{"id":10910,"date":"2024-11-11T00:59:56","date_gmt":"2024-11-11T08:59:56","guid":{"rendered":"\/wp-site\/?p=10910"},"modified":"2025-03-12T10:14:54","modified_gmt":"2025-03-12T17:14:54","slug":"insurance-for-leased-cars","status":"publish","type":"car-insurance","link":"https:\/\/jerry.ai\/car-insurance\/insurance-for-leased-cars\/","title":{"rendered":"The Guide to Insuring Leased Cars"},"content":{"rendered":"\n<p>When you lease a car, your lessor will likely require you to maintain full coverage <a href=\"\/car-insurance\/\">car insurance<\/a>, which includes liability insurance plus comprehensive and collision coverage. Some will further require a type of coverage called \u201c<a href=\"\/car-insurance\/gap-insurance\/\">gap insurance<\/a>.\u201d A full coverage policy costs an average of $160 to $200 a month, though it varies depending on the car you drive, your personal driving history, where you live and more.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-do-you-need\">What kind of insurance do you need for a leased car?<\/h2>\n\n\n\n<div class=\"wp-block-jerry-card\"><div class=\"shadow-variant-card relative overflow-hidden rounded-xl p-8\"><div class=\"flex flex-col gap-3\"><span class=\"text-lg font-medium text-slate-900\"><\/span><div class=\"jerry-block-content text-sm text-slate-700\">\n<p class=\"has-text-align-center\"><strong>FOR A LEASED CAR YOU&#8217;RE REQUIRED TO CARRY:<\/strong><br><br><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<blockquote class=\"wp-block-jerry-key-takeaway border-primary flex flex-col rounded bg-gray-50 p-6 border-l-0\"><div class=\"flex flex-col md:block md:space-x-1\"><span class=\"has-primary-color text-lg font-semibold\">ALWAYS<\/span><span class=\"text-gray-900 text-sm\"><br><br>State-required insurance<\/span><\/div><div class=\"jerry-block-content\" contentclassname=\"text-gray-900 text-sm\"><\/div><\/blockquote>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<blockquote class=\"wp-block-jerry-key-takeaway border-primary flex flex-col rounded bg-gray-50 p-6 border-l-0\"><div class=\"flex flex-col md:block md:space-x-1\"><span class=\"has-primary-color text-lg font-semibold\">USUALLY<\/span><span class=\"text-gray-900 text-sm\"><br><br>Full-coverage insurance<\/span><\/div><div class=\"jerry-block-content\" contentclassname=\"text-gray-900 text-sm\"><\/div><\/blockquote>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<blockquote class=\"wp-block-jerry-key-takeaway border-primary flex flex-col rounded bg-gray-50 p-6 border-l-0\"><div class=\"flex flex-col md:block md:space-x-1\"><span class=\"has-primary-color text-lg font-semibold\">SOMETIMES<\/span><span class=\"text-gray-900 text-sm\"><br><br>Extras such as gap insurance<\/span><\/div><div class=\"jerry-block-content\" contentclassname=\"text-gray-900 text-sm\"><\/div><\/blockquote>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">State-mandated minimum car insurance requirements<\/h3>\n\n\n\n<p>In almost every state, you must carry a car insurance policy meeting that state\u2019s specific <a href=\"\/car-insurance\/what-is-liability-car-insurance-and-what-does-it-cover\/\">minimum liability requirements<\/a>. Liability insurance always includes the following types of coverage:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"\/car-insurance\/bodily-injury-liability\/\"><strong>Bodily injury (BI)<\/strong><\/a><strong>:<\/strong> In most states, the at-fault driver\u2019s bodily injury liability covers the victim\u2019s medical bills, lost wages and other injury-related expenses stemming from an accident.<\/li>\n\n\n\n<li><strong>Property damage (PD):<\/strong> Covers the costs of repairing vehicles and property damaged by the at-fault driver.<\/li>\n<\/ul>\n\n\n\n<p>The <a href=\"\/car-insurance\/average-car-insurance\/\">average cost of car insurance<\/a> for liability coverage is an average of $50 to $90 a month. However, you may find that your policy costs differ significantly depending on the coverage requirements in your state.