and confirmed that everything&#8217;s above board.<\/li>\n<\/ul>\n\n\n\n<p>Car insurance providers are all about risk. When setting your rate, insurance companies will analyze a ton of factors that essentially help them to evaluate how much risk you pose as a policyholder.<\/p>\n\n\n\n<p>An insurance down payment offsets risk to your insurance provider. <a href=\"\/car-insurance\/how-is-car-insurance-calculated\/\">Key risk factors for car insurance<\/a> include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Driving record:<\/strong> A history of accidents and violations tells insurance companies that you\u2019re a high-risk driver likely to generate claims. A clean driving history, on the other hand, shows them you\u2019re likely to cost them less\u2014so they\u2019ll often charge less!<\/li>\n\n\n\n<li><strong>Continuous coverage:<\/strong> Having a lapse of insurance coverage for any reason can negatively impact your rates\u2014continuous coverage signals to the insurance companies that you are a good risk and have responsible payment habits.<\/li>\n\n\n\n<li><strong>Age:<\/strong> <a href=\"\/car-insurance\/car-insurance-for-teens\/\">Young drivers<\/a>, especially teens, have the highest statistical rate of accidents and violations. Insurance companies hike up rates for drivers under age 25.<\/li>\n\n\n\n<li><strong>Gender:<\/strong> Statistics also show that male drivers have a higher rate of accidents, violations, and claims. You can expect your car insurance rates to reflect that.<\/li>\n\n\n\n<li><strong>ZIP code:<\/strong> The rate of accidents, thefts, and weather damage where you live can all affect the cost of car insurance, especially if you have <a href=\"\/car-insurance\/full-coverage-car-insurance\/\">full coverage<\/a>.<\/li>\n\n\n\n<li><strong>Vehicle:<\/strong> Your vehicle\u2019s make and model, size, engine type, safety ratings, and value all influence the cost of a policy.<\/li>\n\n\n\n<li><strong>Credit score:<\/strong> Credit is a measure of your ability to pay your bills, so insurance companies typically give the best rates and payment plans to drivers with good credit.<\/li>\n\n\n\n<li><strong>Mileage:<\/strong> The <a href=\"\/car-insurance\/low-mileage-car-insurance\/\">less you drive<\/a>, the less likely you are to generate claims.<\/li>\n<\/ul>\n\n\n\n<p>While you can\u2019t find car insurance with no deposit, understanding the factors that go into setting your rate can help you find the lowest monthly car insurance payment. Compare quotes from several auto insurance companies before you put down money on a policy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"six-ways-to-shrink-down-payment\">Six ways to shrink your car insurance down payment<\/h2>\n\n\n\n<p>There\u2019s no such thing as free car insurance. But with a few tips and hacks, you can lower your total premium and find the right coverage at a price you can live with. Here\u2019s how.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Compare auto insurance quotes<\/h3>\n\n\n\n<p>The only way to lower your car insurance down payment is to compare rates from multiple insurance companies. Use a <a href=\"\/car-insurance\/is-jerry-legit\/\">trusted insurance broker or comparison tool<\/a> like <a href=\"\/signup\/\">Jerry<\/a> to quickly compare rates and find affordable car insurance based on your driver profile.<\/p>\n\n\n\n<p>The app will show you the first month\u2019s premium for three different levels of coverage\u2014Basic, Standard, and Preferred\u2014along with potential discounts and tips to tailor your coverage options to your needs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Manage your budget<\/h3>\n\n\n\n<p>Take stock of your budget and see if you can free up extra cash for the payments you need to make\u2014especially that larger first payment.<\/p>\n\n\n\n<p>If your car is financed, <a href=\"\/car-loan\/\">auto loan refinancing<\/a> could bring down your monthly car payment so that you can afford the insurance you need. Refinancing isn\u2019t for everyone, but if you purchase car insurance through Jerry, you\u2019ll be able to see any eligible refinancing offers in the app.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Opt for a lower coverage level<\/h3>\n\n\n\n<p>While it\u2019s a good idea to buy <a href=\"\/car-insurance\/full-coverage-car-insurance\/\" data-type=\"link\" data-id=\"https:\/\/getjerry.com\/car-insurance\/full-coverage-car-insurance\">full coverage car insurance<\/a> if you can afford it\u2014or if the lender that issued your auto loan requires it\u2014dropping full coverage or picking a lower liability limit could reduce your insurance down payment.<\/p>\n\n\n\n<p>Know <a href=\"\/car-insurance\/is-car-insurance-required\/\">what car insurance is required by law in your state<\/a> and check the terms of your auto loan before you start shopping.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Change your payment date<\/h3>\n\n\n\n<p>If you\u2019re looking for no deposit auto insurance to get through a tight time, ask about changing your payment date once you\u2019ve signed up for a policy.<\/p>\n\n\n\n<p>Some insurance companies will allow you to move your due date so that you\u2019re set up to make your payment on time. You should also look into your company\u2019s grace period for missed payments.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. Choose a higher deductible<\/h3>\n\n\n\n<p>If you\u2019re looking for full coverage car insurance without a large down payment, consider choosing a higher deductible.<\/p>\n\n\n\n<p>The deductible is the set amount you\u2019ll pay out of pocket before your coverage kicks in on a collision or comprehensive claim, and the higher it is, the less you\u2019ll pay to start and maintain the policy.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. Look for discounts<\/h3>\n\n\n\n<p>Car insurance discounts don\u2019t start and stop with bundling home and auto policies. While that\u2019s the discount you\u2019ll hear most about on TV, most insurance companies offer way more discounts that could save you a ton on your insurance plan\u2014especially if you stack them! Here are just a few of the most popular discounts:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Discount<\/th><th>Description<\/th><th>Average savings<\/th><\/tr><\/thead><tbody><tr><td><a href=\"\/car-insurance\/safe-driver-discount\/\">Safe driver discount<\/a><\/td><td>Maintaining a clean driving record or installing a telematics device to track your driving habits could earn you a discounted rate.<\/td><td>5% &#8211; 30%<\/td><\/tr><tr><td>Multi-car discount<\/td><td>If you have multiple cars on the same policy, many companies will knock a percentage off your rate.<\/td><td>10% &#8211; 20%<\/td><\/tr><tr><td>Driver training discount<\/td><td>For teen drivers, taking an approved driver education course could result in premium savings.<\/td><td>8% &#8211; 10%<\/td><\/tr><tr><td><a href=\"\/car-insurance\/car-insurance-student-discount\/\">Good student discount<\/a><\/td><td>Drivers under 25 years old who are enrolled in school full time and have at least a 3.0 GPA or B average can qualify for discounts.<\/td><td>5% &#8211; 25%<\/td><\/tr><tr><td>Continuous insurance discount<\/td><td>If you\u2019ve never had a lapse in coverage, insurers will reward your consistency with discounts.<\/td><td>10% &#8211; 15%<\/td><\/tr><tr><td>Electronic funds transfer (EFT) discount<\/td><td>Transferring funds directly from your bank rather than paying with a credit or debit card or check could earn you a slightly discounted rate.<\/td><td>2% &#8211; 3%<\/td><\/tr><tr><td>Responsible payer discount<\/td><td>If you\u2019re paying monthly, an on-time payment every month for 12 months could qualify you for a lower rate.<\/td><td>5%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Expert tip<\/strong> The main popular car insurance discount that typically isn\u2019t compatible with a monthly payment plan is a paid in full discount. If you\u2019re looking to lower your overall insurance costs but can afford a bigger up-front payment, consider paying in full to secure that lower premium.<\/p>\n\n\n\n<div class=\"!mbs-12 !mbe-12 wp-block-jerry-faqs text-lg text-slate-500 wp-block-jerry-faqs\">\n  <!-- Title -->\n    <h2 class=\"medium-title text-black mb-1.5 pt-12 uppercase\">\n    FAQ  <\/h2>\n  \n  <!-- Accordion -->\n  \n<div class=\"max-w-screen-lg my-6 [&amp;_li:last-child]:border-b-0\">\n<ul class=\"wp-block-jerry-accordion\">\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item font-circular flex cursor-pointer flex-row items-start border-b border-zinc-200 py-6 text-lg text-slate-500 is-style-accordion-item-box wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        Can you get insurance and pay later?      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>You can\u2019t get car insurance without making any initial payment, but you don\u2019t always need to pay your total premium in full. Most insurers allow monthly payment plans, which can keep the upfront cost of a policy low.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item font-circular flex cursor-pointer flex-row items-start border-b border-zinc-200 py-6 text-lg text-slate-500 is-style-accordion-item-box wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        What is the least amount of car insurance you need?      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>The minimum amount of car insurance required to legally drive differs from state to state, but it typically includes a small amount of bodily injury liability insurance and property damage liability insurance.