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Some states have additional car insurance requirements, including:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"\/car-insurance\/personal-injury-protection-insurance\/\">Personal injury protection (PIP)<\/a>:<\/strong> Covers expenses related to injuries that you or your passengers sustained in an accident.<\/li>\n\n\n\n<li><a href=\"\/car-insurance\/uninsured-motorist-coverage\/\"><strong>Uninsured motorist coverage and\/or underinsured motorist coverage (UM\/UIM)<\/strong><\/a><strong>: <\/strong>Covers your expenses after getting into an accident with an uninsured or underinsured driver. <\/li>\n\n\n\n<li><a href=\"\/car-insurance\/what-is-medical-payments-coverage\/\" data-type=\"car-insurance\" data-id=\"54125\"><strong>Medical Payments coverage (MedPay)<\/strong><\/a><strong>: <\/strong>Covers the cost of ongoing medical expenses regardless of fault, including hospitalization fees and funeral expenses for yourself and\/or your passengers.<\/li>\n<\/ul>\n\n\n\n<p>Keep in mind that the <a href=\"\/car-insurance\/is-car-insurance-required\/\">minimum car insurance required in your state<\/a> often isn\u2019t enough to cover damages after an accident.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Full coverage<\/h3>\n\n\n\n<p>Do you need <a href=\"\/car-insurance\/full-coverage-car-insurance\/\">full coverage<\/a> on a leased vehicle? Typically, yes.\u00a0<\/p>\n\n\n\n<p>If you have a loan or lease on your vehicle, the lender will require <mdspan datatext=\"el1741788519553\" class=\"mdspan-comment\">full coverage<\/mdspan>. You may also need\u00a0gap insurance, which can help you pay off your loan if your car is totaled.<\/p>\n\n\n\n<p>In addition to the minimum liability insurance required by your state, most car lease agreements will require you to purchase full coverage insurance to cover damage to the vehicle in case of an accident. A policy that includes liability insurance plus full coverage costs an average of $160 to $200 a month.\u00a0<\/p>\n\n\n\n<p>Full coverage insurance for a leased car includes two types of physical damage protection: collision insurance and comprehensive insurance.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"\/car-insurance\/collision-insurance\/\">Collision coverage<\/a> pays for any damages to your vehicle that result from a collision, whether with another car or a stationary object. This also includes hit-and-runs and rollovers.<\/li>\n\n\n\n<li><a href=\"\/car-insurance\/comprehensive-insurance\/\">Comprehensive coverage<\/a> pays for damages to your vehicle that result from something other than a collision, such as vandalism, a natural disaster or theft.<\/li>\n<\/ul>\n\n\n\n<p>This additional insurance is a good idea for most drivers, especially those with newer cars \u2014 so consider adding it to your policy even if full coverage isn\u2019t listed in your coverage requirements.<\/p>\n\n\n\n<p>According to Jerry data here are the average monthly cost of full coverage with some of the nation\u2019s top insurance providers.<\/p>\n\n\n\n<div data-show-load-more=\"false\" class=\"group wp-block-jerry-live-table\" data-wp-context=\"{&quot;data&quot;:[{&quot;carrier&quot;:&quot;Foremost&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$104&quot;},{&quot;carrier&quot;:&quot;Aspire Advantage&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$214&quot;},{&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/anchor-general\\\/\\&quot; title=\\&quot;Anchor General\\&quot;&gt;Anchor General&lt;\\\/a&gt;&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$229&quot;},{&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/safeco\\\/\\&quot; title=\\&quot;Safeco\\&quot;&gt;Safeco&lt;\\\/a&gt;&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$238&quot;},{&quot;carrier&quot;:&quot;&lt;a href=\\&quot;\\\/reviews\\\/car-insurance\\\/root\\\/\\&quot; title=\\&quot;ROOT\\&quot;&gt;ROOT&lt;\\\/a&gt;&quot;,&quot;averagePremiumAfterJerry&quot;:&quot;$240&quot;}],&quot;isExpandable&quot;:false,&quot;isExpanded&quot;:true,&quot;limitForExpanding&quot;:null,&quot;searchText&quot;:null}\" data-wp-interactive=\"jerry\/live-table\" data-wp-init=\"callbacks.onInit\" data-wp-bind--data-show-load-more=\"state.showLoadMore\">\n  \n  <div class=\"relative max-md:mx-full-bleed block\">\n    <figure class=\"live-table-header wp-block-table sticky top-0 z-[2] !overflow-x-hidden bg-white md:static\">\n      <table>\n            <thead >\n      <tr>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Avg Monthly Quote  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n          <\/table>\n    <\/figure>\n\n    <figure class=\"live-table-body wp-block-table overflow-auto group-data-[show-load-more=true]:pb-4\">\n      <table>\n            <thead class=\"pointer-events-none invisible select-none leading-[0]\">\n      <tr>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Insurance Company  <\/div>\n<\/th>\n                  <th class=\"wp-block-table__cell-content !h-0 !py-0\">\n  <div class=\"flex gap-2 items-center justify-start\">\n    Avg Monthly Quote  <\/div>\n<\/th>\n              <\/tr>\n    <\/thead>\n            <tbody>\n          <template data-wp-each=\"state.displayData\">\n            <tr>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\"><\/td>\n                          <\/tr>\n          <\/template>\n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$104<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$214<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$229<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$238<\/td>\n                          <\/tr>\n          \n            <tr data-wp-each-child>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-column=\"carrier\" data-wp-init=\"callbacks.onCellInit\"><\/td>\n                              <td class=\"wp-block-table__cell-content has-text-align-left\" data-wp-text=\"context.item.averagePremiumAfterJerry\">$240<\/td>\n                          <\/tr>\n          \n        <\/tbody>\n      <\/table>\n    <\/figure>\n\n      <\/div>\n\n  \n  \n      <div class=\"flex flex-row my-3 gap-2 items-center font-body text-slate-500\">\n      <span class=\"iconify i--refresh text-sm\"><\/span>\n      <span class=\"text-xs\">Last Updated Dec. 8, 2025<\/span>\n    <\/div>\n  <\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Gap insurance<\/h3>\n\n\n\n<p>Is gap insurance needed for leased vehicles? The short answer is sometimes. If you total your car and owe more on the lease than it\u2019s worth, gap insurance will help cover the difference between your loan amount and the actual cash value of your vehicle.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXcPIEXJdZ09FL16ovX9j5gtAwHpot6J2K6DaaEnwwB3BxxWHIXdVzGsRHmLCDNAd9ejpxaqwdsC4KEXNpTMNPMhIcHflASeRNLitq_NJLvJ7u1s0FgsrpVz3uw8T3h01wI2pwqTrg?key=tegTiJ9Dssx1b5iXJfU4_x57\" alt=\"\"fetchpriority=\"low\" loading=\"lazy\"><\/figure>\n\n\n\n<p>You can typically purchase gap insurance from either your leasing company or your auto insurance provider. <\/p>\n\n\n\n<p>Gap insurance usually costs more from a dealership than from an insurance company, so get quotes from a few of the <a href=\"\/car-insurance\/best-car-insurance-companies\/\">best car insurance<\/a> companies before accepting your lessor\u2019s offer.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"is-it-more-expensive\">Is it more expensive to insure a leased car?<\/h2>\n\n\n\n<p>Yes, leasing car insurance is more expensive on average because lenders tend to require additional types of insurance and protection for the lease term.<\/p>\n\n\n\n<p>However, the final cost of your auto insurance policy depends on a lot of factors. For instance, your lessor might require insurance with high coverage limits, making your policy more expensive \u2014 or you may qualify for lower rates based on your age, where you live or your eligibility for <a href=\"\/car-insurance\/car-insurance-discounts\/\">car insurance discounts<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-find-cheap\">How to find cheap car insurance for leased cars<\/h2>\n\n\n\n<p>With so many types of coverage to buy, it may feel impossible to find <a href=\"\/car-insurance\/cheap-car-insurance\/\">affordable auto insurance<\/a> for a leased vehicle. Here are a few things you can do to lower your rates.