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item font-circular flex cursor-pointer flex-row items-start border-b border-zinc-200 py-6 text-lg text-slate-500 is-style-accordion-item-box wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        What is the initial payment of insurance?      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>Your first car insurance payment covers the first portion of your policy term, and in some cases may also include expenses associated with opening a policy, such as motor vehicle record checks.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item font-circular flex cursor-pointer flex-row items-start border-b border-zinc-200 py-6 text-lg text-slate-500 is-style-accordion-item-box wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        What is the cheapest car insurance company in the US?      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>USAA consistently offers the cheapest rates of any auto insurance provider in the United States\u2014but USAA only offers auto insurance policies to military members, veterans, and their immediate family. If you don\u2019t qualify for USAA insurance, comparing quotes is the best way to find the cheapest insurance company for your profile.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item font-circular flex cursor-pointer flex-row items-start border-b border-zinc-200 py-6 text-lg text-slate-500 is-style-accordion-item-box wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        What is the difference between full coverage and liability only?      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>Liability-only car insurance is the minimum requirement in most states and the cheapest option for car insurance. However, most drivers need some amount of collision and comprehensive coverage. The combination of collision and comprehensive with basic liability coverage is often called a \u201cfull coverage\u201d car insurance policy.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n<\/ul>\n<\/div>\n\n  <!-- Contact link -->\n  <\/div>\n\n\n\n<div class=\"wp-block-jerry-meet-experts\" data-wp-interactive=\"jerry\/meet-experts\" data-wp-context=\"{&quot;modalVisible&quot;:false}\">\n  <div class=\"font-circular text-2xl font-extrabold text-slate-900\">Expert-driven. Built for you.<\/div>\n\n  <div class=\"my-3\">\n    <div class=\"flex justify-between items-center py-3 border-b border-neutral-200 cursor-pointer font-semibold text-gray-900\" data-wp-on-async--click=\"actions.toggleModal\">\n  <button class=\"text-left text-base\" type=\"button\">\n    Why you can count on Jerry&#8217;s articles  <\/button>\n\n  <div class=\"transition data-[visible=true]:md:rotate-180 text-xs iconify i--chevron-down text-gray-500\" data-wp-bind--data-visible=\"context.modalVisible\"><\/div>\n<\/div>\n<div class=\"modal-backdrop fixed bottom-0 left-0 right-0 top-0 z-50 overflow-hidden overscroll-contain bg-black\/70 font-body transition-transform delay-100 duration-0 md:relative md:z-auto [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:bg-black\/0 [&amp;:not([data-visible=true])]:md:hidden\" data-wp-init=\"callbacks.onModalInit\" data-wp-on-async--click=\"actions.hideModal\" data-wp-bind--data-visible=\"context.modalVisible\">\n  <div class=\"modal-view fixed bottom-0 left-0 right-0 flex max-h-[75%] w-full flex-col rounded-t-3xl bg-white pb-7 pl-7 pt-3.5 transition md:relative md:rounded-none md:pl-0 md:transition-none [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:md:hidden\" data-wp-bind--data-visible=\"context.modalVisible\">\n    <div class=\"modal-header md:hidden flex justify-between items-center pb-1 mb-1 border-b border-zinc-200\">\n      <div class=\"modal-title text-base font-semibold\">Summary<\/div>\n\n      <div\n        class=\"modal-close-btn wp-block-group w-11 h-11 mr-2.5 content-center text-center\"\n        data-wp-on-async--click=\"actions.hideModal\"\n      >\n        <div class=\"iconify i--close text-gray-500 cursor-pointer\"><\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"modal-body pr-7 overflow-y-auto\"><div class=\"wp-block-template-part\"><div class=\"flex flex-row items-center gap-2.5 rounded-lg bg-gray-pink px-4 py-5\">\n  <span class=\"iconify mt-0.5 shrink-0 self-start text-xs text-primary i--shield-check\"><\/span>\n\n  <div>\n    <div class=\"font-body text-xs font-bold text-primary\">Our goal is clear, trustworthy information.<\/div>\n    <div class=\"mt-1 font-body text-xs text-gray-600\">\n      Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and\n      experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept\n      current, and our editorial team is separate from our business partners, so our opinions &#038; tips are unbiased. All\n      insights drawn from Jerry\u2019s proprietary, aggregated customer auto insurance quotes data provide unique, real-world\n      guidance.