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Raise your deductible<\/strong>: The higher your <a href=\"\/car-insurance\/car-insurance-deductible\/\">deductible<\/a>, the cheaper your monthly car insurance rates will be. However, leasing companies may set a maximum deductible, so be mindful of these requirements. Also, be sure you would be comfortable paying your deductible quickly if you needed to.<\/li>\n\n\n\n<li><strong>Look for discounts:<\/strong> Most insurance providers offer discounts of one kind or another. The most common discounts include those for <a href=\"\/car-insurance\/car-insurance-student-discount\/\">good students<\/a>, <a href=\"\/car-insurance\/safe-driver-discount\/\">safe drivers<\/a>, <a href=\"\/car-insurance\/what-is-telematics\/\">telematics<\/a> and <a href=\"\/car-insurance\/car-and-home-insurance\/\">home and auto insurance bundles<\/a>. Ask your agent if there are any discounts available to you.<\/li>\n\n\n\n<li><strong>Shop around:<\/strong> Before you settle on a provider, <a href=\"\/car-insurance\/car-insurance-quotes\/\">compare quotes<\/a> from at least three insurance companies.<\/li>\n<\/ul>\n\n\n\n<div class=\"!mbs-12 !mbe-12 wp-block-jerry-faqs wp-block-jerry-faqs\">\n  <!-- Title -->\n    <h2 class=\"medium-title text-black mb-1.5 pt-12 uppercase\">\n    FAQ  <\/h2>\n  \n  <!-- Accordion -->\n  \n<div class=\"max-w-screen-lg my-6 [&amp;_li:last-child]:border-b-0\">\n<ul class=\"wp-block-jerry-accordion\">\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item font-circular flex cursor-pointer flex-row items-start border-b border-zinc-200 py-6 text-lg text-slate-500 is-style-accordion-item-box wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        What\u2019s the difference between lease car insurance and owner car insurance?      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>When you lease a vehicle, you\u2019re bound to the contract that you sign with the lessor, which includes rules about how much insurance you need for your car. That means leased car drivers don\u2019t have much control over their coverage levels. When you own your vehicle, you can choose your own auto insurance coverage, provided that you comply with state insurance laws.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item font-circular flex cursor-pointer flex-row items-start border-b border-zinc-200 py-6 text-lg text-slate-500 is-style-accordion-item-box wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        Does Progressive offer gap insurance?      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>Progressive offers loan\/lease payoff coverage, which is similar to gap insurance but with a key difference \u2014 Progressive&#8217;s offering has a maximum payout limit of 25% of your vehicle&#8217;s value (though the limit varies by state).<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item font-circular flex cursor-pointer flex-row items-start border-b border-zinc-200 py-6 text-lg text-slate-500 is-style-accordion-item-box wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        Is insurance cheaper on a lease?      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>No. Because leasing companies typically have stricter insurance requirements, you&#8217;ll usually end up paying more for car insurance on a leased vehicle compared to a car you bought outright or financed.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n\n\n\n<li class=\"font-circular flex cursor-pointer list-none flex-col items-start gap-1 border-b border-zinc-200 py-6 text-lg text-slate-500 md:flex-row md:gap-5 wp-block-jerry-accordion-item font-circular flex cursor-pointer flex-row items-start border-b border-zinc-200 py-6 text-lg text-slate-500 is-style-accordion-item-box wp-block-jerry-accordion-item\" data-wp-interactive=\"accordion-item\" data-wp-init=\"callbacks.onInit\">\n  <!-- Accessory -->\n  \n  <div class=\"flex flex-1 flex-col text-gray-600\">\n    <div class=\"flex flex-row items-start justify-between gap-4\">\n      <!-- Title -->\n      <span class=\"accordion-q align-middle text-black font-medium\">\n        Is there special insurance for leased vehicles?      <\/span>\n\n      <!-- Icon -->\n      <span class=\"accordion-i text-black font-medium mr-4 mt-1 shrink-0 align-middle transition iconify i--chevron-down\"><\/span>\n    <\/div>\n\n    <!-- Content -->\n    \n<div class=\"jerry-block-content accordion-a mt-5 hidden\">\n<p>No, there isn&#8217;t special insurance for leased vehicles. Leasing companies often require more robust insurance coverage than traditional lenders for financed vehicles, which typically includes liability, collision, comprehensive and gap insurance.<\/p>\n<\/div>\n  <\/div>\n<\/li>\n<\/ul>\n<\/div>\n\n  <!-- Contact link -->\n  <\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.<\/p>\n\n\n\n<div class=\"wp-block-jerry-meet-experts\" data-wp-interactive=\"jerry\/meet-experts\" data-wp-context=\"{&quot;modalVisible&quot;:false}\">\n  <div class=\"font-circular text-2xl font-extrabold text-slate-900\">Expert-driven. Built for you.<\/div>\n\n  <div class=\"my-3\">\n    <div class=\"flex justify-between items-center py-3 border-b border-neutral-200 cursor-pointer font-semibold text-gray-900\" data-wp-on-async--click=\"actions.toggleModal\">\n  <button class=\"text-left text-base\" type=\"button\">\n    Why you can count on Jerry&#8217;s articles  <\/button>\n\n  <div class=\"transition data-[visible=true]:md:rotate-180 text-xs iconify i--chevron-down text-gray-500\" data-wp-bind--data-visible=\"context.modalVisible\"><\/div>\n<\/div>\n<div class=\"modal-backdrop fixed bottom-0 left-0 right-0 top-0 z-50 overflow-hidden overscroll-contain bg-black\/70 font-body transition-transform delay-100 duration-0 md:relative md:z-auto [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:bg-black\/0 [&amp;:not([data-visible=true])]:md:hidden\" data-wp-init=\"callbacks.onModalInit\" data-wp-on-async--click=\"actions.hideModal\" data-wp-bind--data-visible=\"context.modalVisible\">\n  <div class=\"modal-view fixed bottom-0 left-0 right-0 flex max-h-[75%] w-full flex-col rounded-t-3xl bg-white pb-7 pl-7 pt-3.5 transition md:relative md:rounded-none md:pl-0 md:transition-none [&amp;:not([data-visible=true])]:translate-y-full [&amp;:not([data-visible=true])]:md:hidden\" data-wp-bind--data-visible=\"context.modalVisible\">\n    <div class=\"modal-header md:hidden flex justify-between items-center pb-1 mb-1 border-b border-zinc-200\">\n      <div class=\"modal-title text-base font-semibold\">Summary<\/div>\n\n      <div\n        class=\"modal-close-btn wp-block-group w-11 h-11 mr-2.5 content-center text-center\"\n        data-wp-on-async--click=\"actions.hideModal\"\n      >\n        <div class=\"iconify i--close text-gray-500 cursor-pointer\"><\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"modal-body pr-7 overflow-y-auto\"><div class=\"wp-block-template-part\"><div class=\"flex flex-row items-center gap-2.5 rounded-lg bg-gray-pink px-4 py-5\">\n  <span class=\"iconify mt-0.5 shrink-0 self-start text-xs text-primary i--shield-check\"><\/span>\n\n  <div>\n    <div class=\"font-body text-xs font-bold text-primary\">Our goal is clear, trustworthy information.<\/div>\n    <div class=\"mt-1 font-body text-xs text-gray-600\">\n      Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and\n      experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept\n      current, and our editorial team is separate from our business partners, so our opinions &#038; tips are unbiased. All\n      insights drawn from Jerry\u2019s proprietary, aggregated customer auto insurance quotes data provide unique, real-world\n      guidance.\n    <\/div>\n  <\/div>\n<\/div>\n<\/div><\/div>\n  <\/div>\n<\/div>\n  <\/div>\n\n  <div class=\"text-base font-semibold text-gray-900\">Our experts<\/div>\n\n  <div class=\"my-8 flex flex-col gap-8 items-center justify-center\">\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2024\/11\/Megan-Lee.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2024\/11\/Megan-Lee.png 250w, \/wp-content\/uploads\/2024\/11\/Megan-Lee-150x150.png 150w, \/wp-content\/uploads\/2024\/11\/Megan-Lee-56x56.png 56w, \/wp-content\/uploads\/2024\/11\/Megan-Lee-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Megan Lee            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Megan Lee is an editor, writer, and SEO expert who specializes in insurance, personal finance, travel, and healthcare. She has been published in U.S. News &amp; World Report, USA Today and elsewhere, and has spoken at conferences like that of NAFSA: Association of International Educators. Megan has built and directed remote content teams and editorial strategies for several websites, including NerdWallet. When she`s not crafting her next piece of content, Megan adventures around her Midwest home base where she likes to drink cortados, attend theme parties, ride her bike and cook Asian food.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n          <div\n        class=\"meet-experts-item group relative flex h-auto w-full flex-none flex-col justify-between overflow-hidden rounded-3xl py-9 text-sm shadow-variant-card\"\n        data-expand=\"false\"\n        data-wp-init=\"callbacks.onItemInit\"\n      >\n        <div class=\"grid h-full w-full grid-cols-1 overflow-hidden px-8 md:grid-cols-4\">\n          <img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"\/wp-content\/uploads\/2024\/11\/Everett-Cook.png\" class=\"size-16 rounded-full md:size-32 col-span-1 md:ml-4\" alt=\"meet-experts-thumbnail\" srcset=\"\/wp-content\/uploads\/2024\/11\/Everett-Cook.png 250w, \/wp-content\/uploads\/2024\/11\/Everett-Cook-150x150.png 150w, \/wp-content\/uploads\/2024\/11\/Everett-Cook-56x56.png 56w, \/wp-content\/uploads\/2024\/11\/Everett-Cook-120x120.png 120w\" sizes=\"auto, (max-width: 346px) 260px, (max-width: 576px) 432px, (max-width: 720px) 540px, (min-width: 720px) 250px, 100vw\" fetchpriority=\"low\"\/>\n          <div class=\"col-span-3\">\n            <div class=\"my-4 flex-1 content-center font-circular text-lg font-medium text-slate-900 md:mt-0\">\n              Everett Cook            <\/div>\n\n            \n            <div class=\"text-slate-500 mt-2 leading-6\">\n              <p>Everett Cook is an award-winning journalist and editor with more than 10 years of experience across a variety of industries. In editing for Jerry, Everett&rsquo;s mission is to help readers have a better understanding of the costs of owning or leasing a car and to better understand their vehicle in terms of insurance and repairs. Prior to joining Jerry, Everett was an editor for Axios. His previous work has been featured in The New York Times, The Los Angeles Times, The San Francisco Chronicle, The Atlantic, Atlantic Re:think, The Boston Globe, USA Today, and others. He&rsquo;s also been a freelance writer and editor with experience in SEO, audience building, and long-term content roadmaps. Everett is a proud graduate of the University of Michigan.<\/p>            <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"absolute hidden group-data-[expand=true]:flex bottom-0 w-full h-24 bg-gradient-to-t from-white from-30% to-transparent to-100% items-end justify-center\">\n          <div\n            class=\"flex cursor-pointer flex-row items-center gap-2 my-4 font-circular text-primary\"\n            data-wp-on-async--click=\"actions.onItemExpandClick\"\n          >\n            <span class=\"text-sm\">See more<\/span>\n            <span class=\"iconify i--chevron-down text-xs\"><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n      <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>When you lease a car, you\u2019ll likely be required to carry full coverage insurance, which costs $160 to $200 per month on average. <\/p>\n","protected":false},"author":19,"featured_media":42444,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"single-advice","meta":{"jerry_authors":"[{\"id\":\"366\",\"type\":\"main-author\"},{\"id\":\"115\",\"type\":\"editor\"},{\"id\":\"187\",\"type\":\"reviewer\"}]","jerry_author_ids":[366],"jerry_idx_page_label":"","jerry_meta_desc":"When you lease a car, you\u2019ll likely be required to carry full coverage insurance, which costs around $160-$200 per month on average. 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