\n    <\/div>\n  <\/div>\n<\/div>\n<\/div><\/div>\n  <\/div>\n<\/div>\n  <\/div>\n\n  <div class=\"text-base font-semibold text-gray-900\">Our experts<\/div>\n\n  <div class=\"my-8 flex flex-col gap-8 items-center justify-center\">\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2024\/11\/R.E.-Fulton.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2024\/11\/R.E.-Fulton.png 250w, \/wp-content\/uploads\/2024\/11\/R.E.-Fulton-150x150.png 150w, \/wp-content\/uploads\/2024\/11\/R.E.-Fulton-56x56.png 56w, \/wp-content\/uploads\/2024\/11\/R.E.-Fulton-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              R.E. Fulton            <\/div>\n\n                          <ul class=\"font-circular text-slate-700 mb-3 jerry-meet-experts flex flex-col md:flex-row\">\n                                  <li class=\"flex items-center mb-2 md:mr-2\">\n                    <span class=\"iconify i--shield-check text-base text-primary mr-2 min-w-4\"><\/span>\n                    <div class=\"jerry-block-content truncate\"><p>Licensed Insurance Agent<\/p><\/div>\n                  <\/li>\n                              <\/ul>\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.\u2019s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views. As a senior writer on Jerry\u2019s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry\u2019s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2024\/09\/kathleen-flear.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2024\/09\/kathleen-flear.png 250w, \/wp-content\/uploads\/2024\/09\/kathleen-flear-150x150.png 150w, \/wp-content\/uploads\/2024\/09\/kathleen-flear-56x56.png 56w, \/wp-content\/uploads\/2024\/09\/kathleen-flear-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Kathleen Flear            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Kathleen Flear is an expert insurance writer and editor who previously lead up Jerry\u2019s editorial team as director of content. Kathleen empowers drivers to make smart car ownership decisions through best-in-class articles on insurance, loans, and maintenance. Prior to joining Jerry in 2021, Kathleen served as managing editor for a team of SEO content marketing professionals at Article-Writing.co and worked as a freelance writer and editor for a range of digital publications, including Chicago Literati magazine and Golden Words. She earned a bachelor\u2019s degree in English language and literature from Queen\u2019s University, and a master\u2019s degree in creative writing and fiction from Sierra Nevada University.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n      <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Some of the cheapest car insurance companies with low upfront costs include Allstate, Progressive, and Nationwide.<\/p>\n","protected":false},"author":54,"featured_media":64719,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"single-advice","meta":{"jerry_authors":"[{\"id\":\"258\",\"type\":\"main-author\"},{\"id\":\"181\",\"type\":\"editor\"}]","jerry_author_ids":[258],"jerry_idx_page_label":"","jerry_meta_desc":"Some of the cheapest car insurance companies with low upfront costs include Allstate, Progressive, and Nationwide.","jerry_related_posts":"[4676,2239,1882]","jerry_summary":"","inline_featured_image":false,"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[],"tags":[31,131,227,619,337],"class_list":["post-1173","car-insurance","type-car-insurance","status-publish","has-post-thumbnail","hentry","tag-car-insurance","tag-cheap-auto-insurance","tag-insurance-discounts","tag-resource_car_insurance","tag-save-money"],"_links":{"self":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/1173","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance"}],"about":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/types\/car-insurance"}],"author":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/users\/54"}],"replies":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/comments?post=1173"}],"version-history":[{"count":9,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/1173\/revisions"}],"predecessor-version":[{"id":61175,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/car-insurance\/1173\/revisions\/61175"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media\/64719"}],"wp:attachment":[{"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/media?parent=1173"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/categories?post=1173"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jerry.ai\/wp-json\/wp\/v2\/tags?post=1173"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}